HDFC Bank Complaints & Reviews

I had deposited one chq received from IT depratment bearing No.862550, dtd.16.07.09 of Rs.6660.00 at your Patna Boring Road Branch on 30.07.09.

It was returned by the clearing house twice by ststing " Wrong delivery" / "Not drawn on us'

We had prolong discussion with the officers at the bank premises and they had given the excuse of wrong instrument.

After long proceeding and consequent & several folowup with IT dept we had redeposited the same chq. to your Exhibition Road Branch, Patna on 5.09.09.

The same chq. was credited on the same day & the amount credited to my A/c.

We request a serious intervention from the concerend authority to stop such practices in branches like this where the officers are not experienced enough to deal such cases.

With regards

Soumen Ghosh
[protected] (m)
Patna, Bihar

I had worked with hbl global pvt ltd for more than 1year.from March 2008 to Feb 2009 but I got offer letter in May 31, 2008.& I have'nt got my incentives for the month of jan and feb 2009. but I got a letter from company of due balance which is no meaning to overdue although I have worked extra time in the company but there was a bad managing from Mukesh Goyal ( R M ) .. therefore many executives & Team Leader left there in the team mentioned. and now i am asking for my p.f account no.& incentives
but they are not responding me.and
my code was ------S28670.
kindly consider it.
thanks
Sunil Prasad Rajak
91 [protected]

This is an event of today morning (10.45 Am). I visited HDFC Bank – Derabassi (Punjab) for deposit Rs. 15000 in my saving account. My account is registered with HDFC Bank Sector-8 ,Panchkula. The Teller Refused to Deposit the money and reasoned that it’s not my home branch. I request to deposit the same because I am working in Derabassi. He again refused and introduced me to Personal Banker. She explained that my account is only related to my loan tractions hence we can’t deposit your money. This answer was not acceptable to me. I have discussed more, she refused. I request to give me the Cell no. of Branch Manager because he was not available in Bank, this request again refused.

Earlier I was submitted my deposits many times other than my Home Branch, I have not faced any problem. Particularly this happened twice with your Derabassi branch.
I want to know reason behind this. Please note that my account is not a loan purpose account. Is there some new regulation released by HDFC in regard this? If yes then why not regulations circulated to users.

SUB: RESIGNATION

Dear Sir,
I am Abhishek Khamar and my employee id is ca21127 writing this letter to inform you that I am resigning from the job.
I am working in Ankur Panchal’s team in CASA department. The reason for leaving the job is our manager Mr. AJAY TIWARI is harassing me and using abusive language specific to me and also not providing me appointment letter. Also not permitting me to enter in office. He is forcing me to leave the job and yet not provided me my salary for working days I worked for.
So, please kindly accept my resignation and please kindly provide me my salary my account. I appreciate prompt and positive response from yourside.
Yours’ sincerely,
ABHISHEK KHAMAR

Dear Sir

This is to complain you that i have got a credit card from HDFC bank no [protected]. I was making regular payment but in the month of July i could not deposit because i was out of station & not in position to deposit the amt.after that in the month of August 09 i made a payment of Rs.2620/- on 12/8/09 & again Rs 4300/- & again Rs 130/- in the month of August. My due date of payment is 26th of the month.I got threatning calls from bank abusing like anything on my friends mobile no. [protected] insulting me in August 09.After that i personally visited bank & lodged a complain to Bank;s collection manager Mr Ashish,he assured me not to give any call in fututr regarding this but after few days 4 persons visited my previous residence inquiring me from my then neighbours, they reported me on the same day.
I again called to Mr Ashish for the same but he denied to send anyone,after 2/3 days again 2 persons visited that premise & threatened, I again raised this issue with bank but they again denied.

Today on 10/9/09 evening two persons again visited my previous residence & threatened to my then neighbours regarding me as they reported to me over phone.

Now please take the issue at your earliest & do the needful & oblige.

Regards

Vinay Singh

cc no [protected]

hi sir,
I am Harish Kumar Sharma. I had taken a Credit Card from hdfc bank 1 years ago. when i get the credit card, after 15 day's i recieved call from hdfc bank for mediclaim. they told me you get the free madiclaim policy with this credit card. but when i get the statment for this credit card for that month, they withdraw Rs. 3500/- from my credit card account. then i call to the bank and said them to cancel my credit card & mediclaim policy. but they don't excepted this, & they told me you clear this amount of rs. 3500/- then they will close this things. but i had never paid this thats why my outstanding ammount was increased to 12000/-
then after some months a person with name Mr. sanjeev Vohra call to my father & told them that he is a advocate & he has a case of mine & if i will not paid the minimum amount of 6000 he will process the case in court. then I talk to him & told that I still not recived mediclaim policy paper & about the bank. but he was not ready to listen anything. then I decided to settlement of this issue & i have done the settlement of rs.6000/- with HDFC bank but they had already sent my name to CIBIL record as a defaulter of credit card.
& also i had clear all outstanding dues & also bank lose. I had gave total rs.6000/- for this issue to HDFC bank. but they do not get agree to remove my name from CIBIL record. they said, we will give you the NDL (No Dues Letter) to me. but that is not applicable for Loan. they need the CIBIL record.
now you tell me what i will do at this stage, & I still not recived mediclaim policy papers. now i want that they remove my name from CIBIL record & return my policy money .

please help me i am in serios trouble

Dear Sir, my self juned baliwala and i have worked as a NR-COEX, in HDFC BANK LTD,Navrangpura Ahmedabad since 8th may 2008 till 8th may 2009, my empoyee code is 60849, i have resigned on 8th may 2009 but till the date i have not recieved my F&F and salary of 1st april to 8th may, after 4 months of my resignation from the services.

I request u to kindly do the needful and let me grant my F&F and Salary as soon as possible.

Thanks and regards
Juned Balaiwala
3384/sawai ji street, nadiawad
gollimda, jamalpurm ahmdabad-380001
cell no- [protected]

Sir, I am Ashok Kumar. I had taken two wheeler loan from Rohtak, Haryana branch. My loan account no. is 2444564. I had made full and final payment on 27.08.2008 at Rohtak branch vide recepit no. 11356083. I go to Rohtak baranch 50 times, they did not given any answer for NOC and said you have to go Panipat branch for NOC. When I approach to Panipat branch, they said that you have to go Karnal branch for NOC. One year is passed. Where is my original NOC, no branch know. I had made complaint to three times to customer service of HDFC bank. I am not receiving any response from that also. What should I do for collection of my NOC. Where I have to go ie which branch. Please suggest me for appropriate action. HDFC bank is harrassing me.

Ashok Kumar ( [protected])

Dear Sir,

My Loan account no is 13093480, I had bought a Honda Civic in April 2008 which was financed by HDFC Bank.The EMI was debited through ECS.Recently I approached the bank for foreclosure & they said they charge a whopping 5%....which was unbelievable.Again this was never mentioned when i approached the bank for loan.I have never defaulted on the payments & have been paying the EMI on time as per the schedule & this is what we get for being a loyal customer.

I have approached the bank for a waiver by 2-3% but they have refused.

After going through the series of complaints It seems a practice being followed by the bank to dupe their customers of hard earned money.

Kindly do not approach HDFC Bank for Car Loans, other banks offer much better customer service & work towards customer retention....unfortunately HDFC bank does not bother neither care for its customers.....

SO Beware of HDFC Bank

dear sir
i pass irda exam and after the pass exam . i not recive any licence from bank and irda

what i do.

company give me latter of termination of agency
code is 00091049

today i recive this latter in my post box



thanking you
Anilkumar Soni

I have a trading account in HDFCSEC and i forgot my password.
First thing is there is no way to reset the password online... we have to wait for more than 10 days to get the password.
Second thing is there is a charge to reset the password. Which company is asking any charge for resetting the password.
Third thing there are so many hidden cost which was not conveyed when we opened the account but now its coming up...

Dear sir/madam

I am having saving account with hdfc bank since very long. I am using net banking facility also. 10 days back while i was checking my account in net banking, i saw some thing mentioned about gold debit card. At this by mistakely i cliked and the very next moment i received the message that your gold card will be issued within 7 days. Also mentioned that there will be annual charges of rs.500/-.
As i had cliked mistekely so i immediately sent the message thru mail also that kindly do not issue the gold debit card, i had called there customer service also but from there i had not received the satisfactory reply and so i contacted the alkapuri branch, baroda. From there also i had not received the satisfactory reply. They told that they do not know such scheme, you will have to contact phone banking only which i had already contacted. I had contacted the bank regarding not issuing the card and also inform them not to deduct the charges as i am not interested in gold debit card. But then also they have deducted the charges and also issued the card. When contacted again they told that it will not reverse and you have to use the card for atleast 1 year. It can be cancelled only after 1 year.

So my request is to look into the matter and arrange to reverse the charges which the bank has deducted.

My account is with hdfc bank, alkapuri branch, baroda.

Waiting for your positive reply

Regards

Satish v jadhav
Baroda
Mob:[protected]

HDFC credit card department is filled with cheaters & fraudulent people. Just avoid HDFC credit cards. I was contacted multiple times by Banu(Ph:[protected] from HDFC Bangalore and incessantly offered me HDFC credit card. She said she is offering me credit card based on my loan approval amount & said she has all the necessary documents except a copy of PAN card. She offered me a Gold credit card with 5% cash back on total monthly bill & Platinum credit card with 10% cash back on total monthly bill. She said there are absolutely no restrictions & the card can be used anywhere and on anything. On their website when I couldn't find the Platinum card with the features what Banu explained, I asked if she is sure about that 10% cash back & she confidently said yes. Finally I agreed to go for it. She sent marketing executive to my office who collected the PAN card copy & took my signature on the application form. The next day I spoke to Banu & confirmed that she has sent the form for processing to their credit card division in Madras. She said it will be getting a verification call in a day or two & it would take 20 days to receive the card. I did not receive any verification call. After 20 days when I did not hear from HDFC at all, I tried contacting Banu continuously for 2 weeks & no one picks up the call. Finally when she picked up the call & said she will ask her colleague to give me a verification call right in presence of her, which never happened. Later I when I contacted Banu again she repeated the same about verification call. Finally I got frustrated with her & reached her manager. He had no clue about this whole thing but figured out that my card was rejected because my company is not listed. How can HDFC be so negligent? Before offering me a credit card when HDFC had all my documents in advance including my salary slip which states which company I work for. I requested the manager to give me the application number so that I can raise a grievance. He said he will call me the next day but in vain. That shows how much customer focus he is. Finally I spoke to a person from verification team who said they can still process my credit card purely on my salary but not relating to loan amount. He asked me what card I had applied for. When I explained him what Banu had explained about the 10% cash back Platinum card, to my surprise this guy said that they do not have such kind of card at all. He setup a conference call & brought Banu on the call to understand the card that was offered to me. Here comes the shocker...Banu straight away said that she did not talk about 10% cash back card at all. She simply denied that she had offered me this card. This is sheer cheating. All that they are interested is to somehow dump a credit card by mentioning false features. This happened to my colleague too from some other HDFC person. People like Banu do not care for customer satisfaction & has spoiled the image of HDFC. Neither the HDFC management nor her managers take this seriously & they themselves are careless. Now with this kind of system how would anyone be interested to become a customer of HDFC? Beware of HDFC & just stay away from them! Do not get into this trap.

DEAR SIR/MEDOM

I (MIHIT AGARWAL) FINANCIAL CONSULTANT AT BAREILLY BRANCH.
MY CODE IS[protected]
I HAVE A PROBLEM THAT I HAVE NOT RECEIVED MY COMMISSION SINCE 2006.
FOR THIS PROBLIM I WENT TO YOUR BAREILLY BRANCH & MEET MR.NIRANJAN SINGH. HE TELL ME THAT MAKE A NEW AGENCY CODE FOR TAKE YOUR DUE COMMISSION FOR IT AN AMOUNT OF 1000/- CHARGED BY ME BY HIM. THE NEW AGENCY CODE COMES AFTER 15 DAYS WHICH IS 00363335. BUT HE SAYS THAT AFTER COMMING THE NEW CODE YOU CAN NOT RECEIVED YOUR COMMISSION..........
SO I AM CONFUSED..........
PLEASE HELP ME...

Dear sir/madam


I am worked in HBL GLOBAL PVT LTD,I left my job in last 31st Jan 2009 and after the i received a PF Withdrawal form from Hbl Global Pvt Ltd, . i requested to you please in-quire in to the matter as i am not received my PF till today in my SB Account No:[protected] (HDFC BANK)
Below my details

NAME : SASIKUMAR.M
EMP CODE : S23972
PF NO : 88718
DATE OF JOINING : 6th Aug 2007
DATE OF RELIEVING : 31st Jan 2009
LOCATION : ERODE

Contact no : +91-[protected]



regards

sasikumar,M
+91-[protected]

Hi,
I tried withdrawing money from the HDFC ATM at Bangalore (Coles Park Branch) today. I did so with my Vijaya Bank Debit Card. There was an error displayed on the screen when I tried withdrawing money " Processing Temporarily Suspended".I tried withdrawing around Rs7000 twice and both times got the same error. But on checking my balance Rs.14000 had been deducted even though I did not collect any money. Could you please help me out...
My Number:[protected]

Good Evening

Myself Sylvester Pathol was working with Hdfc standard life under Kelly services ltd(third party of Hdfc standard life)employee code 58340.on 30th june 08 there was some abusing conversion with my boss regarding month end logins.My boss was literally using some abusive and bad languages and immediately told me to resign when i told him to stop using it.However i resigned on the same date but at time i was told that i m liable for my full and final settlement in august month both from my boss and kelly services,has i enquired in august they told me that has i not given any notice period i m not liable for the settlement,which is ridicolous as that time i was not told about this

So pls look into the matter and resolve the issue

Thanks and Regards
Sylvester Pathol
[protected]

sir ,
This intimation is regarding duplication of transaction happened worth Rs.520 each
with my HDFC Credit Card on 6/09/2009 at 01:56 PM and 02:36 PM while transa .
-ction id are 040673 and 047024. . Above mentioned transactions has happen while making an online registration fee
payment for D .Pharma course of Ms.Pratibha Singh ( Rollno.687816, address-182 Clerk colony,Pin Code-452010,mobile no.[protected],[protected]@yahoo.com)
to MADHYA PRADESH State Govt. through (mponline.gov.in ) web site.
I request you to look into the matter and revert back the amount of duplicate
transaction i.e.Rs.520 at the earliest possible.


With regards-
Manish Neema
address-364,janta colony opp.nandanagar
Indore (m.p.) Mob. No.-[protected]
email id: [protected]@yahoo.co.in

hi sir/mam
i m gaurav ,i m working with EXL services pvt ltd ,sec 58 noida 203004.and i ve my salary a/c with hdfc bank noida and on 31-08-09 my salary credited to my salary a/c [protected] and my company has blocked my a/c and i met with an accident on 6th august and i ve shown them my fractured leg as well and once i was trying to withdraw my amount from hdfc bank but customer care of hdfc told that that account is blocked by exl (my company).i think company can only stop salary but hdfc bank has blocked my entire amount .and in times of need i was unable to withdraw my amount as well.and i have suffered a lot of mental stress ,being fracture in one leg going to ATM and not getting any resolution.so i want to go legal against EXL services a-98 sec 58 noida as well as HDFC BANK against this thing.
how can i proceed further ,do i ve to send legal notice to the bank and EXL SERVICES PVT LTD a-98 sec 58 noida 203004

I Ramesh Chander Wadhwa partener of M/S J.S.R. Enterprises applied for a Dropline Over draft limit of 1.5crore in hdfc bank(rajouri garden J-block branch) against my resident property through the sales manager mr Saurabh Arora..
the same application was been sanctioned by you for only 1crore in which saurabh(hdfc Employee)communicated to me that we'll have to pay only Rs 80000 + 7246 = 87246 Rs per month till 120 months towards the repayment of dropline O/D limit of rs 1 crore..He also commited to me that they will further ebhance my limit for Rs 50lacs more as soon as the financials of finanacial year 2008-09 will get audited. He did not communicated to me that the amount of rs 87426 will comprise only principal amount and i have to pay the interest separately..he has taken the signature on the sanction letter,agreement and pdc with the benefit that he is shorting the current Emi(of citi financial + hsbc) from app. Rs132000 to rs 87246 and also collected the cheque of rs 55151 towards processing fee n rs4649 against insurance of the property, for which he told me they will bank the cheque of processing fees and insurance at the time while handing over the cheque in favour of citi financial with the prior information. but when i came to know that i have to pay rs 1 lac app. extra towards interest too,i communicated to mr saurabh arora n Mr govind l sharma(head of rajouri branch0 as well n asked to withraw this application at once as i don't want to bank transfer my existing loans of citi financial and hsbc to you..but till then hdfc has already debited the checque of rs 55151 and 4649 from my accountwithout any prior information to me..now after reminiding then hundred of times they are denying to return back the processing fees n the insurance charges..all i want all of you to know is that hdfc has deliberately conned me coz they knew by disclosing all the clauses in this case the customer will simply reject the offer coz the customer is already paying 132000 for the current loan..and why would a customer pay more money for the same loan..n they hid the most important point of the loan agreement n constantly forced me to take the loan..
Ramesh Chander Wadhwa
31/08/09
mob-[protected]