Credit Information Bureau India [CIBIL] Complaints & Reviews

Hi, There was some mistake in my CIBIL account against PAN no (AJCPT1071H). Some SBI credit card with dues of 3lac was indicated in my CIBIL score due to which my cIBIL score became poor. I already discussed the matter and sorted out with SBI, that the card doesn't belongs to me and SBI credit card team agreed on that. They have updated me over phone through their Fraud Investigation Officer Mr. J P Sondreya that they have updated and...

My Cibil Score 789.
Loan rejected because of my car loan repayment some EMIs paid by me late.
Some over due of my Credit Card.

At demand of TATA officers some more documents which was also submit by me in a time and given a writing to paid my all outstanding with a TAT.
But at last they reject my loan application.

I FEEL THAT " I AM A THEIF AND BAD NATURE OF MAN'...

Though CIBIL is doing policing in credit information but it is one sided only. Without giving a fair opportunity to a creditor to explain in his defense CIBIL will take unanimous decision and penalize a creditor by lowering his credit points. It seems this is only formed to see the interest of the merchant house. I feel the organization is running on merchant money as such it is natural to take their side. But my query is under what law and...

Dear Sir, with reference to above mentioned subject I hereby with to pay your attention towards my CIBIL report showing liability which was not borrowed by me earlier. My CIBIL Member ID is NB66181070 . henceforth I am facing problems with financial institutions with regarding to liability showing in my CIBIL record. kindly look into matter & requesting your positive response. Thanks & Regards, Yours Prakash Anbhavane. [protected] NB66181070...

I have complaint to the cibil on 23/09/2015 but they have not clear my issue also today i have submitted the complain against phonix arc company which is a vasuli and dadagiri company but i dont understand why rbi not taken any action against this company and also cibil i think i have to go through tv media and news report if are not taken any action...

I have never taken or applied for home loan, but from your side there is a update that i have taken a home loan. neither i am paying it from my account nor i am paying it in cash. my pan number is AQAPK3228L father's name is Parkash Narain permanent address- H.NO- 385, V&P.O- DARIYA PUR KALAN, DELHI-110039 two times my loan application is being rejected just because of low score in cibil and the reason for that low score is that you...

Dear sir I.m Madhusudana R from mysore I have taken education loan from Uco bank I unable pay on due to job now I have cleared my one year due amount and also Cibil report shows no due but score still 616 after updated What I do I want apply new loan please help afer clear my due amount little of score not increased why ?...

Dear sir/mam
My name is nandlal goria. My pan number is axxpg6813b.
I availed car loan from state bank of india, channu. The branch code is 03194.My loan account number is[protected]. I have applied for credit card in central of india. They are not considering my application just because of wrong cibil credit score.. Its showing rs 10000 over due in emis.
Note - i have already obtained the certificate of healthy&...

Hello Team


I am pramod kumar bandela recently pulled my CIBIL report with CONTROL NUMBER: 883, 274, 393 in that report AMEX express account [protected] no is showing outstanding amount of 1, 30, 147, But the amount has been cleared in january 2014 and cancelled, i received clean report from Bank .But how this same wrong information is displayed in the Cibil, Due to the false reports my loan application has been rejected.br...

Dear sir/madam this is very painful and disappointing fact. I took motor loan on my car from tata motor finance ltd and loan to be paid back in 5 years in 60 equated monthly installments. I had already paid all the 60 emis. After maturity, the branch is further demanding rs 30000/-. I had filed a case against the branch, but my cibil score is reduced by credit information bureau limited (cibil) 1) first i had paid full amount to tata motor...

How does CIBIL verifies the details given by its member are authentic. There has been hundreds and thousands of complaints against the banks of errors, fraud, miscommunication etc. and why does the ounce falls back on the end consumer. If an end consumer defaults on Loans his rating is lowered and the consumer when approaches a bank for new loans he is being denied a loan or either charged a higher rate of interest. Same way what is...

I am struggling for almost last one year to get my CIR issue resolved but CIBIL never paid any attention to that. They just sent me a false report and communicated that the issue has been resolved but when I compared the report sent by them in email and the latest report downloaded by me, I found a huge difference. This is becoming a practice of CIBIL. They blame members only. I raised dispute 40128342 in Oct 2014 and several after that on...

Dear SIr/Mam,

This is to inform you that my name is Ankit Akhilesh Verma Working in Pune(Maharshtra).I have taken home loan from dhfl under number PUN/034955. I have an agreement with the builder that till possession is not done, he will pay emi. The builder has missed 4-5 installments(which he paid later) but my cibil score is impacted due to this.

Builder has provided me with a letter stating that this was...

Respected sir, I have already submitted the Two wheeler loon N.I.C. Certificate No[protected]/517/BOD/230915/R/001. But this submitted does not delete my previous loon track and CIBIL account. I have requested to you me please update & delete my previous loon track. CIBIL account Holder name-Puspa Saikia. Pan card no-EHOPS4069E. Two wheeler loon Agreement no[protected].Mail [protected]@gmail.com....

Respected sir, I have already submitted the credit card payments . But this payments does not updated in Cibil Account . Due to this problem I am not able to achieve may Full scoring . Please reverify my documents & closed your Query for the same . I have requested to you please updated & closed my past Issues.. CIBIL ACCOUNT HOLDER NAME :- jagreet kaur FATHER NAME :- Sh. Ajmer singh Pan card No :-AWXPK4614K CONTACT NO :- [protected] MAIL...

Dear Sir,
This is to inform you that i have taken personal Loan from HDFC Bank in the year 2010 December amounting to Rs 150000(One Lakh fifty thousand ) with a term of 5 years and closure done this year February 2015. . To be frank i have very poor repayment history and so many cheque bounces happen during my EMI period . I never thought and realise that it will effect my CIBIL score in future days which will lead to rejection of...

I am in very high pain that CiBil is trying to spoil my credibility. They are continuously uploading wrong information without verifying the details. Guys, if you have same issue then this is time together and file a PIL(Public-Interest Litigation) in the court against Cibil and reported banks. My case is that where many bank and lending institutions posted wrong details and inquires in the report. By this way, I lost score from 760 to...

These Guys have spoiled my reputation, My CIBIL REPORT is showing 500 POints since they have falsified with some one's report in mine, it has 18 credit card & Loan Information where as i have only 3 Credit card & 1 loan. What a Heck job these guys needs to be penalized and punished for spoiling reputation of civilian's its costing me a lot now. I have raised a Case (SR #[protected] & DISPUTE( D[protected] & D[protected] for which they...

Dear sir/madam, This is to inform you i have taken two wheeler loan from ICICI bank for my brother. I have move out from ahmedabad to other city for my job purpose & that time brother will manage saving account but ECS not done regularly so he is paying cash all installments.(I have copy also) But still they are not update in his system that i'm paid his loan now please advise what is my fault in this?? NEED YOUR HELP TO UPDATE...

Dear Sir/Madam, I have uploaded the document for Transaction Id:[protected] on 21st August but after numerous follows up at [protected]@cibil.com, I have not heard on the status of the document. Kindly provide an update on the documents, I have uploaded my passport and pan card. Thanks, Rishab...