Fullerton India Credit Complaints & Reviews

Fullerton-Personal Loan — Consumer Service of Fullerton india

Dear all,

I, Vijay, is a PL Customer of Fullerton india.I have taken loan from this company. My complaint is centrally focusing on Behaviour and service of Company personnel. My loan was approved on 10 jan 2008 and got my Cheque on 7.30p.m 21.01.2008. I was confirmed by RO that Cheque amount would deduct only processing Charges. But when i got cheque they have deducted many thing which amounted to Rs2700.00. instead of this They have not provided me schedule of my loan till date. Every time i call to RO he just not pick my call and when he receive my call just not provide me satisfactory answer.

The Whole Branch Employees are alike. from Gatekeeper to Branch Manager. Every time they have a excuse ready to defend them and leave customer empety handed.

I also wrote customer care and log on to thier site where big big promises were witten on homepage and lodge many complaint but not even a single mail, call regarding my complaint .At the end i decided to take a loan from open market and get rid from Fullerton india PL.

Hope You people out there would learn a lesson from me.

Vijay Dubey
[protected] (Faridabad, Haryana)

Dear Sir,


This is an acknowledgement for your e-mail received by Fullerton India Credit Company Limited. As you have not mentioned any contact details in your e-mail, we request you to furnish the following details to help us serve you better:

· Your preferred contact numbers.
· Your complete Residence / Office address.
· Your Loan Account number.


You can choose to call us on the below contact numbers or you can e-mail us at [protected]@fullertonindia.com

[protected]Toll Free number)
[protected]

For information on our products and services please log on to: www.fullertonindia.com. A complete list of our Branch Details is available at the ‘Locate Us’ section of our website.

Warm Regards,

Preeti
Fullerton India Credit Company Limited.

Dear Sir

REMINDER AGAIN

What happened your two week is over.
We want urgently, so I hope you resolved this matter quickly

With Regards
Sharad Anurag Pandey

----- Forwarded by Sharad Anurag Pandey/Civil-Struc/GGN/IN/PLE on 18/08/10 08:46 AM -----
Sharad Anurag Pandey/Civil-Struc/GGN/IN/PLE
11/08/10 10:29 AM
To
<[protected]@fullertonindia.com>
cc

Subject
Re: Your Complaint Dated 3-Aug-2010_Customer ID 2153892 / Loan Account No. [protected]_(REMINDER)





Dear Sir

REMINDER

With Regards
Sharad Anurag Pandey




<[protected]@fullertonindia.com>
03/08/10 05:22 PM
Please respond to
<[protected]@fullertonindia.com>

To
<Sharad.[protected]@ple.co.in>
cc

Subject
Your Complaint Dated 3-Aug-2010






Dear Mr.Sharad Anurag Pandey,

We are in receipt of your e-mail dated 27-Jul-2010
We are investigating the matter and shall revert to you within 2 weeks.
For any other assistance, kindly write to us at [protected]@fullertonindia.com or call us on[protected]Toll free) or on[protected]

Yours Faithfully,
Customer Service Manager
Fullerton India Credit Company.


----- Original Message -----
From: Sharad.[protected]@ple.co.in
To: [protected]@fullertonindia.com
Sent: Tuesday, July 27, 2010 4:38 PM
Subject: Customer ID 2153892 / Loan Account No. [protected]


Dear Sir

Sub: - Customer ID 2153892
Loan Account No. [protected]
Ref:-1. Your company’s letter no. nil dt. 11.01.2010
2. My letter dt. 16.07.2010
I had pleasure due to assurance given vide your company’s letter dt.11.01.2010 for replying any information about my loan account.
Though your company had advised send letter to Post Box No. 8108, Bandra (East) Mumbai-400051, but I have attached cheque N0. 796773 dt. 16.07.2010 of ICICI Bank for Rupee 25/- with my letter dt. 16.07.2010 for speed post charges for sending reply. Therefore my letter dt. 16.07.2010 has been sent by speed post on above address (copy of both letters are attached).
Reply of my letter dt. 16.07.2010 is still awaited.
Kindly fulfill your assurance and help me by sending reply of my letter dt. 16.07.2010 at your elear possible.
Thanks’
With Regards
Sharad Anurag Pandey


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From: [protected]@hotmail.com
To: [protected]@fullertonindia.com
Subject: RE: Query resolution details required
Date: Mon, 23 Aug 2010 12:00:36 +0530

What you mean your query or complaint details I not under stand
When I call[protected] the attending person told your problem is not resolve hear you go to branch office
Can you tell me how many times I go to branch office, or I wrote a mail to namaste
I want only Photo copy of my PNB Bank Statement which is submitted to you
what is the problem I not understand
I want photo copy of my PNB Bank statement urgently please resolve it immediately


From: [protected]@fullertonindia.com
To: [protected]@hotmail.com
Subject: Query resolution details required
Date: Mon, 23 Aug 2010 10:49:29 +0530


Dear Mr.Sharad Anurag Pandey,

We acknowledge the receipt of your e-mail dated 18-Aug-10. May we request you to furnish the following details to help us serve you better?

• Your query or complaint details

You may call us on the below contact numbers to have your query addressed:
¨[protected]Toll Free Number)
¨[protected]
Text message (SMS):’Contact Me’ at [protected]

Fax number:[protected]

For Information on our products and services, you may log on to www.fullertonindia.com.

Regards,

Namaste Cell
Fullerton India
----- Original Message -----
From: "fullertonindia.com - Facile Forms" <[protected]@fullertonindia.com>
To: <[protected]@fullertonindia.com>
Sent: Wednesday, August 18, 2010 2:26 PM
Subject: Form record received

> Record saved to database with ID: 17179
>
> Form ID: 20
> Form title: ComplaintsForm
> Form name: ComplaintsForm
>
> Submitted at:[protected]:56:29
> Submitter IP: 202.95.251.102
> Submitter provider: Unknown
> Submitter browser: MS Internet Explorer 7.0
> Submitter operating system: Windows XP
>
> Customer Name: Sharad Anurag Pandey
> Member_select: yes
> Loan Account Number: [protected]
> Application Reference Number: 2153892
> cb_occupation: salaried
> Address: 663/5 Gali No. 4 Patel Nagar
> Pincode: 122001
> STD Code: 124
> Phone Number: 2620700
> Mobile Number: [protected]
> Email ID: [protected]@hotmail.com
> Customers Complaint: My letter dt. 16.07.2010
> Photo copy of my PNB Bank Statement which is submitted to you
> State: haryana
> City: Gurgaon
>
>
>
______________________________________________________________________
This email has been scanned by the MessageLabs Email Security System.
For more information please visit http://www.messagelabs.com/email
______________________________________________________________________

i am a loan customer of fullerton - last month i top up the amount & get the loan amount- but till date no revised loan statement to me - my NO.[protected]

please i want to see the statement- without this they are taken the money from my bank - what is this sir?

मेरे द्वारा आपकी कम्‍पनी से जनवरी 2009 में 70000 रू. का पर्सनल लॉन लिया गया था । अब तक मै 27 किश्‍तो में 74331 रू. भर चूंका हूं । अब मैं अपना account close कराना चाहता हूं । आपकी बांसवाडा शाखा जिसका कि ब्रान्‍च नम्‍बर 1165, RMM-BAN-Banswara है से सम्‍पर्क करने पर बताया कि मूझे account close करने पर ओर 46894 रू. जमा करवाने पर account close होगा । ब्‍याज की गणना करने पर पता चला कि ये ब्‍याज 49% से भी अधिक हो रहा है । आपकी कम्‍पनी की ब्‍याज रेट क्‍या है ये तो मूझे मालूम नही पर इतना जरूर है कि लिया जाने वाला ब्‍याज भारत की किसी भी प्राईवेट के्डिट लिमी. से कही अधिक ज्‍यादा है । क़पया ब्‍याज की गणना पुन: करे ताकि बकाया पेमेन्‍ट जमा किया जा सके ।
इस सम्‍बन्‍ध में दो बार मैं अपनी शिकायत दर्ज करवा चूका हूं । एक सप्‍ताह ओर इन्‍तजार करूंगा ा उसके उपरान्‍त मजबुर होकर न्‍यायालय में जमा पडेगा । जिसकी मेरी कोई जवाबदारी नही होगी ा
सैफूल्‍ला खां पठान
हूसैनी चौक, काली कल्‍याण धाम
मस्जिद के पास, बांसवाडा ( राज. ) 327001
mob. [protected]
Email ID _ [protected]@yahoo.com

Hi All,

This is regarding the loan amount which i have applied in the month of November 2013

I have applied for the amount of RS 118770 but the total net disbursal amount which i have got is RS 108862.
The day when i received net disbursal amount from the bank i have called bank people and informed that their is huge RS 9908 is missing in my account. But they have informed that whenever i will pre close the account they will return the remaining amount to my account.

Now the thing is that i want to pre close the loan amount and i have contacted to the bank executive and informed that i need to get the remaining amount RS 9908. But now they are saying we cannot return the amount.

And the worst part is that monthly EMI 4574 i was paying from 7 months it means ( 7*4574=32018 ) total 32018 i have paid as on June 2014. But when i planned to close the loan amount they have informed me to pay 121000 (including prepayment charges). I dont know what kind of calculations they have.


And one more thing in agreement for Prepayment charges they have mentioned only 5% of the principle loan amount which i have to pay but now they are saying we need to pay 7% for prepayment charge. I don&#039;t know the reason why they have changed with out intimating the customer. This is not at all fare enough because in documents they have clearly mentioned about Prepayment charges.

I totally lost a huge amount in a span of 8 months by taking personal loan from this bank. I never trust this bank and i never encourage others to take a loan from this bank. Please think before you a take a loan from this bank later on you will be in trouble. They just make customers fool and they keep cauliflowers in ears later on.

I hope government need to look this kind of issues how the fraud is going on in this bank.

#[protected]
I have applied Fullerton India Personal Loan 10th March,
Still There is no status of my application.
can u Resolve this issue

[protected]@gmail.com

I Am Very disappointed for the services provided by the fullerton india Bank.

noc

Fullerton india Ltd.

Location: Faridabad, Faridabad, Haryana, India

NOC OF My Two Wheeler Not Yet Receieved Since two Months
Dear Sir/Madam

I Have taken two wheller Loan from Fullerton India Bank in August 2008 month My Loan Amount is Cleared On August 2010.My Loan A/C No is [protected] for Hero Honda Splendor

I Have made last month EMI through ECS on Same day .Since then I am Following for NOC.


I Request you to Please Get it resolve quickly.

Waiting for your response.

Regards
M.Dhanunjaya Rao
B116 Apuroopa Colony
IDA., Jeedimetla,
Hyderabad-500055.

Cont No [protected]

Haven't got any document — Haven't got any document

Hi,
My DP id: IN300513 and my client id is 17697562. My account has opened at 23rd Of jan09 but till now i haven't got any document. Can any help me ...
What can i do???????????? Where is my documents??????????????????

foreclose of personal loan

i want foreclose my loan a/c no.[protected] but nobody responding in local branch since last one year.pl. close my loan. shashi kumar mobile no. [protected]

shocking that 56% rate of interest sure a case that should go to rbi and banking ombudsmen

S, I do agree with you actually this is my last month payment 3 yrs back I took loan but this is very high comparatively with others and procesing fee also they took around 7, 000.I applied fr the same amount in HDFC my EMi is 2536 and with any processing fee rs where as fullerton is 3652. I really feel this is waste and ppl plz dont go with these kind of loans.
And the worst part is they ill always remond me for EMI but till now i didnt get my loan papers I hope they will give atlest by next month as Im done with it.

Dear Sir,

I had taken a loan of 72k from this bank and i paid 90k. later i lost the the job i requested these guys to reduce the interest so that i can pay the principal but they are not ready to do that. and they started calling me at night times and weekends. so i changed my number, some how they found my office phone number now they are started calling to my office and my HR told me if she receive the call again they will HAVE TO THINK ABOUT MY JOB. can any one please help me. this is my new job i dont want to loose this.

Hi Sir,

Im Deepa Priyadharshini working in TCS for past 3 years.

I applied for a personal loan in your bank. I submited my documents to Mr.Murugadoss (91-[protected]) on 3rd June 2010.

I never received any verification calls for next few days. only by monday, i completed my home / personal /office verification.

Today, Murugadoss is saying that only 1 lakh is approved for me for the 36 months.

my monthly salary is 28, 000 - 30, 000. i have submitted all documents proper.

Murugadoss promised loan amount of 4 lak. but now, your bank is providing only 1 lak.

i gave a commitment of 2.5 Lak to another person because of your bank personn 's commitment.

i dont understand if my eligibility is so low even after me providing all docs(including form 16, 4 months bank statement, 3 month payslips), completing all verifications pucca and waiting for 3-4 days even after submitting documents.

I need atleast 2.5 lakhs. I cant go to another bank now at the last moment.

i have given commitment of 2.5 lak to a person on coming friday. Loan is urgent and im helpless now because of your bank person's commitment

I need a solution immediately to this.

im attaching my annual compensation letter for your reference.password - [protected]@10111985

The guy is not pickng up call . He is not providing right status. i have waited for long to hear this bad news of 1 lak.

Im holding 4 credit cards - ICICI, SBI, HDFC & Standard Chartered. This is my first relationship with your bank & im totally disappointed with your bank and your persons.

I hope atleast you will help me to get a proper solution.

Thanks,
Deepa

91-[protected] / 91- [protected]

Fullerton India Credit Company Ltd — preclosure of loan

I am sathish and received loan amount Rs 51000 . four EMIs closed so far, I want to foreclose the loan. because,I will be going to abroad for the job and settle there by A ug 30th. so, I can maintain the loan and EMI as well from there. when I contacted toll free I was told to contact local branch. At local branch, there is no goodresponse

My account no : [protected]
Id : 2279752

so Kindly arrange to close my account as soon asposible

Hopefully waiting for the best reply and result
thanking you

yours faithfully
L SATHISH

Dear Sir,

We request you to furnish the following details to help us serve you better:

· Your preferred contact numbers.
· Your complete Residence / Office address.
· Your Loan Account Number


You can choose to call us on the below contact numbers or you can e-mail us at [protected]@fullertonindia.com

[protected]Toll Free number)
[protected]

For information on our products and services please log on to: www.fullertonindia.com. A complete list of our Branch Details is available at the ‘Locate Us’ section of our website.

Warm Regards,

Preeti
Fullerton India Credit Company Limited.

With reference to my previous complaint, Again I talk to Fullerton india person Mr. Ajay Gaur contact no. [protected], he commited me that by mistake the amount was collected twice from me in the month of April 2010 and he committed that I dont required to pay EMI of Month MAY 2010 they will adjust the EMI which is collected twice. BUT again the cheque is returned from my bank account on dated 5th May 2010 and 12th May 2010 two times and I was charged penalty of Rs 221/- twice in the same month.
Now tell me what type of complaints can be solved by www.consumercomplaints.in
My record becomes so much destructive due to the Fullerton india.

Should I take any legal action? should I send legal notice to Fullerton India Nagpur, that I will not pay any Single EMI from now and I will stop the payments of all the cheques given to Fullerton???

Regards

Kishor Jotwani

i am not an consumers of this ficcl.i got a message on 3rd dec that " dear customer, request you to pay the EMI of Rs.4579 falling due on towards your loan #[protected]. at your fullerton home india branch., y no. is [protected].what the hell is this?my mail id vinay.[protected]@gmail.com. pls reply as soon as possible

PF Number wrongly typed, i am correcting it as MH/48037/3630

Dear Bharath,

We have submitted your PF claim to Mumbai RPFC on 11-March-2010. TAT depends on RPFC and we have no control over the same but typically post submission it takes 4-5 months to settle the claim.

You can check your claim status on there website www.epfbandra.org

Following are the steps to check your claim status on website

1. Click on claim status (left side)
2. Establishment code: 48037
3. Extension Number: -
4. Employee Number: 3630

Regards,

Team,

Thanks for ur immediate response on the same.

regds
Bharath.A

Sir,

When i searched the status as said by u the following report was displayed. please clarify


No Records Found
Either Claim is not submitted
or
Claim is settled / returned before 01/04/2009

dear sir,

Require PF status for MH/48037/10383 which was applied 8 months back.

regds
yogendra kumar sharma
[protected]

sir
my name is kamini. i am searching for my pf status, my pf acc no is BL/29430/11195
n how can i withdraw?

dear sir

require PF status for MH/48037/11252 wich was applied 10feb2010
regds
arun kumar yadav
ph-[protected]

I want to know my PF NUMBER.I was working with Fullerton India Credit co.ltd, Employee code-125967.Can suggest me how can i know the same.

Regards
Sasmita sahu

Dear Team,

There is no improvement of my PF claim status. I am SANKAR G 120353 CMM 605. Thanjavur. Plz help out to me.

DEAR TEAM
HI I AM GURINDER SINGH FROM FARIDKOT(PUNJAB) I WAS WORKING WITH FULLERTON INDIA CREDIT CO.LTD (OPRATION) MY EMPLOYEE CODE- 125272. I WANT TO KNOW MY PF STATUS. MY EMAIL ID= [protected]@GMAIL.COM.PLS REPLY ME SOON THANKS

DEar Team.
What is the status of my PF a/C MH/48037/10926 PLEASE inform me on my moile no [protected]