HDFC Bank Complaints & Reviews

I feel sad that you had a bad experience with Ms. <b>Neetu Chadha</br>. I too underwent such incidence some 4 years back when I applied for a loan from HDFC bank. At that time <b>Neetu Chadha</br> was used to be the floor manager and during my liaising with her I observed that she is overtly rude and disrespectful. She lost some of my property documents and when I confronted she simply denied and lied. Also, I told her that my rate of interest should be fixed but she <b>I really had very bad time dealing which such that arrogant, high headed and nasty woman</br>. A bank of such repute is of no good if they put such irresponsible managers to manage the issues.

At last but not least keeping <b>Ms Neetu Chadha</br> in place too long could lead to an epidemic of customer abuse and dissatisfaction which might make you wish you had acted otherwise when you had the chance.

<b>She is a nasty woman. Me too had a very bad experience with her</b>

I had a Two Wheeler Loan from HDFC Bank, I got message from HDFC Bank Ltd., to collect NOC for Two wheeler vehicle loan at nearest HDFC Branch.
I contact in person, but there is no response.
While i was taking loan the banking persons followed me and given loan to me. I obeyed the bank rules and paid successfully all payment promptly whereas after complition of my dues, your bank is neglecting me and not giving any proper answer to me. instead they directed me to contact Bangalore or Salem HDFC Office in person. It is too expensive to travel far. So, kindly iam requesting you to take action against my vehicle loan and release my hypothication on vehicle loan.
My vehicle loan details as below
Abdul Muneer.A,
Loan A/C No.12793377
Address : 9/3, 1st Cross, Rajaji Nagar,
Rayakotta Road, Hosur - 635109 TN
Mobile - [protected]

Dear sir

This is Swathi reporting regarding the Credit card issue.Sir My husband was holding a credit card and he was prompt in paying the bills expect from last 03 months due to his transfer and some finacial distribunances he could not reach the target and he din't pay the dues.And Your executive from HYderabad, Begumpet Branch One Lady Sammera was spoken to me in rude and vulger languge was used by her if payment is not made there are several ways to recover in a soft way but the way she spoken was highly inconsiderable.I[censored] keep such kind of ladys for thsi job not only your bank get bad reputation but that will also effect you people u r in higher position if this is not sloved in a specified period and if you don't take any action on her I will go to consumer court and file a case against your bank.Plz look into the matter .

Rgs.
SWATHI

Credit Card — Illegal charges

Credit CardNo:[protected]

THe mentioed charges in statment are unlegal acually last i have used credit card for only 300/- rs payment and that payment i had made.although your last statment showa unlegaal unpaid payment.

please do needfulll

HDFC Standard Life Insurance Co. Ltd. — PF Withdrawl , PF No. 17169

Dear Sir,

i have applied for PF withdrawal in Nov 08 (PF No. PF/17169) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

Sir,
My P.F No. is PF/17169 and
i have applied for PFwithdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
I had lodged the complaint to you earlier also but so far no reply has come from your side.

kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

HDFC standard life insurance — PF Withdrawal

Dear Sir,

Reg: PF Withdrawal of PF No. PF/17169

I had earlier logded a complaint in your esteemed Consumer Forum but so far no reply from your side or from Company's side has been received by me.
i have applied for PF withdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
Is there any other way I can get my PF Withdrawal because i am in urgent need of money.
kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

HDFC standard life insurance — PF Withdrawal, PF No.17169

Dear Sir,

This is my third reminder, I had earlier also lodged my complaint in your esteemed organisation.

I have applied for PF withdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.

kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

Sir,
My P.F No. is PF/28167 and
i have applied for PFwithdrawl in oct 09 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
I had lodged the complaint to you earlier also but so far no reply has come from your side.

kindly look into the matter urgently and oblige

Regards

Mayank Dwivedi

PF NO--PF/28167
PHONE NO [protected]

Dear Sir,

I had worked with HDFC SLIC as Branch Manager at Dalhousie since April'07 to May'08 and my PF Account No was PF/14002 where I had contributed Rs 2000 every month, if the organisation had also put in the similar amount then it should be doubled the amount.

But, I am not getting any response from the organisation as I wanted to withdraw the PF amount lying with the trustee. Please someone suggest me as to how should I approach to the organisation in order to get back my PF amount.

Warm Regards,

Prasenjit Sanyal
Kolkata
M +91 [protected]

i have applied for PF withdrawal in Aug-09(PF No. PF/16338) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Narinder Pal

PF NO--PF/16338
[protected]

i have applied for PF withdrawal (PF No. PF/16338) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Nazeer ahmad

PF NO--PF/16338
[protected]

True

Date: 12/05/2010
Proddatur.

PF Withdrawal, PF No.16338

Dear Sir,

This is my Fourth reminder, I had earlier also lodged my complaint in your esteemed organisation.

I have applied for PF withdrawl in June 09 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.

kindly look into the matter urgently and oblige

I given HDFC Bank a/c. No. but, this account is closed, please inform me while you sending my PF amount so as I can give you another bank A/c. Number for credit of my PF Amount.

Your co.operation in this regard is appreciated please.

Waiting for reply from your side soon

Assuring best service.

Regards


POOLA NAZEER AHMAD
PF No.PF/16338

Cell No. +91 - [protected]

pol no. 12136758
user id: 53993262
Unable to find online statement.
Kindly help.
Manisha Sanjiv Wankhede

dhg

HDFC STANDARD LIFE — P F AMOUNT

PROVIDENT FUND QURIES -NAME -AYUSH AGARWAL ,EMPLYEE ID -10998 ,JOINING DATE -11/01/2007 ,RESIGNING DATE -31/08/2007 ,BRANCH -HAZRATGANJ LUCKNOW

Dear sir,
I haraprasana singh Ex-employe (emp code:- 20608) of hdfclife insurance company has left the company in the month of december 2010 and submitted all the necessary document to concern department of Hdfclife on febuaray 2011 to settel my provident fund but they are not setteling my PF amount and always giving some fake reason now even they are not responding .

So I request you to do the needful

kindly do the needful

i was working with hdfc standard life in 2007 i had resigned after 8 months but till now i had not received my pf
i have applied for my pf in many times

my pf no. is 15328
and my mobile no is [protected]

POLICY BOND NOT PROVIDED

agent of hdfc taken premium 30000 in DEC 13 for hdfc life not providwd any document DR MUSHEER AHMAD KHAN 537/ch/A12 Sherwani Nagar Sitapur Road Lucknow

Dear Musheer, please provide your policy number so that we can serve you better. You can also write to us directly at [protected]@hdfclife.com. Thanks - Ameiya

HDFC they are looters

HDFC is a looter bank

I also receive calls from this no. asking me to pay up arrears in HDFC loan. The fact is I have not taken any loan from HDFC nor I have their credit card. I called back the no to ascertain their identity - but there is no response. Out of curiosity I Googled the no & to my surprised there are so many complaints about this particular no. I wonder whether these complaints are reaching HDFC Bank & are they taking any action on these culprits.
Can this forum forward this to HDFC Bank and RBI / TRAI to look in to such mall practices ?

N.Seshadri

HELLO SIR

Iam Nagesh Savings Account No.: [protected], LAKDIKAPUL ANOTHER

BANK ATM USING BUT MORE CHARGES PLZ GIVEME CONFIRMATION

sorry

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

Two Wheeler Loan — check bouncing

iI have taken the loan for two wheeler against which i had submitted the cheque for loan agreement no. LTHAN[protected] but my cheque was bounced though with enogh balance. kindly sent me the statement of my account.I will be highly obliged.

Hdfc Bank/Two Wheeler Loan — miss charging loan premium

Dear Sir

Myself Jaswant Singh Nagar S/o. Shri. Ramjas Nagar, H. No. 188 Vill. Shahbad, P.O. Tigaon main road, Dist. Faridabad, Haryana 121004

I have received a registered a mail from Hdfc Bank on dates 18.12.2008 which showes that i have miss my premium amout but it is done by yourself. You said that my premium amount is not pay on time. whos time is 5-6th of the month. but we are paying our premium amount by ECS through bank and we have given you five checks of our account (My father's). then saw the bank statement as in our bank pass book which showes that you take payment on 13th of march 2008. and then on 19th of march 2008. But it is not right we have Rs. 2039.78 amount till 11.03.2008 in our account.

PLease tell me what is our fault when you didnot collect the premium amount on due date. And Our Bank charge two time Rs. 80/- from us why we pay that charge amount. And You also charges month by month increasing the amount . till this month charges are come to Rs. 2307/-

we can pay only our premium amount which is 1489/-

Please do the needful

thanks & Regards
Jaswant Singh Nagar
E-mail - [protected]@gmail.com

sir,
i saber ali one o[censored]r custome of two wheeler and my account no is 10849685 and is pay the emi is regurlery and my cheque is not bounce and my bike is sciesd bike no is AP 09 BG 3864 and they have sciezed that without noticed before sciesed my bike i ask with ur bank about they not give me statement note and after few days they sudden sciezed my bike and now they charges too much plz send me suggestion and i have do final settle ment and plz do it my favoure thank

thank you
ur faith fully

saber ali

Respected Sir, i mr laxmi narayan pati bearing HDFC 2 Wheeler Loan No[protected], in month of dec-10 6th day cheque was looging, unfortunately chequa bounced idbi bank deduct Rs 221/, . your colection agent named Bhabani pr das id no-162257, took Rs 1350/ against receipt no[protected], but he told me you should paid Rs 450/ as fine, why ? please clarify mt doubt. yours faithfully laxmi narayan pati mob no -[protected]

Respectet Sir, iam v.sri vishnu siva dutta HDFC2 Wheelar loan no19324123.I gave date 5th of every month for monthly installment.I already produced 6nos of SBI PDC cheques for monthly clearence.And every month iam maintaning sufficient amount in my SBI account.But cheque not clearing every month.I did ECS procedure also.Thereafter WHY? my loan installment not clearing every monthin promt time.Lots of times i called to HDFC coustmer care but there are not giving reasonable answer.Now what can i do.Please give sugessition.My mob no-[protected] & [protected].

Respected Sir, i am Mr. Tonglen Saum bearing HDFC 2 wheeler Loan No. 18126513. EMI 1718. this month unfortunately when i was going shopping i use my card more and the amount was less and don't get time to go and put the amount immediately, so the cheque was bounced and they called me and said we will come and collect from you i said yes but still they din't come, may be monday they will call me and come but from my Acc. emi 1718 is deducted on 16/03/12. ECSDebit HDFC bank LIMTED[protected], so do i still need to pay the bounced charge money since the amount is deducted already in my Account, and the same time they ask me to pay Rs. 450/- as fine, is not the fine if necessary only 221/- why is it. Rs. 450/- please clarify for me this before they come. this is my Phone No. [protected]. my e mail. [protected]@gmail.com

Dear Friends,

Just go to:

CONSUMER DISPUTES REDRESSAL COMMISSIONS
in your respective states and lodge a complaint against HDFC / ICICI and any such bank doing so.
You may even file a police complaint againts bank for cheating. Just consult a lawyer - it will be resolved.
Law is definitely a painful process but Believe me it is always fruitful and in favor of customer.

Yes, the HDFC is fraud, they tell that they will monitor the construction phases and they dont do. The builder and the HDFC officials and making the syndicate and cheeting the customers and making the money.
Bellow is my experience:
I have taken a home loan in HDFC Bank, Vellachery Branch. The Builder (Balaji Constructions not registered ) and loan facilitator have the tie-up. The loan facilitator explain that they will scrutinized the documents and they have own employees of HDFC bank to monitor the site and they will look into the construction phases. The Builder constructing the apartment as his own fashion, extended the building front, back, left and right side and raising the construction area and taking the money. The builder constructed other apartment and occupied our land. As AKDR Golf court management warned him so he gave 2 feet to there compound wall. Previously he started construction on the compound wall. Without pillars one side he is constructed. I have informed to the bank people, but there is no use, they have not taken any action against this issue. without pillar on the top constructed the water tank.
The builder made the agreement, in that there is no liability on him, every thing all liabilities with the customers he made it. This information is we asked him to change, the bank facilitator Mr Sahul given the guarantee, he will make another agreement and this time please make sign on this to disabuse the amount first time. If I complaint they have not taken any action against him or builder. The technical manager of HDFC is not at all visiting the site and monitoring. Please don’t go for house loan like this HDFC bank, better go for the government banks like SBI. There are no standards at all. The builder, the Technical Manager and loan facilitator altogether cheating the customers and making the money.
I request you people don’t go for such project with small builders and especially HDFC home loans.

Hope this will help you.
Please visit the link below
http://www.rbi.org.in/scripts/FAQView.aspx?Id=77

Or

What do you do if you have a grievance?

If you have a complaint against only scheduled bank on any of the above grounds, you can lodge a complaint with the bank concerned in writing in a specific complaint register provided at the branches as per the recommendation of the Goiporia Committee or on a sheet of paper. Ask for a receipt of your complaint. The details of the official receiving your complaint may be specifically sought. If the bank fails to respond within 30 days, you can lodge a complaint with the Banking Ombudsman. (Please note that complaints pending in any other judicial forum will not be entertained by the Banking Ombudsman). No fee is levied by the office of the Banking Ombudsman for resolving the customer’s complaint. A unique complaint identification number will be given to you for tracking purpose. (A list of the Banking Ombudsmen along with their contact details is provided on the RBI website).

Complaints are to be addressed to the Banking Ombudsman within whose jurisdiction the branch or office of the bank complained against is located. Complaints can be lodged simply by writing on a plain paper or online at www.bankingombudsman.rbi.org.in or by sending an email to the Banking Ombudsman. Complaint forms are available at all bank branches also.

Complaint can also be lodged by your authorised representative (other than a lawyer) or by a consumer association / forum acting on your behalf.

If you are not happy with the decision of the Banking Ombudsman, you can appeal to the Appellate Authority in the Reserve Bank of India.

-Arvind

Feedback for HDFC band and their managing director Aditya Puri.


My name is Lokesh . I live in Delhi and I had lost my Debit card in 02nd June 2015. But my billing address is in Bhopal and my mum wasnt at home I had made a late order for new debit card n pin in 18th June . They issued me a card on wrong account m my mum did received a card which wasnt working . I pushed my mum to activate card via atm thru one time password. The pin was changed. But she wasnt able to withdraw funds . Coz itwasq wrong card. I called hdfc fone banking on [protected] n spoken to number of people and i tried to explain them my situation. I belong to a middle class family. They said Ki galti Ho gai to ho gai. They gave me d option to visit a branch . I told them that I work 6 days n I cant go to d bank and if I will take a leave HDFC will have to compensate me for daily wage that get from my company. They instead of helping me out they said Ki Jo karna hai kar lo . Aab kuch nai Ho payega. I told them that I have joined a new job I cant take a leave. If I have to I will be marked absent at work and I would loose 1 day salary. My call was transferred to shashak in Mumbai who is d floor manager of card blocking department . I told him that I have changed room m so I am expected to pay my rent at d earliest. He said Ki apko branch Jana hoga .koi aur option hai hai. After a long conversation on phone where in I called up hdfc bank it took 4 hours to sort it out.

I want toadvose Mr Puri to leave his job. He is d most pathetic business ma and erogant .this company is fraud. I am going to file a complaint to rbi and I challenge mr Puri to consumer court.
Mr Puri plz understand that hdfc has been rated as number one bank by customers .u shd treat ur customer with respect. Why for banks mistake a customer has to suffer all d time. Why would I skip my work to go to branch when its nt my fault.

This is the most fraud bank I have done business with . They are sitting in ac office just to fool customers and making tons of money. I would mark this feedback on all bank website so that people must know that hdfc is chor bank. And so is mr Aditya Puri. U people are . I will spread words on daily basis on facebook and om ther forums to revel their secrets .

Mr Puri should leave his job. He is insane and so his staff and his bank


Fraud bank HDFC.

My number is [protected]

Hi,

Some body call from these no[protected], 66219091,[protected] [HDFC]
and using abuse language.

I d’t know why asking me about Mr. Anurag Diwedi.

No relation with Mr. Anurag Diwedi to me.

They are calling me every day approx 50 times from 3 days.

I am very upset.

Please precede me for what I will do

I M an Financial Consultant Of HDFC Life Insurance, I do this work Part Time And I Am Persuing my Studies. I join It so that I got some Finanacial Help Through My Work but They Had Mentally Torcher me for my Commission, He says me every time that its preceding and now he dont recieve my phone & i hadn't recive my commision from Half Year.The Policy Which I Have done is Of Mrs. Minaxiben B Gajjar& Policy no. is 12437546

hr. . .are you joking. .. hr is puppet. ..

main aap sabko ye btaana chahta hu ki hdfc bank apne employees ko holiday wale din bhi bulaata hai just because of sales pressure. late sitting yaha hmesha hoti hai, , kal bhi kuch branches aa rehi hain jabki kal chhutti hai 05/dec/2014 guru nanak dev ke janamdin ki. main aapko ye request karta hu ki aap hdfc and other pvt sectror banks ka sting operation kare for example ludiana and jalandhar branches ka. and pls take strict action le.

Dear Sir,
I Imran khan H.NO 895 Badi omti Jabalpur (M.P.) Emp Code CI00775 stat that i had worked in HDFC BANK from 21st july 08 to 31st feb of 2009. I want to know that what can i withdraw my Provident Fund Account..& i dont know what is my PF A/c No. Above i have mentiones my Emp Code(CI00775),
So i kindly request to u please help me Sir.

Date 08/12/09
Details :-
NAME - IMRAN KHAN
MOB.- [protected]
EMP CODE CI00775
HDFC BANK LIMITED
MODEL ROAD SHASTRI BRIDGE,
JABALPUR (M.P.)

Dear Sir,

I Imran khan H.NO 895 Badi omti Jabalpur (M.P.) Emp Code CI00775. I worked in HDFC BANK LTD as POST CSE LAST ( 8 ) MONTH from DATE OF JOINING 21/07/ 08 to 14/02/09. TRUST ME SIR THIS IS MY ACHUAL DATES OF JOINING & RESINE SIR I want to know that what can i withdraw my Provident Fund .& i dont know what is my PF A/c No. Above i have mentiones my Emp Code(CI00775), $ DATES OF JOINING $ RESINING
So i kindly LOTS request to u please help me Sir. PLEASE SEND MY PF AMOUNT IN MY ACCOUNT NO: [protected]
Date 01/3/2010
Details :-
NAME - IMRAN KHAN
MOB.- [protected]
EMP CODE .CI00775
MY JOINING DATE IS 21 JULY 2008
MY RESINGNING DATE IS 14/02/09
MY ACCOUNT NO. [protected]
HDFC BANK LIMITED
MODEL ROAD SHASTRI BRIDGE,
JABALPUR (M.P.)

Dear Sir,

I Imran khan H.NO 895 Badi omti Jabalpur (M.P.) Emp Code CI00775. I worked in HDFC BANK LTD as POST CSE LAST ( 8 ) MONTH from DATE OF JOINING 21/07/ 08 to 14/02/09. TRUST ME SIR THIS IS MY ACHUAL DATES OF JOINING & RESINE SIR I want to know that what can i withdraw my Provident Fund .& i dont know what is my PF A/c No. Above i have mentiones my Emp Code(CI00775), $ DATES OF JOINING $ RESINING
So i kindly LOTS request to u please help me Sir. PLEASE SEND MY PF AMOUNT IN MY ACCOUNT NO: [protected]
Date 01/3/2010
Details :-
NAME - IMRAN KHAN
MOB.- [protected]
EMP CODE .CI00775
MY JOINING DATE IS 21 JULY 2008
MY RESINGNING DATE IS 14/02/09
MY ACCOUNT NO. [protected]
HDFC BANK LIMITED
MODEL ROAD SHASTRI BRIDGE,
JABALPUR (M.P.)