Family Credit — Unnecessary Charges for bounce EMI and unethical behaviour

Address:New Delhi, Delhi
Website:www.familycreditindia.com

I take a auto two wheeler loan from family credit limited as on Jul 2015, 5th day of every month installment of Rs. 1927.00 is collected by family credit limited. But in the month of Oct 2015, executive officer of family credit limited inform me that my EMI was bounce while the mode of payment is ECS and i have kept sufficient fund in my account. and charged rupee 350 as penalty. This is happening again in the month of sep 2016 and again in now, Jan 2017. He asked me to deposit the emi amount in Family credit ltd account using NEFT. What is this?
My Loan Application No is 2402813 Name- Shikha Verma.
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This is happening again in this month Feb'17. Again emi is not deducted from linked account and forcefully asked me to deposit the emi money in their account.

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