HDFC Bank Complaints & Reviews

Hi this is jivesh sharma,
Actually i am using credit card of hdfc from last 2 years
From last 8 month i was unable to pay in full as my family is admitted in hospital so there is huge amount charged in statement by bank
Due to financial issue i am not able to pay the full amount
Now i am trying from last 4 3 month to settle this debt and agree to pay principal but collection team saying that only 15% can be waived off and first you need to pay 25k so that your settlement can be process.

Pls help
My last card digit is 1861

Have hdfc credit card. It is ending with 4761. I have called to customer care regarding emi conversion for my next purchase. Customer care executive told me you can convert your total purchasing amount to emi. As per his assurance only i have purchased around rs 18500. After that they are telling your card has't have emi offer. Now how can i pay that much amount at a time. And some customer care executive does, t have clear knowledge about offers. They are looting the customers money.

Sir 15 days ago some body called me and told ur profile is selected from hdfc bank from delhi and he said u pay register amount 2500 like that and am paid after teo days again called and he conduct telephonic interview and am selected after he said pay 3000 for document verification and again he called me and said paid to 6000 for training purpose like that and 2 days after he called me and told asked me pay 5000 for 1 year bond and after hr called me and he said pay 3500 for hr fee like that and am paid full amount after ill call to them he didnt pic the call he said 22 nd is my joing date like that am called that day also but he switched off their mobile sir am very poor family and my father is no more sir plz help me...

I have applied hdfc fastag through online and made payment of 300 inr (200 for security amount & 100 as the top up amount). The reference number of the application is hfr019382. I have uploaded signed copy of the final document and rc/aadhaar and since then there is no update.

There is no way to contact hdfc fastag guys as the customer care number given is busy or not being attended.

I have made a payment of rs 5000 through swipe. But due to somw technical error, same got failed but amount debited from my hdfc bank a/c. Nor the other party received the fund. Please confirm what to do in this situation, and where is my fund either its in my bank or in others?
Last time when my payment got failed it was reversed immediately. Please respond back.

I want to close my account. Bcz its showing negative balance and from last 2 year i'm not using that account even one time how its going in negative balance. Its showing -4158 negative balance. My salary account (In hdfc bank) was created in my first company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me) in the month of march i had called customer care and raised a request to close my account as i did not want to use the account and they did say that they will follow up with the request and close the account. After that i never logged in to my account through net banking and i do not have a debit card (Lost in 2 years back and i never requested for a new one). I logged into my account for some reason on 1st dec 2017 and i see that i have rs -4158 in my account. I request you to please take action against this bank. I want to close my account

My credit card xxxxxxxxxxxx6725 is blocked and a new card is due due to unauthorised transactions. I have cleared all the due of nearly 18000/-but i still got a statement for rs 1951.03/-. I have cleared all the payments. Could you please clarify. I have not recieved my new card yet. Asap. Why was this charged. My card was blocked by me because o[censored]nauthorised transaction before. I want all the details whether the previous unauthorised transaction was reversed or not. I have no clue what is this amount of 1951.03/-. Kindly resolveand reverse and send the new card. Thanking you
Padmapriya s

Hi team

I have made an incorrect imps transfer due to mobile typo, instead sending it rs.4374 to my icici bank account ending with *364 i have sent to *564 on 19th sep immediately visited icici on the same day and finally they reversed the transaction on 22nd dec but i have not received the amount in payzapp. Called payzapp customer service no proper eta or response.

Payzapp account number: [protected]

Hi,
This is with respect to my hdfc account activation, its been 2weeks i have applied for the account and still its not yet activated. The person who took my details didn't repond and has just said that it will be activated on 26th of december (Tuesday). Kindly ensure that it will be activated, or else i will be in a position, not receiving my salary.

Account number[protected]
Contact number-[protected]

I hope for a fast response,
Thank you.

On request from hdfc bank, i agreed to accept it's newly launched dinner club credit card in 2014. I used it for three months with monthy payments on time. But after three months bank started calling me for money, which i had already paid. On being asked for my statement they started giving excuses. Firstly they said internet server is down so statement is not being generated. Later they said since i use credit card so i must know my expenditure details and i must not ask for statements. Later they started requesting me for money without statements. Girls started calling me for undue favour if i pay. The bouncers called me with slangs. They tried all nonsense way to make me pay but never released my statement, even after repeated online and verbal requests. They even threatened me of bad consequences if i don't comply with their demands. They threatened of taking my matter to court. And falsely sent a message that i should report to this hazari court on 27 may 15, room no 107. However nothing invoice i received from court ever. Rather all details of court they provided was wrong. But the fact is that every coming day hdfc bank is caught being indulged in illegal affairs like cheating customers money by various means, hawala etc. Now they have closed the matter but i want to open it and take it to next level. So kindly clear your side in written.
My name... Dr priyadarshan kumar
Pan card no... Cvfpk3204c

Dear team,

I would like to highlight one of the case which happened recently with me.

Please is the email which i had send to hdfc

By ravi mishra
*
I don’t think gst is applicable when nothing has been purchased and here there is mistake of bank. They deducted that amount from my card without having any confirmation. I am not a fool to pay any insurance policy premium which was due in the month november still i can see that amount got deducted from my card in the month of october only which should not happen.

If you want that i should file itr for this i can do that also and there will be legal action on bank how they process any transaction without having any otp confirmation from customer. This is really a serious threat to use hdfc credit card.

As a good will still in that month i made a payment of almost 85000 and due amount was something around 87000. I think you should check this out.

Pls arrange call to discuss this thing as well as send me your escalation matrix.

Regards
Ravi mishra
+91-[protected]

Sent from yahoo mail for iphone

*
By bank

On sunday, december 24, 2017, 11:36, escalation - emt cards wrote:

Dear mr. Mishra,

This is with reference to your email dated december 22, 2017 regarding your hdfc bank credit card account.

Basis receipt of your email, we have verified the same and wish to clarify that we were not in receipt of the complete payment towards the dues as per the october 2017 within the payment due date leading to accrual of bank charges. As a one time exception, we have reversed the finance charges amounting to rs. 2, 313.95 levied during november 2017 and the credit reflects on december 2017.

As per the current finance bill, all fees and transaction charges, levied in your card account, will attract a rate of gst @ 18%.

In terms of these guidelines provided by the finance bill, the bank will be levying the gst accordingly. Effective july 01, 2017 service tax rate of 15% is replaced by goods & service tax (Gst) at 18% and thereby like to confirm that gst component once charged will not be liable for any reversal.

Gst is government initiated item and a government guideline on taxes, as a bank we are abiding by it.

In addition to the above the details are also updated in schedule of charges under gst. http://www.hdfcbank.com/assets/pdf/cc_common_MITC.pdf

Kindly note the query reference number for this e-mail: [protected]

In line with our focus and commitment to customer service, we trust the issue has been resolved to your satisfaction. If you are not satisfied with the resolution, you may write to our grievance redressal officer mr. Manikandan ps at hdfc bank cards division, 8, lattice bridge road, thiruvanmiyur, chennai – 600041 or e-mail at grievance. [protected]@hdfcbank.com. Alternatively, you can call our grievance cell at tel:[protected].

We are committed to continuously enhance our customer experience by providing more value for our products and services. Towards enriching our customer experience, our digital bank offering through netbanking / mobile banking offers varied services round - the - clock, just a touch away. You can access the following link http://www.hdfcbank.com/personal/ways-to-bank/bank-online/credit-cards-netbankin...⇄ to know what are the facilities/information is available through netbanking.

For any other credit card query/clarification, do visit our hdfc bank webpage at the link www.hdfcbank.com/query for online assistance. We assure you of our best service at all times.

Assuring you of our best service at all times.

Regards,

Ashwin k
Customer service officer
Hdfc bank ltd.

Safety tips for secure card transactions

Ensure your card transaction is always done in your presence
Do not share your bank account or card details with anyone over phone, email or sms
Do not share your card pin with anyone. Always enter the pin yourself.
Do not hand-over your card/atm pin to any person claiming to be associated with the bank

http://www.hdfcbank.com/aboutus/security/security_tips.htm
—
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The information contained herein (Including any accompanying documents) is confidential and is intended solely for the addressee (S). If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of hdfc bank ltd.

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I don't understand where is my mistake in this. They had deducted amount from my card without any confirmation and even for that policy which was due in the month of november. I was just checking on their website about the details and i was trying to make payment also but on that day on the screen i got that transaction got declined and later in my statement of hdfc bank they had mentioned that 64000 which was policy amount it destroyed my monthly budget still i had made the payment of almost 85000 to them in that month. Now they are putting some charges of gst and all mentioning that i didn't made the full payment before due date. I want to understand why should i pay gst when i didn't made any mistake. They should have confirmation of any transaction before processing any payment. This is really serious threat to use hdfc credit card.

Best regards,

Ravi mishra

Hello team,

I had very bad experience with payzapp, my money got deducted while transfering money from yesbank crdit card to payzapp, but money not reflected in payzapp, even no customer care and no one is responding to give complaint, hdfc bank has responsibilty to return this money to my account if payzapp is not working, still why you are maintaining this worst app, i am planing to complaint this issue to rbi if issue not resolve in 24 hours.

Load type: amount
Load on:sunday 24dec 2017 11:35:41
Transaction id:[protected]rz91ou3
Error description: maximum txn limit violated

Hi,

I'm using hdfc credit card. Without any intimation you have deducted the amount of 1899 from my credit card

As last year also i requested you to cancel but you have said that the plan will be cancelled in one year but now it was again repeated and saying that auto renewed without my approval or even not intimated.

Kindly cancel this plan and request you to refund the amount of rs:1899. This is unacceptable that you have been repeating the same.

Deducted date : 24th november 2017
Name : rahul mankar

Sir

Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank credit card ([protected])

I would also request you to please clear my name from cibil as the settlement was successfully closed in a single payment on 28 july 2017.

In this regard i talk to your customer care executive mr divender o kumar and mr puneet sharma from vikaspuri branch from last 1 year, through phone no. They told me that noc will be send to me on my e-mail id within 4 to 5 days. Please contact me on my number [protected]. Kindly send me my noc to my mail id immediately or contact me as soon as possible on my contact number.

My details are mentioned below.

Name: ruchi ahuja
Credit card number :[protected]
E-mail id :ruche. [protected]@gmail.com
Address : 1404 wazir nagar kola mubarakpur new delhi

Please note that i applied for hdfc credit card and got app no. [protected]w. I got all verification done. I got multiple calls for verification. Today got checked in hdfc link showing track your card application. Found the reason as follows. We wish to inform you that your application has been considered in line with the bank's internal credit policy (Which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (Which include a combination of verifications, credit bureau reports and document verifications)..
As per rbi guideline circular no - rbi/[protected]/100 bod. Fsd. Bc.23/24.01.011/2008-09. Hdfc bank should give us reason or else we also file complaint in rbi and bank ombudsman. I want reason for rejection. My cibil was all clear. If i will not find reason for rejection, i will file case in consumer court. It is my dignity which got affected and i am fully made up my mind for filing legal case against hdfc. I have credit cards from 3 different banks. Please provide reason or else i will file case in consumer court. Regards arvind p.
Let me know where exactly my application got disapproved. Hoping positive response.

I am a hdfc credit card holder. The bank has auto debited rs. 1399 from my credit card number ending with 6429 without my concern on 23/12/2017. Im not interested in this service and don’t want this membership. So cancel the membership and refund this debited amount of rs. 1399.

Oneassist relationship number : 3310900
Name : davinder kaur
Mobile number : [protected]
Credit card ending : 6429

My self yashraj kothol i have an hdfc credit card.my card no.is ending 3776. Yuor customer service actived one assist membership on my credit card acount without any information, kidly so pls deactivate one assist membership and refund my money direct my account.

Cancellation of one assist membership
I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 1397 without my concern on date:23/12/2017. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/-

Oneassist relationship number : 3309597
Name :- nikhil yashwant kumar tank
Mobile no. :- [protected]
Credit card number ending :- 1397

From

S. Umarani,
9/1, annai sathiya street,
V. V. G. Nagar,
Vengamedu,
Karur-639 006
Cell :[protected]

Respected sir,
I have savings account in hdfc bank, 183, trichy main road, pettavaithalai, trichy district. (Account no. [protected]) from 2013. I got credit card loan rs.50000/- on 02.03.2017. (Credit card no. [protected]) at the same time i have applied for hdfc ergo premium insurance policy no.[protected]Individual personal accident plan 1) for 7718/-. They gave detail in phone to pay rs.2348/- for credit card loan and rs. 378/- for insurance policy total rs. 2726/- for 24 months but didn’t give other details. I have paid the loan and insurance due amount for six months. Every month i have noted that they are debiting more than rs.700/- from my account. I got worried and mental stress, because they collected amount in the name of autopay return charges, finance charges, service tax, cess tax, over due loan recovered, third party cash txn inc st & ec, gst and noted that the above charges are more than private finance interest charges and the above charges will affect the middle class people. I paid loan for six months and on 19.09.2017 i wrote letter to hdfc bank, credit card division, thiruvanmiyur branch, chennai to give details about balance loan amount to close the hdfc credit card loan. But till date they didn’t give the balance details. Every month bank agents calling me to pay the monthly due and i request them to tell the balance amount to close the entire loan. I wrote letter to above bank to cancel my ergo premium insurance policy and they sent message that they have cancelled it immediately but didn’t send my loan details. Sir, please help me to close the hdfc credit card loan and come out of my worries and problems.

I have used my credit card in april 2017 and paid rs.10472/- to bank and the amount was debited from my account. For 7 months i didn’t use the credit card. I request you to help me to cancel my credit card because without using my card, the bank is sending me message to pay the amount.
Thanking you,
Yours faithfully,

S. Umarani.

Hi...
Myself ranjan srivastava. I have an hdfc credit card. My card no is ending with 7301. Your customer service activated one assist membership on my credit card account without any information, so i request you to please deactivate one assist membership. And refund my money.

Name - ranjan srivastava
Credit card - ending with 7301
Mobile -[protected]