| Address: 110096 |
| Website: www.corpbank.com |
Sir,
I am preeti khanna, residing in g-4/d-56, ganpati - villa, kaushambi ghaziabad. I took a home loan from corporation branch, delhi, vasundhra enclave. Ifsc code corp0000563, micr code:[protected]. And my loan account number is [protected] and i have been paying all my em. I of home loan on time. You can check the same. Sir, i had been aware that two years back, according to government of india have released new scheme to escalate all the home loan to lower rate of interest i. E 9.65% from 12.5% and i was under impression as the rbi raises the rate of interest on home loans are applicable to all by default, similarly, the same deflation on rate of interest on home loan may also be applied automatically. Since i have not been doing well in our business, and health. I was not able to visit the parent branch of bank, but was regularly updating my passbook on time to keep a check on accounts. Sir, i was little disappointed to see the stable figure of principle amount therefore contacted manager of nearest branch to consult regarding the same. There, i came to know about the status of rate of interest being paid by us is 12.5% instead the existing 9.65%, i raised voice in respect of consulting and written application given to the respected chief bank manager of the branch (Mr. H. N. Subramanya) but, he did not commit to do the reversal on rate of interest applied till the date and just informed me about the migration to 9.65% for future would be applied. I kept requesting him about my economic crisis and asked them to modify / revised rate of interest to be adjusted in my home loan account since it was issued by the government. We are middle class educated people and know our rights that government of india is doing all best possible things to help those who pay their e. M. I out of their hard earned money. But, here in my case, little wrong impression that all the new rate of interest whether those increase or decrease, is applied by default, i have been asked to bear it without considering my economic condition. It has been more then 13 years, i have paid more than 20 lakhs to the bank as a interest, bank is behaving selfish and seeing their profit, they are ignoring our request and it left a very disappointing impression on us. Therefore i have written to you with all the hope that you would consider this issue, and revive the rate of interest as 9.65% to be adjusted, in last 2 years from where the date, this was issued. Regards,
Preeti khanna/ anil khanna
[protected]
[protected]
Corporation Bank customer support has been notified about the posted complaint.
Aug 25, 2016
Updated by preetikhanna Sir,
I am Preeti Khanna, residing in UG-4/D-56, Ganpati- Villa, Kaushambi Ghaziabad. I took a home loan from Corporation Branch, Delhi, Vasundhra Enclave. IFSC code CORP0000563, MICR Code:[protected]. And my loan account number is [protected] And I have been paying all my EM.I of home loan on time. You can check the same. Sir, I had been aware that two years back, according to Government of India have released new scheme to escalate all the home loan to lower rate of interest i.e 9.65% from 12.5% and I was under impression as the RBI raises the rate of interest on home loans are applicable to all by default, similarly, the same deflation on rate of interest on home loan may also be applied automatically. Since I have not been doing well in our business, and health. I was not able to visit the parent branch of bank, but was regularly updating my passbook on time to keep a check on accounts. Sir, I was little disappointed to see the stable figure of principle amount therefore contacted Manager of nearest branch to consult regarding the same. There, I came to know about the status of rate of interest being paid by us is 12.5% instead the existing 9.65%, I raised voice in respect of consulting and written application given to Chief Manager. I request you again about my economic crisis and consider to modify / revised rate of interest to be adjusted in my home loan account since it was issued by the Government. We are middle class educated people and know our rights that Government of India is doing all best possible things to help those who pay their E.M.I out of their hard earned money. But, here in my case, little wrong impression that all the new rate of interest whether those increase or decrease, is applied by default, I have been asked to bear it without considering my economic condition. It has been more then 13 years, I have paid more than 20 lakhs to the bank as a interest, therefore I have written to you with all the hope that you would forward this issue, and revive the rate of interest as 9.65% to be adjusted, in last 2 years from where the date, this was issued. Manager have refused to accept my request though staff of other bank branches and retired bank officer or Manager have advised me that bank has power to modify principle amount on the basis of extra amount paid as a higher rate of interest. Kindly help me, waiting for your reply.
Regards,
Preeti Khanna/ Anil Khanna
[protected]
[protected]
[protected]
Corporation bank USAINI branch Firozabad UP
Contact Manorama Gupta [protected], Firozabad
Email [protected]@yahoo.com