Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear sir, mam
I am writing this complaint due to very and worst service of civil actually I got one of the civil report of mine that they stated my civil scores which shows 608 that is totally wrong because in that report some loans are automatically added those. I had never taken any of the loan like auto personal loan of rs 6 lac and housing loan of rs 1 lac which I hadn't taken due to that my civil scores is poor day by day and some of the mistakes in address and phone number also. Kindly please take a strict action against them.
Control number[protected]
Pan no. - alipj2788d
Phone no. - [protected]
Regards
Dipesh jaiswal

Dear sir
im suresh, applied for transunion report on[protected] wide hdfc dd no-017935 .On communication with contact no- [protected] learnt that im having ‘no hit’ & only inquiries are there and will be no problem for availing loan & my amount of rs 550/- will be refunded to me.
Recently i applied for housing loan and came to know that i had pending loan against car of rs 1, 50, 000/-, which i had already paid.It is delay at your side otherwise i would have settled the matter early.

I Sunil Shrivastava hereby writing you as I have made payment for my CIBIL report and also I have uploaded all my documents.
It has been more than 40 Days and there is no response from your side. I called several times on your customer helpline and every time people are giveing me different reasons for delay.
Now my question is. Are you guys professional only in Marketing and making money or do you really belive in customer service also?
What I understand from my experience is that you guys don't bother after receiving the payment.
However, I hope atleast you guys have courtisy to reply my complaint.

detail of payment transection ID 030265 dt. 16.08.16 INR 550 .
[protected]@phoenixcontact.co.in
[protected]

Sir, I'm applied loan in hdfc bank or other bank, but loan is not sanction, the problem is another person the same as my name .her taken a home loan Rs.1800000/- this amount is enter my cibil report, so i applied any loan or credit card always rejected, so how to clear my problem, please help me sir, , , again i apply next year home loan sir, so clear this problem ..

Problem: money charged but got an error on cibil website without getting a transaction or customer id.

I did a payment of cibil website, it deducted amount from my credit card but post charging, some error came up and was shown on the website.

I didn't got any confirmation for it nor any receipt, nor anything in the email and nor even a transaction id or customer id.

I have screenshots of the payment made and completed and details from my credit card payment sms, i am trying to reach their customer support but no reply has been made yet.

Request for assassinate regarding this matter.

Has anyone else faced this type of serious problem while making payment on cibil website? If so please guide me through.

Screenshots provided.

Dear SIr, I purchase Cibil report having CONTROL NUMBER: 1, 209, 530, 631
There is wrong voter ID number, I checked that voter number in Election commission site and found that voter number belongs to the person whose name is same as mine (vikas kumar).
I also raise dispute in online cibil portal, and they said it will be done by some financial institution.
So in this case whose fault. Cibil update my data and that data is wrong and I am suffering from this wrong data. And CIBIL doesnt take any responsiblibity regarding wrong information. Kindly let me know who willl correct this information and How?
How such a big organization update the wrong data and after even raising the dispute, nothing happened and they said not is in CIBIL hand, then how you update my wrong information in server. Please correct my data.

[protected]
DOB 25/11/1989

I have not been asking for a Loan or anything like that from any banks but I find regularly state bank of India and Icici are posting as I if I have been enquiring spoiling my reputation although I have a high credit scoring. How can I avoid a third party enquiring my credit worthiness without my permission and how can I get cibil to remove such enquiries

I am regular custemer in state bank of india 1, ac no [protected] car lon is regular inbank traner time but your record is sowing in LSS and second loan is xpress cridit loan is very regular ac no [protected] but your record is swoing LSS why you are not confirm my Loan record my banking life is spoil in your side pl correct your record and inform me via mail [protected]@gmail.com
my pan no AXHPS0716P

Hi,
This is Rabindra Kumar Paltasingh, DOB - 18th Sep 1984

My cibil score got decreased as per my payment history from a certain descent score. Now i cleared all my dues (Credit card and personal loan. So should not it get updated to the previous existing score? If its not like that how can i get back my previous score to avail any credit in future? Please help or suggest in this regard.

I have asked to HDFC bank credit card dept regarding this. They said this is my problem and i have to deal with it, but they cannot help anything on this regard.

The personal loan dept is saying that the status of my captioned loan account in cibil is correctly updated as “blank”. Still is showing below 700 and I am not able to avail any credits further. I can't understand what to do.

Earlier I had personal loan[protected].I have closed and Taken a new loan.The loan was closed on July 31, 2016. The amount use to credit to HDFC Bank from my salary account of ICICI Bank[protected]. As my loan was closed I didnot maintained any balance in month of August but the check was bounced. This will effect me in future for any bank transactions.
So request you to take action this immediately and an amount of 450 was deducted from my account by bouncing my check for no cause of mine..
Request you to take action on people of HDFC and ICICI Banks. If two bank do mistake why we need to pay the penalty and be responsible to loe credit scores.
Please help me CIBIL

Dear sir,
i generate cibil report on 31/08/2016, its shown that loans too, which were closed from a long time ago, i am not able to continue business with banks due to there fault, please look into the matter
thanking you
anil kumar s/o mulakh raj
c/o anil gift centre, near main bus stand, nurmahal
tehsil phillaur, distt jalandhar
mob no.[protected], [protected]

Dear team cibil,

My self sivanarayana reddy. Pitla s/o venkateswara reddy & my mother name is swamulamma, my address is d-no:5-355, m v rajupalem, karlapalem mandal, and post, guntur dist, andhrapradesh india. Pin code-522111 mobile no. Is [protected], my pan no. Is bfppp3013m, my aadhar card no.[protected], my e-mail is : [protected]@gmail.com

I have took education loan from union bank of india in 2008 year.
The loan no is:[protected]
I have closed that loan 2014 it self but still it's showing old report can update my report and can you suggest me how to improve the cibil score.


Please response back.


Thanks®ards

—
P. Sivanarayana reddy...

Iam trying register for the subject matter, due to some error i couldn't able complete the registration with CIBIL, I HAVE ALREADY PAID AMOUNT AND till date not recieved for the said organization. I have received message from the as follows through the mail:[protected]@cibil.com via fc.dom-west.sendeth.com .

Regards,
D.Gopala Krishnam Raju
Email: [protected]@gmail.com
Mobile:[protected]
Dear Sir,


We are unable to process your request as we have not received the requisite KYC Documents from you.

We have initiated a refund of the amount paid by you. You will receive a credit in your account within 3 to 7 working days.

Dear Sir,

I did not take any Loan in my whole life but some loans are showing in My CIBIL Score which are taken on the basis of My Passport i.e. Passport No. F6890594. You are requested to suggest me for further action.

My query is that My CIBIL has been reflected by these type of loans which were not taken by and some one misused my documents and get the loans on the basis of my documents.

Regards
Deepak Kumar
M- [protected]

I was trying to get my cibil score on 16th August 2016 around 8:07pm and after submitted payment on cibil website it shows error page. I have called cibil number [protected] many times but no one answer the call. I have sent email too but I did not get any reply from them even after 6 days. This is my SCO [protected] number.
I am also attached the screen shot of my email and bank transaction.

Respected Sir,

I had 2 credit cards from HDFC and ICICI bank and a personal loan from ICICI bank which could not be repayed and i have settled the same in 2014.

I have completely paid off the principal amount of the loan and have settled both the cards as per the bank requirements.

However, my name is still showing under the CIBIL as defaulter.

Request you to kindly help me with the process to remove the same so that i can apply for new loans

Hi all,

I have requested for CIBIL report card for one year of Rs. 1200 on 23rd June 2016. When I completed the transaction, after payment page the report page gone blank. i have tried by paying another Rs. 1200, but no luck. So, I have paid total Rs. 2400 but didn't got any report. After some struggle with customer care through email, I have got Rs. 1200 refund and they said to upload documents so that they will send the report. This was happend on 30th June 2016. I have uploaded all the documents on the same day.

Till now I didn't got any report or any email from those customer care. I need either my money back or give me quarterly subscription for 1 year.

My email id: [protected]@gmail.com
Service request No: 4572933
Transaction ID:[protected]
Registration ID: SCO[protected]

Ref: my cibil registration id; sco[protected]
As per the same one loan account from kotak bank is reflecting as written off.
But the complete amount of rs.21262/- is settled by me.
I tried to raise dispute also, but the system shows it is removed.
But in my latest report also it is coming.

Kindly reply how can i get this report rectified.

Regards,
—
Subrah

Outstanding shows in cibil report of rs 3659 in two wheeler loan account no[protected]. Of the ahmedabad district co. Op. Bank ltd. It is not really exist. Because bank had opened a false account. Which they remove after realise that this loan account is not really exist. So please do the needful in this. I am sending bank statement with this as proof. It clearly shows that the account is closed and there is no outstanding in this two wheeler loan account.

Hello my name is rahul nougai i want some urgent inquiry about my cibil record. previous month i m applying a personal loan for my marriage purpose. but the bank agent saying one of my credit card payment is over due. i checked my card statement it is showing me 124rs over due. i made the payment before due date and before new bill generate. as per the bank due to bank holiday my payment is not update in my statement and bank showing overdue charges in my statement. and i called up the customer care he was said me as per bank holiday your payment update in account 2-3 working days. and he said that after your payment updated your cibil record is improve. and applying the loan after updatiion your payment showing in the account. means over due is clear in credit card amount. and after that 2-3 day after apply the fresh loan application.

please help me out of this i m confuse of it. cibil working monthly bases or day to day bases payment score update.