| Address: Tiruchirappalli, Tamil Nadu |
From
S. Umarani,
9/1, annai sathiya street,
V. V. G. Nagar,
Vengamedu,
Karur-639 006
Cell :[protected]
Respected sir,
I have savings account in hdfc bank, 183, trichy main road, pettavaithalai, trichy district. (Account no. [protected]) from 2013. I got credit card loan rs.50000/- on 02.03.2017. (Credit card no. [protected]) at the same time i have applied for hdfc ergo premium insurance policy no.[protected]Individual personal accident plan 1) for 7718/-. They gave detail in phone to pay rs.2348/- for credit card loan and rs. 378/- for insurance policy total rs. 2726/- for 24 months but didn’t give other details. I have paid the loan and insurance due amount for six months. Every month i have noted that they are debiting more than rs.700/- from my account. I got worried and mental stress, because they collected amount in the name of autopay return charges, finance charges, service tax, cess tax, over due loan recovered, third party cash txn inc st & ec, gst and noted that the above charges are more than private finance interest charges and the above charges will affect the middle class people. I paid loan for six months and on 19.09.2017 i wrote letter to hdfc bank, credit card division, thiruvanmiyur branch, chennai to give details about balance loan amount to close the hdfc credit card loan. But till date they didn’t give the balance details. Every month bank agents calling me to pay the monthly due and i request them to tell the balance amount to close the entire loan. I wrote letter to above bank to cancel my ergo premium insurance policy and they sent message that they have cancelled it immediately but didn’t send my loan details. Sir, please help me to close the hdfc credit card loan and come out of my worries and problems.
I have used my credit card in april 2017 and paid rs.10472/- to bank and the amount was debited from my account. For 7 months i didn’t use the credit card. I request you to help me to cancel my credit card because without using my card, the bank is sending me message to pay the amount.
Thanking you,
Yours faithfully,
S. Umarani.
Jan 31, 2018
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 23, 2017
HDFC Bank Customer Care's response Dear Customer,
I request you to share your Card number and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.
-Manoj HDFC Bank Customer Assistance
Greetings from OneAssist..!
We deeply regret for the inconvenience caused to you & appreciate your patience.
We are unable to find any details, requesting you to kindly mail us the customer ID or registered mobile number to [protected]@oneassist.in
Should you require any further assistance, please reach us at[protected].
Regards,
Sagar
Team OneAssist