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HDFC Bank Complaints & Reviews

2.9
Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 1365

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R
rupur
from Mumbai, Maharashtra
Jan 8, 2016
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Address: Valsad, Gujarat, 396191
Website: www.hdfc bank

I have updated my Aadhar No. through net banking to my Savings account of HDFC Bank (Vapi - Gunjan Branch, Gujarat) through Net Banking on 31.12. 2015 as per their instruction and I got the message at that time that Updation of Aadhar No. is Success and you will get confirmation message within 4 working days. But still today no information is there. This is not the first time. Same thing happened earlier also when I tried it and time and again message is coming to update my Aadhar No. To enquire about it I had telephoned to Phone Banking service of HDFC Bank but they ask me to go to the nearest branch for it. But they can not tell me the reason why it is not updated. If I have to go to the nearest branch then what is the meaning of Net Banking and why they are announcing that one can update Aadhar no. through net banking ? Name - Rthindra Nath Karmakar Mobile No. [protected] e-mail ID is RN.[protected]@hubergroup.in
HDFC Bank customer support has been notified about the posted complaint.
Dear Customer,

We understand that our official Mr. Ganesh Dhomse contacted you and addressed the issue raised by you.

Further, we understand that you will be submitting KYC documents at the branch. You may contact Mr. Ganesh Dhomse at [protected] for further clarifications.

-Bejoy
HDFC Bank Customer Assistance
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    Ishita Thaker
    from Ahmedabad, Gujarat
    Jan 8, 2016
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    Address: 380015

    Hi, Amazon.in has initialized the return of Rs. 299 on 24th Dec. The refund number is[protected]. I didn't receive the refund. My email id is ishita.[protected]@gmail.com
    HDFC Bank customer support has been notified about the posted complaint.
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      K
      kadali lakshman
      from Hyderabad, Telangana
      Jan 8, 2016
      Resolved
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      Resolved

      Address: Hyderabad, Andhra Pradesh, 500018
      Website: hdfc

      Dear Sir/ Madam, I have got HDFC Ergo health insurance policy for my family with my credit card. However I want to cancel HDFC Ergo Health suraksha &insurance policy. Because my company has provided the insurances for every one, so Please cancel the Policy as fast as possible because I am not able to pay my installments and debit the amount back to MyCredit card. POLICY NO:[protected] (Health suraksha) Credit Card # [protected]
      Aug 5, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Dear Kadali,

      Thank you for sharing the required details.
      We will look into the matter and get back to you shortly.

      For any queries please feel free to call our Toll-Free:

      [protected]from any Landline & Mobile)
      [protected]from MTNL or BSNL Phone)


      Regards,

      HDFC ERGO General Insurance
      Dear Kadali,

      Thank you for sharing the required details.
      kindly share with us your card expiry date.

      Regards,

      HDFC ERGO General Insurance
      Dear Kadali,

      We certainly regret the inconvenience caused to you. Request you to please share your contact details so that our care team can get in touch with you.

      Regards,

      HDFC ERGO General Insurance
      Dear Kadali,

      We await your revert with your contact details, kindly share the same within three days so that we can resolve your issue at the earliest.

      Regards,
      HDFC ERGO General Insurance
      Dear Kadali,

      We are unable to contact you due to inadequate details. Since we have not received any communication about the required details to resolve your query, we consider it to be resolved.
      For any further queries please feel free to call our Toll-Free:
      [protected]from any Landline & Mobile)
      [protected]from MTNL or BSNL Phone )
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        S
        sivagami subbaiyaa
        from Hunsur, Karnataka
        Jan 7, 2016
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        Address: 600128

        My claim ref is C[protected], dated[protected]. Surveyor inspected the vehicle Bolero TN 22 CE 7788, on 19th December Saturday. Till today no further response with regard to further action from the Insurance company. Repetaed reminders have not yielded any result. By Sivagami Subbaiyaa ( cell [protected]). This was my complaints dated 29th December 2015. HDFC ERGO General Insurance Customer Care's Response, Dec 29, 2015 Dear Mr. Sivagami, Thank you for sharing the required details. We will look into the matter and get back to you shortly. Till today, ie upto 8th Januay 2016, no response from HDFC ERGO General Insurance. It is very bad. I don't know what is the meaning of their response dated 29th December 2015, viz, "we will look into the matter and get back to you shortly"
        HDFC ERGO General Insurance customer support has been notified about the posted complaint.
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          I
          IDtiwari
          from Mathura, Uttar Pradesh
          Jan 7, 2016
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          Address: 110044
          Website: ops.hdfclife.com

          Respected Madam/Sir, This is in regard of my Insurance Term plan (HDFC Life Click 2 Protect Plus) which I purchased through Policy Bazaar from HDFC Life. They chased me like anything to buy the policy and purchased it in mid November 2015 with my consent. Also I have my all tests done till till the beginning of December 2015. Now I am struggling to receive my policy which has not been received yet. I have sent endless reminders to both (policy bazaar and HDFC Life) with lots of calls to their customer care but there is nobody who can confirm when I am getting my policy. Its almost more than 45 days I have paid the full amount of policy. My humble request to you is to show me the right path either to surrender this policy or get it issued to me asap. Regards Ishwar Dutt [protected]
          HDFC Bank customer support has been notified about the posted complaint.
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            R
            Ragesh .B.Pillai
            from Pune, Maharashtra
            Jan 7, 2016
            Resolved
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            Resolved

            Address: 421201

            I have tried a lot to cancel my card through various ways; first I send mail from official id was am receiving you bill regularly. Then also I come to know from your customer care that I have to give official letter in branch, I send my person with letter and got receive from you bank itself. Then I come to know it was rejected because my signature is mismatching so you have cancelled the request. Then also I send the same letter duly signed along with Pan Card. Now they were telling to attend personally. Any consumer should not be getting harassed like this any more so that am put up this complaint with consumer protection, against mental and physical harassment getting from HDFC Bank.
            Aug 8, 2021
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Ragesh,

            we have taken note of your comments expressed with regard to card closure. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, you may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

            -Bejoy
            HDFC Bank Customer Assistance
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              R
              Ravi.Virk
              from Mumbai, Maharashtra
              Jan 7, 2016
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              Address: Pune, Maharashtra, 411057

              Hi Team, I am Ravi Inder Singh, I applied for personal loan from Bank Bazaar, and my case was handed over to HDFC bank, I reside in Pune and the branch which was holding my case was Viman Nagar Branch, Pune. Their agent named Nitin was holding the case. 1. They assured me that I will get the loan on the very first day. Then their person came to collect documents, all documents were good. But the person told me that they need company HR letter for address proof. I collected and sent that to Nitin (Nilesh.[protected]@hdfcbank.com). 2. He told that day that my company (eclerx services Ltd.) is in their ‘c category’ so will not be considered. So I applied for LIC policy worth Rs. 6000, and provided to Nitin. Then he said, I will surely get the loan. All this took around 10 days. 3. All these days I was in regular contact with Nitin. Then there were festival holidays and I dint disturb him. I was to get married on 1st January 2016. On Sunday, 27th December, a person came for verification, he also assured me that I will get the loan. 4. I called Nitin on 30th and asked about loan. He laughed shamelessly and said that he will call to me and let me know about the approval of the loan, and will get the amount in my bank next day. 5. I waited whole day on 31st keeping trust on Nitin, but neither he messaged me or called me telling about the status. On 4th January, when I called him, he said, my phone was switched off. On 30th, I messaged him that, I am getting married on 1st, and I need this money urgently. My question is that, when I needed the money that urgent, how can I keep my phone switched off. Apart from that he had my email id. He could have dropped a mail to me. 6. Before that, Whole time he kept saying, I will surely arrange loan for you. On 6th January, when he came to know that I have logged a complaint against him, he called and said, why I logged a complaint. Is this an attitude for a customer representative. It was my marriage. If my friends would not be having money too, it would have been drastic time of life for me. Please consider the severity and let me know why on 8th December, when I applied for loan, within 10 days, it was not told to me that I will not get a loan.
              Thankfully, I just happened to apply for a small loan, and the same person contacted me on phone (from these numbers - landline:[protected] and mobile: [protected]). He called himself Nitin Gawand (gawand.[protected]@gmail.com) and seemed to be using the name and email id of someone else - called Nilesh Khalkar (nilesh.[protected]@hdfcbank.com) - to collect the documents. I had my doubts and I asked him if he's Nitin or Nilesh. Since then, he has not responded to me. I'm going to report him to HDFC Bank as well as the Cybercrime cell.
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                P
                ponnalika batchu
                Jan 6, 2016
                Resolved
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                Resolved

                Address: 500035
                Website: Ombudsman

                Hello I have received Hdfc titanium credit card saying I got it in lucky draw for women's day and for free without any service tax. Later kishore an executive of Hdfc bank called me to explain a policy hslic policy. So he came home and told me bout policy. 3 years minimum policy and 20000 rs policy per annum. So he told I just need to pay approx 2000 per month via credit card. Unaware the use of credit card I said OK as its like savings. Because of him my life is in danger now. This fellow told me only those two things. He dint even explain about concept of emi. For 2 yrs I hav been paying amount very promptly and never missed. So aft 2 years they say my credit card outstanding dues are 40000(.20000*2)When I payed promptly every month and hslic also received my policy amount how can this be possible. As my credit card limit is 60000 I started receiving calls frm bank asking fr dues payment. I rejected paying and complained in consumer court. Later on I received mais from Deepa who s manager. Asking fr payment. And later in some cal I was told that fellow dint convert my policy payment into emi. Because of him I fell info troubles. I used to work at that time with less salary and thought I could save money. 60000 is a big matter for me unlike Hdfc bank gets money cheating customers like this. Since August the issue has been dragged n my outstanding dues are 62000 now. Also Deepa manager kept on sending copy paste mails addressing other customer instead of me to my mail saying they ll get back within 7 days and after seven days she used to say they won't accept my request of not paying dues for not fault of mine. And finally she said 50% ll be given back. I dint accept for that too. Finally I said 10000 s what I can pay. Am married now. I am not working. For not my mistake I still said I ll pay 10000. Not accepting she told I need to pay 35 000. I complained in call to Mumbai team. Piu das s manager who dealt it. Later she forwarded mail to concerned team n I received mail from Geeta and I got same reply. Getting back in 7 days. After 11 days I got copy pasted mail saying they ll give money back of 20000. I never used credit for any purpose because I dono how to use it. Because of that kishore man I am blamed to pay amount now. I just used credit card for only hslic policy payment. And I did till before issue is raised. And in October my Hdfc bank has 12438 rs which was withdrawn by credit card people with out giving me notice. No body gives proper response. I want to speak to higher authority. Give me a valid solution. I now say I can pay 20000 out of which 12000 s withdrawn. So remaining 8000 s what I can pay. Since starting I was asking for settlement but they r not doing it. Please give a solution.
                Aug 8, 2021
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Jan 06, 2016
                Updated by ponnalika batchu
                As they have withdrawn without my notice I am running out of minimum balance in bank and posed charges for that also. Am not in position to pay 60000. If I made mistake I would definitely pay the amount. But because of that executive fault y should I suffer. Please collect amount from him. The major mistake I made is trusting Hdfc bank and thought of saving money. But finally it is cheating me and this only that bank is earning profits. Am one of the victim here
                Dear Customer,

                Request you to email us at [protected]@hdfcbank.com along with your card details and contact details. Kindly mention Ref ID-TTU[protected] in the subject line. Will revert to you on priority.

                -Bejoy
                HDFC Bank Customer Assistance.
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                  V
                  vkssrk
                  from Delhi, Delhi
                  Jan 6, 2016
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                  Address: 110084
                  Website: HDFCBANK.COM

                  Hi, I have applied for loan and as per their requirement i have given all the doc required. But after few days they called me on their office (Rajouri Garden, Ansal tower 10 floor) today (06th Jan) and asked me that one of my doc was wrong and in return of that they asking Rs. 3000/ to issue the loan. But one of their employee Mr. Jay is arguing and shouted on me that i have to deposite the amount now else we send my profile detail to civil. I asked him to talk to me in polite way, but his behavior not changed any more. Now i want apology letter from there side and. As i am genuine customer of hdfc bank and paying all EMI on time without any bounce. Please send me apology letter from bank side and ask there employee do not argue with customer and talk to them in polite way, Thanks
                  Dear Customer,

                  Request you to email us at [protected]@hdfcbank.com along with your loan application details, branch details and contact details. Kindly mention Ref ID-TTU[protected] in the subject line. Will revert to you on priority.

                  -Bejoy
                  HDFC Bank Customer Assistance
                  They are not ready to listen my problem. Please advise what can I do to take action against the bank. Now I want reimbursement of harassment.
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                    T
                    t.subash
                    from Burla, Odisha
                    Jan 6, 2016
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                    Address: 605013

                    Sir i payed insurance through netbanking onlineservice on december 23nd 2015 butnot yet the sum of amout not transfer hdfc standerd life insurance policy number[protected] the sum of amount stoped by techprocess no[protected] my contact number [protected] my mail id [protected]@gmail.com please convey the mesage in two way
                    HDFC Life customer support has been notified about the posted complaint.
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                      R
                      rakesh11257
                      from Thanesar, Haryana
                      Jan 6, 2016
                      Resolved
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                      Resolved

                      Address: Kaithal, Haryana, 136117

                      I want to cancel my credit card (credit card no. :- [protected]) due to heavy charges. please cancel my credit card.
                      Aug 8, 2021
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Mr.Garg,

                      We have taken note of your comments expressed with regard to card cancellation and you may look forward to receive a response to your e-mail id by today ( 07/01/2016). We request you to bear with us in the interim. Please feel free to write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                      -Bejoy
                      HDFC Bank Customer Assistance
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                        G
                        gokul
                        from Chennai, Tamil Nadu
                        Jan 6, 2016
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                        Address: 600002

                        Dear Sir/Madam, My Card Number 4854XXXXXXXX3909, i am using the card from Feb 2011. I Called to HDFC Net banking on 10/12/15 by afternoon for enquiring the 3 months payment holiday offer(which i used to get every year). Teller told that offer is available for Dec, Jan & Feb and due to flood it has not communicate to me. After getting the approved i swiped for 2, 00, 000/- But when i received the statement on mail and i have been shocked to notice that it has to be paid by this month itself, Regarding this i called by sunday(03/01/16) by 11 pm, teller told that now the server is Down now he cant check. Day before yesterday once again i called to phone banking, they are telling that offer is not available at present & teller has wrongly conveyed the message to me with rough tone, Now my present situation is not being good to pay the full due now, since i will get the money by 15 th march only(which i swiped) So kindly consider this letter and Revised the the payment date to March month because as per your customer care person confirmation only i used the card. Thanking You, Regards, J.Gokulnathan,
                        HDFC Bank customer support has been notified about the posted complaint.
                        Jan 08, 2016
                        Updated by gokul
                        10/12/2015 spoken with phone banking person Name Saravana Ref.No. [protected] and 04/01/16 spoken with Phone banking person Anu and Customer Care Manager Sharm shawari Ref.No. [protected] both details collected today from phone banking.
                        Dear Customer,

                        Request you to email us at [protected]@hdfcbank.com along with your card details, query details and contact details. Kindly mention Ref ID-TTU[protected] in the subject line. Will revert to you on priority.

                        -Bejoy
                        HDFC Bank Customer Assistance
                        Dear Bejoy,

                        Mail sent to mentioned mail id with required details.

                        Regards
                        Gokul
                        Dear Bejoy,

                        Status of my complaint please.

                        Gokul
                        1st of all HDFC credit card person Mr.Sarvana only informed me about the offer, but obviously their are not accepting their fault,

                        2ndly HDFC employee has given me miscommunication and now they back stab me ( name mentioned above), i do understand that HDFC will not accept this mistake also,


                        And Lastly, IF HDFC ( a so called best bank ) has still courage to say that they do treat their customer with Assuring you of our best services at all times. then HDFC has to shameful for what ever they have done with me the Trauma, the mental pressure, their rudeness and all the harassment's i have got from HDFC is not forgettable..

                        Hdfc bank mails always mention this sentence "Assuring you of our best service at all times" but we most need fair service 1st.

                        Regards
                        Gokul
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                          T
                          t.gobinath
                          from Chennai, Tamil Nadu
                          Jan 6, 2016
                          Resolved
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                          Resolved

                          Address: Sivaganga, Tamil Nadu, 630001
                          Website: hdfc bank

                          Emp code 135951 date of joining:05.11.2014 date of resignation:30.05.2015 I am gobinath.t I will not receive any pf amt from hdfc bank ltd, karaikudi branch worked as a sales officer . please refund my pf amt
                          Aug 8, 2021
                          Complaint marked as Resolved 
                          Dear Customer,

                          We request you to mail us at [protected]@hdfcbank.com for further assistance.

                          -Bejoy
                          HDFC Bank Customer Assistance
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                            V
                            vranjithkumar92
                            Jan 5, 2016
                            Resolved
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                            Resolved

                            Address: Chennai, Tamil Nadu, 600021

                            I bought a mobile and make it payment on emi for 9months..after completed 9 months still i have bill for next emi, I tried for customer care for 3 days they not responding, they make me to kept hold and cut the call, its very worst customers service
                            Aug 8, 2021
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            Request you to email us at [protected]@hdfcbank.com along with your account details, payment details and contact details. Kindly mention Ref ID-TTU[protected] in the subject line. Will revert to you on priority.

                            -Bejoy
                            HDFC Bank Customer Assistance
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                              H
                              harishs17
                              Jan 5, 2016
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                              Address: Bangalore, Karnataka

                              I received a call from a collection agent and he named himself as Saravanan from HDFC bank. I told him i am ready for the settlement but told him that one time settlement is not possible but i would be happy to pay in easy installments. Suddenly the Rep started using Profanity on me Such as "Mother ******" etc. and finally i had to disconnect the call. Inspite of my humble request the rep kept using profanity and i stopped picking up his call now. I would request a strict actions against these agencies.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                D
                                Debosree Mishra
                                Jan 5, 2016
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                                Address: 721602
                                Website: HDFCSL PREMIUM PAY ON LINE

                                I have paid premium against policy no. 14843236 rs. 50132 on line through credit card, on 04.01.2016 at 10:22 PM, acknowledge no- mscno[protected] Comp/Jan/Int/3151, but still it is shown the premium is due, please look over this matter, I do not get any message or email. about receipt the payment. I only download & print acknowledgement.
                                HDFC Life customer support has been notified about the posted complaint.
                                Dear Customer,

                                Request you to write to [protected]@hdfcergo.com who will ensure that your query concerning your insurance is resolved at the earliest.Alternatively, you may contact the customer care of HDFC Ergo at the below mentioned customer care numbers:Toll-free:[protected] from any Mobile and Landline)OR[protected]from any MTNL and BSNL Lines)


                                -Bejoy
                                HDFC Bank Customer Assistance
                                Dear Debosree,

                                Thank you for sharing the required details.
                                We will look into the matter and get back to you shortly.

                                For any queries please feel free to call our Toll-Free:

                                [protected]from any Landline & Mobile)
                                [protected]from MTNL or BSNL Phone)


                                Regards,

                                HDFC ERGO General Insurance

                                Policy Documents

                                I havent received my policy documents since 6 months. Agents have stopped responding now. Its such a pathetic and hopeless service provided by HDFC.
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                                  Sunil kumar samtiya
                                  from Bhiwani, Haryana
                                  Jan 5, 2016
                                  Resolved
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                                  Resolved

                                  Address: Hisar, Haryana

                                  We apply loan for 4 year but they issue it for 5 year without cosulting with us our interest rate is increase for a huge amount
                                  Aug 8, 2021
                                  Complaint marked as Resolved 
                                  We apply loan for 4 year but they issue it for 5 year without cosulting with us our interest rate is increase for a huge amount
                                  I applied a personal loan in HDFC on 18th Dec, its approved on 24th Dec, today is 5th Jan, still my loan amt I not credited to my account. My salary a/c is in Hdfc, very worst service. 100 times I called, they are saying it will take time.

                                  One more personal loan also active in HDFC, very worst service by Indra nagar branch Bangalore.
                                  Dear Customer,

                                  Request you to email us at [protected]@hdfcbank.com along with your loan details, interest details and contact details. Kindly mention Ref ID-TTU[protected] in the subject line. Will revert to you on priority.

                                  -Bejoy
                                  HDFC Bank Customer Assistance
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                                    S
                                    saraiyu
                                    from Chennai, Tamil Nadu
                                    Jan 5, 2016
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                                    Address: 600033
                                    Website: www.consumercomplaints.in/new_complaint

                                    Hi, I am not used my credit card from day one TIMES CARD No.5228 52XX XXXX 5004, MY NAME SARASWATHY K, MOBILE NO.[protected], EVEN I am not used your gift voucher. Pl cancel my card i could not pay outstanding of 1140/-. Pl reply Regards, Saraswathy.
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      Raunak singh09
                                      from Hyderabad, Telangana
                                      Jan 5, 2016
                                      Resolved
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                                      Resolved

                                      Address: Mumbai City, Maharashtra, 400055
                                      Website: www.hdfcbank.com

                                      Hi Team,

                                      My name is Raunak singh, I am HDFC bank customer. Recently i have notice that HDFC deducting my money from my bank account not once but 3rd time. Hence I need an answer/explanation why you guys doing like this. I am no rich guy the money which i earn is from my hard work.

                                      Below are the deduction details:-

                                      DC INTL POS TXN MARKUP+ST[protected] Jan 2016 -- 55.40
                                      DC INTL POS TXN MARKUP+ST[protected] Jan 2016 -- 15.78
                                      DEBIT CARD PUR ADJ DT 28-12-15 587666 30 Dec 2015 -- 3.74

                                      I have read about the currency transfer deduction which is 3.5% of a total money but i think it will be once, then why you guys doing this kind of deduction after every 4 days of laps. Even if you calculate the total money transfer is less then what you guy have deducted from my account.

                                      Please contact me on +91- [protected].
                                      Thanks,
                                      Raunak singh
                                      [protected]@gmail.com
                                      [protected]@yahoo.in
                                      Jan 18, 2016
                                      Complaint marked as Resolved 
                                      Proper comment and information... Given by company... Still i didn't understood the total amount which they have deducted...
                                      Verified Support
                                      Jun 06, 2018
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      I request you to share your account no./customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                      -Manoj
                                      HDFC Bank Customer Assistance
                                      Dear Customer,

                                      We wish to confirm that the International transactions are converted into Indian Rupees using the exchange rate established by the VISA / Master International for such transaction on the date when the charges are processed by the member bank, plus any applicable conversion charges. These rates are determined by VISA / Master for such interbank/inter country settlement and the same would apply in addition to the bank markup rates for transactions on the credit card for international transactions. The Cross currency Markup' @ 3 .5% on the transaction amount is currently charged for international transactions and the same has been mentioned on the schedule of charges' in the card statement.

                                      As part of a regulatory compliance, the markup charges similar to all other Fees & Charges will also be levied with Service Tax and Cess @ 14.5% (revised s.tax with effect from 01/06/2015).

                                      Incase if there are multiple foreign currency transactions posted during the month, then markup amounts across the multiple transactions would be cumulated and Service Tax will be applied @ 14% (revised s.tax with effect from 01/06/2015).

                                      We also take this opportunity to clarify that in the case of transactions in other foreign currencies, the transactions are converted to a globally accepted currency value (USD) and then to Indian rupees, which may result in a net difference in the charge amount, when compared to the rate arrived at using regular RBI rate.

                                      Please feel free to write to us at [protected]@hdfcbank.com for any further clarification or assistance in this regard.

                                      -Bejoy
                                      HDFC Bank Customer Assistance
                                      I encountered the same issue as well recently in all my foreign transactions using my debit card. I understand the currency markup fee but not the PUR ADJ DT. When I called HDFC Customer Service, multiple phone bank reps didn't have a clue nor have they come across the fee before. Their solution was for me to contact the individual merchant where the POS took place. That seems very unreasonable and a cumbersome process for me as I have used my cards at many merchant stores. There has to be a better explanation and a way to resolve this issue. Please shed some light on this and also how these recurring charges can be reversed.

                                      Thanks.
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                                        Urmila sanghi
                                        from Coimbatore, Tamil Nadu
                                        Jan 4, 2016
                                        Resolved
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                                        Resolved

                                        Address: 641025
                                        Website: Hdfclife.com

                                        I was a holder of policy no. 14097685 of HDFC LIFE. On[protected] at 11-15 a.m. I surrendered the policy for maturity. The staff told me that you will receive the amount maximum one week. However I asked him while all the verifications you have done my account also with HDFC BANK, then why are you taking such a long time? Simply he told that it is the procedure only. After waiting until full week, today I called more than 10 times at HDFC LIFE Mumbai head office no.[protected] but I could not get the contact person. Every time either they transfer line to IVR or up to 4-5 minutes after holding, phone got disconnected. My suggestion to all of you, DON’T BUY HDFC LIFE INSURANCE POLICIES. At the time of payment, they never ask that who is paying the premium but at the time of giving payment 1 – You can’t do anything online. 2 - Office people will ask your all ids and will give you one week time. 3 – After that 2-3 times phone will come for asking whether you want to discontinue or not? And yes the person from Hdfc life will talk only with policy holder. ( While at the time of premium payment, they never ask that who is paying the premium?) 4 – After your given time of one week, you will not able to talk with concerned person even after 10 calls and more than 30 minutes of holding the phone. Then why we should buy HDFC LIFE INSURANCE POLICIES? My suggestion to all of you, DON’T BUY HDFC LIFE INSURANCE POLICIES
                                        Jan 24, 2016
                                        Complaint marked as Resolved 
                                        Immediately I got a call from HDFC life insurance`s Mumbai office as soon as I posted the complaint here. Otherwise even after 15 times of trying, I could not talk with them. Now I also received the maturity amount.
                                        HDFC Life customer support has been notified about the posted complaint.
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