HDFC Bank Complaints & Reviews

I had the same problem, which I did observe after August 20, 2009. When I contacted Paypal, they said, to check with the bank. I had searched in Google and understood that the reason is Verified by Visa enforcement by RBI. I had contacted HDFC Bank, they said, they were in the process of resolving the issue as they had already recieved huge number of compliants, but todate, it's not yet fixed and not all HDFC callcentre representatives know about paypal.com. Basically, they still think it as just another merchant website instead o[censored]nderstanding it's role as an international and multi-currency processing Online Payment Processor. This problem has to be solved quickly and awareness is created well in the form of better training to call centre representatives and bank officials as well so they will try to understand the actual problem of the customers instead of replying with something they understand with purely authentic information that can keep the confidence of the customer.

NOTE: I read in google which shows different websites discussing this same problem, I found this website while I am searching for any other possible solution that we may be availed to fulfill our online payments which are lagging behind in the schedule, thank you.

NOTE2: This is a quite positive input, we wholeheartedly expect this problem to be resolved as quick as possible, thank you

There is a method which works - netsafe has been implemented to make frauds ZERO!

Kindly check link below - and thank you - mr. gupta for your tutorial.

http://www.ankur-gupta.com/blog/tips-n-tutorials/how-to-create-vcc-using-hdfc-ne...⇄

You are right.HDfC generous in sending generic mail and is not bothered about solving customers problem

HDFC sucks, I tried to contact them regarding the same issue, but nothing has been done yet. I am getting an AMEX card soon and will stop using HDFC from now because of its incompatibility with paypal.

Had the same problem...used hdfc netsafe vcc for paypal payment and it worked!!!

HDFC hasnt got a clue as to whats going on. They keep refusing to accept transactions from paypal. I used netsafe to make my first purchase it worked, but then paypal asked me to confirm my bank account ... thats fine too. now that the bank account is confirmed, paypal asked me to confirm my credit card... I used a netsafe card to make the payment that paypal had requested ... but now that paypal is supposed to make a deposit on the same credit card to verify it, I dont know how that's gonna work
sure HDFC sucks, but so does paypal. Any ideas if its the same with ICICI was thinking of changing my bank because of this issue not to mention that the shut early and have bad customer service too

never ever show your Credit Card Number to any one
or even put it on a public website like this one.
This website does not seems to be a government owned so that they can help you to the next level
If it was then why is Google ADs are seen

now you should first go to the consumer court first. they are the right one to take action.

you don't need to pay any, but go there and register a compliant

don't put your hops down. If you don't get any answer then file a RTI this will help you.

--
Thanks & Regards

HDFC UNDERSTANDS YOUR WORLD

the service is very poor even am wondering to get terminated my 10 accounts in hdfc bank
i have visited bank 4 times and have called to relationship manager many times for some queries but they dont respond properly

the service is very poor even am wondering to get terminated my 10 accounts in hdfc bank
i have visited bank 4 times and have called to relationship manager many times for some queries but they dont respond properly

please give the email statement latest

i m not able to acess my net banking, i need my bank state as soon as possible.e

i m not able to acess my net banking, i need my bank state as soon as possible.e
my account no is [protected]

hi,

i m santosh hasabe, i do not receiving any bank statement now

pls do the needfull.

Santosh hasabe
[protected]

HDFC Bank — Debit 5000 Rs. without transaction

This is Satish Kumar, and i m having my saving account in hdfc bank. On 2nd april 2009 i have tried to withdrawal my 5000, which i didn’t get due to some ATM problem and i got a message displayed on the machine "transaction amount unsufficient ".
on the same day i have registered my complained to hdfc customer care, as per their statement i was suppose to get my money back within 48 hours, after 48 hours again i try to inquire about my complained and the same i had to heard that will be back within 48 hours.
since 6, 7 days i am ot getting any kind of response from their side.
when i again inquire about the same i got an answer, on which they said that it will take 11 to 50 days to revert it back.
I have already submit a written application and charge back form to the HDFC bank, but the respones is same and hopeless.

please kindly do something for me. any please revert me back.
i can provide you al the details if you want.
please revert me back

I feel sad that you had a bad experience with Ms. <b>Neetu Chadha</br>. I too underwent such incidence some 4 years back when I applied for a loan from HDFC bank. At that time <b>Neetu Chadha</br> was used to be the floor manager and during my liaising with her I observed that she is overtly rude and disrespectful. She lost some of my property documents and when I confronted she simply denied and lied. Also, I told her that my rate of interest should be fixed but she <b>I really had very bad time dealing which such that arrogant, high headed and nasty woman</br>. A bank of such repute is of no good if they put such irresponsible managers to manage the issues.

At last but not least keeping <b>Ms Neetu Chadha</br> in place too long could lead to an epidemic of customer abuse and dissatisfaction which might make you wish you had acted otherwise when you had the chance.

<b>She is a nasty woman. Me too had a very bad experience with her</b>

I had a Two Wheeler Loan from HDFC Bank, I got message from HDFC Bank Ltd., to collect NOC for Two wheeler vehicle loan at nearest HDFC Branch.
I contact in person, but there is no response.
While i was taking loan the banking persons followed me and given loan to me. I obeyed the bank rules and paid successfully all payment promptly whereas after complition of my dues, your bank is neglecting me and not giving any proper answer to me. instead they directed me to contact Bangalore or Salem HDFC Office in person. It is too expensive to travel far. So, kindly iam requesting you to take action against my vehicle loan and release my hypothication on vehicle loan.
My vehicle loan details as below
Abdul Muneer.A,
Loan A/C No.12793377
Address : 9/3, 1st Cross, Rajaji Nagar,
Rayakotta Road, Hosur - 635109 TN
Mobile - [protected]

Dear sir

This is Swathi reporting regarding the Credit card issue.Sir My husband was holding a credit card and he was prompt in paying the bills expect from last 03 months due to his transfer and some finacial distribunances he could not reach the target and he din't pay the dues.And Your executive from HYderabad, Begumpet Branch One Lady Sammera was spoken to me in rude and vulger languge was used by her if payment is not made there are several ways to recover in a soft way but the way she spoken was highly inconsiderable.I[censored] keep such kind of ladys for thsi job not only your bank get bad reputation but that will also effect you people u r in higher position if this is not sloved in a specified period and if you don't take any action on her I will go to consumer court and file a case against your bank.Plz look into the matter .

Rgs.
SWATHI

Credit Card — Illegal charges

Credit CardNo:[protected]

THe mentioed charges in statment are unlegal acually last i have used credit card for only 300/- rs payment and that payment i had made.although your last statment showa unlegaal unpaid payment.

please do needfulll

HDFC Standard Life Insurance Co. Ltd. — PF Withdrawl , PF No. 17169

Dear Sir,

i have applied for PF withdrawal in Nov 08 (PF No. PF/17169) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

Sir,
My P.F No. is PF/17169 and
i have applied for PFwithdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
I had lodged the complaint to you earlier also but so far no reply has come from your side.

kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

HDFC standard life insurance — PF Withdrawal

Dear Sir,

Reg: PF Withdrawal of PF No. PF/17169

I had earlier logded a complaint in your esteemed Consumer Forum but so far no reply from your side or from Company's side has been received by me.
i have applied for PF withdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
Is there any other way I can get my PF Withdrawal because i am in urgent need of money.
kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

HDFC standard life insurance — PF Withdrawal, PF No.17169

Dear Sir,

This is my third reminder, I had earlier also lodged my complaint in your esteemed organisation.

I have applied for PF withdrawl in Nov 08 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.

kindly look into the matter urgently and oblige

Regards

Narinder Pal

PF NO--PF/17169
PHONE NO [protected]

Sir,
My P.F No. is PF/28167 and
i have applied for PFwithdrawl in oct 09 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.
I had lodged the complaint to you earlier also but so far no reply has come from your side.

kindly look into the matter urgently and oblige

Regards

Mayank Dwivedi

PF NO--PF/28167
PHONE NO [protected]

Dear Sir,

I had worked with HDFC SLIC as Branch Manager at Dalhousie since April'07 to May'08 and my PF Account No was PF/14002 where I had contributed Rs 2000 every month, if the organisation had also put in the similar amount then it should be doubled the amount.

But, I am not getting any response from the organisation as I wanted to withdraw the PF amount lying with the trustee. Please someone suggest me as to how should I approach to the organisation in order to get back my PF amount.

Warm Regards,

Prasenjit Sanyal
Kolkata
M +91 [protected]

i have applied for PF withdrawal in Aug-09(PF No. PF/16338) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Narinder Pal

PF NO--PF/16338
[protected]

i have applied for PF withdrawal (PF No. PF/16338) from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side neither they have paid the amount so far nor they are replying even after my lot of communication.

kindly look into the matter urgently and oblige.

Regards

Nazeer ahmad

PF NO--PF/16338
[protected]

True

Date: 12/05/2010
Proddatur.

PF Withdrawal, PF No.16338

Dear Sir,

This is my Fourth reminder, I had earlier also lodged my complaint in your esteemed organisation.

I have applied for PF withdrawl in June 09 from HDFC Standard Life Insurance Co. Ltd but as of now nothing is coming out from company side niether they have paid the amount so far nor they are replying even after my lot of communcation.

kindly look into the matter urgently and oblige

I given HDFC Bank a/c. No. but, this account is closed, please inform me while you sending my PF amount so as I can give you another bank A/c. Number for credit of my PF Amount.

Your co.operation in this regard is appreciated please.

Waiting for reply from your side soon

Assuring best service.

Regards


POOLA NAZEER AHMAD
PF No.PF/16338

Cell No. +91 - [protected]

pol no. 12136758
user id: 53993262
Unable to find online statement.
Kindly help.
Manisha Sanjiv Wankhede

dhg

HDFC STANDARD LIFE — P F AMOUNT

PROVIDENT FUND QURIES -NAME -AYUSH AGARWAL ,EMPLYEE ID -10998 ,JOINING DATE -11/01/2007 ,RESIGNING DATE -31/08/2007 ,BRANCH -HAZRATGANJ LUCKNOW

Dear sir,
I haraprasana singh Ex-employe (emp code:- 20608) of hdfclife insurance company has left the company in the month of december 2010 and submitted all the necessary document to concern department of Hdfclife on febuaray 2011 to settel my provident fund but they are not setteling my PF amount and always giving some fake reason now even they are not responding .

So I request you to do the needful

kindly do the needful

i was working with hdfc standard life in 2007 i had resigned after 8 months but till now i had not received my pf
i have applied for my pf in many times

my pf no. is 15328
and my mobile no is [protected]

POLICY BOND NOT PROVIDED

agent of hdfc taken premium 30000 in DEC 13 for hdfc life not providwd any document DR MUSHEER AHMAD KHAN 537/ch/A12 Sherwani Nagar Sitapur Road Lucknow

Dear Musheer, please provide your policy number so that we can serve you better. You can also write to us directly at [protected]@hdfclife.com. Thanks - Ameiya

HDFC they are looters

HDFC is a looter bank

I also receive calls from this no. asking me to pay up arrears in HDFC loan. The fact is I have not taken any loan from HDFC nor I have their credit card. I called back the no to ascertain their identity - but there is no response. Out of curiosity I Googled the no & to my surprised there are so many complaints about this particular no. I wonder whether these complaints are reaching HDFC Bank & are they taking any action on these culprits.
Can this forum forward this to HDFC Bank and RBI / TRAI to look in to such mall practices ?

N.Seshadri

HELLO SIR

Iam Nagesh Savings Account No.: [protected], LAKDIKAPUL ANOTHER

BANK ATM USING BUT MORE CHARGES PLZ GIVEME CONFIRMATION

sorry

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

Two Wheeler Loan — check bouncing

iI have taken the loan for two wheeler against which i had submitted the cheque for loan agreement no. LTHAN[protected] but my cheque was bounced though with enogh balance. kindly sent me the statement of my account.I will be highly obliged.

Hdfc Bank/Two Wheeler Loan — miss charging loan premium

Dear Sir

Myself Jaswant Singh Nagar S/o. Shri. Ramjas Nagar, H. No. 188 Vill. Shahbad, P.O. Tigaon main road, Dist. Faridabad, Haryana 121004

I have received a registered a mail from Hdfc Bank on dates 18.12.2008 which showes that i have miss my premium amout but it is done by yourself. You said that my premium amount is not pay on time. whos time is 5-6th of the month. but we are paying our premium amount by ECS through bank and we have given you five checks of our account (My father's). then saw the bank statement as in our bank pass book which showes that you take payment on 13th of march 2008. and then on 19th of march 2008. But it is not right we have Rs. 2039.78 amount till 11.03.2008 in our account.

PLease tell me what is our fault when you didnot collect the premium amount on due date. And Our Bank charge two time Rs. 80/- from us why we pay that charge amount. And You also charges month by month increasing the amount . till this month charges are come to Rs. 2307/-

we can pay only our premium amount which is 1489/-

Please do the needful

thanks & Regards
Jaswant Singh Nagar
E-mail - [protected]@gmail.com

sir,
i saber ali one o[censored]r custome of two wheeler and my account no is 10849685 and is pay the emi is regurlery and my cheque is not bounce and my bike is sciesd bike no is AP 09 BG 3864 and they have sciezed that without noticed before sciesed my bike i ask with ur bank about they not give me statement note and after few days they sudden sciezed my bike and now they charges too much plz send me suggestion and i have do final settle ment and plz do it my favoure thank

thank you
ur faith fully

saber ali

Respected Sir, i mr laxmi narayan pati bearing HDFC 2 Wheeler Loan No[protected], in month of dec-10 6th day cheque was looging, unfortunately chequa bounced idbi bank deduct Rs 221/, . your colection agent named Bhabani pr das id no-162257, took Rs 1350/ against receipt no[protected], but he told me you should paid Rs 450/ as fine, why ? please clarify mt doubt. yours faithfully laxmi narayan pati mob no -[protected]

Respectet Sir, iam v.sri vishnu siva dutta HDFC2 Wheelar loan no19324123.I gave date 5th of every month for monthly installment.I already produced 6nos of SBI PDC cheques for monthly clearence.And every month iam maintaning sufficient amount in my SBI account.But cheque not clearing every month.I did ECS procedure also.Thereafter WHY? my loan installment not clearing every monthin promt time.Lots of times i called to HDFC coustmer care but there are not giving reasonable answer.Now what can i do.Please give sugessition.My mob no-[protected] & [protected].

Respected Sir, i am Mr. Tonglen Saum bearing HDFC 2 wheeler Loan No. 18126513. EMI 1718. this month unfortunately when i was going shopping i use my card more and the amount was less and don't get time to go and put the amount immediately, so the cheque was bounced and they called me and said we will come and collect from you i said yes but still they din't come, may be monday they will call me and come but from my Acc. emi 1718 is deducted on 16/03/12. ECSDebit HDFC bank LIMTED[protected], so do i still need to pay the bounced charge money since the amount is deducted already in my Account, and the same time they ask me to pay Rs. 450/- as fine, is not the fine if necessary only 221/- why is it. Rs. 450/- please clarify for me this before they come. this is my Phone No. [protected]. my e mail. [protected]@gmail.com