Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear Sirs, I took a business loan of Rs 4, 00, 000/- during November, 2006 from ICICI. The last payment (ECS) was made on 07.12.2009. Each EMI was Rs 13, 478/- and was paid as ECS from my Andhra Bank Current Account in the name of JUKANTI & ASSOCIATES. But despite clearing the loan, CIBIL report still shows outstanding balance as Rs 1, 27, 475/-. By misfortune, I do not have the loan account no to get in touch with any of the ICICI...

It's been more than 15 days and I have not received my CIBIL CREDIT report either through e-mail or through post as promised by the CIBIL website (2 DAYS). Customer service is poor / nobody picking up. Such a ridiculous organization. No surprise it has a bad name in the consumer market. CIBIL Registration ID: SCO[protected] Transaction ID: 80468526 Amount Paid: 470...

Dear members

This is regarding the CIBIL Score issue, I had some finanacial issues and closed my credit cards post consultation with the respective bank. but banks shares the detail with CIBIL as defaulter. Need to understand how it can be tagged as defaulter when closed as per bank permission/instruction. This has impacted the life of individuals who dream good in life. Also we note that inspite of huge defaulter still...

Credit rating provided by CIBIL to credit card companies is based on one sided information given by the card companies to CIBIL. It is not verified with the consumer.

In case the consumer is charged extra and he/she complains to the credit card company, they remove the overcharged amount but spoil your credit rating by not stating the reason for rectification but simply reporting the amount as "WRITE-OFF" which is...

Paid the amount on 1st August expecting Credit Information Report (CIR). They said it would be emailed in 24 hours. Now its past 10 days, and any time I contact CIBIL they simply say it would be mailed in 2 working days. Also, they take 3 days to just reply to an email. Their customer care number is a joke. No one can get through to a real human unless they keep trying and waste 100 Rs. of mobile bill.

CIBIL Registration ID:...

Hi,

I made a payment for Rupees 470 to Cibil on 21st May 2012 requesting my credit Score via online through Citi Bank which I have a proof. Inspite of repeated emails asking then to send the score they have been failing for the same. I have email records that I have sent them and they have been promising that they will contact me for the same but no revert. Its been 1 year that I have been following for the same.
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I opted to buy my Credit report from CIBIL and subsequently i paid INR 470/ via net banking. My transaction ID is 65720049 and CIBIL Registration ID: SCO[protected]. On the basis of that CIBIL is responsible to dispatch the Credit report through Speed post at my home address. But every time it flushed and received mails stated that "your address couldn't be traced" and the respective consignment returned to Mumbai Civil office....

I was trying to get loan from various banks from Nov 2012 till Feb 2013 and was not getting loans due to bad credit score, majorly due to False SCB home loan of Rs 12.9 Lacs on my name. I wasted too much of my time, money etc in making calls to SCB Bangalore, Pune etc and was frustrated, harassed due to no response from them. Also, money was needed badly at that time. All my application from various banks got rejected.Then I requested CIR...

I am Commander Kapil Mehta and i bought my CIBIL report in Dec 2011 when a credit card company refused to issue me a credit card. To my utter surprise i came to know that an amount of 38,568 is pending against a credit card against my name. I am an SBI platinum privilege customer and also a ICICI card and privilege customer. Till date since i have been using credit cards which is at least for the last 15 years, i have always paid the entire...

Dear sir,

I had taken hdfc bank two wheeler loan at 2009, and it will closed from april 2012, totally 3 cheque's was bounced during this loan, but also that cheque was bounced from my father account, but they are putting my name in cibil. now i need credit card from citi bank but they are not giving due to my name is in cibil. so please kindly remove my name in cibil as earlier as possible...

Thanking...

I HAVE NO DUE CERTIFICATE OF ALL THREE BANK FOR CREDIT CARD BUT IN CIBIL REPORT THEY ARE NOT UPDATING THE SAME SO I AM NOT GETTING EDUCATION LOAN FROM STATE BANK OF INDIA. AND I HAVE GIVEN LETTER TO ALL REVALENT BANKS FOR THE SAME BUT THEY ARE NOT GIVING ANY REPLY. SO PLEASE HELP ME. MY CONT NUMBER IS [protected]
SHRUHAD SHETH....

purchased led from kohinoor store on dt:12/10/2011 costing rs:58500/ paid down payment of rs:19700/ ballance
amount rs:38800 in 8 instalment ie:rs:4875 into 8 months which was done from dt 5/12/11 to dt:5/7/12 through ecs from bob bank my LOAN ACT NO WAS :BAJAJFINSER/4050CD00212442.AND AFTER that i got a intimation that my loan was clear. in the moth of december 2012 i applied for a top loan on my housing loan to S B I BANK and the...

These company is cheating people by taking the money for providing credit report but never furnish the same.

In my case I made the request to CIBIL for sending me the credit score report alongwith online payment of Rs 470 on 20th December'12 but have till date (26th February'13) not receive any report from them. moreover we can never reach them over phone as phone number provided on the website is automatic response...

What a crap organization it is, seriously. They have reported someone else's credit card default in my report, due to which I had to go through a lot of pain, loan application denials and very much of a loss by taking loans elsewhere with higher interest rates.

The details are provided here, with email exchanges between CIBIL and I.

http://blog.thitherwards.com/cibil/

Please go through this...

I am applying for home loan and my home loan application was submitted 2 days back only. Week back I had requested for my CIBIL score which has come yesterday and I was shocked after looking at my score of 642.

There are 3 discrepancies into my CIBIL report.

1) I had never received the SBI Card which is mentioned in report. How come this card is appearing into my report and because of this card some amount is...

Dear sir / medam

kindky request you to clear my cibil report becoze i can't get loans from finance & banks, or send me quarry of overdues of me....

This is regarding blunder error in CIBIL report.

I have received my CIBIL report generated on 29-Jan-13 and found there are lots of serious discrepancies in my CIBIL report under followings field:

1. Consumer Name is wrong, whereas PAN is mentioned of myself.

2. Two Addresses are completely wrong, whereas I have never visited that place as well as there is no more of my on that places.
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Hi There,

It's regarding the wrong information is updated i CIBIL report. In November 2012 I had applied for a housing loan with Axis bank but same has been declined due to my age were not matching with there criteria. After that I applied housing loan with DHFL there also my apllication got declined. When I applied for Personel loan in Jan 2013 that time HDFC PL loan executive told me that CIBIL report is reflecting...

I am Abhishek Kumar, I tried to obtain my CIBIL score card but both the time my authentication has failed.
I paid the amount Rs 470 for both the transactions.

Below are the transaction ids:
1. 56306080 transaction date 8/11/2012
2. 56369945 transaction date 9/11/2012

Then I uploaded my documents for authentication for Tran-id 56369945.

I called CIBIL customer care and told...

Dear sir,

My self Prashant kumar, s/o sri. v saw, address- e 514 ashok gali jagjit nagar delhi.

This very regret experience that recent i applied for home loan and while checking civil record i seen wrong information and record in my cibil report.
There are auto loan and wrong credit card record is mention there in fact these records are wrong according to me.

Even my date of birth is...