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HDFC Bank Complaints & Reviews

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Updated: Apr 15, 2026
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M
mr charandeep singh
from New Delhi, Delhi
Jul 9, 2011
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Address: Ludhiana, Punjab

HI, i am charandeep singh . i appilied in hdfc bank amloh location punjab(india). My appointment letter ref. no hbl/ap/co2914. my function sales.your company hbl global pvt.ltd. did my verification. i adopted by davinder singh and rupinder kaur decade before because that time they had have not boy child. davinder singh living in edmonton (canada ) that time they appiled for me so many times my visa rejected every time. so till now on my all certificates and other documents my father name is davinder singh.when they retured to canada they gave my all resonsibilites to khushwant singh now he is died so that is why on my all certificates and other documents my address is house no. 691 near adarsh cinema laleheri road khanna (punjab) now i am major according to law . now i cannot go to canada that is why i started to live in my real father house. my real father name is inderjeet singh s/o harpal singh is living at village niwan distict fathegarh sahib (punjab). my request is i want re-vertification from village niwan fathegarh sahib . i am honest and hard work person and sir/madam you now hard work is key to sucess please accept my request please do re-vertification. my email id channa.[protected]@gmail.com .
Aug 13, 2020
Complaint marked as Resolved 
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    R
    RoufBhai
    from Jammu, Jammu and Kashmir
    Jul 9, 2011
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    Address: South Delhi, Delhi

    Hi,
    I have Taken Credit Card ([protected].) from HDFC Bank. My Customer Id # is ID 20822593. It's almost two years down the line that HDFC Debt Collectors where calling me to Collect Outstanding Amount. I was Paying regularly, However They were claiming amount which I never Owe to them. I requested HDFC Several times to send me valid Statement of Card usage, however they never send me any report. Just before Two months they send me report which reflects that I owe HDFc Rs 20,000 only, however first they were asking me to pay Rs 40,000 then Rs 600000 and now around 1, 00,0000. I dispute this debt from Day One. HDFC Debt Collectors Called me Several Times and were asking for money Which I never owe them,. They disclose Debt Information with my Relatives and Friends, which is 100% imauthentic. HDFC Debt Collectors even Harrase me and Abuse me over the Phone. I requested them Several Times that I don't owe this amount but they forcefully asked me to pay whole amount. So as per RBI Guideline No Bank can Disclose Customers Information with Third party Nor any bank is allowed to Harrase any Customer. I request RBI to take appropriate actions aganist HDFC People, as I have Proof of each and every thing,. People told me that I can claim for Compensation from HDFC as Becuase of these people I Lost my Business and suffered a lot..I am continously sending them emails, however they are only buying time and not even trying to resolve matter. Moreover I told HDFC People at the first instance that I only want to go for written conversation, however they are telling me to give me contact no. So that I can talk to them. I personally have a bad experience of HDFC Debt Collectors as they usually use Non Professional Language.
    I can even give you email reference no.'s which I send to HDFC Executives.

    Hope you will take appropriate action against HDFC so that this matter can be resolved for ever.

    Thanks & Regards

    Rouf
    rouf.[protected]@gmail.com
    Aug 13, 2020
    Complaint marked as Resolved 
    HDFC is a Fraud Bank and must be sued
    Just time pass...from HDFC people...
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      S
      shivkumar.rajiah
      from Mumbai, Maharashtra
      Jul 8, 2011
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      Address: Mumbai City, Maharashtra

      my name is shivkumar.
      i had a credit card from HDFC ,my credit card no is [protected].

      i could not make payments for the above mentioned card due to financial problems.

      HDFC has authorised recovery agents who call my sister's office landline number and harrassing her for no fault of her. they call from these numbers :[protected], [protected],[protected]

      This is an illegal activity done by HDFC.
      they have my mobile number and address ,they should talk to me , they cannot harrass my family members.

      i want to lodge a police complaint please help
      shivkumar
      shivkumar.[protected]@gmail.com
      Aug 13, 2020
      Complaint marked as Resolved 
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        A
        aboobackerp
        from Vasai-Virar, Maharashtra
        Jul 8, 2011
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        Address: Malappuram, Kerala

        I have recharged my Dish Tv through my HDFC Bank Net banking system. I got a sms from bank, that is ''Rs 300 debited from your account for an online paymenttxn done using HDFC Bank Net Banking". But Iam not get any transaction ID from bank side, and the amount not credited to the Dish Tv account. Now I searched my bank account statement and I found my transaction details, that detailes are mentioned , below:-


        CCA11GCPR607, AVENUES INDIA LTD, REQUEST NO[protected].


        Kindly do the needful asap.



        Aboobacker P
        Mob:[protected],
        email: [protected]@yahoo.co.in
        Aug 13, 2020
        Complaint marked as Resolved 
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          M
          Mr HC Behera
          from Indore, Madhya Pradesh
          Jul 6, 2011
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          Resolved

          Address: Angul, Odisha

          I was issued Plantinum Plus Credit Card by HDFC Bank Chhenai Branch. One month back. But till date I have not yet received the PIN number, Request despatch the PIN number to following address at the earliest.

          Mr HC Behera
          At _ Bada Danda Sahi
          Po- Talcher Town
          Dist - Angul (Odisha)
          Pin - 759107
          Mob - [protected]
          E-Mail - [protected]@yahoo.co.in
          Aug 13, 2020
          Complaint marked as Resolved 

          CreditCard — non receipt of PIN number

          I have recd. the renewal credit card abt. a month back, but so far I have not recd. the PIN. In this regard, I have telephone six times to Hyderabad CCD. It was informed that the same was posted on 12th November. When I informed that I have not recd. it till date (1.12.'08), they were not in a position to help me and I am still getting the same reply that it was posted on 12th itself. I was also given a contact No.[protected], in which nobody answered even after four times though it was ringing. Now, though I have a credit card, I am not able to use the same and I am paying 'credit card fees' on this card. I would therefore request you to send it immediately. I hope at least this mail will evoke some response from your end.
          I was issued Plantinum Plus Credit Card by HDFC Bank Fulbhag, bhiwdi(rajasthan) Branch. 3-4 month back. But till date I have not yet received the PIN number, Request despatch the PIN number to following address at the earliest.

          Mr Mukesh kargwal
          S/o shri Ghanshayam dass
          A/o- ravi tailor's street, choukunti fatak, old gajner road, bikaner(raj.)
          Pin - 334001
          Mob - [protected]
          E-Mail - [protected]@gmail.com
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            N
            nileshkushwaha
            from Chennai, Tamil Nadu
            Jul 6, 2011
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            Address: Uttar Pradesh

            Respected Authority,
            My name is Nilesh Singh Kushwaha and I am residing in 8(A),SF, Parshvnath, Mohan Nagar ghaziabad. Sir HDFC bank issued me a credit card. There is outatanding of Rs 37000/-(Approx). Due to this Bank blocked all balance available in my salary account which also running in HDFC Bank without informing me. Right now I am not having a single penny to eat and survive.

            Credit Card No: [protected](HDFC Bank)

            Salary A/C no : [protected]

            Sir please do the needful.
            Aug 13, 2020
            Complaint marked as Resolved 
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              A
              Ashish Mahajan
              from Gurgaon, Haryana
              Jul 4, 2011
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              Address: Chandigarh, Chandigarh

              my mom and dad have a joint account with the

              bank and our customer id is 9289758. we had

              taken a loan against FD from the bank about

              3yrs ago for 1 lac which we were repaying

              without any default. we had applied for the

              top up on the same on 21st of june this year

              and all the documentation was completed as per

              the banks direction. we were promised that the

              loan would be disbursed within 3-5 days but

              the loan disbursement was not made till 30th

              june bcoz of the inefficiency of the bank

              officials.. due to this i asked the bank to

              cancel the loan and close the existing loan

              against the FD and pay me the balance of the

              FD, to which i was charged 4% prepayment

              charge. the harassment did not end here ..even

              after my numerous request none of the managers

              in the Industrial Area branch met me to

              resolve the issue. the repayment of the loan

              took another 2 days and the FD were not

              liquidated till today...I was in the urgent

              need of money and i was made to run from one

              part of the bank to another to liquidate my

              own money but still my efforts didnt bore any

              fruits.. I had to rely on private money

              lenders to get the funds.. I asked for the

              waiver of the prepayment charges but i was not

              given that aswell.. the ultimate shock came

              today when the bank debited my account for the

              EMI of the loan which i had already closed..

              HDFC has duped me of my funds..I had lodged a

              complaint in the Industrial area branch about

              this issue on 2nd july but nothing was done

              till date.. I had closed all my accounts

              except one with the bank and would never ever

              deal with this bank.. I want action to be

              taken against the bank and refund for the

              charges levied by the bank on the prepayment

              which is totally against consumer rights..I

              had to pay the price for the inefficiency of

              the bank.. i want a written apology from the

              bank and compensation for the harassment and

              the loss caused to me by the bank ...please

              help!!
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                H
                hariprasanth21
                from Dusi, Tamil Nadu
                Jul 4, 2011
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                Address: Chennai, Tamil Nadu

                I have HDFC bank platinum credit card with me.On 12th June 2011 I recieved few sms on my mobile stating that an amount of Rs.32,000+ Rs.1100 etc has been charged on my card in each transaction taking the total to more than 1 lakh while the card was in my possession.

                When I checked the statement, the same kind of transactions have happened in May 15th 2011 as well at somewhere in Australia. But I didnt receive any sms for this.

                I called up the customer care and enquired abt these transactions and was informed that the transactions were not done by me. I was advised to block the card and send 'Charge dispute form' with the particulars of the transactions that were not done by me.

                I did block the card at that moment itself and sent the charge dispute form on the next day by courier service. When I called the customer care after a week to enquire about the action has been taken on this, I was told that the mail was not received.When i enquired at courier service, I was informed that the mail was delivered correctly. Hence I prepared another set of Charge dispute form with the fraudulent transactions and this time I dropped them in application box available at nearest HDFC branch after enquired that the applications can be dropped there in the box with the bank employees at the branch.

                I called up the customer care again to check what is actually going on the complaint and again I informed that the forms were not reached them and also I will be known about this after 40 days.

                I dont know what to do now. As the fraudulent amount is quite big, I am feeling nervous and impatience.

                My complaints are:
                1.What's the status and progress?
                2.Who will pay for this fraud transaction?

                Please help me on this.
                Aug 13, 2020
                Complaint marked as Resolved 
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                  G
                  gangarama
                  from Ludhiana, Punjab
                  Jul 3, 2011
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                  Address: Gautam Buddha Nagar, Uttar Pradesh

                  Dear Sir,
                  I have submitted my papers of FC License no.4373439/00252752 for renewal in HDFC STANDARD Office,SECTOR -18,NOIDA on 14.05.2011 along with required documents along with DD Rs.250/-.After much persuasion,the HDFC STANDARD staff have told me that they have lost all my papers.Since then I am moving from table to table and office to office without any result.Lately they have asked me for a list of twenty prospective buyers of their policies which I have prepared, still they
                  are not responding to my phone calls even.
                  I have reported the matter to Chairman,IRDA,HYDERABAD
                  and Chairman,HDFC STANDARD,MUMBAI to help me in this matter as my license is likely to expire on 10.07.2011.
                  Thanks and Regards,
                  Sincerely,
                  R.A.KUMAR,
                  NOIDA-201301
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    A
                    Aaryyan
                    from Jalandhar, Punjab
                    Jul 2, 2011
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                    Resolved

                    Reissue of Blocked Credit Card with enhanced Limit

                    Address: Jalandhar, Punjab

                    As the request is been sent to HDFC Bank Credit Cards Division on 22nd June, 2011
                    And its been delivered on the next day still they are awaiting for the receipt.
                    I cant understand why they are pretending lyk this.
                    How much time it will take to enhance the limit of Credit card and reissue the same.



                    [protected][protected][protected][protected][protected]br...
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                    G
                    gunnndu
                    from Mumbai, Maharashtra
                    Jul 2, 2011
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                    Address: Maharashtra

                    FROM MANJU AJAY GOEL

                    MY TWO WHEELER LOAN ACCOUNT NO .IS 14807344

                    PLEASE CLEAR THE OVERDUE AMOUNT OF RS 1378/- AS I COULD PAY THE SAME DUE O UNAVOIDABLE CIRCUMSTANCES . I SHALL BE HIGHLY THANKFUL TO YOU .

                    CONTACT DETAIL .[protected]

                    THANKING YOU
                    YOURS TRULY
                    MANJU GOEL
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    okay
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                      S
                      shama_swe
                      from Mumbai, Maharashtra
                      Jul 2, 2011
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                      Address: Hyderabad, Andhra Pradesh

                      Dear Sir/Madam,

                      I am Shama Singh, employee in Cognizant Technology Solution, Hyderabad as Associate.
                      I am using HDFC Prepaid Food Card, issued by company. Once i lost my card, Bank reissued new one with basic varifcation. But Money didnt get transfered from my old to new card. I called and asked many times but still no progress.

                      I would like to know the procedure. As they didnt take any step, i can assume if i will not call and ask, they will never transfer that money. then where that money will go.


                      Kindly reply and do needful for the same.
                      Thank you.


                      Regards,
                      Shama Singh
                      [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        A
                        Anjaneyalu V S
                        from Mumbai, Maharashtra
                        Jul 2, 2011
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                        Address: Bangalore, Karnataka

                        Dear Sir,

                        I have asked the bank, whether can i partially pay my personal loan?

                        They have informed me, that as per RBI guidelines we can't accept partial payment against personal loan.
                        either you need to close completly by paying pre clouser charge or you need to pay instalments entire term of your loan.

                        My complaint is that, if i want pay my loan partially as and when i have money with me, so that, i can save interest cost as well as i will be lessen my burdon over a period of time.

                        This is not only my problem it is a problem of all personal loan barrower's. by the way banks are dealing want increase the defalters of personal loan and make more losses.

                        I hereby request to allow us to pay personal loans partially and help us to reduse burdon.

                        Thanks and Regards
                        Anjaneyalu VS
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        I agree with it. Banks should allow to close partial payment to reduce the burden of customers.
                        http://www.ingvysyabank.com/scripts/PLfees.aspx

                        ingvysyabank allows part payment so that means there is no RBI restriction
                        Yes Sir..I have the same complaint...I have a huge loan on me and I want to reduce my interest by making partial payments as and when available (apart from paying monthly installments)...but the bank denies...t
                        I agree with it. RBI have to change the terms and condition for partial payment. If person have taken a loan when he was working or may have some back amount, when he doen't have work and need to pay the EMI, then he may be frastrated and may make some mistake. So Banks should allow to close partial payment to reduce the burden of customers.
                        True...It's high time RBI intervenes and asks all the banks to accept partial payment of personal loans without any additional charges...Hope, people sitting in RBI understand the pain of the common man (consumers)
                        Yes Sir..I have the same complaint...I have a huge loan on me and I want to reduce my interest by making partial payments as and when available (apart from paying monthly installments)...but the bank denies...t

                        Divanshu jay
                        I agree with it. Banks should allow to close partial payment to reduce the burden of customers.
                        If you had any doubt regarding part payment of personal loan taken from any bank, you can ask RBI is there any restrictions imposed not to allow part payment under RTI Act. Pl
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                          A
                          a_nayyar
                          Jun 30, 2011
                          Resolved
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                          Resolved

                          Address: Chandigarh, Chandigarh

                          Hi My name is Amit Nayyar from Chandigarh, mobile num [protected], email [protected]@dell.com
                          I have HDFC credit card for last one year now and i have some payment due against that card, i am paying some amount every month, this month a recovery agent named Deepali from HDFC recovery office somewhere in phase 3b2 Mohali called from the num [protected] and [protected] and asked to pay the bills and when i told her that i need some time to make the payment she said that she didn't call to get the date of payment rather she is sending an executive to collect the payment when i told her that i cannot pay the money immediately she started using offensive language, to be exact she said " Agar haisiyat nai thi pay karne ki to kharch kyu kiye paise, ab to payment karwani hi padegi aur mai apna executive bhej rahi hu, chahe kisi se paise mang ke karwao ya kuch bhi karke, mera executive paise lekar hi jayega" i disconnected the phone saying that i cannot make the payment on immediate basis and she kept on calling me, then after 2 to 4 days she again called and said that " sharm nai ati tumhe bank ka paisa kha gaye ho aur ab chuka nai rahe, aukat ka pata chal gya tumhari i again disconnected saying that i will not make payment to her benefit, she again kept on calling i didn't pick the phone . Then she sent her executive to my house without taking any consent from me, although he was a gentleman when i told her about the same he made me talk to Depali's team leader as per that girl told me, and she tried to pacify me, i promised her that i will try to make the payment on 30th, unfortunately i was not at home on 30th, as i was in hospital to see one of my friends, so couldn't pick the phone there, she sent an executive and they told to my mother that if i am not home you have to pay the bills, my mother refused to pay without talking to me . Then she again sent the executive for second time after half an hour, i was still not at home my mother told him the same . In the evening she again sent the executive named Manoj and he made my mother speak to Deepali, she said to my mother " kahan chhupa ke rakha hai apne bete ko, paise kyu nai dete, apko bhi sharm nai ati kya, she insulted my mother alot, then my mother spoke to Shweta her team leader and she apologized to my mother for her behavior, but never stopped calling me, then they started calling my mother as well when she has nothing to do with my payment. She was doing this just for meeting her targets for the month so she used all possible offensive methods to get money out of my pocket.
                          I want to complaint against Deepali for insulting my mother and me for the payment when i am not a regular defaulter . I expected a goood customer service from a bank like HDFC please help me and tell me what my rights are being a customer, Do i deserve this kind of behavior?
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          I do Agree, This same happened with me also. She used same language with me. She is nonsense

                          Richa
                          Yes, we should file case against that type of people.She is really a greedy of target achievement HDFC Bank Should Ban her.write daily to customercare about it at the address [protected]@hdfcbank.com with same matter you pasted here.
                          grievance.[protected]@hdfcbank.com
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                            C
                            companionz
                            from Mumbai, Maharashtra
                            Jun 29, 2011
                            Resolved
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                            Resolved

                            Address: Ranchi, Jharkhand

                            Hi,

                            This is regarding faulty practice being adhered by the HDFC Credit Card recovery people. I've been using HDFC Card no. [protected] for several years but stopped using it further due to the incorrect transaction charges and interest being added to my account. Even calling customer care didn't helped resolve my issue. Finally i gave up using this card but of lately, i started getting calls from their recovery department, threatning me about paying the outstanding. When i ask to provide me the statement they deny the same and just ask to pay 29000/- as my settlement amount. I've paid 3000/- once as they asked me that its quarter end and this is the minimum amount i need to pay and then another 1500/-.
                            Appears to me as if they have just made it a practice to snatch money from me without closing my account and not providing me statement of what really is outstanding on me.

                            Can somebody take care of this and help me ?

                            Regards,
                            Gaurav Khandelwal
                            [protected]
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              N
                              notocrime
                              from Delhi, Delhi
                              Jun 28, 2011
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                              Address: West Delhi, Delhi

                              we the employees of the adfc pvt. ltd. want to say that the company is humalating the employees as at the time of the joining not mentioning the timings of the working hours or nor in the appointment leter aslo.
                              as the company takes work from the employes for more than 9 hours and no tea break in between and only half hour lunch timings and not giving any kind of over time to the employees as they daily work for more then 9 hours as in the letter the sifts are of 8 hours .

                              so plz take some kind action aginst the company as if some one complaints aginst the same they fires the emplyees imdiately.
                              address of the company- ansal qlacique tower 7th floor hdfc bank phone banking delhi rajori garden new delhi.
                              thank you
                              .
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                chandanksinha
                                from Indore, Madhya Pradesh
                                Jun 28, 2011
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                                Address: Mumbai City, Maharashtra

                                I am 10 yr old customer to HDFC Bank. They have updated my wrong credentials to CIBIL. I have written a letter to thier Grievence Email ID - Grievance.[protected]@hdfcbank.com with complete case study.

                                I got a reply from them that an executive will reply in 2 days which never happened.

                                What to do my CIBIL score is too low due to all this.

                                Kindly provide me solution.

                                regards
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                I am yet to see any response from bank.
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                                  A
                                  amitnanda67
                                  from Gurgaon, Haryana
                                  Jun 28, 2011
                                  Resolved
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                                  Resolved

                                  Address: Gurgaon, Haryana

                                  I have booked some railway tickets from my credit card. Every bank giving discounts on Railway or Flight booking But THIS HDFC bank deducting extra charges. Rediculas......In future I'll never use HDFC bank credit card and never suggest to any one to use it.

                                  Ticket 1 : Madgaon to Nizzamudin - Ticket Total Amount is 10480 but When I was checked my Credit card statement It shows 10668. WHY ??? - 188 Rs Extra

                                  Ticket 2 : Mumbai to Madgaon - Ticket total amount is 4432 but When I checked my credit card statement It shows 4511. WHY ??? - 79 Rs. Extra

                                  Ticket 3 : Mumbai to Madgaon - Ticket total amount is 3268 but When I checked my credit card statement It shows 3326. WHY ??? - 58 Rs. extra

                                  Ticket 4 : Mumbai to Delhi - Ticket total amount is 3010 but When I checked my credit card statement It shows more then 3010. WHY ??? -

                                  I want my money return back to my account. Please do the needfull. This is not the way to add more charges without intimation. If we are using Bank credit card then don't take otherwise. ok....


                                  Regards,
                                  Amit Nanda
                                  [protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Yes, HDFC should return all the un-neccessary charges back to our account.

                                  Dear Consumer Court,

                                  Please take an action on it.
                                  Why this is not showing at the time of payment. We don't have that much time to read your booklets. We are using credit card to save time. We are not expecting any discount from you guys, Because I never get any discount from HDFC...Its waste bank...I want to close my credit card ...I'll use other card...and never suggest to any one to get this HDFC credit card...Because they are cheater and deducting unnecessary charges from peoples.

                                  Hey HDFC Bank manager, Could you please return back these charges. From next time you can deduct.

                                  Regards,
                                  Amit Nanda
                                  The below point is mention under the erail faq list. http://erail.in/Rail/FAQ/I-ticket.html

                                  What is the mode of Payment?

                                  Payment Options

                                  Payment by credit cards:

                                  1. Gateway No. 1 (Operated by ICICI Bank) : Payments through any Master / Visa credit cards (Not International credit cards) issued by any bank / HDFC, ICICI, AXIS, SBI, KVB (Karur Vysya Bank) Visa debit cards (only)
                                  Transaction charges of 1.8%on the total transaction value will be levied by the card issuing bank.
                                  HDFC Bank is cheating people with a fine print practice. I completely agree with you. Also not sure if any one of you ever tried to call their customer service to dispute charges, now they have stupid forms for everything and need to have them sent to their Chennai office. I had to go through three levels of customer service staff to assure me of their manager calling me to resolve this. Already 2 weeks and no call yet.My biggest worry is if they cannot honor customer's dispute on charges and liaison with merchants to protect our interests, what would happen of the card was misused if we lose it?

                                  I think they work with merchants to loot the customers.It is purely a local bank putting up a look alike of an international bank. HDFC fix your screwed up customer service and get rid of these bunch of carrots. Damn with your practice of forms for everything, empower customer service to resolve issues on fly, we are in a digital world...
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                                    cityashish
                                    from Mumbai, Maharashtra
                                    Jun 27, 2011
                                    Resolved
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                                    Resolved

                                    Address: Bathinda, Punjab

                                    Respected Sir/Mam,

                                    This is to inform you that i have just opened an Demat account with HDFC Securities. My client id is 32982935, and my trading account no is 1414590. first of all they used to call me many times they call me 10-15 times in a day for the recommendation service, every time i said that i don't required this service after that without my permission they have activated this service which is chargeable for me and i don't required this service. so you are kindly requested to please do something. I'll be very great full to you for this.

                                    Thanks & Regards
                                    Ashish Aggarwal
                                    Mob:[protected]
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
                                    i am anil takhtani from alwar rajasthan, i opend a salary account in hdfc bank. they opened my d mat account without permission, and charge 450 rs. i dont know about that. what is this?
                                    anil takhtani
                                    [protected]
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                                      Sakharkar
                                      from Pune, Maharashtra
                                      Jun 27, 2011
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                                      Address: Pune, Maharashtra

                                      My better half, took HDFC policy in 2008
                                      For that agent came to office and giving the info about the product, as per his info, the premium has paid from my credit card 20000 yearly, for this transaction there are not other charges applicable except processing fee @ 200,as per this info HDC executive statement I bind the policy.
                                      in 2008 i am not facing any issue regarding the payment, but in end of 2009 HDFC charged me finical change around 600 every month without any information.
                                      i had tried to reach HDFC CC and visited so many branches for resolving the issue, they are not processing 20000 amount in EMI in complete year 2010 and charged me finical change against the amount 20000.
                                      Number of time I had asked to HDFC CC why you are charging this amount to me, but they are not ready to except their fault as they are not convert total amount in EMI at year 2010.
                                      Now at till date HDFC charged around 5000/- extra amount as financial charge.
                                      Please let me know what I should do for same.
                                      Thanks
                                      Sneha Nandurkar
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