Credit Information Bureau India [CIBIL] Complaints & Reviews

Sir,
A cibil was generated in our branch dated 08/04/2016 of shri. Sachin kathuria(Pan no: ayxpk0478m) s/o karm chand kathuria with the following details as given below:
Control order no:[protected]
Userid: 125200
Bureauone reference number: 3446786
The report shows a account with total oustanding amount of 487400/-.But mr. Sachin presents his account statement that shows the account has been closed already.The statement of the concerned account has been enclosed with this mail.Due to this account cibil score is badly affected, you are requested to kindly do the necessary correction in the report.

Thanks & regards
(Hitesh kalra)
Manager
Pnb bithmara
Ph no. [protected]

Cibil is not verifying any data before updating it. And if any bank can update any one data then why can't any individual give their feedback against bank.

I had issue with standard charter bank for updating wrong data. I raised dispute with cibil but no one had taken any action against it finally after 2 year i my self got it resolved from sc bank.

Now sc bank updated the record stating that balance payment reflecting in my account is not belong to me and they issued me no balance due certificate for same and they also updated same in cibil but same time they didn't updated the past history of late payment dues which are reflecting in my account because for that error.

And as a foolish cibil also get it updated. Now cibil is saying to upgrade ur score you need to again go to sc bank and it updated from them.

Then what effort cibil is taking to resolve the issue.

Also report are valid for 60 days.

But cibil take 30 days to resolve the issue and bank take 45 days to update record total is 75 days.

So i feel it clear cut fraud cibil is doing with customer and robbing the money form customer pocket.

I also surprised to see that cibil is giving offer like yearly subscription. I hope the intention of cibil is to control fraud in the market not to generate money from market.

Some time i feel that cibil is having some internal setting with bank to get wrong data updated by bank.

I was also got more surprise when i got call from one agency saying that pay us 25000 as one year subscription and they will improve my cibil score.

So any one who want to make fraud will get in touch with these agency and get fraud done with the help of them.

I found it just a body to collect money from needy people.

Please stop this.

Sir / madam,

I am tamanna chatterjee, my mobile no is [protected]. My pan is agspc0403d, dob 13.09.1982, last 2 yrs i purchased many consumers products from capital first & bajaj finserv ltd, i also payments regularly. One cheque was bounced (Cfl), due to his fault, amt debited in prev dt, anyhow co. Told me it was wrongly, then complete the loan. Then i take loan from bfl worth rs. 75000, pending rs 18750 without no bounce charges, co. Gave emi card, due to low cibil card is blocked, for that reason not purchase the laptop for my 8 yrs child

Plz do the needful

I had not taken any loan from CitiCorp finance company as shown in my cibil report but as per my CIBIL report there is loan amount due in my account which is incorrect.
I would like to request you to share the details of this account and coordinate with the CIBIL for correction of this record, this will help to remove this incorrect record from my CIBIL account so that respective bank would be able to proceed on my loan request.
My marriage is scheduled on 9th may 2016, everything will get ruined if this loan would not pass.

Kindly check the details below given to me by CIBIL for your reference :
Lender name : CitiCorp Finance
Loan account # : 9241824
Loan amount disputed : 42978 INR
CIBIL file control number (ECN) : [protected]
CIBIL dispute ID : CDS[protected]

As per my cibil report control no.[protected] and my equifax control no.[protected]. Cibil member id no.Bs00118888. Cibil report issued on 14.01.2016. I have not received consumer loan amount of rs.96, 000/- date of disbursement 16.03.2014 from banks or private concern. This entry is not for us. Kindly verify and remove the above entry from my cibil report.

I have done the transaction to buy the cibil report on 06/04/2016, today is 8th day(I.E, 13/04/2016) and no cibil report has been dispatched or mailed.
I'm making so many calls to their customer service but there is no proper responce. I have sent more than 20 mail but no single response has come to me.
I lost already 75/- rupees to make calls to their customer service no :[protected] and to purchase 550/-. Total 700/- (Imagine if 1000 people are facing the same problem in this month then 1000*700 = 7, 00, 000/-(Seven lakhs) then per year 7, 00, 000/- * 12 = 84, 00, 000(Eighty four laks) )
Its very hectic to get the proper reply from this cibil company.
When i call them customer service person's telling that i will be getting a mail by the end of the day but no single mail and already many 'end of the days' are gone.
I think cibil people are least bother about the customer problems.
I don't know when they are going to send my cibil report.

Regards,
Giri
[protected]
Service request no : 4381315

I had applied for a personal loan in HDFC Bank but I was informed that I have allready taken personal loan as per their civil report hence rejected my loan request.

Then I purchased personal cibil report and found out that my KYc details are wrongly updated in cibil my Date of Birth, passport No, voters I'd no, Driving licence number are not matching and belongs to some other person only the pan card number is are matching, and his account details are appearing in my cibil report.

then I raised dispute with cibil for correct updation of kyc details, they stated that I have to approach the credit institutions for rectification

I want to file a defamation case against civil for giving wrong credit information

I have also written email asking them to rectify the same but I yet to get a reply

My control number is 1, 015, 400, 410. There are 2 credit cards one icici and other shaha credit cards added to my cibil. Those 2 cards does not belong to me.

My name is karthikeyan subramanian.

I have enquired in icici and found out that the card belongs to k subramani. I am not sure how it got linked to my cibil. I also confirmed with icici that card does not belong to me.

For the second card i have never heard of the name shaha credit card.
I have never defaulted in any payment to my credits.

Due to this my credit score is showing low and i am in the process of losing a loan approval. Also i might make a loss in booking amount of the apartment for which i have applied the loan.

In case if i make loss due to the negligence made by cibil can i file a case on them?

Thanks
Karthik

I sunil ahuja having loan a/c no. [protected] in state bank of bikaner and jaipur . My cibil is showing negative points as it showing emi due . But as per bank i have no dues pending and i m enclosing the report of bank manager that shows my account is clean . So i request you to clean my cibil so that in future i dont have any problem regarding this .

I'm BT rajendra from mysore I hve not applied for any of the loans, but when I recently checked my cibil score was 800+ but now I checked It has came to 708, I don't know what the the CIR is manging. I want my score back. Or I'll raise complaint against CIR.ASAP

Dear Sir,
My Cibil Score is Incorrect.I have never defaulter in My both Bank loan Account.Two times my new personal loan decline by Hdfc Bank.Kindly, Look into my matter.
Regards,
Shiv Shankar Dey,
Pan Card No-AJAPD1764H,
Control No[protected].
Email [protected]@gmail.com

Hi Sir,

I have raised the complaint with you and still pending for the result.

my control no- 993.059.622.

days past due for ICICI bank and SBI bank and still showing. Request you to please change the same as early as possible

Vilas More
[protected]...

Dear team,
I am again very disappointed from ur services as i have already made a payment for cibil report.

Still i have not received a hard copy of my cibil report.now this time you sent through speed post but it is also returned.
Nobody call me for asking proper address .
If a courier boy unable to deliever it then he should call me once.


Now plz send me a soft copy to my email id.
Plz check and process.details are:-


Pan number- AWTPT3515E
Trasaxtion id[protected]
Registration id- SC[protected]

Dear sir, i had givin citibank an auto debit fecility on my citibank creditcard towards my royal sundaram health insurance. citi bank was the broker for my policy. i stopped and opted for a different policy from royal sundaram itself,
citibank has debited my credit card for the old policy and is charging me for the cancelation and other fee. i have a reference number confirming the cancelation of the auto debit to royal sundaram one month prior to the auto debit date . they are saying it was a mistake from their end, but i still have to pay.

i am not using my citibank creditcard for anything else and hence i have to pay nothing.

how do i handel this without loosing my cibil rating, as have no fault in this, and have all referance numbers to ctibank . i want to cancel their card

I have closed all the loans and settled credit card dues.
even after closing/settlement, the concerned banks do not close the entries
they are charging fees, etc., since 2006 and thus the amount accumulated with interest eg., rs. 15000 become rs.80000 when full and final settlement was made
no new card issued no statement submitted but found in CIBIL reports
Thus the banks are taking advantages by mis-using CIBIL and creating hindrance to persons

Bcoz of any technical issue or an internet failure i m not able to see my cibil detail . already talk to your executive regarding to same 500rs amount .i have already receive one mail from ur end but its not working and i dont want to summit my KYC documents manually . i want my money back .kindly do needfu

I have applied a home loan but same has been rejected due to CIBIL score. when I checked and found that approx. 49 loans and credit cards reflecting PAN number In CIBIL report. I wrote a mail to CIBIL and banks to update your accord and remove from my name and upload the same to actual loan and credit card taker. But still no one bothered about it. Please help to remove the same from my name.

Sir someone is using my PAN no ADAPY7238B for taking credit cards from various banks My name is satish Kumar yadav D.O.B 02/07/1983 s/o sh. Om Prakash yadav address- D-7 Patel Nagar bedi wala kuaa, mannaka road Alwar. When I apply for home loan in icici bank I got this information pls check it or give me any suggestions like lodge FIR or not

I had a credit card with Axis bank, [protected]. Before I shifted from Bangalore to Hyderabad, the credit outstanding amount was 0 and last payment done in the month of 2/7/2009 clearing the bill of 1990.97 by paying 2000/- rupees. After 5 years In Sept 2014, the axis bank bill generated has CARD REPLACEMENT FEE of 100/- with a service tax of 12.36/- for both the cards were charged(add-on card). It was not intimated to me and...

Hi Sir with reference to my credit card no [protected] with outstanding of Rs 1300 but they have sent me Rs 9729 outlstanding with financial charges. . I have sent several request to card.[protected]@sc.com, customer.[protected]@sc.com for reversal of finance charges due to late payment that i was stuck in Kashmir flood. As my telecom discussion with Priya customer care for reversal where she told me that write us mail to clear financial charges. still no response get from them. And now they have sent my name in CIBIL defaulter list. Please help me in this regards. Deepak Gupta [protected]