Credit Information Bureau India [CIBIL] Complaints & Reviews

My name is sumit kumar das r/o of c-32, nishant vihar, adityapur, jamshedpur, jharkhand-831013. Thier is a problem with my cibil score because evey time i apply for any loan or credit card my application is rejected due to low cibil score. But i have in my entire life have taken only one 2 wheeler loan from hdfc bank and that to settled it with full cash prepayment. I dnt understand where is problem kindly resolve the same and get back to me. My pancard no is ayjpd9797n & dob : 16/07/19, email id:11sumit. [protected]@gmail.com

Sir, i have cleared my loan which availed with all dues cleared, and i have outstanding, which is showing less credit in my cibil to avail loans for other purpose. Kindly do the needful at the earliest in up keeping score regularly. Please correct my score in icici credit card, sbi credit card and hdfc credit card which i have cleared with written off and no negative sign is being shown.

My brother got a two wheeler loan in the year of 2013. Iam guarantor for that one. But he did not pay one emi, so i paid that on[protected] and got clearance from hinduja finance. But till now it reflect in cibil. Kindly check and solve it. Because i wnt to go to apply for a personal loan, i applied same in icici the told me your cibil score is poor, so kindly rectify that issue in cibil.
My name naveen nuthan pan no ciypk 8528h

I have running loan acount from au finance but it is not showing on my cibil. My cibil is showing nh. Because of this i am not getting loans.
My payment is well on time with 100% track record.
Even in paisabazaar i am getting my loan history and have got 801 credit score.
But in cibil it is showing nh.

I am not getting loans because of these problems

Please rectify my problem

Name-pallav malani
Pan no-bdcpm5892a
Ctct-[protected]

Hello sir recently i applied for a personal loan but it got rejected. My cibil score is 847 and i have no dues on me. I had a problem of paying my credit card bill due to some financial issues. But then i paid my bill. But it is showing that axis bank has right off me. After paying all my dues even i didn't get any noc from axis bank and they have put my name on defaulter list. I don't know why. To get out of this situation what should i do please tell me.

I have received a call from akshay gupta (Form phn no [protected]) wherein he was really rude and even insulted me.

I was not getting the voice on call because of connection disturbance and he was too rude ask me go to hell (In words)

I never expected someone from naukri calling and treating like this.

I request you to take action against such people as they are destroying image of naukri.com

Sir,
I have been kept surity for bike finance under bajaj finance for rs.39, 000/- vide loan agreement no l2wraa01152634 in respect of sri. Vathada raju for discover dts-si-ec bike containing registration no ap05bx5951,
Hence even after obtain noc from bajaj finance as the loan was cleared off, the cibil shows still there is pending to clear the loan.
In this regard i request to please be look into the matter and make my cibil score upto date so that i can achive any loans from banking sectors.
Thanking you sir.,

We have generated cibil and shown many loans but custmor not accepted that these loans are related to him like personal loan, gold loan agriculture loan etc. So we are requested to u solve this problm and mail us as soon as posssible.
Custmor details :
Name : gokal chand s/o onkar ram
Village : bazidpur kattianwali
Distt : fazilka
Voter card : pb[protected]
Pan card : apypc8817j
Adhar card :[protected]
Order no.[protected]
Reference no. 5907154

Thanks & regards

Punjab national bank
Branch : nihalkhera
Distt : fazilka
Cont. [protected]

I have applied a housing loan in july 2017, but the bank mentioned that my cibil score is 620 hence rejected. But the banks (Credit card / auto loan / personal loan) mentioned in the cibil report do not belong to me, when contacted the banks they say it as mistake by the cibil in updation.

I have raised the dispute with details of the accounts that does not belong to me, but there is no response since 51 days even after repeated calling customer care and not rectified so far.

The same problem had arised with cibil in march 2016 where cibil issued me wrong report with accounts that doesn’t belong to me but when i made an enquiry from those banks the account belongs to some "nageshwararao" who is from hyderabad in no way related to my name i cannot understand why someone else's transactions are inlcuded in my cibil report, and had cibil score 425 in mar 2016 due to this, then i have raised disputes to rectify the same and those were resolved in 5 days accepting that there was a mistake by the cibil with a mail as shown below;

From cibil: "we would like to inform you that we had done an in-depth analysis on the disputes raised by you. The disputed information is separated and will not appear in your cibil report going forward."

Then my score was 825 in march 2016.

Kindly suggest me to proceed further.

Thanks and regards,
Kantam nagesh

Hi, i have applied for personal loan from tata capital, however i was told by the representative that my loan has been declined due to pan.
The remarks was - "hunter declined - declined by axis bank when applied for pl on 15.09.2015 due to dual pan".
However, i have only one pan which i had applied and the details below.

My pan num: - ayaps6588h
Name: sudip saha

Please understand my credit score is 750 points, but due to this wrong information my pl is declined and i am currently in need of loan... Also such kind of feedback from "axis bank" raise concern on credit.

I want cibil to confirm the correct pan number and verify the information provided by tata capital.

Thanks - sudip
[protected]
Pan - ayaps6588h

Dear sir, i'm jitendra panchal from gujarat. I had rbl credit card so i was already paid full payment and i have payment pay receipt and zero amount statemant. But rbl bank not give me noc. I was many times call to customer care he was doing fake commitment. And i was checked my cibil score so i have get nagetive account by rbl bank.
[protected]

One education loan on my name rajeev gupta in year 2013 but still iihave not take any education loan in this stage so please clear to what is this, now currently have applied for for home loan by lic housing finance dholpur house agra,
So please request to kindly solve my this query still today ihad not apply any type of education loan. Attached here with cibil generated report
Regards
Rajeev gupta
[protected]
Katni mp

I am sweety ohal from pune. '[protected], this is my online transaction number. I done with all necessary process to get my cibil report. I'm uploaded identity & address proof many time but then also, i'm getting emails to upload my documents.
Starting in cibil check process they said within 48 hours but after online payment successful, then they are saying that i will get my cibil report in 7 working days.
This is a very very indiscipline & very slow process going in cibil bureau, plz do something!

What is this nonsense?

Dear sir,

We have check my score rate but we have shocking over credit card payment due till date we have already settle the account with icici legal team, i am inform that we have deposited our credit card payment as per telephonic phone call has received by icici legal department from senior madam priyanka to clear the dues on credit card no.[protected] the amount has been balance rs.21000 approx and after settlement in 27.10.2009 in next date we have deposited amount in our nearest zirakpur icici bank branch of rs. 10, 300/- and confirm to the priynaka madam. She has confirmed that your account dues has cleared and i am sending your noc in your postal addresss with in 15 days but till date
Not received the noc. This all conversion also inform to my uncle and he has settle the account to priyanka madam and inform to me your account /dues settle to rs.10, 300/-. We have deposited slip on that date 28.10.2009.

I was trying to get my latest credit report by using website mycibil and i was subscribing the bi annul report for 800 rs, while the time of payment website giving me error that "sorry for the inconvenience" but 800 rs was debited from the account but i am not received any report from cibil credit bureau and also i am not received any login credential for that payment. I am keep trying to contact above number since 3 days but not buddy was answering.

I just want to confirm that i am going to get my report and login credentials or shall i think i spent 800 rs for cibil charity.

Dear sir/ mam,
I gurmohan singh (Pan no - agaps9768h), residing at h. No.- 604-r, model town, ludhiana, punjab - 141002.
Please update my cibil score & cibil history as i had already closed my personal loan account (A/c no.- lc[protected]) n. O. C dated - 01.09.2017, which was held with barclays investments & loans (India) limited formerly known as (Rank investments & credit {india} ltd.)

Kindly find the attached closure letter from the bank & please update my cibil history & cibil score as earliest as possible. If any queries please mail me on e - mail id - [protected]@gmail.com
Or contact me on
Mob no. +91-[protected]

Dear sir/madam

I am senthilkumar. I suffered cibil scoring point, because of in the cibil report not update my loan closing accounts, still showing outstanding - values. I am planning to house loan before i checkd cibil scoring in already i called bank persons no body not respond. I attached personal loan closing statement. Please slove my issue.

My cont number [protected]

Thanks
E. Senthilkumar
[protected]@rediffmail.com

I used two credit card of icici bank in the year[protected] in which i purchased one mobile. But amt deposited in other credit card no. After being defaulter icici bank without my information and consent debited rs.22000.
After that two loans availed one for car loan from hdfc bank in the year 2009 and one personal loan for ac from capital in 2015. But not faced any problem reg cibil rating.

Now i have applied home loan from lic housing finance and my application is pending due to bad cibil rating.
My pan card no is aghpd8306k and my icici bank a/c no[protected].

I need to get rectified my cibil rating asap. Pls help.

In the cibil report other person' loan details showing, which is very negative hence i am not able to take the loan.

Below are mentioned wrong details into my cibil account
Sbi
Account type :business loan – priority sector
Account type : small business
Account number :[protected]

Name: sangeetha a z
Date of birth[protected]
Gender - female

This is correct details:
Name: sangeetha a
Date of birth :[protected]
Gender - female

Please help me on urgent basis, kindly update the correct details in my account.

Dear sir

These are the following problems:

1. My loan in hdfc (Personal loan) having emi rs.16873/- is closed on 01.08.2016 but still showing the balance amount rs. 740938 in my cibil while the loan is totally closed.
2. False home loan having displayed balance rs. 151829/- in my cibil. This loan is falsly attached with my property by the canfin homes ltd., noida while i have never taken this loan. This is serious fraud case.
3.in one case, outstanding in my name rs. 1806/- is displayed in cibil but it is not cleared to whom it belongs. I have never taken overdraft. Please give me the bank details ralted to this.

Please see all these points seriously. My control no. 1, 75, 90, 85, 572 dated 29.08.2017. Pan no. Arips7492k, name: sunil kumar sharma