Credit Information Bureau India [CIBIL] Complaints & Reviews

My credit score report by SBi 520 due to credit card 16 default which I never used and after complain amount reversed and zerosised. In my civil score it comes 672 which SBI is not accepting. I avail only 50k personal loan and paying Emi but why score is so low.please take immediate action because my loan file is pending.During2014 by misguide of credit card reprentative I revived a credit card but not used pin no or withdraw single pie but after 2yrs while I. Check my civil it shows outstanding 4545 to pay. After complain it auto reversed.but till today it reflect my civil credibility.that card no-[protected] Ac no-[protected] disputeid[protected]

Respected Sir/Madam,
My registered mobile number is [protected], I took Consumer loan from Bajaj Finserv, these account number viz 487DDF26899169, 410SCE16618294 and 410DDF05666902 is affecting my cibil the most. I have obtained the NOC against all these three loan

Please fix the issue so that my cibil score increases
Thanks

Dr. Amit Kumar Mandal
[protected]@gmail.com

1. Please refer to page no. 6 of 12, Account No. [protected], last reported by CIBIL on 28 Feb 2018 still showing overdue amount of 18804 while account has already been closed and there is no overdue.
2. Please refer to page no. 2 of 12, outstanding of RS 4 lacs known funding still showing outstanding balance while company is not availing any such facilities as on date.
3. Working capital known standard SUB amount of 7026395 showing outstanding while working capital limit reduced to only Rs 8 lacs from Rs 70 lacs.
4. Kindly meet the necessary correction so that CIBIL score maybe in order

I have settled my accounts with Standard Chartered Bank for my credit card no.[protected] on 11.02.2011 with a final payment of Rs.1, 00, 000/-as per their letter no.CBR[protected], CUSTOMER NO.[protected]
But as per CIBIL Score & Report control no.2, 448, 713, 305 dt 13.06.2018 the report says amount OD Rs.89, 267/- with 210 days past due.
Kindly check up with STANDARD CHARTERED BANK, RED ROSE PLAZA, 509, D.B.ROAD, R.S.PURAM, COIMBATORE 641012 and up date our accounts without any OD amount in CIBIL REPORTS

I am facing CIBIL issue whenever am trying to apply the loan and also net even approve single credit cards.
please advice me how I can solve this issue and remove the problems.

I have dealed with India bulls and paid principle amount, by the time of discussion the manager assured me to wave off the interest and remove from CIBIL but he did not done.
please give advice for the solve the issue.

My self sandesh deepak chandanshiv
I aaply lone payesen Mobile application 12june lone amount 15000 sionsion but not Resive lone amount in my accounts payesen say i am transfer lone amount u Account toh online paysenc say u first emi 3 Aug but not Resive lone amount my accounts way pay emi i am send the me paysenc support staff but nobody reply
Chk aattach fie and my bank statement

I had applied for the citi bank credit card. My application has been rejected vide on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected] date[protected] was attached to letter. As per the report, my credit scoring was 772 and scoring factors included the following - 1. Presence of a tradeline 91+ days delinquent 13 or more months ago. 2. Employment information under dispute shows error reported on[protected]
All my payments are before due date. To my knowledge, i have not been a party to the above defaults and would like to get these defaults cleared at the earliest. I need complete details of the above defaults and the process to get these resolved so that my credit history is cleaned up for any future transactions.
Because of wrong information given by cibil we consumers have to go through the embarrassment and humiliation.

Back in pune i had a customised offer from citibank in 2017. They said my credit score is below 550. Surprised, i went ahead to check by paying a sum of 500+ in cibil portal.

I was able to see that one of my accounts for study loan was reported twice i. E indianbank[protected] and indianbank - [protected]. After raising a dispute even no one responded and the only response after around 1 year is "we will revert to you shortly".

Why is cibil playing such dirty tricks. I want this second account to be removed with immediate effect. Any person looking at the report will be able to say the above is false.

I want to take your kind attention towards the negligence of the banks as well as CIBIL.
My husband, Ajay Kumar Raghav is working with the world's renown company KPMG global services as an Associate consultant. He is a resident of Delhi and his own house in Delhi only.
We were planning to buy a new car and when we went for a loan, but we come to know that he cannot be given a loan because his CIBIL score is very low around 500. We were shocked to know the reason for this.
A person with the name Ajay Kumar has same PAN number as of my husband has taken a loan somewhere in Punjab, and has not cleared his dues. Because of that, we are not able to get the loan from anywhere.
We are paying off because of someone else's fault. Kindly look into the matter.

Thank you
Regards!
Bhavna Tanwar Raghav

Wrong information by name of kamaiah nagaraju

My self kamaiah nagaraju. I have applied for the home loan from sbi bank, branch located at electronic city, near wipro. Account # [protected]
Account #[protected]Sbi, electricity)
In my cibil i am getting, overdue accounts as below overdue but its not my account.

Account holder name :mr. Nagaraju k s/o k. Balaramasetty, c/o siddivinayaka tr co. Rmc yard, challakere
Branch: challakere, chitradurga road, challakere.
Branch code : 40110.
Sbi a/c # [protected] – loan amount due – rs.05, 30, 000/-
Sbi a/c # [protected] – loan amount due – rs.12, 12, 000/-

But my name is in cibil and due to that i am not getting loan from any bank even from sbi.

So requesting to update and remove from cibil so as i can get loan from bank
Thank you
Regards
Nagaraju k.
Mail id k.[protected]@infosys.com
[protected]
[protected]

Cibil institution / people are thinking themselves a financial god of the people of india. And surprisingly all banks are acting / relying on the basis of their report. They are working on a "baba adam ke jamane ka system". They don't agree / understand only that this system can be improved. They have the feeling that they are the most intelligent people in the whole world and whatever they will report all have to agree to and accept.
Everyone in india including top institution i. E. Rbi has closed its eyes towards this serious issue.
Where this intelligence goes when multi crore rupees scams happen? They can only focus on few thousand / few lacs that are fully secure loans.
Most surprisingly, these banks are keeping their ears and eyes closed and act as dam and deaf person. This is only happening because these banks accepted the monopoly of this stupid organisation.
Banks should stop taking their reports and create competition between the institutions keeping record of the credits in india.
Once the monopoly of cibil goes off from the market they will automatically improve their system to a really intelligent system from "baba adam ke jamane ka system".

Request comments / views on this from all over india please. Let us make our system strong and intelligent.

Dear sir my name is mubarak m dukanwala my mobile no.[protected]. And my credit card number [protected]. Sir i ricvest yu my account 4, 5 yesrs old and i tack online shopping and i cannot thet time purchase emi because thet time my accident so i dont debidet my emi so please sir i request you credit card my cibil recor do clear. Thankfully. Mubarak dukanwala.

I am debt free man. No loan either home or personal. I am also not using any type of credit card. I am using only debit card and online netbanking. Why cibil is maintaining my record and showing zero score.
Bajaj finserv has issued me emi card. Which i tried to use it to purchase mobile phone, but it has denied based on cibil score.
This is totally wrong.

Dear sir/ madam,

I gopichand katragadda, writing this letter to you for cibil & noc issue. I purchased a tata indica taxi (Yellow) plate vehicle, model 2011, color: cavern grey, on february 2016 from m/s maina associates authorized franchisee of fortune integrated assets finance ltd. Complete details as follows:

Name: gopichand katragadda, cell: [protected], [protected]
Date of birth: 02/06/1983, pan number: awgpk9322h
Communication address: flat number 301, h. No: 8-3-228/519/1/a, rehamanthnagar, yousufguda, hyd - 500045

Guarantee 01: edara sai sudheer, guarantee 02: sandeep katragadda

Vehicle number: ts 09 ua 6412, model: tata indica vista, 2011, cavern grey
Vehicle engine number: 100a[protected], vehicle chassis number: mat611423bpa00004
Vehicle cost: 3, 32, 000/-, down payment: 82, 000/-

Finance amount: 2, 50, 000/-
Financer name: maina associates (Fortune integrated assets finance limited)
Address: vijay’s maina chambers, 1-2-338/a, 1st & 2nd floor, phoolbagh, street no-6, gaganmahal road, domulguda, hyderabda-500 029, telangana

Personal loan a/v no:lprai[protected], on 7.1.2005. As i maintain bank balance showing 3 emi due instalment of principal amt rs11, 581.62 with other intrest total due rs51201, it is not right, i prove my bank statement, if no good response, i will go to customer court to claim my rights.. So requested to kindly do heedful for which much oblige.. Thank you. Maliikarjum angadi. # ews 219, nijalingappa colony raichur.584101. Email id:[protected]@gmail.com. Date of birth:01.06.1963. Contact no:[protected]

Dear sir/madam.
I have totally 6 loans. Still I closed the all loans in this 4.6.2018. So please update my cibil as soon as possible for getting personal loan.
1. Particularly my educational loan was closed last February. I Hove the NOC(94 thousands rupees) for concern loan.
2.i closed jwell loan (46 thousand rupees) also closed.
3.credit card bill also paid.
4.sriram city finance also furclosured..
5.bajaj finance details updated correctly. No issue.
Sir I'm waiting for getting the personal loan. They r not give loan due to poor credit report. Please give me the apology.. here after I will pay correct amount as per bill generation..

Dear sir,

I katuri prasad having loan accounts with allahabad bank and bajaj finance and i do not have any loan accountswith andhrabank.in my cibil report with my id numbers of pan: bappk8936h & aadhar no:[protected] some other's name kotari rajendra prasad and his education loan in adhra bank are merged.in the virtue of credit data merging in my cibil report i am unable to get any loans from banks to pay my children school fees even i am eligible to get saral loan as a state irrigation department employee. Herewith i request you kindly delink the education loan of kotari rajendra prasad in cibil and resolve the issue at the earliest.

One two wheeler loan opened on 28/7/2008 it was taken by me but it is showing in my cibil the loan as been taken from ICICI BANK New Delhi branch and the vehicle has been regesterd their but it is linked to my cibil and 6 CREDIT CARD AND 1AUTO Loan I am un able to solve this problem so I called the costumer care they suggested me to raise a complaint to cibil

Respected sir
My Name is M.Mariappan
Pan no BCTPM4158F .I Applied for personal loan in bank but they say ur cibil is showing that u put Guarandor for home loan rs .14lacs on 2014 but i have not put any gurandor for any one so iam not able avail loan for my personal use plz clarify and update in cibil. Kindly do as soon as possible urgently sir.
Regards
M.mariappan
[protected]

Sir yesterday on 7/6/2018i got a fraudulent call nearabout 12pm from a phone no [protected]asking my all my credit card details like card no cvv dob card expiry date etc followed by otp rcvd two transactions of rs 10000 were made from my sbi card xxxx xxxx xxxx 3968to mobikwik i request you to kindly look into the matter n take necessary actio
Thanking you
SHUBHA SINGH