Credit Information Bureau India [CIBIL] Complaints & Reviews

My Name: Lakshmi Venkatesh: D/O Appa Rao

Address: 71, Periyar Street, MGR Nagar, Chennai 600078, Tamil Nadu.

Client Number: Not Available.

Description of Incident. There is a similar name in your defaulters list with
inadequate particulars based on which Banks here refuse loans to me.

Desirable Solution: Please send a suitably worded letter to me through email ID [protected]@yahoo.com so that I can take a print out and submit it to Bank along with my loan application.

My cibil score is not updated from march 2017. I need home loan but due to not updated cibil score report, always my application got rejected. Take this in consideration and resolve the issues as soon as possible. I have auto loan and all the are pain in good manner with time, but still my score is not gets updated. Please look into this.

Thanks.

My self dr. Rehan shaikh not taken any loan from credit sudhaar. But in credit report shows loan is taken and balance of as about 3300. I have taken package of credit sudhaar for creating good credit score. But the company policy not going and response is not good lastly i am not satisfied with this communication. Kindly suggest about my report and loan.

Name:smt. Lakshmi venkatesh d/o appa rao.

Address:71, periyar street, mgr nagar, kalaignar karunanidhi nagar, chennai, tamil nadu, 600078.

Client number: not available.

Description of likely incident. Someone in the same name might have defaulted.

Desirable solution: please send a letter to me, through this emil id, stating that i am not the person mentioned in the defaulters' list.

Available dpcument. Nil. Banks refuse to consider my loan application form.

Any previous correspondence: i have sent a email to you some 3 or 4 days back addressed to [protected]@cibil.com

Hi,

Sir i tried to get cibil report my friend harvinder singh through this "https://www.cibil.com" website and provided all the information and paid 550 rs. Once i clicked on payment it got some error and there is no message why this happened and status about my payment. But amount got deducted from my bank.. I see a serious security concern of payments here with cibil. They don't have any proper system to alert customers on their payments.

Please help me to get the status or my money back. Or if any suggestions on how can i approach consumer court would be very helpful. I tried customer care many times did not get response.

The details of person as follow: whose report i tried to generate

Harvinder singh
M: +91-[protected]
Email: [protected]@gmail.com

Thanks,
Vikrant kumar
[protected]
V. [protected]@gmail.com

Mera pen no. Ahpps4093p hai baljeet singh s% bhalle ram mere sare loan clear hai lekin state bank of patiyala ne noc de dii lekin cibil se close nhi kiya or state bank of india ne bhi aise he kiya or hdfc bank ne bhi maine sub bank ko ki noc lga diii hai aap check kar lo or mera cibil se loan close kar do mera fon no. Hai [protected],,, [protected]

Hi
my pan no aoepl9425j
name: c s lokesh
this is to inform that i have not taken any loan from your company till date. But my cibil is reflecting an unpaid loan towards your company towards purchase of a moto-g mobile phone. I here by confirm that i have not made any purchase as indicated by you. The false information provided by you has affected my cibil scores to a large extent. I request you to rectify this error and investigate the matter to know its truthfulness. I suspect fraud if any such transaction has occured without my knowledge and my pan number has been misused. This is the loan account no [protected] for your perusal.
Kindly revert back at the earliest so i can decide upon future course of action if needed.

Control n w[protected] wil ful defaulter category1. Term loan closed but showing in wilfull defaulter 2. Cc was rs 50 lakh ac no.[protected] already paid 28 lac & bal rs 22 agm sbi indore already issued a letter tocibil, mumbai dated 18.11.2017 reference no. Smecc/indore/2017-18/0436 cibil, mumbai that rajhans fertilizers ltd. Is not wil ful defaulter.

My user id:- [protected]@gmail.com, [protected]@gmail.com
My lender has forwarded my credit history to cibil union but still its not updated in my cibil score.
So please requesting you to solve my query as soon as possible.
From last 3months, i'm requesting to update my cibil score in my reports but still its same.

On 14/12/2017 i pulled my latest cibil report but its same as before.

As per cibil report

Member id bn01121088
Type of loan auto
Ownership joint
Opened 19.04.2005
Last payment 12.06.2006
Reported & certified 31.07.2006
Sanctioned loan rs 871200.00
Current balance 548572
Overdue rs 20800

As per record

No such loan outstanding at our end hence we are facing difficulties to resolve the matter at our end. You are therefore requested to please inform the name and address of lender bank, so that we will approach them for resolving the issue.

Matter has to be resolved at earliest since our existing bankers want to have clean records.

Hi,

My Name is Pawan Kumar and My contact Number is [protected] and My Pan No is : ACTPK7906P, I wish to narrate some incident to you.

Yesterday I Generated my CIBIL Report for the PAN No(ACTPK7906P) for my information, I found some discrpancy in Mobile Number which did not belonged to me [protected], then Also I found some address which was also not mine ADDRESS:VILL MAKHALA 13 CHOGAWARN INDRI KARNAL, TEH KARNAL, DISTT KARNAL KARNAL Haryana 132001, then I scolled down again, I then again found some overdue amount of 4268 on some loan which I never took.. Then I again called on the mobile Number then he said He did not have any PAN Number, His name was also Pawan Kumar, He quoted HDFC (Indri, Karnal branch) has given them some loan without number.. I had a word with Bank Manager Mr. Sukhbir([protected]) the he said we dont know anything, instead of guiding me, he disconnected the call repeatedly and said I dont know anything and come to the bank which is very far location from where I am staying.. Please guide I am not the A/C Holder of your bank, How is it possbile that my PAN Card is submitted on some other bank A/c.. I need a documentary proof for the same and need a quick action on it and want to know How it was done, as it is hampering my CIBIL Score

CIBIL reported my Patna residence on 23rd may 2017, while I moved to Patna only on 19th September 2017 and get the house rented on 26th September 2017, and agreement in October. Similarly they are reported wrong credit for 2 Credit card of mine. Reduced my Score, which I have no idea. CIBIL had made wrong calculation of my Sanctioned Credit and taken Credit and based on that calculating the CIBIL score. This had reduced my creditworthiness, and to get any loan I have forced to do under the table discussion.

Dear sir,
My name is vijay pal singh and my
Pan no. Is alnps3665h, my cibil is showing two wrong a/c
1. Loan a/c no.[protected]
Credits card of sbi bank
2. Loan a/c no.[protected] of
State bank of india
I have never taken loan and a credit card
From sbi these r not my a/c, kindly look in
This matter and help me out from this
Matter

Dear sir,
Our cibil is showing amount which is wrong. We have not taken this loan amount. Never we have used.
Company name is: bankey bihari infrahomes pvt. Ltd.
Pan no.: aaecb4712f
At point no. 10 for sanctioned rs..15, 54, 680/- which is not taken by us. Kindly check & update asap.
Last reporting date mentioned regarding this is 30-11-16.

Dear sir,

This is with reference to my pan no avnps2146r with the name mr. Kailash ranuba shirsat.

This is to bring to your notice that i had a citibank credit card and there some issue on the interest amt charged by bank, have closed the card then after. Now in the cibil the remark shows at write off. Recently have paid the balance amt and bank issued me a no due certificate. Requesting you to kindly remove the remark against my credit card, as it is affecting in my cibil score as well as troubling to have loan from any bank.

Regards,
Kailash shirsat
[protected]

Name: baljit singh
Father name: hari singh
Date of birth:[protected]
Addrss: #256 asha colony sarain das colony alohra tehsil nabha patiala 147201 punjab :

Request is that my account is match to with other person account, i have no relation with this personor his account :

Persons information is under
S/o joginder singh #294 dashmesh colony patiala gate nabha 147201

Another account is
Hn o 1181 b tank road near arts sarah patiala punjab 147001

Another account is
Pspcl electricity board grid chowk nabha punjab patiala 147201

To clear my account from this cibil with your inquiry

From baljit singh s/o hari singh
#256 asha colony sarain das colony nabha patiala punjab 147201

Dear sir,

They presenting to bank wrong credit score, i have never visit bank of india in my life, even i don't have any account in bank of india. Still a education loan shown in against my pan no. So that i am suffering for a personal loan and car loan.in a single report two different pan no & voter id no. Still cibil do not rectify the same. Please help me out from this issue.

We applied for Bank loans, but they are not accepting up any further because of our CIBIL Report.
Since our Company reflects all the loans of our Ex partner.But we retired from that company long back.
And we started a new company "ESSEM Hydraulic Engineers" on proprietorship.
The documents related to the retirement, VAT registration, Excise Registration, GST registration, SSI Registration and the report containing that the loans doesn't belong to us written by Ex Partner are attached below.

Dear fellow citizens,

Cibil transunion is looting us by taking money (550 rs/-) each time you want a report. Whereas this should be free for all the citizens.

I paid for the cibil transunion report 550/- and still haven't received any through report. I needed this as the sbi bank asked me to furnish this as i have to avail a home loan.

I am seriously struggling with the cibil transunion online portal which doesn't seem to work without refreshing 100 times and most of the links present on the online portal are not working.

Also, though i have a cibil score of 796, cibil report always and always keeps some wrong details in my account which i have to get rectified by raising disputes.

And, every time i have to raise a dispute i end up paying for a new cibil report to check for the details.

This is a big scam going on in india and no one cares.

There is a rs 10, 00000, 0000000/- (Rupees ten lakh crore) of bad loans on banks. I am sure the banks didn't check the cibil score of mallya's and ambani's and others including politicians before giving them these loans.

Why am i being troubled by cibil and banks? Why this crime against me?

Under reference loan has not been taken by me in the financial year 2002. How the cibil shown outstanding loan against my name raj kumar radii. I have never taken loan from any bank as house loanin the financeial year 2002. Yes i have taken loan from hdfc chandigarh and once again taken top up loan from hdfc in the financial year 2015..

In light of fact kindly looked into and intimate the complete details of loan & name of the bank so i can approached and take appropriate action.

Raj kumar radii