Credit Information Bureau India [CIBIL] Complaints & Reviews

Do not be surprised if your loan application is rejected even after you have paid off your much due credit card outstanding balance. The bank might have called you and given you an option where you could just pay a specified sum, in return for a settlement letter. Once you do that and get the settlement letter, it doesn’t for a moment mean that the slate has been wiped clean. You apply for a personal loan or a home loan and the lender will...

I have availed a personal loan from HDFC Bank and I also have their credit card. I have been paying them properly. then an executive from their personal loan department called me and offered a top up of the loan and collected application and other documents from them. then they informed me that they cannot sanction the same due to bad CIBIL Report. So I applied for the cibil report along with the fee payable to them for the report. I found...

Sir/ Madam,


HSBC has charged More then Rs.1000/ - on non payment of Pertrol surcharges Rs.50/- later on this matter sorted out (as per mail with me ) but after some on my request they have cancelled my card but after 2 years now I know that some Rs.5053/- will imposed as written off in my credit card account.

Now HSBC replying my mail by saying that nothing is due on me but they don't have any procedure...

Sir,
I applied for a home loan to a financial institution, they found all of my submissions is OK, but my CIBIL report is not satisfactory, and the said loan not only held but also in question. As per CIBIL report noting from the said financial institution the observations writing here under with my opinion in this respect.

1. My passport no. AIYPA5016G

2. There is my another postal / residential address,...

Sir,
I have applied for a Home Loan. I am surprised and shocked to learn from the said Credit Authority that there are two PL s and Credit Cards overdue in the Cibil Records. My knowledge regarding this is very clear and transparent that I have two Personal Loans and they are running very smoothly without any defaults till date in paying the EMI s. I agree this fact regarding the Credit Card issue. Hence I need clear information regarding...

Sir
CIBIL is nowhere helpful in solving the finance default cases.Instead of blocking once account under the pretext of bad credit.The financial institute must verify the genuiness of coustomer well in advace.It is not necessary that a defaulter at one Bank will loot the other Bank also.RBI should at once desolve this CIBIL and give the Bank more teeth in collecting the dues ....

Hi,

Pls help me in finding these details asap.

I had a credit card of your bank in my name long back in[protected] or[protected]. I had helped one of my friend in his rough time with that card. Unfortunately, he was unable to pay on time and latter on the card payment was settled in 5 0r 6 instalments by him. By this time I had shifted from this place (C-3/15, Janak Puri, New Delhi-110058).

I...

Hi,

I applied for a car loan and surprised to find that there is credit card due shown on my name in cibil for the year[protected]. I don't have any idea about the same. I used many 2-3 credit cards during that period and made all the payments.

I would like to know who is going to check the sanctity of the data uploaded in the cibil. As it is open to misuse by bank. At times the bank make mistekes for which...

CIBIL is a bottle neck in smooth functioning of sanctioning loans to sincere customers.
Actually, I am credit card of standard charted bank since 2000, I am paying all the dues in time to the bank.

Due to information given by standard charted bank to CIBIL, my housing loan is not sanctioned,

For instance,

[1] CIBIL Request # 38643 is pending from September 29, 2009 for a decision to me....

This is what happening to me that I requested for CIR( Credit Information Report) firstly two months back with all the documents duly filled and a demand draft of 142 Rupees, but all gone in vain as I asked after facing long holding on customer care on phone they have not received the documents and more suprisingly to know that they have no acknowledgement system for any document they receive. Then again I sent duly documents with new demand...

Hi All

Recently i applied for home loan which got rejected because they told in CIBIL report my name is reflecting as a defaulter.So after struggling a lot finally i managed to get the CIBIL report by paying Rs.142/- towards CIBIL,i was surprised to see because the report says i am holding aa Axis Bank credit card but in the borrower information there it was mentioned some other name.Same thing i discussed with CIBIL which...

Sir / Madam ,



This is extremely astonishing that I have not received the NOC till the date. I have been chasing Barclays from last one month but nothing seems to be working out. Will you plz tell me how it was sent to me? Was it a courier or through speed post? You guys have been fooling me around from last 1 month and now all because of you people my application for loan from SBI has been rejected & simultaneously...

Respected sir,
As per the above subject I ( Sanjay Peter ) am applying for Car Loan from State Bank of India. For this my Credit information is needed by my Banker.

Sir My Pan Card Number is -- AGKPP5659E -- (Sanjay Peter)

Sir my Date of Birth is 15.01.1962. ( Sanjay Peter)

As per your information provided by you by your site My name (consumer's name) appears as Stella Peter...

I recived personal loan from hdfc bank. I deposite full payment acording to bank on dated . Then bank give me "0" balance statement and "NO DUES CERTIFICATE" . But my name show in cibil .So Pl. you remove my name in cibil or if I had any loan from any Bank which I had not cleared so you please clear me about that on my molibe no. [protected], [protected]. RAFIQ RANGARI Because of this I am not geting Credit Card from other...

Dear Sir,

I wish to inform you that I have applied for Educational Loan in State Bank of Hyderabad for my Son's College Studies and to my shock and surprises, the same has been turned out for the reason that I have still not cleared the cibil dues. (Please note that I have cleared all dues and have got the loan closure letters from the respective banks).

At this juncture, I wish to reiterate that the Government...

It looks like nowadays banks are taking customers for a ride and using CIBIL as a method
of torture. we should all unite to fight against this. do keep our mails in store and we can discuss how we can fight them

best regards
rajen v nair
[protected]@hotmail.com...

Hi,

I recently applied for a car loan and to my surprise i was blacklisted by CIBIL. I just want to make the following points sound and clear to the banks as well as CIBIL as well as to our government which first needs to act upon such organisations....

1) what has CIBIL done to educate the masses of determining each individuals credit rating? There is no way that CIBIL can blindly believe banks ( especially...

In regard my name lisited in cibil

Dear Sir,

This is your kind information that i took only one credit card but now cibil list show more than one
please give me proper record

NAME : N.BABU
PANCARD NO : AKYPB9428R
D.O.B. : 24.12.1971
Thanking you
(N.BABU)...

Dear Sir

This is for your kind information that i was really shocked to know that my name was mentioned in the Cibil list as i have not taken any loan or i do not have any credit card pendings to be paid.

This is causing me a great problem as my company is refusing to give me an I.D card which will result in loss of my Job .

I really do not know how to proceed in this regard
My details...

Sir

I am one of the consumer badly affected by the dubioely us minded authorities housed in CIBIL.

I have sent dd for Rs.142/- to CIBIL a month back to get the CIR from them. Utusnfortunatrly, till today I hv neither received the CIR nor I was able to speak to them over phone to know the status.
I hv been trying to contact them since morning but only lgetting a voicemail and my telephone bill goes up...