Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear Sir,
my name is Jalil Bagwan, my PAN No is AKEPB2799K,
I had never taken any loan . still my name is in CIBIL as overdue . kinly confirm which bank had done this or why is it so, I am facing a big problem for home, I had allready paid 20% amount and aragistration charges to Flat Loan . I am in tremendous pressure .
please help me

Regards
Jalil Bagwan
[protected]

Dear Sir,

My name is M.Senthilkumar, S/o Mr. S.Muthusamy

My PAN Number is: BBTPS2007Q

Date of Birth: 15.06.1977

Passport No: B2214360

Occupation: Lecturer, Coimbatore

While applying for Housing Term Loan, I came to know that there is a personal loan advance under my name based on the CIBIL report. To my knowledge, I haven't applied for any such loan. I shall ever remain grateful if you could further supplement me on the following details:



1. Name of the Bank with Address which has sanctioned the Personal Loan

2. Loan Account Number with amount.

3. Loan Borrower's Address.


so as to enable me apply for the Housing term loan.

I shall be very much grateful if you could furnish me the above requested data at your earliest possible convenience.

with kind regards,

M.SenthilKumar

sir im sending for my CIR Report last year. due to reject my personal loan file from HDFC BANK. HOSHIARPUR.
dated. 24/08/2011
demand draft no. 003557 HDFC BANK HOSHIARPUR.
Kindly send me my complete report otherwise im going to court.

regds
: PARAMJIT SINGH
PAN NO.: ACWPS7508R
D.O.B : [protected]

ADDRESS: HNO 71 VILL BERCHHA TEHSIL- DASUYA DISTT. HOSHIARPUR
MOBLE NO. [protected], [protected]

Dear Sir/Mam,
I have received from CIBIL lots of SR no:-1080476, 1080169, 1080170, 1079721, 1078977, 1078954, 1078159, 1078346, 1077434, 1078026, 1076835

but still waiting for SR resolve report..kindly confirm me when will get actual feedback of my issues





Myself Babli Dey .My PAN is AQTPD1477D .DOB IS:-19/12/1980.Address is 2 BHAR LANE HATIBAGAN KOLKATA-700006. This is my information as per my PAN Card but I have received CIBIL CONSUMER CREDIT INFORMATION REPORT from UCO BANK there are my all information are right but my PAN Is AQTPD1777D and GENDER IS MALE.how can possible this.i have one PAN.



THIS IS YOUR KIND INFORMATION
Sir, After marriage my surname is changed from DEY to SAHA(BABLI SAHA) .MY PAN IS same (PAN AQTPD1477D) and i have applied also with my personal documents and as per CIBIL consumer credit information report received from UCO bank also and there are all informations are right.PAN is AQTPD1477D.DOB is 19/12/1980.Gender is Female and my Present address is 10/1 Beliaghata main road kolkata -700010. Mobile no is [protected] and resident no is[protected].


Sir I dont understand that how can possible 2 nos of different PAN of My Name .I would requesting you to kindly rectify my CIBIL REPORT ASAP..

WRONG INFORMATION
RESPECTED SIR,
THIS IS WITH REFERENCE TO MY PAN NO AAAPL2257/N DOB 28.05.1953.

IN THE CIBIL REPORT GENERATED BY YOU IT IS COMING UNDER THE HEADING SCORING FACTORS THERE IS WRITTEN PRESENCE OF A TRADE LINE WITH WORST STATUS IN THE PAST 6 MONTH, LOW PROPORTION OF SATISFACTORY TRADERS, OVER DUE AMOUNT TOO HIGH.

PLEASE LET ME KNOW THAT WHICH SERVICE PROVIDER/BANK/CREDIT CARD ACCOUNT HAS PUBLISHED THESE STATEMENTS. I HAD NEVER TAKEN ANY PERSONAL LOAN FROM ANY BANK.

PLEASE LET ME KNOW THAT IN WHICH BANK PERSONAL LOAN ACCOUNT I HAVE OVER DUE AMOUNT TO HIGH, NOT ENOUGH AVAILABLE CREDIT, LOW AVERAGE TRADE AGE, TOO FEW SATISFACTORY BANK CARD ACCOUNT, PRESENCE OF DELINQUENCY.

PLEASE GUIDE ME WITH THE SAME.

MOHAMMED SALIM LADHA

CIBIL Credit Score Rating Organisation show wrong information of me over internet Misguided all banks through this wrong information that i've taken a loan of Rs. 40000 in their database but i never applied for such a loan by virtue of this bank rejects to transfer CC limit from my bank and i bear so much loss and then to view this information in details they make them purchase their Report of Rs. 3, 775 or Rs. 475 to view that information and after purchasing that information is still that and they delay the report over 1 month & Above

hi,
provide information about:

Low proportion of satisfactory trades

Low average trade age

is mention in my cibil report

hi
how to correct date birth in cibil

HELLO FRIENDS,

Can any one help me for raising the voice against this CIBIL score fellows as they were sharing the negative feedback and report & improper information at the time of LOAN or CREDIT CARD applied. number of times my application got rejected due to wrong info provided to required fellows due to this its impacting on our services as well as my status.

Disadvantage Of CIBIL

1. Always they were sharing necessarily wrong info to required fellows.

2. They always maintain wrong data in there database bcoz they want money from us to run these business.

3. Even though we have a clean record but they add wrong data necessarily & to remove that info we have to
pay them so this is what their earning of business.

4. shame on those bank fellows who are asking info from these CIBIL department who having a always
wrong info & depending on that info bank fellows are judging us even those we have a clean record.

5. CIBIL databases are maintaining improper data

********************************************************

As per my knowledge i have never done the online trading but still CIBIL department sharing this information to banks..

" Presence of a tradeline 91+ days delinquent in the past 6 months Over due amount too high
Presence of a tradeline 91+ days delinquent 13 or more months ago
Presence of a tradeline with worst status in the past 6 months ".

***********************************************************************

@CIBIL DEPARTMENT : This is my Member - id " BF02151007 "
&
Member Reference Number " 0000000000020180829309812 "

Hello CIBIL Department : Request you to have a look into this matter and get it resolved ASAP.

Regards,
Nazeer Ahmed.

sir, namashcar, my name is Avtar singh S/O s. Surjit singh member id BS00061850 and control no 42, 53, 62, 846, income tax id AMWPS9451R. i had taken a loan from citi corp maruti finance limited in september 2002 . i had given full & final payment of Rs 21500/- on 31/1/2009 to citi bank recovery branch at patiala punjab. till today WRITTEN OFF IS NOT REMOVED TILL 16/3/2010 MANY TIMES I HAD GIVEN complaint given to citi bank at toll free number, sir aap kipa karke yeh batian eh written off cibil me se remove hoga ya nahi thanks

sir, namashcar, my name is Avtar singh S/O s. Surjit singh member id BS00061850 and control no 42, 53, 62, 846, income tax id AMWPS9451R. i had taken a loan from citi corp maruti finance limited in september 2002 . i had given full & final payment of Rs 21500/- on 31/1/2009 to citi bank recovery branch at patiala punjab. till today WRITTEN OFF IS NOT REMOVED TILL 16/3/2010 MANY TIMES I HAD GIVEN complaint given to citi bank at toll free number, sir aap kipa karke yeh batian eh written off cibil me se remove hoga ya nahi thanks

Dear Amit,

We're sorry to hear about your experience.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

CIBIL — Rejection for Car Loan

Hello Sir,

I had few disputes earlier as I took Personal Loans but I have settled all of them and also have the settlement letters from the banks. Recently I applied for Car Loan but it has been rejected because of my bad credit score. Please let me know that how will I get out of this CIBIL and when can I apply for the car loan next.

Thanks,
Raktim Sengupta

Dear Sir,

I am Tapas Kumar Dutta, have applied for a auto loan to a bank.They have informed me
it was rejected due to civil problem, like personal loan and credit card .But according to
my knowledge I naver enjoy any loan or credit card in my life. Civil Control No. 47788217.
Please let me know how i will get out of this civil.
Thanks
Tapas kr Dutta.

Dear Sir,

I am Tapas Kumar Dutta, have applied for a auto loan to a bank.They have informed me
it was rejected due to civil problem, like personal loan and credit card .But according to
my knowledge I naver enjoy any loan or credit card in my life. Civil Control No. 47788217.
Please let me know how i will get out of this civil.
Thanks
Tapas kr Dutta.

Dear Sir/ Madam,

I have apply for a Car Loan to ICICI bank and they told me that in CIBIL report One personal loan is issued to me about Rs. 5 lakh even I have never applied for a loan or not issued to me.

Please help me to find out from which bank it has been submitted so that I can ask the bankers for this.

My control ID is[protected]

Thanks and Regards

Rajiv Sharma
[protected]

Dear Sir / Madam,

I was very shocked and demoralised to know that I am still being figured in the CIBIL list as defaulter. Recently, I have applied for a Car Loan, but I have been rejected because of CIBIL report. Although I agree that I have some dispute with banking sector in respect of CC and PL, but taking initiative, I have settled down all the disputes, existing in between myself and banking sectors.

Now I would like to knwo how to get rid off from CIBIL at the earliest so that I can have an opportunity to take the loan from National Banks.

Yours faithfully,
Sanjoy Pal
[protected]

Regarding to bank loan KCC

In my cibil report show wrong details and show extra 2.93 lacs rupees and not show name and other information of the bank, while applicant not taken any loan from any bank.please clarify this cibil report and wash out the entries mentioned in cibil report of ₹2.93 lacs

Dear Sir,

I have applied for a Personal Loan from HDFC Bank.

HDFC Bank informed me that, from my PAN No: AOHPB1766M it reflects on their system in CBIL & SATYAM that you are having a HSBC Credit card having no: [protected],
And you were declared as a defaulter by the HSBC Bank, for that reason we can not proceed your Personal Loan Request and need clearance from HSBC that not a defaulter.

I had applied for the HSBC Credit card in Nov 2007 when I was in Hyderabad, on the day I left Hyderabad the credit card was came on the given address, which I was unable to receive the Card because on the same day I was travelling by Train to Orissa. The courier dispatcher called me and without receiving the Credit card, the card was finally returned to the HSBC Bank.

Now queering to HSBC Bank on the above mater several times that, how you have declared me as a defaulter without receiving the Credit Card on [protected]@hsbc.co.in, HSBC replies that (our records reflects that we were not in receipt of payments towards your card outstanding within due date, and as on date the outstanding towards your card account reflects as NIL).

HSBC Bank is asking repeatedly for the proof that (We request you to revert with the scanned copy of the letter sent by the financial institution stating that HSBC has reported you as a defaulter for us investigate further).

As per HSBC request for the proof, HDFC Bank is unable to share the asked details with me due to their internal security concerns.

Now speaking to your executive on this phone no : [protected], they are saying that you have been charged an amount of Rs 2000 towards the yearly service activation charge of card which you have to pay, then only the HSBC bank can provide the clearance that not a defaulter.

Please suggest that, without receiving the HSBC credit card how come I can pay the yearly service charge.

All most 20 days are gone by the process of mail escalation, So request you to revert with Clearance at the earliest that “I am not at all credit card user of HSBC Bank and not a defaulter”

So that my Personal Loan request can be proceed!!!


My Details:



Pan No: AOHPB1766M

HSBC Credit Card No: [protected]

DOB: 18/05/1983.

Mothers Name: Sarojini Bastia

Mobile No: [protected]

Current Location: Orissa.

i want to know, what was the action taken. any association or advocates fighting for this cause.

ICICI Bank Credit Card — CHEQUE NOT PRESENTED BY COMPANY AND LATER SURCHARGES IMPOSED

I AM USING ICICI CREDIT CARD NO [protected] FROM WHICH I DID A TRANSACTION ON SHAADI.COM FOR WHICH I PAID THE COMPANY VIA CHEQUE NO:130808 DRAWAN ON ICICI BANK,GURGAON(AT PAR CHEQUE)(A/C NO[protected] WHICH I DEPOSITED IN SULTANPUR BRANCH OF ICICI BANK IN THERE DROP DOWN BOX.I RECIVED NO STATEMENT
OF OUTSTANDING FOR LAST FIVE MONTHS AND ALL OF A SUDDEN I RECIVE A STSTEMENT
SHOWING OUTSTANDING OF Rs 5023 for A TRANSACTION OF MERE Rs 1700 and FOR WHICH
I HAVE ALREADY DEPOSITED CHEQUE WITH ADEQUATE BALANCE IN MY ACCOUNT.
KINDLY HELP AND RESOVLE.
REGARDS,
PRAVEEN

Hi, sorry to hear about your experience. We will call you and work to address your issues at the earliest. Warm regards.

CIBIL is having nexus with Banks and Credit cards people. They never listen to people.

Best Regards

Naottam

Sir, recently i got my cir report through syndicate bank.in the report there is mentioned Personal loan .I was surprised i never aproached to anybody for the same .My PAN no AEYPC5650C,
NAME NEERAJ CHAUDHARY
ADDRESS 100/4 SHASTRI NAGAR MEERUT.
PLEASE PROVIDE THE FULL DETAILS OF THIS PERSONAL LOAN.
Kindly give me the best solution.I mailed twice at [protected]@cibil.com
but no response from cibil

Kindly help me to overcome this situation

Dear Sir/Madam,

I am working with an MNC. With my ten years of work experience I have changed four MNCs. AEvery MNC has got their own salary credit account with their own banker. After leaving that company they generaly close the account or take market rates (not Zero Balance). I had a loan from ICICI and my salary credit account was with ICICI so auto debit facility was activated and out of 48 months loan 30-36 EMI's cleared properly without ECS bounce. I have left the company but my ICICI account was running only for EMI purpose.I used to diposit cheques in ICICI bank a/c and ecs hits generaly on 7th of every month and gets cleared. Some times due to my fault ecs got bounced and they tokk cash payments for the same in same month. I had diposited one cheque on 4th Oct 2007 of Rs. 3072/- and cheque got cleared probably on 7th Oct as per my HSBC Bank statement but not credited to my ICICI Bank account. So the ecs of Rs.1024/- got bounced.I have got credit of that particular amount of Rs.3072/- on december 2008 after so many letters and verbal communications. In between person came to my house and took cash payment.

Certainly I found in the receipt that my ICICI loan account is not mentioned. After long discussion I stoped paying the EMI for that 3 months (1024/- * 3=3072/-) and told ICIC Bank to search the amount with cheque number and credit the amount to my bank account.

I have met Mr. Shreyas Surya Dasgupta ( Assistant Manager-Collection Department) at 2, upper wood steert, kolkata-20 and he searched the amount and confirmed that one emi was credited to other persons account with seperate loan a/c number and he assured to reverse the amount to my loan account and I promissed him that I will pay last 3 emi's due to ICICI Bank. I went to him last June 2009 and then called up several times for credit that particular amount. In betweek I had received several collection calls, residence visit and mental harrasment.

Certainly got letter from ICIC Bank that we are closing that ICIC Bank account for non transaction. I don't know the status of my last 4 emi's due. Nobody from ICICI Bank bothers to call me for payment and moreover they have shifted their office from 2 upperwood street to some where else.

I don't know what kind of report is showing to CIBIL for this incedent. I have every proof for this fault of ICIC Bank and I can produce anytime.

I want an answer for my mental harrasment from ICICI Bank and why the amount diposited of Rs3072/- to my ICICI bank account not credited for 14 months???

After 14 months they realised and credited the amount to my account???

Money receipt given blank (without loan a/c number) and the same amount is credited to other customers loan a/c but they chrged my that I had not pay the amount to ICICI bank for that particular month. Who's fault it is???

Requesting you to justify the same.

WIth warm regards,

Pratyush.
[protected]

ICICI bank is out to harass customers, even though I have filed an FIR with the police and a Banking Ombundsen Complaint with the RBI, they still have the nerve to threaten me with negative credit reports with CIBIL. Dont think CIBIL is a properly run organization. RBI should pull them up.

Vidhi

WANT MEMBERSHIP

DEAR SIR, I AM PREPARE HOUSING LOAN AND PERSONAL DOCUMENT AND I AM VERIFY CLIENT CIBIL RATING. PLEASE ADVICE THANKING YOU, E.MURALI

Dear Shyamal,

We're sorry to hear about your experience.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team

Sir,
Hi my name is Sheetal Bangera and i needed personal loan for marriage. We have approach many banks for personal loan as whe you need loan you just dont approach one bank. I went online and applied for loan my requirement was also not thet high it was just 3lakhs. I had also applied for home loan which has not yet being approved as it is still in process. I have credit card with citibank and standard charted with the credit limit of 106000 each and also with icici and hdfc with 50000 and 62000 credit limit. I apporach bank and they denied my loan coz they said becoz you have applied for loan form many bank so they have denied by cibil. Knw my question is when i person is in need will he also not approach bank thing that this is will also com in cibil that we have applied. Also if you can chek tht we have applied you can also see if the loan is approved or not you just cannot deny a person loan coz that person has approch many bank for loan. which according to me is not justifiy. You can chek my creditability i have a very good bank status and i want you to clearly what ever record is there from you site as i would like to apply for loan i just dont wanted to get reject sayin that i have approached my bank which does not make sence.
You may contact me on [protected]

Thanking you,
Sheetal Bangera

Dear Sir/Madam,

Please let me know the best way to come out of defaulter list. As I need to apply loan for my sister's marriage. I do agree that we did not made the payment on time or the full payment as per scheduled payment amount and If you see in bank aspect they are not in loss as we had covered the principal amount and the interest part they give huge amount as interest. Even most of the banks are not acting according to RBI rules regarding the interest part. However, my humble request is after setteling the loans/cc bills. kindly remove the customer's name from the defaulter's list as they can apply further.

Kindly look in to the issue and let me know the process to get out of defaulter's list.

WarmRegards,
Rohit

Sir,
I have applied for a personal Loan. I am surprised and shocked to learn from the said Credit Authority that there are two PL s and Credit Cards overdue in the Cibil Records. My knowledge regarding this is very clear and transparent that I have two Personal Loans and they are running very smoothly without any defaults till date in paying the EMI s. I agree this fact regarding the Credit Card issue. Hence I need clear information regarding the Personal Loan, which is being recorded as overdue. I want this issue to be resolved right away because it is badly affecting my proposed personal Loan, for the said discrepancy in the Data uploaded in The Cibil Record


thanks&regards
kedar
[protected]
[protected]@rediffmail.com

HI ALL,
I WORK FOR A COMPANY CALLED DEBT DOCTOR(MANAGING FINANCIAL BREAK DOWNS).WE HELP U TO GET SETTLEMENTS, HANDEL YOUR COLLECTION CALLS, REMOVE YOUR NAME FROM CIBIL, IMPROVE ON YOUR CIBIL SCORINGS..CONTACT VINDHYA[protected]

From
A.Radhakrishnan
19 Royar nagar,
Avarampalayam Road,
Coimbatore - 44

To
CIBIL.COM

Dear Sirs,

MY PAN No. ADXPR2672R I wish to inform you that, I Proposed to apply Housing Loan, we Need the Reqd details as below:-

Loan Amount - @ Rs.1, 00, 000/-
Personal Loan
Loan Starting Dt.19/03/2008
Loan Closed Dt.05/09/2008
My Last Payment Dt.19/03/2008
Reported Dt.31/12/2010.
Current Balance – 0
Status- Written off

CIBIL had mentioned for the above loan status written off why? Kindly furnace Bankers Name and Account No. inform to me immediately.
Thanking You,

Yours faithfully,

A.Radhakrishnan.

I AM TRYING TO APPY FOR A LOAN WITH A FINANCIAL INSTITUTION AND I AM TOLD THAT THERE IS A PERSONAL LOAN OUTSTANDING OF OVER INR 23, 770..WHICH IS COMPLETELY WRONG AND HENCE WISH TO DISPUTE THIS.THIS IS AFFECTING MY RELATIONSHIP WITH THE BANK AND HENCE REQUEST YOU TO LOOK INTO THIS URGENTLY.

I am trying to apply for a loan with a financial institution and I am told that there is a personal loan outstanding of over INR 23, 770.. Which is completely wrong and hence wish to dispute this. This is affecting my relationship with the bank and hence request you to look into this urgently.

the CIBIL is killing the Banking system.The American economy is at the verge of collapse only due to CIBIL and credit cards.India should take leson from this.And at once order to abolish this CIBIL.

Sir,

What is wrong with you i understand people who are defaulter in loans and credit card if they dont get loan is understandbale. But getting denied just for the reason that i needed loan i have approach many bank and so we cannot gve loan this is absurd. Any person in this world even yourself if you need loan you will just not approach one bank you will obisviously contact many bank just to make sure if incase this bank dint give the other bank might consider the rules of bank. However today i reach a response for axis bank that my person loan was denied becoz in cibil it show that i have applied with many bank. Yes i have but thank to cibil not one has being approved. My credibilty with all bank is suberb and im not even a defaulter with any bank . Still i cannot apply for loan then what is the RBI is there for i would like to get a response for this as this is jus unjustise and not fair in path of cibil.
Cibil is just spoling other creditbilty as they dont was take any responsiblity and due to there lack for responsbility people haveing a good crditbilty are also suffering.

Please contact me on [protected]
Thanking you
Sheetal Bangera

Hi,

My name is G.Naga Suneetha, I am working in TCS e-Serve Ltd, Chennai.
I have a Citi Bank Credit Card with existing balance 190000. I converted it into EMI.
I applied a personal loan in Fullerton India, Chennai.

They rejected my loan due to my name is reflecting in CIBIL. Could please check and remove my name in that list. So it will be very helpful for me. Please feel free to contact me @[protected].

Thanks in advance for your assistance in this matter.

Thanks & Regards,
Suneetha G.

ACCORDING TO YOUR CIBIL RECORD AS PER MY PAN CARD DETAILS MY NAME IS
AMIT KUMAR
S/O SUBHASH CHANDER
AOCPK9071R
DOB 18/06/1981
BUT IN YOUR RECOR MY PAN CARD NO IS SAME BUT MY DOB IS WRONG
I COULD NOT TAKE THE AUTO LOAN OF AMOUNT RS.300000 AS PER YOUR RECORD THE CONTROL NO IS[protected] PLZ CORRECT UR DEATILS


YOUR FAITHFULLY

AMIT KUMAR
[protected]
[protected]@GMAIL.COM

Myself, Jai Naresh Aggarwal having DOB 30/06/1955 & PAN No. ADNPA8846J. This is refer to the CIBIL report dated 04.02.2015 time 18:07:59 control no. 78.63.19.030.

In this report, an overdue amount of Rs. 1, 23, 000/- has been shown against Personal loan of Rs. 25, 00, 000/- which has been fully repaid by me and also please find attached closure letter isued from Tata Capital Limited. Request you to remove this overdue and inform me on my below mentioned contact details.
Mobile no. [protected]
E-mail ID:- [protected]@hotmail.com

Regards,

i want to check my track record

want to check my track record

i want to check my in nay defaulter list

i want to check my in credit card defaulter list

Both Bank and Cibil has to come out with a policy that they will check cross verify the record provided by the bank frequently.
When a bank says a customer is defaulted the payment then Cibil is updateing the name imedately in its record in the same way it has to fix soem time to check weather the customer has cleared whit what he is supose to accroding to the bank's settlement.

If a persone becomes a defaulter because of some personal problem it does not mean that he will be defaulter for life time and does not mean that he will neaver get back to his normal status.

To Bankers,
What if i say that "As your bank is reffered my name to the cibil" and i am not getting the loan and i am not in a possition to arrange the payment and unless you take it back i cant make payment.

Actually CIBIL should also provide the updated info in thier reports. Like in one case, (Refer Control No. 41.67.97.642) in repect of Mr. Vijay Kumar Arora, the overdue of Rs. 4, 19, 931/- appearing in Auto Loan represents status of 1999.

This old info. is playing havoc with the banks/FIIs where he is involved.

i would like you to in form me the procedure for rectifying the wrong info/data pertaining to a borrower/customer placed in your reports circulated to your members.

I have sent my documents and DD for Rs 142 as well but, in vain. They do not respond to phone calls as well. A machine voice says they are experiencing "extremely high call volumes". Oh really? How much bigger than Indian Railways?

Even I sent all the documents with DD Rs. 142//- by courier for two times. But it is undelivered and returned twice. I don't know what to do as some banks are strictly following the defaulter list. I even do not how I became defaulter, all my dues are cleared.

Hi,

There is a dispute form available in the CIBIL website, Please raise the dispute to CIBIL stating the issue and you will get a response in less than 30 days time.

Hi,

This is inform to you that my name is in the CIBIL defaulter report as i know when i have applied Credit Card from SCB. But still now i have not taken any Credit Card or loan from any Bank. So how is it possiable please let me know ASAP. Otherwise I will take legal action.

Thanks,
Prasanta Kumar Panda
PAN: ASJPP0705C
Mobile: [protected]

CIBIL — remove my name from the list of defaulter

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other bank

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other bank

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other bank

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other bank

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other bank

if i settle a loan with a NBFC, and they state on payment the said loan account stand closed, will i be treated as defaulter or not

Remove my name from defaulter list.

Dear sir,

I would like to inform you that my name is appearing in CIBIL report, as I have cleared all my Car loans which I had borrowed from GE Countrywide Finance almost 5 years back, and I have got the no due certificate too.

Apart from the above I have not borrowed any loan, My Credit Card which was from Standard Chartered Bank is also been cleared and there is nothing due to be paid, but the report shows dues. Please look into this immediately. As ther bank person ( collection) had collected all the dues almost 6 years ago, but had not issued no due receipt.

Please send me a report and clear my CIBIL status.

Regards

Excuse me. Quit grandstanding and taking the moral high ground on the basis of a poor repayment record. It is like a thief saying that the Govt has lenient policy so allow me to steal a little more.