HDFC Bank Complaints & Reviews

Hello , I was holding two active accounts with HDFC bank, and one fine day when I logged in to Internet banking it displays a message saying that you do not have any account here for both of my account.
I tried contacting the branch and they were not sure why this has happened ?

After Contacting the Branch again I realized that they have merger by all HDFC account and unfortunately I had one more HDFC account (third one) and they have made it customer Id as primary one. They have not sent any notification to my Permanent address.
As I am onsite now , I am not able to access these accounts and the response I get from my bank is very poor.

HDFC bank sucks , I am not sure how can go legally against them.

Dear Sir,
i purchased a discover 125cc bike through hdfc two wheeler finance. I made a payment of 15000 rupees cash and remaining in installments ,i have already paid my 1st instalment but i have not received a receipt of registration certificate from bank.Please give me a solution for the problem.
They are responding even properly.

When I was applying for the credit card they told the EMI facility was there. I have recently purchased Gold for rs 50000/- and I called up the Customer care and asked for EMI facility. They told the EMI facility is not available for my card. The HDFC bank cheated me.

Hi,

I have a Salary account with HDFC bank. My account for recently charged with Rs.3000 for not maintaining funds in the account for 8 months. Is it not the duty of the bank to send notices. How would a person know if the account was still open after giving application for a closure.

This is driving me nuts.

Hi,
Around 30K INR has been used from my credit card during last three month. All transaction showing merchant as International(UK basically ).
The card was never been lost and it was with me only ,also I never ever shared my online trasaction password with anyone ,And most important and surprised thing to me is that I never used card for any kind of transaction for around 1 and half years. So how bank not disabled the card on temporarily basis as others banks do.

Now can anyone suggest me how I can handle this as collection department chasing me for payment ,also customer care replied that this fraud amount to be paid by me only
Can we say that might be some bankers are internally pass sensitive information to their near ones else how come they not disabled this card.
Please help.

my id no S44944 NAME - SAMARPITA MAITI , worked since October 2012 to December 2012 resigned submitted on 2nd January 2013 . salary received in my bank a/c. but till date neither we recd any pf form for my pf refund
pl let us know how can i get this pf amount which has been deducted at your end
regards
samarpita maiti
S44944
[protected]

I have applied for Home Loan to HDFC Ltd. At that time I paid Rs. 10000/- processing fees to HDFC Ltd. During the process the valuers of HDFC Ltd made low valuation of the property i intended to buy, hence I did not take the loan from HDFC ltd and I applied for my processing fees for refund. HDFC ltd are not replying hence I am writing this complaint with a hope of receiving my refund of Rs. 10000/- from HDFC Ltd.

I am holding a sallary account with HDFC bank since 2011 [protected] , I have checked my online statement today and found that for the period of last 12 months an amount of Rs 393.26 per month is deducted from my account on a single day without any prior intimation and reason. This had happened in just a week and I lost around Rs1530. In the mini statement this shows as AMB CHRG INCL ST & CESS for the month of DEC' 2012 and JAN.FEB.MARCH’ 2013 Deducted. This is very disgusting, i have opened thia as my salary account with HDFC. I am planning to close my account, if i didnt receive my money back.

Date Narration Cheque/Ref. N Date Withdrawa Deposit Closing Balance
13 apr 2013 AMB CHRG INCL ST & CESS FOR MAR2013 13 apr 2013 393.26 12,694.10
09 apr 2013 [protected] -TPT-amount 15807684A1 09 apr 2013 1,210.00 13,087.36
06 apr 2013 AMB CHRG INCL ST & CESS FOR DEC2012 06 apr 2013 350.12 11,877.36
04 apr 2013 AMB CHRG INCL ST & CESS FOR JAN2013 04 apr 2013 393.26 12,227.48
02 apr 2013 AMB CHRG INCL ST & CESS FOR FEB2013 02 apr 2013 393.26 12,620.74

Kindly look into the issue and revert back my money.

Dear Sir,
I want to bring it to your kind attention that some days ago I was approached by Shri. Balasaheb D Gaware who is holding his home loan account with HDFC bank.(A/C No.[protected]. He said to me that he wish to clear all the outstanding in his account but he is not approved with some of the penalties and interest rate calculation done by the bank. As per his version, whenever he approaches HDFC bank, he does not get clear understanding about the amount and interest rate calculation etc.

For that matter he handed over to me a authority letter and asked me to inquire about status and present outstanding in his aforesaid home loan account.
For the same reason I entered the premises of HDFC home loan office, near KSB Chauk, Chinchwad for inquiring about present outstanding in his loan account so that he could pay the amount and clear the loan.
When I entered the office of HDFC Home Loan at around 3 O'clock on 12/04/2013, I was told to meet Ms. Nidhi.

Ms. Nidhi told me that she can not provide me with the information and the authority letter is not sufficient and they would like to see the applicant in person. When I told her that applicant is not in the position to come physically and thats the reason he has sent me with an authority letter duly signed and attested by him, she said to me that she can not even talk to me any further and it will be better if I walk out of their premises. When I said that atleast give me the number of your higher authority so that I can consult with them, she denied having any such number with her.
Then suddenly Mr. Nitin Misal sitting beside to her stood up and started to shout at me. He told me to just get out of the office otherwise he will through me out of the place. When I told him that this type of behavior is not suitable for an officer like him, he pounced upon me and tried to thrash me and started to push me away. When I reminded him that he cannot touch and physically push me like that, he started to abuse me by using all sort of slang and uncomplimentary language and again tried to physically manhandle me.
In between he was asking me that why I was demanding his superior's numbers and said that he is not afraid of any senior and told me to go and lodge complaint with any one and no senior officer can do anything to him.

Considering the gravity of the situation and looking at the uncontrolled aggressive postures of Mr. Nitin Misal, my friend Mr. Tushar who was accompanying me tried to douse the situation and took me away from the officer and I moved out of the office premises.
Then I got the telephone number of his superior office from Pune and I called onto them[protected] to lodge my protest. The officer on the other-side listened to me patiently. He was at first tried to be factful and reminded me that information of an account can not be provided without an authority letter, but then when I reminded him that I am already carrying an authority letter he surprised me by saying that they need to first check the "sanctity" of the authority letter that I am carrying. He then tried to shield the guilty officer saying that he can't believe that anything like that has happened and instead told me to be calm and not to escalate the matter.
After narrating this incident I would like to emphasis that I am requesting for a stringent and strict action against Mr. Nitin Misal and a departmental inquiry must be initiated against him for abusing, threatening and manhandling me.

Hello All,

I have been following up with HDFC Bank for several days now, for the transfer of my credit amount from my credit card to my savings account. Both are linked and can be easily done in a day, but this has not been done till date. Not sure how the organization works. It is extremely in efficient in its customer complaints. I had purchased multiple first class railway tickets to the amount of Rs 40,000 for travel in...

Name - Vipin Kalra
Mobile no. - [protected]
Policy no.[protected]
Policy name - HDFC Life Sampoorn Samriddhi Insurance Plan
Broker - NetAmbit

I would like to highlight the fraud conducted by HDFC Life and NetAmbit.

The details of fraud conducted with me:
• It is a clear case of forgery, duplicate signature and false commitments.
• My signs are forged. I did not sign...

Hi,

I had visited the HDFC bank, Kamani, Kurla(W) for depositing cash in friends account.
But the cash counter redused to accept the cash as that account was salary account.

He told me to take approval of bank manager. Manager repeated the same thing & asked to transfer the cash online.

If someone has EMI deducting next day & want to deposit some cash then how he will do that.

HDFC bank should think on this. Its really irritating for their existing & future customers,

Please revert if someone has any comments on this.

Thanks,
Laxman

Well i never suggest to anyone to open an account in hdfc bank. hdfc bank is blur to be as private bank.

Well this my third time i am complaining about hdfc bank services, now it is come to my self respect, on 15th of april (today) near about 12 pm i and my brother go to bank for deposit in our firm account named mobile care ( current account) rs 3 lac. and 2 lac deposit for my friend account named khushboo goel (saving account). after deposit in our firm account bank cashier says ( who take the money from us) you can't deposit 2 lac in saving account without any major reason ( means we have to specify the reason why we gonna deposit huge amount in saving account). we said ok don't deposit in khushboo goel account, deposit this amount ( rs 2 lac) in our firm account ( mobile care). That's all cahier done his job. we both go back to our office and i transfer rs 2 lacs to khushboo goel account through online banking. later near about 6 pm bank representative call us and blame on us that we had deposited rs 4 lacs not 5 lacs in our firm account. she mean that we steal the money from cashier counter or we gave rs 4 lac to cashier. this is very rude behavior from that representative and branch manager mr amit, he is claiming that we did something wrong in hdfc bank. that was very crap moment that a senior branch manager claiming on us without any confirmation in his bank, without any enquiry or without checking their cctv camera's. now it is the time to file law suit against your bank or hdfc bank has to take any hard step against branch manager and that representative. if bank did'nt take hard step against branch manager then i swear i will ruin your panipat branch image with the help of law. i need immediate response from bank anyhow.

sakoon arora

monile no:[protected]


our firm name:- mobile care, account no:- [protected]

my friend account name :- khushboo goel account no:- [protected]


Thanks

YESTERDAY I WENT TO PURCHASE GOLD IN MALABAR GOLD JEWELLERY COIMBATORE AFTER PURCHASE THE GOLD I GIVE MY HDFC PLATINUM PLUS CREDIT CARD FOR BILLING MY AVAILLABLE CREDIT LIMIT IN CARD IS ( 68,308.84) I USE SWIPE CARD FOR (43,380.00) THE AMOUNT IS DEBITED FROM CARD THE BILL SHOWS DECLAINED .I CONTACT CUSTUMER CARE SERVICES THE AMOUNT WILL BE CREDIT WITH IN 48 HOURS SORRY FOR INCONVINENCE .YESTERDAY I NOT ABLE TO PURCHASE GOLD I NEED JUSTICE .

credit cards no [protected] were offered by bank not asked by me never.I never
purchased or used the said cards during the period & it were blocked by bank.The
Rs.125000/-were deposited by bank in my account on[protected].The said amount were
repaid in the 36 EMI as per the schedule of bank & total amount repaid for
RS.170000/-.BY me ( Rs.ONE LAC SEVENTY THOUSAND ONLY)WITH THE PRINCIPAL AMOUNT +
INTEREST.The charges were mentioned by the bank were falls & were not accepted by
me since beginning.I had already replied all statement from the since beginning &
no action were taken by the bank DURING THE PERIOD.

Still the Bank officials demanding huge amount more than Rs.100000/- Inspite of paid full amount of loan amount in EMIs & not used for another purposes.

They have reported my name on CIBIL records also as negative & defauter .

My humble request to HDFC official on which ground you have been reported my name on
CIBIL records?

And CIBIL authorities also why only member have reported to you & not examined the facts & record
from customer side, it means you have not follow the rules of natural justice & directly
hanged me in your records.

kindly see the facts in the matter & give me proper justification at the earliest
or remove my name from your CIBIL records.

This is your duty to check the facts from your member & also cross verified all
relevants documents in this regard.

Not yet received NOC
Not Yet received my NOC


Lan No. 91122007
Respected Sir,
i am sending you information,of my loan for the two wheeler ,my bike loan have been finished long back but i dint not recieved my NOC.
Plz let me know about my NOC. Through the phone call or reply to this email id. [protected]@gmail.com
LOAN Completed in 0382010

.

Your contact number (mobile) :[protected] OR [protected]
Communication address with six digit pin code number

Mr.B.NARAYANA,
Flat No.T-2,sonu Residency,Vidhya nagar,Chandanagar,
A.P.
Hyd:500050

I was missold a policy by HDFC Standard life. I complained to the insurance ombudsman. Now I want to go to the consumer courts.

I purchased the policy in Gurgaon but my residential address is that of West Bengal.

I filed a case with insurance ombudsman Chandigarh but they transferred my case to Ombudsman Kolkata. They said as I reside in West Bengal and my residential address is that of West Bengal, my complaint would be handled by Kolkata Ombudsman.

I want to know what is the right place to file complaint in the consumer courts. I purchased the policy in Gurgaon but my residential address is that of West Bengal. . Should it be West Bengal or Gurgaon ?

Dear All,
I was worked for Hdfc Bank between Aug 2011 to Dec 2011 at Hingne Khurd,Pune branch and that timemy sales manager was Mr.Pawan Jha.He is supportive in nature but he has not enough knowledge about exit process in bank.

I am complaining about concern person or Hr team is that i have been left bank more than a year ago and till the time i m not geting the relieving letter and my pf i have clear the full and final settlement, i have contact many time to my manager he just tell me go to nana peth branch and ask from there but this is also not an useful task.
so i just want from you,look into the matter and solve it asap...

Please send me suggestions......



Thanks
CS44266

Unwanted calls for appointment Claiming to be from HDFC life and BSL from nos.- [protected],7099,7017, [protected], 40161900
Many time they dnt speak n just call n disconnect many times to harass u.Sorry state of affairs, i this Insurance of fish market.Is Mr. Aditya birla sleeping over all this in luxury with money earned by fooling customers like this ! Good company bad polices n employees.

D/Sir,
I had taken a home loan A/C :[protected] from Meerut city,HDFC Bank in year '[protected]@11.0% with floating ROI.
Initially for 2.5 yrs bk float ROI towards increase itself, later on from Nov'2010 to March'2013 recover
@13.75% (Peak value). The Current ROI is 10.15% by the same bk. I enquire from the bk why is recover
at so high rate then bk ready to change with current rate onward for balance amount.
Grievance is that if I did not ask then bk continue the same, Whether bk has its clear policy or not ? Loan was release
with float rate, why bk did not revise itself in past as such rate is not decrease in a overnight ,who is responsible for the loose amount paid in past yrs ???.. I try to get the reply from branch bk & customer care/service also through mail but non of them is responding.
Pl suggest me for the same.Awaiting your invaluable input.

Rgds
Anil Jain
Thane
Cell#[protected]
email id : [protected]@yahoo.com