Credit Information Bureau India [CIBIL] Complaints & Reviews

I had applied the personal loan from Tata capital.initially they had said the rio of 11% and it was negotiable..i had not given the approval of rio of 11%.with out acceptance of my approval loan was sanctioned. Now they are pressuring to take loan with rio of 11%.now they are blackmailing to reduce the my coil score to complaining to civil
Pl suggest

Is this cibil report is genuine? No its misappropriate service providing / adding unknown transactions in my account. So that iam unable to get the loan any bank.
In my cibil report there is two wheeler loan provided by hdfc loan no 90613811 from nagapatinam (Period of 2004) his name suresh. S, since my name is also suresh. S how you cibil will connect the loan to my cibil score. Moreover i have got my pan only on 2011.
Your worst service made me angry on the government who gave the permission to run this service.
I have attached the photocopy of that person got the loan form hdfc bank which you cibil cant do that. Now it is easy for you do it correctly as early.
Its my humble request for cibil please close your service or do it correctly all the banks are having faith on you.

I have submitted a dispute id: cds[protected] about hdfc home loan showing in my cibil record dated on 22nd nov 2018. They are keep saying we are working on it and will respond you but i am not getting any solution on this.

When i contacted hdfc ltd regarding hl account[protected] they said this loan doesn't belongs to me and i don't have any loan with hdfc ltd as per their record.

Cibil has done mistake in entering data into their system and that loan is coming to my cibil report. I have verified with hdfc ltd customer name and date of birth of the home loan owner matches with me because of that cibil has updated in my record but they should check all the details like his pan number and father's name while entering data into the system.

This is a mistake done by cibil they have to correct it. Hdfc ltd is not sharing any details with me because i am not their customer.

I have requested cibil customer care regarding this many time but no one is ready to resolve it. They are saying they are waiting for hdfc ltd reply on my dispute. And hdfc ltd is saying they didn't received any request from cibil regarding my dispute.

Please help me here to get my issue reslove.

Thanks
Sanjeev kumar
Mobile : [protected]

In my cibil report someone mob no, some one working address, some one e-mail i'd and some one address are matched in my records and displaying many loans in my records based on the wrong match, which does not belongs to me. Kindly rectify and correct my biodata in my profile asap.
I am affected by this issue more than 2years and i have rejected in many loans due to mismatch in cibil records kindly sort out the issue and help me to get from the issue.
My mob no :[protected]

I have paid my full loan money with interest on my educational loan on indian bank and i got written letter also for the closer but still it's showing in cibil and my bike loan i paid every emi without fail before a year and i got closer letter from the bank but in my cibil it's showing on month pending it's affecting my cibil i am seriously fraustrated. I don't why they are updating their data base.

Regards,
M. Jacob
[protected]

My self pradeep sharma. M/s mahindra finance wrongly shown me as a grunter in loan account no.-4004636,

I have also received the noc letter mahindra & mahindra finace

But my name is in cibil and due to that iam not getting any loan from any bank.

So requesting to update and remove from cibil so as i can get loan fron bank

Loan account no. 4004636

Subject: request to correct the cibil report of mr. Shashi kant singh written off rs. 21012/-. Cibil control no. [protected] dated 19.11.2018 time: 15:54:53, pan no. Ahlps9981l.

Sir,
With reference to above, there is a concern about aforesaid credit card overdue & written off amount: 21012/-, cibil report dated 29/11/2018, i declared that, i have not using any credit card till date, but in my cibil report there is showing credit card which is not mine and it has shown write off after that but the fact is that i have not using any credit card till date.
With this concern i am also saying that:-
1. I am not bearing any driving license no. Of p[protected] which is mentioned in the report of record.
2. I am having the pan card no. Ahlps9981l since march-1996, which was lost in may-2003 and the information was given to the police station r. K. Puram new delhi in written then duplicate card was issued to me.
3. I have not been connected with the place/address of vasant vihar, new delhi and l/25/2 lajpat nagar new delhi during my service tenure.
4. I had been residing at 772 bahawalpur cghs plot no.1, sector-4, dwarka, new delhi since november-2003 to september-2018.
5. I have served in the following schools since july-2003
(I). Gbsss no.1 palam village - vice principal[protected]
(Ii). Gbsss no.3 palam enclave - vice principal[protected]
(Iii) govt.co-ed sec. School nagli sakrawati – vice principal[protected]
(Iv). Govt.co-ed sr. Sec. School, sector-2, dwarka - principal - 2012 to till date.
So, please rectify immediately, and let me know as soon as possible.
Thanking you
Regards,

Shashi kant singh
Mob. No.[protected]
Phone no.[protected]
[protected]@gmail.com

When i am checking my cibil score, it is saying that based on the information provided, your credit report could not be found in the bureau database. This is because you do not have a loan or a credit card, but when i applied for credit card in standard charted it is rejected by bank and showing me that your credit score is 0, so it is rejected or contact to bureau, please help me for that.

Dear sir/madam,

Ref: sbi personal loan[protected]

I am writing to you with regards my personal loan account mentioned above. From a review of my bureau report, i notice that the captioned account is reported with a written-off status in my report. This appears to be hindering my ability to raise fresh credit. I now want to clean-up my records and i am willing to pay the amount due to convert this account from a written-off status to a closed/null status. Please confirm the amount that i need to repay to obtain a closed/null status in my report, so that i may become loan eligible in the future.
I look forward to your support in this regard. Please assist me. Look forward to an early response from you.

As per my aadhar, passport, pan & voter id, the dob is 06 april 1985. However, in the cibil report, it is 06 april 1984. I have reached may time cibil by phone and email & the response is half which is not meaning full.

The cibil and credit institution has my incorrect identity. I just need to correct this. If my identity is not correct then i will go to court.

Service request number 6644853

Section field / account / enquiry details disputed details of dispute status of dispute
Personal dob to be changed to 06/04/1985 no change - please get in touch with your credit institutions for the required correction.

This is to inform you that my name is gopal paramanik,. My date of birth is 13/04/1991and my cibil control no is[protected] and my cibil member id is bf02151005, there are some wrong information is in my cibil report. There is one mudra loan is showing in my cibil report. Loan account no is[protected] is not belongs to me, that loan is belong to same gopal paramanik who belongs to west bengal branch-karulia north 24 paraganas. And this loan is with united bank of india.. Kindly remove the detail in my cibil as i applied for home loan and only for this i am facing problem. Kindly do the needful. Other wise i am going to case the file against cibil and state bank of india for the same. Kindly reply me on same because i already pay the booking amount and only for this reason my loan not get approved. Please get it done with in day. Awaiting for kind reply. My email id is [protected]@gmail.com

I had took ccck (Agriculture loan) from corporation bank. I have paid all my emi's and even collect noc but still in my cibil report it is shown as outstanding balance of rs. 1, 07, 097. So, kindly update my report and my score so that it will be helpful in my future endeavours.

Please do the needful as soon as possible.
Name-nalinikanta nayak
Pan-alopn6017h
Jajpur, odisha-755006

Ia had took pmry loan fro sbi i have paid all my emi's and even collect noc but still in my cibil report it is shown as outstanding balance of rs. 25423 and 22000/-.

Please do the needful.

My details.
Name: pramod kumar singh
Pan: avyps2959m
E-mail: [protected]@gmail.com
Call: [protected]

I, ritu varshney would like to inform you that there are charges of rs.5293/- on my credit card as per the cibil. However, i have no credit card under my name from past few years. I would request you to kindly remove the above mention charges or provide me with the detail for the same.
I am unable to take any loan due to this problem.
Pan no: adipv2067k

As i have two pan numbers, the one which is pan number cerpp9879r was
Cancelled by income tax department and currently i have and using pan
Card no. Ajdpr3456m.

Attaching here pan surrender copy of income tax department for pan
Number cerpp9879r.

Could you please close the cibil account related to pan number cerpp9879r.

There is no cibil score in my account even after having 6 accounts active. Earlier i was having a score of 750 and above. Please rectify because the score which is now visible in my account is na not applicable. Earlier i was getting the score visible whereas now in the dashboard of my account there is no score visible. Please kindly rectify as early.

Dear Sir/Madem,

I checked my CIBIL history and noted that an wrong entry marked in my account which is effecting my credit history. Please note that following loan which I never taken from PNB KAMAN BR. BHARATPUR(RAJ) but it’s reflecting in my Cibil Report which is Wrong.

Therefore, request you to please check and Remove from your History because its effecting my Cibil Report.

LOAN A/C NO.

233300AE00001235

Thanks &Regards

PARMINDER SINGH

We, techno global services pvt ltd had taken loan from bajaj finance, equipment finance as per below details,

Loan account statement for 4100ce00314475
Last disbursal date - 23.07.12
End installment date - 15.06.13
Final payment done & ac closed - 11.04.14

After that we have been following with bajaj finance for clearing the charge from cibil from last 4 years but still its not cleared, its affecting our cibil and hampering our credit limit.

The details attached below.

Apurba sswain
Mob-[protected]
Techno global services pvt ltd
Kolkata -700107

Dear sir,
On 16/08/18 sbi credit card fraudulant transactions rs.70000/- has been done through my credit card. Within 24hrs as per rbi guidelines (17/08/18) i was informed sbi customer care, nodalofficier of sbi bank and lodged fir against this transactions and inform cyber cell too. My all informations pan card, adhaar card and sbi credit card details has been stolen by the caller. I complaint against this. But sbi bank create pressure on me for paying amount which is i am using nor swipe. I am worried about my cibil score.

Hello team,

It's been more than 100 days my issue is not resolved yet.

I sent you many emails but no resolution provided from your side.

I have only pan edbpd4639a which is correctly reflecting in my cibil report but in your backend it's showing two pans.

Kindly remove the other pan from my account as it's creating lot of problems in my account like other's account number are showing, other's enquiries showing.

My pan edbpd4639a was issued by incometax department in febraury 2018 and my account showing loans of 2016.

Please correct my account asap.

Regards
Maninder dass