Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear Team,

My name is Nagaraju Kakani. Recently i check my CIBIL Score it was very less 741 i never made late payment in my life (holded 2 credit cards). I never had a Loan in any of the Bank then why credit score was less.

In my future if i need loan due to this Cibil score i may not get loan. I want to know why it has been low on what basis they are calculating it. Please make it correct and get right information...

I have taken out my CIBIL Report on 05.09.2018 and found that a housing loan taken in the year 2005 with a sanctioned amount of Rs.11, 00, 000 from HDFC Ltd. ( Loan A/c No.[protected] which has been repaid in full with all dues in 2014 is shown as WRITTEN OFF(PRINCIPAL): 10, 61, 252.00. There was no settlement in any type of due from HDFC Ltd. HDFC Ltd. has given me the NOC disclosing that they have received the balance amount in full and...

Myself, G.P.LAKSHMI NARAYANA had approached YES BANK for Vehicle Loan last week and to my surprises YES BANK reported that I had been in position of additional PAN CARD No "AGWPN4679Q"; in cibil report of which I'm unaware and my original PAN No. AGWPN2467Q. I'm using the same Pan for all accounts & filing my ITR's.

I was asked to visit Income Tax Office @ Hyderabad, WARD 4(4) and the officer stationed had Searched/Looked for...

Due to hypothecation issue i had not paid tw payments of each 1326/- amount to icici bank, because my two wheeler emi paymanets done to icici, but hypothecation is to sriram city union, i had asked the icici to change the hypothecation then only i would pay, but icici rejected my demand hence i stoped my last two payments, but finally i only came down and paid the due amount to icici and got noc certificate. Loan taken date 2007, issue resolved...

Dear sir
As i have settled the credit card account with j m financial arc card (S) no :[protected] but in my cibil report still shows an outstanding which is effecting my cibil score for no reason. As j m financial arc had given a letter for fully settled vide dated 19/12 2012 and the copy will be attached herewith. Kindly clear the matter as early as possible as it is effecting me for wrong reason. Hope you will do the needful...

Cibil has classified me as a defaulter on the complaint sbi bank which was settled long back in 1997. Amount is just 12000. I have availed and closed lot of loans after that. I have not cheated any bank but only banks have dissapointed me by their inefficient service. I was informed that even if i settle this amount with sbi bank, there is no surety that cibil will remove my name from defaulters list. I am a victim o[censored]njustified business...

I Ramesh Chandra Bambhi S/O Hajari lal residing Village & Post karot, Via Kekri, Teh. Bhinai Dist. Ajmer (Rajasthan) Having Pan No. ACDPD3673K, I have taken a KCC Loan of rs 100000/- from ICICI, Sampla Branch. PIN Code 305404,
which i have cleared on 14/6/2016. bank has also confirmed & given statement
to this effect.but in mi cibil it is showing outstanding ....

I had applied for the citi bank credit card. My application has been rejected vide on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected] date[protected] was attached to letter. As per the report, my credit scoring was 680 and scoring factors included the following - 1. Over due amount...

I surprise to see my that, my cibil reports on 12th june 2018 a. C no b2co133034 is showing current balance 25, 322.00.
I am having noc (Full and final settlement letter) on 10th oct 2018 from barclays why it is still showing, is not accepted, i shall be going to consumer court without if the matter will not resolve within 10 days they will delete my name from cibil without any delay.
Regards
Goutam sarkar...

I am Lalita Rani and my Pan No. AIPPR2422Q. When I checked my CIBIL report, it stated wrong information about my PAN no. Before that i have applied for housing loan in 2015 from Vijaya Bank. The data provides that my PAN no. is AHPPR2422Q, which is not my PAN no. Kindly correct the information and revert back soon as need to apply for a loan urgently....

Loan a/c no. 1021516 of neogrowth credit pvt. Ltd., pune 411004

Name of borrower - a b enterprises - partner : anita ashok oswal

I would like to inform you that though i have paid all emi till date and company has issued me "no overdue" confirmation vide their e-mail dated 13.07.2018, in cibil record it shows that they have filed ' suit ' for which i
Don't have any information. This is totally false information...

Sir i am Sateesh Parlapalli, i have applied for personal loan in one bank they have rejected my loan due to cibil matter, Someone else personal loan number "12718413" is reflecting in my cibil from 2009 onwards, make sure that i have not borrowed any loan or been guarantor for any person, plz resolve this or send the details of the updated cibil to apply for the lon again.

Pan: BACPP7323Q
NAME. Sateesh Parlapallibr...

Respected sir
I am prashant mudliyar from pune. I have purchased unlimited subcription pack for six months of my cibil information from online cibil.com, but from 3rd july 2018 i cant refresh my cibil. Thats why i does not get my current cibil score. I was inform the cibil department about my problem through email i was 2 -3 times email them. I was also communicate with customer care of cibil department. But they are not helping me...

Dear sir / man
Mera naam Manish Kumar s/o Mr mohan Kumar hai Maine Bhim loans ke liye bank mein apply Kara tha mera CIBIL Score Kaam aa raha hai mere cibil report mein kafi Sare loans reflect kar rahe hai jo mere nahi hai Maine all most kafi bar apse contact Karen ki koshish kari mujhe koi reply nah aaya
Mera pancad number AWBPK0292 hai mere cibil report mein 5 mails I’d show ho rahi hai mera passport nahi Bana Kabhi report...

For rectification of my civil score shows low rating due to SBI credit card which is not used or swapped once but it hampers my credibility in CIBiL score and mentioned in credit history about defaulters 16 instalment without any particular due amount . my details as follows------ My name- pradipta dash. Pan no-AEPPD0956F. DOB--- 16_09_1967.cont no-[protected]. Adre-jaitalang.tyanfakuda.kenderapada.odisha. mob no-[protected]/[protected] [protected]@yahoo.com...

My credit score report by SBi 520 due to credit card 16 default which I never used and after complain amount reversed and zerosised. In my civil score it comes 672 which SBI is not accepting. I avail only 50k personal loan and paying Emi but why score is so low.please take immediate action because my loan file is pending.During2014 by misguide of credit card reprentative I revived a credit card but not used pin no or withdraw single pie but...

Respected Sir/Madam,
My registered mobile number is [protected], I took Consumer loan from Bajaj Finserv, these account number viz 487DDF26899169, 410SCE16618294 and 410DDF05666902 is affecting my cibil the most. I have obtained the NOC against all these three loan

Please fix the issue so that my cibil score increases
Thanks

Dr. Amit Kumar Mandal
[protected]@gmail.com...

1. Please refer to page no. 6 of 12, Account No. [protected], last reported by CIBIL on 28 Feb 2018 still showing overdue amount of 18804 while account has already been closed and there is no overdue.
2. Please refer to page no. 2 of 12, outstanding of RS 4 lacs known funding still showing outstanding balance while company is not availing any such facilities as on date.
3. Working capital known standard SUB amount of 7026395...

I have settled my accounts with Standard Chartered Bank for my credit card no.[protected] on 11.02.2011 with a final payment of Rs.1, 00, 000/-as per their letter no.CBR[protected], CUSTOMER NO.[protected]
But as per CIBIL Score & Report control no.2, 448, 713, 305 dt 13.06.2018 the report says amount OD Rs.89, 267/- with 210 days past due.
Kindly check up with STANDARD CHARTERED BANK, RED ROSE PLAZA, 509, D.B.ROAD,...

I am facing CIBIL issue whenever am trying to apply the loan and also net even approve single credit cards.
please advice me how I can solve this issue and remove the problems.

I have dealed with India bulls and paid principle amount, by the time of discussion the manager assured me to wave off the interest and remove from CIBIL but he did not done.
please give advice for the solve the issue....