Fullerton India Credit Complaints & Reviews

I applied for a loan and got approval via email and call after submitting all documents. Then executive came to my home for sign the loan agreement and collected a security cheque, after all this done, they said me that your loan has been rejected at the disbursement time, is this the process you follow??? After signing the loan agreement and collecting security cheque fullerton people rejected my loan application. Usually other financial services verify all the documents and cibil report and then confirm with customer that your loan has been approved or rejected, however fullerton follow the exact against this process. Also not giving my documents (Loan agreement and security cheque) back to me. My loan lead reference is 2262680

My self anil kumar i got auto loan in 2010 my loan no is [protected] and i paid all emi in cheque and by cash also. Bank put my name in cibil. If i paid all loan amount to bank so why the bank doesn't close my account and they didn't provide noc. Due to bank i am facing problems. Pls look after this matter. They give service request every time in mail. But they have not solve the problem.

Anil kumar
Loan no [protected]
Mobile [protected]
Email: [protected]@yahoo.co.in

I availed personal Loan 8 years ago LAN:[protected] .I Closed my loan account nearly few month ago .I therefore kindly request you to issue me a NOC at the earliest.the loan closure is pending in CIBIL currently I am unableto get a housing loan from the bank.I kindly request you to issue me a NOC towards the LAN mentioned above.I regret for the inconvinience.

Yours faithfully,
prabhusankar s
no1, halls road, egmore
[protected]

Housing loan no:[protected] & service request id no: 04290898

Now we wish to inform you that we have completely paid the out standing amount with your chennai anna nagar branch by idbi bank demand draft for rs 4, 31, 005 (Rupees four lakhs thirty one thousands and five only) dated 07/03/2018 drawn in your favour. We have collected the payment acknowledge slip no: 9801368 dated 07/03/2018.

Attached both the demand draft copy and your receipt for your perusal. Kindly instruct your office to return

1. Original documents

2. Request to refund the excess amount paid by us.

As we have are very much urgent need of the above said original documents, please arrange to deliver the same at most earlier.

A. Manickam & rm. Annamalai [protected]/[protected]

Complaint: we are not yet received any confirmed reply. The company's mailing will revert us on 19th march with details. We are not in need of any details, we need our original documents at most earlier

I have already provided the loan id for the below-mentioned query which has my details to contact me. Please update me with a relevant solution rather than delaying time and copy pasting the same information in the email. Please don't be in a hurry to close the case without investigating further on this, sejal.

I am taking the pain of explaining the whole issue despite the mental and financial agony you (Fullerton india) have caused me. I have taken a personal loan from m/s fullerton finance co., with the loan customer id: 1794773 for an amount of rs.60, 000/- (Rupees sixty thousand only) with 48 months repayment duration. I was paying my emi s regularly through ecs. As my banker closed their service with my employer, i was unable to proceed paying the instalment through ecs. I have approached m/s fullerton finance co, srp koil branch (My loan is with this branch), and explained the situation to the executive in charge (Mr. Sabapathy at srp koil street) along with a letter explaining the same in detail. I have requested him to not to present the cheque for withdrawal. He then instructed me to pay the instalment through cash mode at the branch and that he will reverse any cheque bounce charges incurred due to the cash payment. Later when the branch is closed, your executives were collecting the money from me on monthly basis. With this arrangement in place, i have paid my emis regularly without any default till the end of the 48 months. When i approached the manager (Dakshina moorthy / raj kumar) at maduraivoyal branch on 14th may, 2013, he insisted to pay 2 instalments. After the payment is complete, he assured me that the noc papers would be sent to my address. However, there has been no correspondence from them regarding this. I approached them again for the “no due letter” and they have assured that it will be delivered through courier. Having waited long enough for the “no due letter”, i wrote an email explaining the above matter to the email team. None the less, i have received an email saying that a payment of rs.23937/- is due. I have then written another letter attaching the scanned copy of the account statement and copies of the payment receipts. They in turn sent me an email reducing rs.5000/- (Rupees five thousand) in the charges.in response, i have expressed my unwillingness to pay the amount, as it is not my fault. Despite my repeated, detailed explanation of the events, you are just causing me metal and financial stress by delaying the issuance of the noc.in all the 18 statements issued after the initial arrangement to pay by cash each month at the srp koil, there are cheque bounce charges and rs. 225/ as bounce charges (Per cheque). These charges together does not exceed inr 4050/-. Coming to my financial situation, i am employed with a low monthly income and every rupee you try to extract from me is an unbearable burden. Even after displaying all the payment receipts, why are you trying to plunder me? This is totally unacceptable and if you prolong the resolution of the issue, i am left with limited options to achieve a resolution. I have already logged a complaint with the consumer forum, banking ombudsmen and also i will be looking to proceed with legal formalities. I am not looking for the same 10 days sla for your response, instead i would like someone higher in the company with authority to conduct with proper investigation and issue the noc.

I am taking the pain of explaining the whole issue despite the mental and financial agony you (Fullerton india) have caused me. I have taken a personal loan from m/s fullerton finance co., with the loan customer id: 1794773 for an amount of rs.60, 000/- (Rupees sixty thousand only) with 48 months repayment duration. I was paying my emi s regularly through ecs. As my banker closed their service with my employer, i was unable to proceed paying the instalment through ecs. I have approached m/s fullerton finance co, srp koil branch (My loan is with this branch), and explained the situation to the executive in charge (Mr. Sabapathy at srp koil street) along with a letter explaining the same in detail. I have requested him to not to present the cheque for withdrawal. He then instructed me to pay the instalment through cash mode at the branch and that he will reverse any cheque bounce charges incurred due to the cash payment. Later when the branch is closed, your executives were collecting the money from me on monthly basis. With this arrangement in place, i have paid my emis regularly without any default till the end of the 48 months. When i approached the manager (Dakshina moorthy / raj kumar) at maduraivoyal branch on 14th may, 2013, he insisted to pay 2 instalments. After the payment is complete, he assured me that the noc papers would be sent to my address. However, there has been no correspondence from them regarding this. I approached them again for the “no due letter” and they have assured that it will be delivered through courier. Having waited long enough for the “no due letter”, i wrote an email explaining the above matter to the email team. None the less, i have received an email saying that a payment of rs.23937/- is due. I have then written another letter attaching the scanned copy of the account statement and copies of the payment receipts. They in turn sent me an email reducing rs.5000/- (Rupees five thousand) in the charges.in response, i have expressed my unwillingness to pay the amount, as it is not my fault. Despite my repeated, detailed explanation of the events, you are just causing me metal and financial stress by delaying the issuance of the noc.in all the 18 statements issued after the initial arrangement to pay by cash each month at the srp koil, there are cheque bounce charges and rs. 225/ as bounce charges (Per cheque). These charges together does not exceed inr 4050/-. Coming to my financial situation, i am employed with a low monthly income and every rupee you try to extract from me is an unbearable burden. Even after displaying all the payment receipts, why are you trying to plunder me? This is totally unacceptable and if you prolong the resolution of the issue, i am left with limited options to achieve a resolution. I have already logged a complaint with the consumer forum, banking ombudsmen and also i will be looking to proceed with legal formalities. I am not looking for the same 10 days sla for your response, instead i would like someone higher in the company with authority to conduct with proper investigation and issue the noc.

Hi,

I took a personal loan # (06350) with fullerton and was paying from the last two years but due to jobless situation i was unable to pay two emi`s but then i got a job again (Less package) and started paying the emi`s again but now i have the situation again where in i lost my job and unable to pay the emi`s.

The situation started from here where in i started receiving threatening calls to make the payment at any cost or else they can do anything to take their money out.

Due to some personal reason i no longer stay with my family but they still visit anytime they want to my hear patient parents house and threaten them to any extent they want. Last time they even didn`t feel shame to snatch mobile phone from my younger brother`s hand to get my wife`s number and started calling my wife at night with all sort of profanities and threat. They even shout in-front of our neighbours to make us feel insult and raise their voice like a underworld guy.

The collection manager mr. Sanjay (Delhi, karol bagh branch) even challenged me over the phone that even law & order or police cant do anything into it as they have the power to sue defaulters badly.

I even requested them to give me just two month`s time to start pay them back while i search & get a job in between but they are not agreed and said that they won`t listen to anything as they want only money and no one can do anything against them even if you report to ombudsman of rbi.

I have even email them and talk to customer care but nothing is working. Please help me what to do here shall i reach to local police for a fir or file a written complain to rbi against them.

Please help!!

Dear mam/sir,

As you wrote in previous mail i will not get any relaxation in the loan as well and your company has cheated me, your company speak the interest rate 11.99% and have applied 37% interest rate. Fullerton is fraud company and i will do the court case against you and will not pay any emi from next month.

Regards,

Kamaljit singh
Mob:-[protected] / [protected]
Loan number [protected]

This is regarding the personal loan which was completed in 2013. (Loan availed at your branch which was located at srp koil street) all my dues was paid on time and i have the payment receipts provided by your bank as proofs. When i checked with your manager at maduraivoyal branch he confirmed to send the noc to my mailing address, till now no response. Now i get calls from your bank threatening to pay more amount in order to provide the noc. Issue me the noc at the earliest. If it is delayed will make a further move with your receipts for legal action to get the same. My email id is pn. [protected]@gmail.com

Provide immediate response for this to the above email id

Respected sir,

I am hoshiyaar tanwar from pali, rajasthan location. I was worked in fullerton india credit company limited for this following period from[protected] to[protected]. I received the pf forms third week of march 2017, i was send the forms third week of march 2017. I have not received the pf amount till now. Please check our claim status below

Thanking u sir,

This is my pf no-mh/48037/42849.
Emp-id-145101
Company - fullerton india credit company
Hdfc bank-pali, rajasthan,
Regards
Hoshiyaar tanwar
Pali, rajasthan
M. No:[protected], [protected]
Naresh. [protected]@gmail.com

Maine apke bank se ek top up liya tha jisme mujhe koi extra charge nhi bataya gya tha. Aur loan ke bad extra charge le liya gya. Jab maine top up karvane vale apke bank executive se bat ki to usne kaha ki refund ho jayega. Kuch formalties h vo kar do. Lakin 1.5 mahine ho gaye lakin vo aise hi ghuma rahe h. Kuch kiya hi nhi. Kabhi kahte h complaint mail kar di h. 20-25 din lagte h refund hone me. Lakin abhi tak kuch bhi nhi huwa. Pls solve this matter immediately.
Mera top up loan vaishali nagar, jaipur branch se huva h

Dear sir/madam
Govinda raja loan account no [protected]
I request you my loan amount are every month two times deduct in my account please check and next two months not deduct in my account details are below
1) 02/12/2017 ecom[protected] fullerton amount : 8900/- online
2) 04/12/2017 ecs 75380017c[protected] amount : 8895/- ecs
3) 31/12/2017 ecom[protected] fullerton amount :8900/- online
4) 04/01/2018 ecs[protected] amount 8895 /-

As i had already paid the amount and i had get the noc fullertron india for closure of loan account (Copy of noc attached for reference) then in cibil why fullertron india had not updated.
Kindly do the necessary action regarding this matter and update my cibil status for the same.
I hope that i would get the satisfactory reply and solution for this.


For loan account no you can see noc....

I got loan rs 100000/ one lakh of fullerton. I am paid of rs 170000/ one lakh seventy thausend orledy & company give us noc letter but i am applying loan of ather company hi his saying your cibil is negative because fullerton indicated of not closed your account so i have hummeled request to you please help us
Thanks
My account no is last digit 4200

I had taken a pl and couldn't pay few instalment due to job change. A official from surat caĺed and my brother had cleared that let us know the settlement amount we would like to close the loan. He said a particular amount but we asked him to reduce so that i can pay it at one time. He said he will let us know. Yesterday suddenly a call came from mumbai or surat branch to my husband and that bloody rascal used abusive language. He even said that he will keep on harassing us again. I don't understand when there was a situation when i agreed to clear the amount y anybody had to call n do that. Now i need an apology letter from him or company then only clear the amount. His name he mentioned was nikhil anyone should rather go and use same language for his mother wife and sister.

Fultron employees are breaking law and informing others about my debt.
Instead of talking and resolving with me, theyre threatening others who have nothing to do with my debt.
They not only calling but sharig my financial debt and others details to people who has nothing to do with me..
I am soon filing a conplain to bank obdusman and consumer court if this issue isnt resolved here

Dear sir,

I had taken rs.50000 loans from the company, at that time i was told that i would get rs 50000 and your emi would be rs 2000 for three years.
But later my emi made 4 years and the interest rate was 37%. And given 40000 rupees.
Then when i talked, he said that if you give only 3 months' emi, then we will reduce your interest rate but there is no action yet.
Now, i want to close my loan, now the company is saying that you have to pay rs. 54, 000 to stop the loan, i have given 8 emi so far but the amount of loan has not been reduced.
So please help me what i do for this fraud

Thanks & regards,

Kamaljit singh
Mob:-[protected]
Loan number [protected]

Dear sir

Please confirm the status of my petrol claim, as i am following up since long but no action has been taken but mails. Please confirm a date till when the claim will be released.

Also please confirm if there is any documentation is pending at my hand. As i am needy of the same. I am following up for the same since last 6 month while the claim is older than 10 month. I am following up by mails, calls and also visited to the branch several times. But no action has been taken yet. Please give me a confirmed time lap so that i don't need to follow up before the date.

Team,

What is the service you guys are providing for the customer.? I already lodged several complaints (Complaint no #[protected] against your third-party recovery agent so many times, but still am getting calls from them with arrogant and rude behavior.

Don't you guys have any discipline or manners to talk on a call with the customer because after several warnings still they are calling me and harassing me also no actions was taken from your side even after highlighting the same.?

Am not going to pay a single penny if still ​this continues and would lodge a police complaint, also would file harassment case in consumer forum.

If a customer misses the emi and was not able to pay the emi, i don't think he​ ​should suffer from such kind of​ ​harassment. I​ ​do apologize for the delay in payment but i assure to foreclose the account asap because of your high rate of interest and for your​ ​horrible treatment. Kindly give me some time​ ​to close the account asap.

My loan a/c no # [protected]

Thanks and regards,
Atul amberkar
[protected]

Dear concern,

My name is amit sharma. I am eligible for loan amount of 2.80 lakh. Already send all the required documents on both whatsapp no. [protected] and [protected] provided on me by sms. Also uploaded required documents on https://fullertonapply.online/ portal on 02/12/2017. But still no further process completed by fullerton india and same message is shown on online portal "your loan application is on hold due to some additional document". Snapshot attached with this mail. Also your all e-mail showing error "address not found". No response is coming from mobile numbers.