Credit Information Bureau India [CIBIL] Complaints & Reviews

Respected sir/madam
With reference to the above subject my name is ramgopal meena i am residing at vidisha in mp. I have applied for housing loan but due to low cibil score my loan application has rejected. When i inquired i found one loan details showing in my cibil which i didn't take. The name of the person whose loan is mansaram meena from gram nipania, nateran mp and his loan is in hdfc bank, ganjbasoda branch mp amount of rs 450000. A/c number for the same is[protected]. Kindly delete this loan detail from my cibil report so that my cibil score can improve.

Recently i have closed one of my loans account on[protected] amount of rs 225000 which i had taken from sbi a/c number for the same is kcc - [protected], atl-[protected], atl-[protected]. Kindly delete this from my cibil report so that my cibil score my improve.
I have once applied for personnel loan in a private bank in june-2017 one agent of that organization took hardcopy of my id and address proof to enqire my cibil score but that agent inqiure multiple times my cibil report for credit card and for different loans without my information. These inquiries somehow affected my cibil score if it is possible to delete these inquiries especially from june to august-2017 kindly delete them. It will be very helpful for me. P lease resolve my issue.

Dear sir

When i have checked my cibil score there is some discrepancy found in my account

I had not applied any lone on dated 26.10.2007 of rs 40000. I have discussed with bajaj finance they are accepting this loan are not in my name.. I have attached email screen shot for your reference..

Pls check and do the needful help as soon as possible loan details are given below:

Member name : bajaj fin ltd
Account no[protected] and 4h1040544
Rs - 40, 000
Date opened - 26.10.2007
Date of closed - 13.03.2011

My details:
Name - santosh kumar
Pan card no - bulpk8490g
Mob no - [protected]

Warm regards,
Santosh kumar,

Dear sir,
I Mrs Archana kamble had settle all da dues of loan which I had taken from bajaj finance ltd for buying television 2 years back, nd I have applied for loan for which my cibil is showing low score, as one of the EMI got bounced, and same has been paid within 30 DPD AND as on today all the dues are cleared Nd still my cibil is showing low score . kindly look into the matter as soon as possible as I want to apply for fresh loan.
Thanking u
Archana kamble

My Member ID is BP03291113. This refers to my CIBIL report dated 29th Dec'17. I was shocked to see that my Gold Loan no. 34111681 is not yet closed and shows overdue 272788- (Page no. 4 of your report) The same loan was renewed and it is highlighted in Page no. 5 as balance Rs. 2, 66, 800- This means the load was renewed. The data of the renewal is there but closure was not mentioned. This is affecting my CIBIL Score very badly. When I checked with HDFC they informed that they have updated CIBIL but CIBIL has not updated. Kindly look into this seriously and update the records.

Hi

I am rahul kumar a resident from pune. My pan card no is cnspk322e. I had applied for loan in icic bank hinjewadi which has been kept on hold as in cibil report it has been showing 2 pan cards allocated to my name which is absolutely wrong.

As you know that pan india never allocate more than one pan card to any person.
The second pan card that is reflected in cibil system on my name cwnpk0865n is a...

Sir.. My pan card no. Akfpm1950n k. Mathiyazhagan..in my cibil score some of the entries loans and credit cards outstanding amount not available by me.in page no of 3/12 it shows as high credit rs. 10, 65, 629 opened[protected] and last payment dt.[protected] as written off for rs. 26, 135. Due to this i m unable to avail any loan from banks and other institutions.. Kindly check the details and rectify the same.
Also old provide the company details of that loan so that i can go for legal actions
Old do the needful
Thanking you
K. Mathiyazhagan
My mail i'd. [protected]@gmail.com

Dear Sir,
It is to inform you that I have raised a loan from Punjab national bank branch Old Grain Market, DASUYA ( Distt. Hoshiarpur) Punjab in the name of Sanjeev Kumar s/o Sh . Banarsi Dass r/o #No27, Ward No 8, Arjana Colony, Dasuya under Loan account number 342400KU00000029. I have to submit that this loan account stands fully paid and adjusted and closed on[protected] in the bank record whereas it still outstands in the CIBIL report when generated by the bank for fresh loan. So please look into the matter and remove my account and name from the CIBIL report. You can contact the respective branch on the following phone nos. for any further clarification : mobile phone [protected] or landline no.[protected]

Hi,

My name is :thoti john willson. Pan details:afhpt9084p. I have cleared my all outstanding amounts for all my credit cards. But in one of credit card it is showing 10000 +amount. Due to this i m unable to get any loans from any bank. Could please provide the credit card details. Show that i will clear the due outstanding amount.

My email is:willson. [protected]@gmail.com
Phone :+91-[protected]

Thank,
John willson

Dear Sir,

I have found so MANY wrong loans & Credit cards tansactions or Defaulting CARDS/Loans details in shown my CIBIL REPORT

My Name :Rajiv Gupta.
Pan no : AAKPG4133A
Mobile -[protected].
Curent Bank A/C in Yes BAnk Ltd Kamla NaAgar Branch Delhi -110007
Bank A/c No -- [protected]
Firm Name - Gupta Enterprises
Add-7266 1st Floor Prem Nagar Main G T K Road Delhi-110007

But

Various wrong transactions of CREDIT CARDS/ HOUSING LOANS Or DEFAULTS CARD -LOAN PAYMENTS OF PAN NO- AAKPG3943Q
and
Various details of loans Credit Cards & Disputes of PAN CARD NO -AAKPG3943Q, , , ,

wrongly shown in my in my CIBIL REPORT, , ,

Note- all transactions shown in Cibil Report vide PAN NO -AAKPG3943Q is not Mine, , , ,

I think this is some were wrongly picked up or Clearical /Technical Mistake

Request u to pl correct this with imeddiate Effect, , , , ,

All this effected my CIBIL REPORT

Hi. I m gaurav sharma, from punjab. I want to say that my civil score showing wrong and incorrect because of two wrong loan showing in my cibil report. These are not taken from me. Pls help me. Do correct my cibil report. Plz give response as soon as possible. I will b wait. Two loan showing in my cibil report by mistake. These are another person loans. I don't know how this happen. Plz solve my problem. I have faces some problem regarding many of works.

It has been so long that i have paid rs. 550 in cibil account for my credit report even after regular follow-ups, i have emailed my id and address proof as well but no response, your contact no. Is busy all the time, i think cibil ask money from us to earn interest on it, rbi needs to think very seriously about this organization

My application no. Is[protected]

I am not able to get a loan from Banks in Tamilnadu due to the fact that there is a similar name to that of mine in your list of defaulters. My name: Lakshmi Venkatesh. D/O Appa Rao. My contact email ID is [protected]@yahoo.com. I request you to send a mail to me stating what I should do to get a loan from a Bank at Chennai, Tamilnadu. I confirm that I am not a defaulter. In this connection please refer to my earlier complaint of about 10 to 12 days back also. I note to submit my photo to you shortly.

My name krishan kumar sharma s/o ram sharan sharma r/o house no.60 saraswati vihar loni ghaziabad [protected] dob 20/jan/1991
Sir/madam
My cibil score is now 477 mane dono loan ko close kar diya hai uske bad bhi mera cibile score update nahi hua uski wajah se meri job m problem ho rahi hai plz help me mera cibil update kare immedetly
Jo dono loan show ho rahe hai unki noc mai attach kar raha hu

I paid every month approx 3000 to 5000 rs. Panelty for icici credit card then why my civil score is low. Last days approx 10760 rs. Deducted by icici credit card department what about this deduction and why my civil score is low yet now? They deducted 10760 rs. This is large amount i want to complain about my civil score and icici credit card department

I was holding SBI Credit card. During end of August 2017 somebody made a fraud transaction after changing my registered mobile and e mail address. The fraud transaction amount was Rs.80, 000/- I could understand the transaction details when a customer care executive of SBI called me and informed about the transaction, I told her to block the block the card immediately accordingly she blocked and out of Rs, 20, 000 x 4 transaction saged Rs., 30, 000/- transaction ( banks did not disclose the details fully) as my mobile number is registered now hence they are unable to provide me details. But they are insisting me to pay the amount, hence, I paid the amount of Rs.8000/- which I really spent rest I can't pay as this is disputed amount. Bank never accepts their mistake instead they are calling me and paying the amount, They got passport copy and residential details of the fraud person but they are not trying to catch the person. I am staying at Mumbai and the fraud person is in Delhi how could I catch him. I have already made police complaint and submitted dispute form. I need your help otherwise my Cibil score will go down and I will not be able to take any further loan due to this cibil score. You can check up my other bank details where I am particular in paying the amount. Please suggest and help what should I do next...Regards/Unnikrishnan Chamunni

Dear sir,
As i wanted to check the cibil report through the web page www.cibil.com after filling all the details and even Rs 550 was deducted from the account but after the payment procedure was done the next i found a error page saying regret the inconvenience then i tried for the second time but the result again Rs 550 was deducted.so i request help me in refunding the amount or help me out in resolving the issue.
Thanking you,

Regards,
Prasanna

I received a call from tel. No.91-[protected] informing me that i have won a car worth rs.12 lacs in a lucky draw. He is referring to an online purchase i made recently from 'rediff', seller name "truworth health technologies'
And asking for my bank/other details. Second option to pay processing fee of rs.9, 200/- to deliver the car. Just now i received a second call from the same no. I have not shared any information. This is only for your information and action.

My name is devendra kumar, i have enquire my cibil report which shows 2 consumer loan.
While i have never taken consumer loan.
My control no. Is 1, 99, 82, 48, 687 and when i went for enquiry for account no. Through control no. It show no record found please rectify in my cibil because i have to apply for overdraft account.

I am a banker from dena bank.

Name - devendra kumar
Dob[protected]
Add - b -95 new avas vikas kashipur udham singh nagar uttarakhand.
Pan no.- bhgpk0052e

Respected sir,
I, the undersigned beg to report that my-self om prakash das, being cibil member id: [protected], and control number:[protected].
Voter id: mln2147726.
Uid no:[protected].
Pan id: arwpd3775c.

Now i intend to say that in my cibil report there is showing many different loans (Marked by green line in report) which are unknown to me and i never took the loans in my life which are marked in the attachment uploaded by me. Few of them (Marked by red line in report) are showing that some loans are given to me by bajaj fin ltd. That are totally unknown to me, and no any personal loans are given to me yet by bajaj fin ltd.
I, therefore request you to kindly look into the matter and correct the errors in my cibil report as early as possible. I will be very grateful to you forever.
With regards.

My account no.[protected] h jisse main cibil score janne ke liye apply kiya par mere account se 2 time rs 440 -440 deducte hogya par na score ki jankari mili na mera paisa retrun aya. Pls. Pls my retrun to my mony pls.
My name - md mohib alam
Account no - [protected]
Ifsc code-sbin0012554
Sbi bettiah bazar branch
Bihar 845438
Pls.मेरा पैसा वापस कर दे मै गरीब हूं