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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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D
DEEPAYAN SINHA ROY
Mar 19, 2020
Resolved
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Hi team,

This is to inform you that my both savings salary account under customer id 46725845 is in negative balance due to repeated hit of standing instruction from capital first. The account was opened in the year 2012. After 8yrs this account should have been closed or there should not have been activities. The total outstanding is rs.75000 approximately. I am financially broke man.

Couple of years back i went to dombivali, mumbai branch for inquiring about my account status. They told me that its a closed account and we can do nothing about it. I was very happy that day because it was a closed account.

To my surprise i found that my account is dormant and not closed when i opened a new salary savings account with vile parle east branch, mumbai.

They told me to mail you regarding its closure.

I want you to close my account with immediate effect because whatever money i am crediting its getting debited at once. My condition is miserable.

Regards,

Deepayan sinha roy

N. B.:_

https://www.google.com/amp/s/m.timesofindia.com/business/india-business/No-negat...
May 3, 2020
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Mar 27, 2020
HDFC Bank Customer Care's response
Dear Customer,

To close your account held with HDFC Bank, please submit the account closure form (available on www.hdfcbank.com> Forms Center> Personal Banking) along-with Extended KYC annexure ( available on www.hdfcbank.com> Forms Center > Personal Banking > Extended KYC Annexure ) at any of our nearest Bank branches.

Please visit the following link for address of our branches and ATMs:
https://cutt.ly/NtQ6Vm7
Addressing your concern we wish to clarify that Combined closure form is a common form which is required to fill in by an account holder incase he holds more than a single product with the Bank.

By filling this form our customers can close all other accounts/products and delink the same along with Savings account held with the bank. For ex : ISA account/ Depository account / Credit card etc.

You will need to tick the relevant boxes mentioned on the form.

This application must be signed by all Joint Holders where the account is held jointly in the same order of names as appearing on the account or by sole holder in case of sole ownership account to be closed. In case the account is in debit balance, please fund the account to the extent of the over-dues together with interest, before submission of application for closure.

In case the account is dormant, please submit a letter at the branch for activation of your account. Your account closure request can be processed only post activation of your account.

We regret that we are unable to process the request for account closure received through PhoneBanking, NetBanking, e-mail, scanned or faxed copy for security and authentication purposes. In case you are unable to visit the branch, you can send the account closure application to the branch by postal service or courier.

We also request you to destroy or surrender the cheque book and Debit Card at the time of account closure.

-Nadia
HDFC Bank Customer Assistance.
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    Abhi9823
    Mar 19, 2020
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    Resolved

    Address: Hadapsar ,pune, Solapur, Maharashtra, 413004

    When i was atom pohacha there was gordy, i was stopped when i was going in. He told me that you do not remove the mask that you have tied on your mouth, so i did not know rabi, i said that the head is still corono due to fear, i have tied the mass, only then they said, if you will not take the month, i will not let you go, satrap, i said that you should go inside with me, i have no problem, then he pushed me all these things meiji, i started the phone to record in my phone, when he saw the phone in my hand, he dropped me down and started beating me. It is a shameful thing for this biggest back of yours, if you are seeing this lie then you cctv can check the footage. Datm id: s1annm13, shalimar branch atm nashik on 15/03/20 13:13 from my request to you that action should be taken.
    +1 photos
    Apr 28, 2020
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Mar 20, 2020
    HDFC Bank Customer Care's response
    Dear Customer,

    Thanks for connecting with us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to submit the details. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

    -Zubin
    HDFC Bank Customer Assistance
    I mistakenly entered 5th digit of AC number.
    IFSC code is correct.but amount deducted from account .ifsc code and account number is not matched.
    They given 36 working ETA but after that no response or responsibility
    Please help to file case against to HDFC
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      P
      Purusoth0406
      Mar 19, 2020
      Resolved
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      Address: 5A, Akammal Colony, school street, chinnameatupalayam, Coimbatore, Tamil Nadu, 641035

      Dear hdfc,

      I have settled my credit card on 2017 and my last payment against my credit card is 31/03/2017.

      Moreover i have paid at the time of settlement rs.29600. Since it shows more than 40000 rupees.

      My card credit card number :[protected]

      It is showing in my cibil report as settled, but i want to close this account.

      There is no response from local branch.

      Kindly let me know my pending amount to close my credit card account.

      Also let me know the repayment procedure and noc guideline.

      It would be appreciated if you can resolve my issues and it will help me to avoid get support i will file the same case in rbi and ombudsman
      +1 photos
      Apr 23, 2020
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Mar 20, 2020
      HDFC Bank Customer Care's response
      Dear Customer,

      Let us look into it for you. Please click on https://bit.ly/2Lzhyn3 and share your complete concern along with the credit card details. We request you to share the following details. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

      -Nadia
      HDFC Bank Customer Assistance
      I have applied fastag through hdfc bank wallet id created costomer id created but fastag sticker not received yet. Kindly look into the matter please.
      Purchased iPhone 11 on 15-oct-2019. Still cash back not received. Just making ur customers fool. When ever I called ur call centre they just ask to drop a email. But u never get a reply.
      I just got message fo refund for railway ticket cancellation into my hdfc account but my statement is quoting i haven't received any money . i need to know the exact issue from the bank side because total amount is about 4550 and i want it to get resolved asap ...
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        S
        S.V.B.Ashok Kumar
        Mar 18, 2020
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        Address: Chennai, Tamil Nadu

        Hi -

        I have a salary account with hdfc bank and the customer id is 63459594

        I have linked my LIC payment to my hdfc to deduct amount via ecs, every 7th midnight but bank/loan institute has not debited my account on the said date/time.

        So i have paid the LIC due amount through online on March 9, 2020. But hdfc bank has deducted rs. 590.00 in the above deductions, i not even received any intimation via call/email/sms from the bank before deductions.

        Request you to consider my complaint and help me to get my money back and also to avoid further deductions in my account. Thank you.
        Apr 23, 2020
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Mar 23, 2020
        HDFC Bank Customer Care's response
        Dear Customer,

        In terms of Clearing guidelines, issued by RBI, the clear fund's balance available in the account at the beginning of the day would be considered for the purpose of Cheque(s) received in the clearing. We note that in your said account, the clear fund's balance at the time of presentation of the said Cheque(s), was not sufficient to cover the Cheque(s) received in the clearing.

        Therefore the cheque was returned due to insufficient funds and the corresponding charges for Cheque(s) dishonor were levied to your account. Kindly note that these charges attract GST as applicable.

        We advise you to maintain sufficient clear funds balance in the account in the future, at the time of issuance of the cheque, to avoid the Cheque return charges being levied to your account.

        Please feel free to write to us using given URL further assistance: https://cutt.ly/utvzd88 Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

        -Nadia
        HDFC Bank Customer Assistance
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          J
          Jitto Andrews
          from Hyderabad, Telangana
          Mar 18, 2020
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          Address: 641029

          Cancellation of One Assist Membership
          I am a HDFC bank credit card holder . Cancellation of One Assist Membership
          I am a HDFC bank credit card holder . The bank has auto debited Rs. 1899/- from my credit card number ending with 0573 without my concern on date:16/03/2020. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1899/-

          OneAssist Relationship Number : [protected]
          Name :- Jitto A
          Mobile No. :- [protected]
          Credit Card Number Ending :- 0573 bank has auto debited Rs. 1899/- from my credit card number ending with 0573 without my concern on date:16/03/2020. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1899/-

          OneAssist Relationship Number : [protected]
          Name :- Jitto A
          Mobile No. :- [protected]
          Credit Card Number Ending :- 0573
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Jitto, We were unable to find your case with the provided details. Kindly share your Membership Details on this link: https://www.research.net/r/CLC3YPM so that we can assist you accordingly - Swarali, Team OneAssist.
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            A
            aparajitaash
            from Kolkata, West Bengal
            Mar 18, 2020
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            nwd decchg

            Address: North 24 Parganas, West Bengal

            NWD DECCHG debited from my account on 29/02/2020 twice amounting 29.50/- and 29.50/ though it is salary account and I have not withdraw-ed money from ATM more than twice. Please give explanation why this is deducted from my account without any sms or intimation? Please refund asap.

            Transaction numbers:
            MIR[protected]
            MIR[protected]...
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            B
            bxshah
            Mar 18, 2020
            Resolved
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            This is in connection with ticket reference number[protected] booked with yatra through hdfc smartbuy portal. Its for flight booking to and from bangalore to london via dubai on 2nd april. I have been reaching out to hdfc concierge through several modes (Phone call to their support line, through email i'd) and they are not responding for 2 days now. I am looking for immediate help to cancel the tickets and get the refund in lieu of covid-19 advisory to not travel to the uk.

            Regards
            Bhavin shah
            Apr 30, 2020
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Mar 18, 2020
            HDFC Bank Customer Care's response
            Dear Customer,

            Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details, transaction details. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

            -Anay
            HDFC Bank Customer Assistance
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              S
              sumanthdandaboina
              from Hyderabad, Telangana
              Mar 18, 2020
              Resolved
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              Resolved

              I have received a message saying that customer mandate reference number xxxxxxxx issued to lic housing finance with value of rs 65000/- and frequency is monthly today for processing.

              I am not sure why this is raised? Because my monthly emi should be 52491/- which is accepted but not sure about 65000/- monthly...

              Can someone check this and help me understanding???
              Mar 18, 2020
              Complaint marked as Resolved 
              spoke to LIC team and understood this is max limit they are trying to get it approved by HDFC ..
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Mar 18, 2020
              HDFC Bank Customer Care's response
              Dear Customer,

              We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

              -Anay
              HDFC Bank Customer Assistance
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                S
                Siva RamaKrishna Undavalli
                from Mancheral, Telangana
                Mar 18, 2020
                Resolved
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                Resolved

                Address: Kondapur, Hyderabad, Telangana, 500084

                My self sivaramkrishna. I purchase a mobile through flipkart source hdfc emi, when we take mobile it's fine. Bank person didn't provide consumer durable loan number to us. Starting they provide payzapp link. First 3 months i didn't pay. After that i pay when ever i received payment link through payzapp. Recently last month i received a call from bank legal team say that you are not played emi so we are going legally. Your payment is 10889, my mobile is 9999. Immediately i pay 5000 because they said this is product amount. But i am unable to remaining amount which they charge interest. Now legal department threaten to me and my parents. Please do help on this issue.

                Still i don't know my loan account number.

                Name : sivaramkrishna undavalli
                Mobile: [protected]

                Thank you for payment of 5000.00 towards your payzapp txn id [protected] at hdfc bank ltd
                Apr 30, 2020
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Mar 18, 2020
                HDFC Bank Customer Care's response
                Dear Customer,

                We'll look into that for you. Please provide your registered contact details and transaction details at the below given link: http://bit.ly/2aJ9wGW with the ref ID PZ[protected] in the comment box for us to track it. We'll sort this out for you.

                -Anay
                HDFC Bank Customer Assistance
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                  M
                  Madhavika waghela
                  Mar 18, 2020
                  Resolved
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                  Resolved

                  Plz call on [protected] as the payment from my side is pending and have accidentally missed the call from hdfc due to my busy schedule... And a request plz don't call on my alternate number as i am available only on [protected]... Kindly call on the same... Need to talk so a request to call asap..

                  Kindly makea note to call on only this number as i will be available at any time requesting not to call on alternate number as it is a matter of privacy.
                  Thanks
                  Apr 30, 2020
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Mar 18, 2020
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the loan account no./last four digits of your credit card no. and the requested details for us to help you with the solution.

                  -Preethi
                  HDFC Bank Customer Assistance
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                    K
                    kirtisnh
                    Mar 18, 2020
                    Resolved
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                    Resolved

                    Address: ,ADAJAN,, Surat, Gujarat, 395009

                    I wish to bring to everyone notice about unfair business practice from hdfc bank credit card team. I tried to resolve it through customer service and escalation mechanism. Trust me, no one is helping even for genuine request.

                    Let me explain it below,
                    I am holder of hdfc bank regalia credit card accompanying with priority pass for complimentary lounge visit at airport.

                    I visited mumbai t2 lounge in month of octomber, 2019 for which i was charged rs. 2306.54. Before entering the lounge i confirmed with bank customer care department ccs service that thay told me whether any charged will be levied join in lounge. It was clearly told to me that lounge visit no charges would be levied.

                    After 3 months suddenly i was charged and hdfc bank credit card customer support did not bother to justify the same. This is a big fraud happening in hdfc bank credit card desk by charging the fee on complimentary lounge visit due to change of policy without intimation to client.

                    This has left no option but to contact consumer court for cheating rs. 2306.35 to customer through hidden charges by hdfc bank.
                    (Plz dont trust on cce deport no such information they have they told its free but they charged after 3 months)
                    Apr 25, 2020
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Mar 18, 2020
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    I understand the inconvenience. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                    -Anay
                    HDFC Bank Customer Assistance
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                      R
                      Rajalakshmi A V
                      Mar 18, 2020
                      Resolved
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                      Resolved

                      Im
                      Rajalakshmi i have availed personal loan of rs 4, 00, 000/- from hdfc bank. I was paying regularly till when i was in job. After i lost job being a single mother i struggled lot to pay the emi. At some point i came for settlement rs 1, 03, 000/- with 3 emi. I paid first installment. But struggling to pay remaining amount.
                      I'm with my mom at mom place i don't have father. When i was not in situation to pick their calls they have called my husband whom i don't live with and at worst moment yesterday they called my cousin brother whom nowhere related even i was not in contact with my cousin brother then how these people getting their number and shaming my name.
                      If i don't pick call means they are calling my mother number where i have given as reference and as alternate number. But they called my husband and cousin brother and shaming my name and also threatening me that they will continue the call and shame my name.
                      If it continues i don't have any other option commit suicide with my 4 year old son. But for my death hdfc bank only responsible.
                      Apr 22, 2020
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Mar 19, 2020
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We are looking into the issue vide reference number[protected] and will respond to you within 7 working days over your registered email ID.

                      -Nadia
                      HDFC Bank Customer Assistance
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                        K
                        karan katoch
                        from Delhi, Delhi
                        Mar 18, 2020
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                        Hi,

                        I have told your bank executives to convert my amount of hdfc bank credit card into emi's so that i can pay it easily but still bank has put lien on my account which goes -43k then put -70k again for the loan i will pay regularly from next month but please remove the hold from my account. I have to pay hospital fees also.

                        Hold is on my salary account and if i get salary it will deduct i won't be able to bear hospital charges because salary gets deduct for 3 months. Please help me out
                        +1 photos
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Mar 18, 2020
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We have reviewed your comments expressed and request you to contact our debt management executives at:[protected]/66668102 for any queries in this regard.

                        -Nadia
                        HDFC Bank Customer Assistance
                        Mar 21, 2020
                        Updated by karan katoch
                        Hi I have tried to call on this number but nobody is responding. Even call gets disconnected automatically after 30 minutes I wait for bank representative. Please help me out I am stuck in nowhere and I habe to pay medical bills otherwise hospital will not treat my mom
                        Mar 24, 2020
                        Updated by karan katoch
                        I need money please remove hold from my account my mom is hospitalised
                        Mar 26, 2020
                        Updated by karan katoch
                        Hi somebody's there
                        Mar 31, 2020
                        Updated by karan katoch
                        Thank you for making my life worse and now I am starving because I don't have a single penny with me and you guys deduct my whole salary worst bank in india. If I am no more then this is only because of HDFC bank
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                          H
                          Hemant Dhiwar
                          from Powai, Maharashtra
                          Mar 17, 2020
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                          I m hemant dhiwar i registered my self in shine jobs first i got a call from urside to pay 2500 for registration. I did that after that then my call transfered to some senior he said that my profile transfered to hdfc bank for job but i have to pay rs 4500 that amount i paid after that he said ur resume for not up to mark for this u have to pay 8500rs. I told him that this one is the last amount he said yes, then i said ok and paid that amount also. After that he transfered my call to some another person for activation the account he asked another around 10000 rs. I denied for that sir i this was not the right way to work. I told him plz refund my money back which i was paid he said the amount is transfered to hdfc bank. Sir plz tell me which company takes money for conducting interview. I know that consulting companies charge some amount for registration. But that experience of mine was not good. My reference id is ([protected]) and order id is (Ev[protected]) plz its my humble request u to refund my money. And i dont want any job from ur side regards, hemant dhiwar [protected]
                          HDFC Bank customer support has been notified about the posted complaint.
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                            N
                            Nikhil Gangurde
                            from Powai, Maharashtra
                            Mar 17, 2020
                            Resolved
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                            Resolved

                            Address: Nashik, Nashik, Maharashtra, 422006

                            I have purchased iphone 11 pro on 7/10/2019 with hdfc debit card on which promised cashback was rs 6000 flat. Cashback was supposed to be credited within 120 days. Now its been 5 months and still cashback has not received. So i request you to kindly look into the matter mentioned. A copy of bill
                            Is attached below.
                            +1 photos
                            Mar 20, 2020
                            Complaint marked as Resolved 
                            Casback has been deposited into my acoount after the complain.
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                              B
                              Bhan.ashish3
                              Mar 17, 2020
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                              Unauthorized chargeshdfc bankmirevenue hold through gefu
                              Hdfc bank — mirevenue hold through gefu

                              Hdfc bank has put a hold on my funds of rupees inr -1403.61
                              As mi revenue hold through gefu, ac number is
                              Account number: : [protected]
                              Ifsc: hdfc000241
                              Branch: bahu plaza jammu
                              Acc name : ashish bhan

                              The customer service is not able to give any info on this.

                              This account created by my company. Due to some problems they are paying through cash.. Iam salaried person... If they hold this amount how can we survive? As per rbi guidelines banks should not levy of penal charges on non-maintenance of minimum balances in savings bank accounts.
                              For reference link is given below

                              https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=9343&Mode=0

                              Hdfc bank holding this amount means how can we servive.. Please reuqest you to remove negative balance from my account.. Onwords i will keep negative balance.. Else i wil go to court.. I dont have any choice.. As per rbi you cannot hold.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                V
                                Vivek Sangwai
                                Mar 17, 2020
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                                Hi hdfc and all other private banks are charging amb charges and loot our hard earned money. They have no right to keep our money 10k in their account for their own cash flow. Shame on you banks. I want my money back which they charged 9418. I think there should be writ petition against all private banks in honble high court for these cheater banks. I am preparing for the same against all banks if my problem is not solved by them.
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Mar 18, 2020
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We note that you are holding Savings Resident Account which requires Average Monthly Balance of Rs. 10000/-. Kindly refer below URL for the schedule of fees and charges apply: https://cutt.ly/1tkZAap

                                -Zubin
                                HDFC Bank Customer Assistance
                                Mar 19, 2020
                                Updated by Vivek Sangwai
                                This is not a satisfactory response. For amb of 10k 9k debited
                                Poor response
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                                  M
                                  Muthaathaal Subramanian
                                  from Powai, Maharashtra
                                  Mar 17, 2020
                                  Resolved
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                                  Resolved

                                  Address: Kanchipuram, Tamil Nadu

                                  I have made online payment of a product on myntra and returned the product.

                                  I have a mail from myntra with the order incident number and bank reference number that refunded amount has been processed on 1/1/2020 and will receive the amount in source account within 10 days.

                                  2 months passed and the amount is not yet refunded from the hdfc bank side.

                                  May i know what is happening
                                  Apr 19, 2020
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Mar 17, 2020
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  I understand the inconvenience. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    V
                                    Varun Deep
                                    from Nurmahal, Punjab
                                    Mar 17, 2020
                                    Resolved
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                                    Resolved

                                    [resolved] hdfc bank complaint about brn cash txn chgs incl gst charge

                                    Address: HDFC BRANCH NOORMAHAL, 144039

                                    Hi,
                                    i am a hdfc account holder in this moth i have 3 time
                                    " BRN CASH TXN CHGS INCL GST " of " 177.00"
                                    if you did not help me otherwise i will with other bank
                                    unahappy about your taxes without confirmation, till this date did not get any alert or did not get any sms or mail about this tax . without instruction how can u diduct balance . so much bad service provide from hdfc first time .

                                    i cant say...
                                    +1 photos
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                                    A
                                    Adarsh Kuratti
                                    from Bengaluru, Karnataka
                                    Mar 18, 2020
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                                    Address: 560025

                                    Hi,
                                    This is Adarsh. I am not able to cancel my credit card. I tried customer care number it's not reachable. And also tried bangalore branch ph no. I did not get any option to cancel my credit card. I have paid all the dues. Please cancel it. There is no proper support from you guys. Immediately cancel it and dont generate another bill. please contact me for card details.

                                    Regards
                                    Adarsh
                                    Ph no -[protected]
                                    HDFC Bank customer support has been notified about the posted complaint.
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