Credit Information Bureau India [CIBIL] Complaints & Reviews

CIBIL is not providing proper service. .They claim that after payment and submission of documents we will provide your reports with in 5 to 7 working days..But even after 10 days they are unable to send my report.
Mohammed Meraj Alan
CIBIL registration number :
SCO[protected]

I M.Dhasarathan PAN NO: AAIPD5277E, hereby bring to your notice that a sum of Rs 6 Lakhs is sanctioned as loan opened on[protected] and closed on[protected]. Reported and certified on[protected] and it is shown member name as Not disclosed and the Account Number stated as Not disclosed and the type as other as shown in your CIBIL report card downloaded by the Manager of Andhra Bank(Maduravoyal Branch), Chennai is wrong and to the best of my knowledge I am not availed any loan from any bank on NBFC other than the vehicle loan for Rs 5, 65, 000 availed from Andhra Bank(Maduravoyal Branch), Chennai, only. In this regard, we request your Bureau to provide the clear name of the provider of loan for 6 lakhs with loan account number as shown in your CIBIL score card downloaded on 25.06.2016 at 13:17:18. Member Id: BN01021470. Thank you so much, please forward to the issue and get back to us soon.

I have previous car loans in hdfc bank, at palakollu, andharapradesh. That loan was closed in date of 01- apr-2016, and hdfc banker's - given also no dues certificates, we are attach in which is send mail to cibil, but nobody responds from cibil, we are send mail to [protected]@cibil.com and [protected]@cibilsupport.com. Soo many times resend, please help and remove (Deactivate) and clear in my cibil do the needful... For we are apply loan in other banks.

From:-
Kamana naga satyavathi,
Atchugotlapalem,
Near mukadaramma temple,
Palakollu -534260
Andhrapradesh

To:-
Credit information bureau (India) limited

Sub:- regarding requisted to please deactivate loan in my cibil report
Respecting sir/madam
We/i have car loan in hdfc bank, palakollu brach, so previously close this car loan i. E., date: - 01-apr-2016, we are kindly requested to please deactivate in my cibil as well as possible. For reference we are attach my loan closure letters and noc

Name :- kamana naga satyavathi
Contact number :- [protected]
Loan account number :[protected]
Bank and branch :- hdfc bank, palakollu, andhra pradesh
Date of close : - 01- apr-2016

Thanks
Regards,
Naga satyavathi k
[protected]

Name : prem darshi
Transaction details :transaction information :
Cibil registration id :sco[protected]
Transaction id :[protected]
Date :[protected]:32pm
Amount paid : 1, 200
My email address : [protected]@gmail.com

* i am so frustrated with the services i have received so far, i purchased the score and paid rs1200 as per above details. I did not why system has picked up the wrong date of birth and you asked me to send the kyc document on email which i did on same did on 20.05.16 as per cca. However no response and then i called back and someone advised (Cca) that i need to up lode the document on web link which i did on 02.06.2016. Now since then i have spoken to two person in cc and they advised its going to be in 7 working days.
Now am i receiving this kind of services because i have already paid and you guys don't care?
Its almost a month i paid for services but no response from you all.
I paid 1200 with the intesion of getting my cibil report so that i can find my debt and settle that down.
I am so dissopointed now that i can explain that. I am not positive that this email will be taken care of because i have lost complete faith now.

Thanks
Prem

I regularly recieve a call from a number [protected] which is most disturbing and sometimes threatening. I wold like to block this number from recieving unnecessary calls. My number is[protected].this has been happening for the past one year. I tried to find out the source of this number.However I could not. Kindly help me in blocking this number from receiving the calls. This is a MTNL line.

I paid a sum of rs. 550 against the purchase of a cibil report on the 16th of may, 2016. I was asked to upload my kyc documents for verification and i was informed that i would receive my login credentials to the downloadable cibil form via post or courier within 5 business days. I uploaded all the required documents on the same day and recieved a confirmation email from cibil for the same. Upon patiently waiting for 5 business days, i called up the cibil customer care to enquire about the status of my report, to which i was told that it may take upto 7 working days to process my report. It has been 15 days from the day i uploaded the documents and having called the office for the past 8 consecutive working days, i still get a standard response informing me that my login credentials will be sent to me within the next few days and the occasional hang up after being promised to be connected to a manager. There is still no trace of my cibil report for which i have already made the necessary payments. I do not need a refund, i only require cibil to take account of this situation and pay heed to the plight of their customers.

I have requested my cibil report on Moday 23 May, 2016. The amount of 550/- INR was paid and also documents are uploaded as asked. I got a mail that we will get back to you in 5 working days. Now, today is June 01, 2016 and still no response from CIBIL. I have written 2 emails on their helpline but no one is responding on even a single email.

I am very fed-up now as I required it for immediate basis but not so. I don't know why they are not responding to emails. Even they have written in email "We will get back to you in 5 working days" today is their 8th or 9th working day but no response at all.

Sir i need to improve my CIBIL score. Plz help me to improve bcoz i need a loan. Sir also i want to know how my CIBIL score is low. Plz sir i want detail if possible do it fast... Also i would like to know the CIBIL score. Please sir sir give the good information. Its necessary for me... Sir its two days are gone plz do as necessary for me. I need your help. What ever i do for improve my CIBIL score...

I requested for my cibil report on thursday, 19 may 2016. The amount of rs. 550/- was paid and duly debited from our account. However, at the end of the traction page it gave an error message. No communication via email or text message received from cibil.

Hence, i would be glad if either cibil return the money or provide with the requested report.

I am mohita kashyap pan no. Aoqpk7511q date of birth 20.10.1972. Ihave only one loan amount rs.1.5 lacks from november 2013. Regarding that i am paying proper installment regularly from december 2013. But your cibal report shows me a loan defaulter of rs.1.72 lacks today. This create a huge problem with my goodwill. My bank think about me as a loan defaulter. Kindly correct your mistake & if any institution have done such fraud with me kindly send me that details. With regards mohita kashyap my contact number [protected]&email id is sà[protected]@gmail.com

I was issued credit card of sbi in the year 2003. I am not aware of any bill pending against that credit card. I have applied for credit card with other bank. On checking cibil score i came to know that rs61.00 has been written of in the said in that credit card account. I have neither received any bill pending nor i aware about pending bills. Due to meager amount my cibil score is coming below 600 and the bank outright rejected my credit application. So i want to pay pending bill that was written of so that the i can improve the cibil score. But i am not aware of the procedure to pay as the account is closed and showing written of. I have taken the this matter with sbi credit card div. But no solution has been given by sbi.

I therefore want to raise the issue through this forum and expect some result from sbi credit card.

Earlier response will be solicited.
My email id is [protected]@yahoo.com

I have applied for a new car loan with sbi and found it to be declied as the cibil report mentioned that my previous car loan with sbi is not closed and the same has been impounded, while i have the noc from sbi stating that i have no pending dues and my loan account is closed.. There was a single emi which was not paid but i have no notification from sbi on the same due to which it was left out. For the same i have already made a complaint to sbi greviences room and awaiting closure.

Reqiest you to please update your records so that my loan from other banks can be cleared and i can have a car loan approvals..

My pan no is anepm4986c

I requested for my cibil report on sun, 08 may 2016 12:30:22 ist. The amount of rs550/- was paid and duly debited from our account. However, at the end of the traction page it gave a customised error message. It's been few days and no communication or the soft copy of the report was received from cibil.

Hence, i would be glad if either cibil return us the money or provide us with the requested report.

CIBIL has incorrect information and when querried about the authenticity of information there is a dumb reply stating to contact the bank / credit agency and get corrected.
one prime example:
Banks which offer a family credit card and the sub-card is closed.
without closure of parent account the sub account cannot be closed and will forever appear as open in CIBIL. what is the solution.
Govt banks care to hoots about closure of information in cibil. customers are at large and have to time and again proveout with credit agencies with proof of registration release deeds etc., towards the same.
CIBIL processes needs to be fine tuned.

Respected sir,
I beg to say that i have an saving account in pnb najafgarh new delhi. Account no is [protected] hai. I have purched a car with the help of loan. But bank employs says that ki you have already personal loan of this account amount of 400000 but i have no loan for my life and account. So please find out my problem and cheeked my account details and clear the that loan of my account and information for me whos account that i request for you please sot out my problem as soon as possible because i have booked my car if loan not approved so my booking amount was canceled so please as soon as possible my details checked and clean the my account loan your faithfully name ishwar singh s/o rammehar singh r/o rz-f-88 dharampura colony njaafgarh new delhi-110043 ph no [protected]

To,

Cibil authorities

My name is jegadeesan and my control number: 1, 048, 337, 489.

When i checked my score today it was 551 and earlier when i applied on jan 4th it was 635 and i paid my cards.

I just got message through sms that my score is 551 and i am really disappointed..

But after paying fully and no dpd and without no current balance on anything this really hurts.

I need to apply my loan within next week to come out of big trouble.

Below is your email:

Online grievance id :[protected] apr 20 (13 days ago)
We have received your grievance (On-line grievance id: gr[protected]
We will respond to you shortly.

Dear sir,
Thank you for writing to credit information bureau (India) limited (Cibil).
We acknowledge the receipt of your on-line grievance id gr[protected] and gr[protected] dated april 07 and april 15, 2016. We also refer to our interim response dated april 12, 2016.
As per your telephonic conversation with our representative on april 20, 2016, we would like to inform you that we are in the process of verifying your dispute with the relevant team.
We shall revert to you within 10 business days.
Kindly quote the above online grievance id in all your future communication with cibil (Pertaining to this request).
We assure you of our best services always.
Regards,
Consumer services team

To whom so ever it may concern

From,
Roney alex
16/104, vattamakkal house
A. K. Xavier road,
Santhom, thopumpady,
Kochi - 682005
Kerala
Pan no - akepa9140r
Mob no - +91 [protected]

Dear sir,
I had an axis credit card (No-[protected]) with an outstanding amount back in 2008, which was eventually reported to cibil by them every year.

Because of this my credit score remained very low even after having several loans with prompt repayment track with other lenders in the country.

However, as a part of repairing my credit; suggested by the axis bank collection manager mr leo of ravipuram branch, kochi, kerala, i paid the entire outstanding amount without even getting into a settlement option

When i asked him about issuing a noc or a letter stating the same and to close the account and card, he said that it will be reflected in the following month's credit card statement and that would be enough for future references as a proof.

My credit score did improve after that from 574 to 765 by may, 2016, however in my cibil report, the card is still showing as active and lot of dpd reflecting in it (Even though with — 1.73 balance).

This was questioned when i recently applied for a personal loan. And i'm still receiving credit card statement every month on my e-mail despite closing it.

So i would request you to kindly close it forever and take the necessary action to get it deleted from my cibil report at the earliest.

Please find the attached images of the payment receipt and my axis bank credit card statement for your reference.

Thank you.

Dear,

from past six month i am purchasing cibil report in jan month my score was 710 feb 705 then 650 to 690 . from 7-8 month i am making proper payment of my cards and loans no cheques was bounces. then my score should insteded of incresing it is decreasing . last month my score was same 691 this month same score 691 one point is not increse this is not excepable . april month payment made of card not updated .cibil reports should sell this why they are not updating proper report. if proper report is not update then loan and card will get rejected then only customer will purchase the report . so plz maintain proper report. when my score was 790 then also my loan was getting reject no bank payment i have default . due to some problem i have done late payment . i have make late charges also.
if thing is continously no loan will be saction. life long i have to suffer.

Name- uttam singh kushwah
pan - AWGPK8395J
CONTROL NUMBER: 1, 075, 228, 530

Hi there,

I recently purchased my cir and noticed that there are many inquiries made which i never knew or authorized them. I know these inquires will show me as credit hungry.

Can you help me out to get this resolved? I have attached inquires section of my cir for reference. I see capital first entries 4 times and lot banks for auto loan. I tried auto loans only once from kotak and sbi and wondering many auto...

Dear Sir,
I am A. Rajeshwari and i am employed in TN Electricity Board. On seeking for loan i have been rejected due to cibil problem. where as i have not taken any type of loan till now. but i have been said that i have a pending of Rs, 1, 25, 000/- to be paid. and i have been given a control no :1, 07, 38, 72, 324. i kindly request you to clear the problem and guide me in a proper way.

Mail ID:[protected]@gmail.com
Contact No:[protected]
Bank Account No:[protected]
Bank :Canara Bank
Branch : Pallavaram, Chennai.
Pan Number:AGZPR5908F.

I have given my details and i am ready to provide the required details as required. I humbly request you guide me to clear this problem.

Thanking You
A.Rajeshwari

Thanking you