Credit Information Bureau India [CIBIL] Complaints & Reviews

Hi Sir, My Pan number is AHQPG7167B. Recently i have checked my cibil wherers the below information is wrong given in cibil1. OD Amount is - Rs. 694/- which is never been sanctioned to me.2. Housing Loan of Rs. 20, 90092, which is showing settlement, but i have never taken this loan.3. One another loan is showing of Rupees 1, 47900, which is not taken by me.I have taken a single loan which is 1974415 rupees are pending, i am paying this loan,...

CIBIL, being a Banker's and NBFC's forum, they are registering reports from members without proper verification and the members are taking advantage of this as borrowers don't have access here. Banks and NBFC s have settled loan accounts but didn't update CIBIL report as result the borrowers are victimized.

My PAN number: ADQPG6165K
Name: Meghdut Guha
Date of birth :[protected]

Please...

Pl arrange to deactivate my post paid connection immediately. There are two separates mail have been issued on 09.06.2014 & 03.05.2014 for disconnect of my post paid connection to vodafonecare.[protected]@vodafone.com. But they have not done this. Besides this they have made a bill on 15.05.2014 & 15.06.2014. After receiving mail message how could they charge a bill ?. Pl advice me what to do ?. I am not responsible for extra bill which were...

Dear Concern Have to inform IT department also as well as have to move to Legal since there are objectionable words in CIBIL which is not accepted not aware completely but it has been mentioned about the spelling of my wifes name “Emili Rakshit & Emily Rakshit” and they have updated unwanted remarks regarding the same. 1. Not aware about the control number as the bank has not disclosed it 2. Date of running the report:18/06/2014 3....

Dear Concern My Home Loan request from Repco Bank got rejected just because there are several unwanted enquiries are there in my CIBIL. May I know the reason please? CIBIL should not be a place for updating anything to harm the salaried persons. Waiting for early reverts and needful. Name:Bishwajeet Rakshit DOB-18/01/1975 Address:105 Netaji Colony, Near Kali Mandir Kolkata-700090. PAN-AHVPR3881N....

Dear Sir,
Very recently I have applied for Home Loan in SBI Dhakuria Branch, Kolkata and the same is suspended due to subject CIBIL Report showing irrelevancies and unjustified demand of Rs.9435. Long back I had repeatedly communicated with them to lock my cards but all the effort went into vain. Now I am totally exasperated and hope you should give respite. There were other balances apart from the subject balance utterly to my astonishment...

Dear sir, This is to inform you that i have applied for home loan for 50lacs.however as per your confirmation regarding my cibil generate by you.i have already closed car and home loan before time period and without settlement. My name is-ravendra kumar sharma My correct dob is-05/03/1963 My pan card no.is-AXRPS4924k My father name is-chandra prakash sharma My correct residence address is-MIG 155 swarn jyanti nagar ramghat road opp...

This issue has not been fixed yet by the bank inspite of me writing, even raised this issue over the phone to them at their customer care. This DPT has put me in a stage where I could not avail any other loan even though am very much eligible, every time I apply for a loan and when gets rejected due to his my scores go down even lesser. As an organization CIBIL maintaining my financial credit history what measures have you taken to fix...

calls from 5442001 I believe, keeps coming in and no one speaks and not able to call back. Keeps disturbing. No point in reporting to police...stopped for sometime a few weeks and started again. waiting to change my mobile number, hopefully for the last time....

I have applied for CIBIL score on[protected] and paid Rs.470. Still i have not received my CIBIL Report.
I contacts 100 times to [protected]@cibil.com. Some automated email saying i will get it in 3 days. I have sent around
40 emails regarding this. Same reply still. I called also. Same they are saying within 3 days i will get it.
I don't what problem for giving report already paid. Trying to cheat innocent people. Its...

Sir, I am using a creadit card last year i made a cellphone purchase of 40k approx and there was a cash back scheme of rupees 5600 approx. Bank didn't provided me cash back saying scheme was on 6 month emi not 9 month emi. but sir there was no such thing mentioned in the campaign i have been shown. I even ask citi to convert my emi to 6 or even 3 month but provide cash back but they refushed . i even asked them to provide alternate offer...

Dear Sir / Madam, I have applied for Personal Loan in HDFC Bank, during the process I received an information that due my CIBIL Rates it got rejected I could not understand why it got rejected, on Nov 13 I have applied HDFC Credit Card and got in Dec13 when I can get Credit Card why not Personal Loan, due to CIBIL rates the Loan was stopped. I request CIBIL to look into this and give me the Fresh report with the changes. Discrepancy...

Hi,
I appliedd for CIBIL Report/Score on Jan 6, 2013 but the report was not sent for two months. I repeatedly emailed cibil and called them but nothing was done. I needed my report urgently and the service guarantee was 5 days. Even after a month report was not sent when i asked CIBIL to refund the money i had paid for my credit report as i no longer needed it.

I needed the report wrt home loan and the time had already...

Dear Sir

CIBIL site is working as a black mailing tool for the private banks & NBFCs to harass the honest customers and helping them to increase their profitability.

They do not have any concern with the customers they just update whatever these profit making Banks or NBFC's ask them to do.
Regards
Bishwajeet...

I am credit card holder in the name of Manmohan Sharma, Chandigarh. My card no. is xxxx xxxx xxxx x407 Tel. No. [protected]. It has been more than a year that the bank sold an insurance against the card. I had never asked for that insurance and neither did the bank asked for my consent before charging its premium. Moreover, I never received the policy documents so I have no details about the said insurance. Since then I have been following...

Hi, I have applied for CIBIL Score & CIR Report on 3rd dec 2013 and till now on 23rd dec 2013 i haven't received. Although they promise 7 day after sending the documentation. They also have facility of sending via email but at the time of payment when i was authorizing their server stop responding and due to their server error, i have to go for another procedure of sending documents to them and then they will send me CIR Report...

Dear Sir,
This is to bring to your attention of my Member Ref No: DD236651 with Member ID: BF99981005, dated:[protected] where in you are reflecting Settled and Closed Accounts of Personal loans and of Credit Cards.
Is it not to malign my creditworthiness with Banks? We do not get a reply from Bank as to why a loan is rejected,
In this way instead of helping Consumers you are spoiling an individual credibility with...

I have applied for CIBIL report on 24/06/2012 - ref: Service Request No. 1103718, but as of now i have not received any report, i have also made the payment for the report. Also i have got transferred from coimbatore to chennai. Indeed, request you to mail the CIBIL to the new / current address. H68, F6, Kurunji Flats, Thiruvalluvar Nagar, Thiruvanmyur, Chennai - 41. Mobile No. [protected] / [protected]...

It is about an individual Mr X who went ahead and opened a bank account with Standard Chartered Bank (SCB) and that’s when the whole issue started. Apparently there was some long 10year old due which with SCB which he had not paid but since it was more than 5yrs SCB had written off the amount in their books but the same was not notified to CIBIL apparently after 3 months of running up and down, X came to know of this and immediately...

The following discrepancy is observed in my CIBIL under PAN no- AYEPS5464J and (Credit Information Companies (Regulation) Act, 2005 (CIC Act), under which CIBIL functions, has a provision for alterations/corrections or updation of credit information on borrower/client’s request):- 1. Mobile Phone:- [protected] & [protected] are never used or having to me. 2. E-mail-ID: [protected]@REDIFFMAIL.COM. I donot know and which terrorist e-mail...