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HDFC Bank Complaints & Reviews

2.9
Updated: Jul 8, 2026
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HDFC Bank reviews & complaints page 17

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V
Vignesh05121982
from Chennai, Tamil Nadu
Jan 5, 2022
Sep 5, 2024
This thread was updated on Sep 5, 2024
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Money got autodebited from unknown person "ACH D- CTRAZORPAY-CAPITALFLOIfd2xjqKDUPH"

Address: 8/37, Gandhi nagar, Ennore, Chennai - 600057

Dear Sir/Madam,
I would like to inform you that my got deducted in HDFC bank account and registered mobile number is [[protected]]. All the emi have been debited on due date from my HDFC bank account but on dated 05-January-2022 an amount of 971.95/- has been debited from my account through razorpay and transaction description is DEBIT-ACH D- CTRAZORPAY-CAPITALFLOIfd2xjqKDUPH

"05 Jan 2022 ACH D- CTRAZORPAY-CAPITALFLOIfd2xjqKDUPH [protected]...
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C
[email protected]
from Salem, Tamil Nadu
Jan 3, 2022
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E voucher not delivered

Sir/ madam
I have redeemed hdfc credit card points on 15/12/2021 but the e voucher has not been received till date .
Details are.
Order number, :[protected]
Order date 15/12/2021
Total points 4000 and 2000
Attached the screenshot.
Do the needful.
K Chitra...
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V
vrishaliraut
from Pune, Maharashtra
Dec 22, 2021
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Wants to close my close account and waive off the negative balance

Address: pune

Hello,
My self Vrishali Raut
Acc no- [protected]
Cust ID[protected].

I was working with HDFC bank Pune. I left the job in 2017 and thereafter i withdrawn all the amount from the account since i will not be receiving any more funds.
Now my salary account in hdfc bank has been converted to savings account and it is showing – 8 to 9 k (Negative Bal) balance.
I had already submitted the closure...
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M
Manju V Bhat
Dec 21, 2021
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NOC requirement for Insta jumbo Loan

I had taken Rs.200000/- insta Jumboo Loan in HDFC Bank (Ac.No [protected]), I was free closed the my loan and paid as per bank procedure and clear all dues on 1/11/2021, So i requesting a NOC for this....
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M
mrohit.91
from Delhi, Delhi
Dec 20, 2021
Mar 11, 2025
This thread was updated on Mar 11, 2025
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Hdfc bank ach debit return charges-531rs, 590rs , 649rs ( 5 times)

Address: 2245/47, Rajguru Marg, Bazar Sangatrashan, Aram Bagh, Paharganj, New Delhi, Delhi 110055

I have a saving account with hdfc bank. I have started with sip in mutual funds (Phone pay app) using auto-pay option. But i didn't have sufficient balance in sip date so i have been charged ach debit return charges of rs 531rs (, 590rs, 649 rs (5 times) and total 4366 rs is deducted from my account and now my balance is showing -3255 rs on 17/12/2021.

I have called customer care and they are putting me on hold for some minutes...
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A
Anjana Athanikar
Dec 20, 2021
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Cashback not received even after 6 months

Address: HDFC Bank

I made a purchase on the 02/06/2021 using HDFC credit card, the card had an offer of receving INR 5000 cashback after 3 months. Its been 6 months and I still havent received my cash back. Everytime I call them their agents tell me something different. Its been three months I am dealing with this, this time I spoke to Junaid Khan, he told me a different story for me not reciving my cash back and when I told him this not what previous agent...
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S
SindipDave
from Agra, Uttar Pradesh
Dec 19, 2021
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Payment from hdfc netbanking not made to IRCTC

Today 19.12.2021 booked 4 train tickets from irctc.co.in and made payment of Rs.8347.20 from hdfc netbanking to RAZPIRCTCIPAY.
But IRCTC displays payment is pending from bank's end, however hdfc bank messaged the said amount has been withdrawn from my account.
Kindly HELP me out.....
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M
My Wooplr
Dec 17, 2021
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Did not receive Amazon gift voucher with HDFC millenia credit card

I received HDFC millenia credit card after applying online and following all the rules, but as promised with the offer I haven't received the Amazon voucher worth 1500 from HDFC. The personal relationship manager never answers phone calls and there is no way to reach to HDFC personal. There is no way to understand how to receive the voucher. Worst service by HDFC....
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T
Trupthi Patil T
from Bengaluru, Karnataka
Dec 14, 2021
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Unnecessary charges applied an HDFC Credit Card [OPPUS-EMI], as all the bills have been cleared

Address: Yelahanka NewTown Bangalore-64

I have observed in my previous credit bills, unnecessary charges have been applied [IGST and OPPUS-EMI].
I have cleared all the bills and also haven't used the card recently, yet I'm unware why these charges were
applied. I have also connected with HDFC Bank Customer Care number, but no proper input's were provided.

I've pasted the copy of these charges applied below,

Statement Date:19/07/2021...
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S
SanthoshVarghese
Dec 14, 2021
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Charged 767 Annual fee for a Hotlisted card

Address: no 47/17, 3rd main, chikadugodi, drc post , thaverakera main road

I was charged 767 for a card that I can never ever use in my life. HDFC back is so a horrible Bank why has RBI not Removed the licence of this bak ? RBI has to stop HDFC from operating in India. This bank is looting people in day light in the name of Charges.
Name - Santhosh Varghese
Account Number - xxxxx6531
IFSC code - HDFC0003780...
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S
sunildhurve
Dec 11, 2021
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Hold fund

HDFC Bank — Application for refund which mi revenue hold through gefu

Hdfc bank has put on hold an ammount of Rs.687 by mi revenue hold through gefu for no reason or may be misleading. I have already emailed them for this issue bit haven't get any response from them.
I request you to take initiative steps for refund my money. In this current crisis situation me and my family are are in no income stage, we don't have...
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M
MaheshBaldi
Dec 6, 2021
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Unable to cancel IRCTC ticket booked through Payzapp app

Hi,

I had booked below train tickets through HDFC bank's Payzapp app, but when I am trying to cancel the ticket, it is not loading the ticket for cancellation, due to which I have lost my Rs485/- for both the tickets.

1st ticket - PNR - [protected] - Amount - Rs 242.70
2nd Ticket - PNR - [protected] - Amount - Rs 242.70.

The order details page is not loading, and there is no other way to...
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S
Sankha001
from Bhubaneswar, Odisha
Dec 3, 2021
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Unauthorised Mandate registered to my account

Address: Hi Tech Plaza, Bhubaneswar

I have received the following sms from bank today,

ACH Debit mandate registered for Rs. 5000.00 /- with frequency ADHO in HDFC Bank A/c No.XXXXXXXXX75150 for INDIAN CLEARING CORP with UMRN No.HDFC[protected].

I have not given any mandate. Please resolve the issue. Screen shot of the sms is attached herewith....
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A
ANKUR1169
Dec 3, 2021
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Asba not working

I have hdfc account and demat in relaince securities but i am not able to apply for ipo's by asba facility available in internet banking of hdfc alway give error invalid login try again what a patatic banking going by hdfc bank i have to switch to other bank...
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A
Anubh4b
Dec 3, 2021
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Close APY

Address: New Building, “A” Wing, 2nd Floor, 26-A Narayan Property, Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai - 400 072

Hi,
I have an account in HDFC Bank. My account number is [protected]. My home branch is Guskara. Branch manager activate APY (ATAL PENSION YOJANA) without my permission. Every month 116 rupees debited from my bank. I request branch manager many time, every time he gave excuses. And didn't help. Please help......
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Y
Yamu@
from Noida, Uttar Pradesh
Dec 2, 2021
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HDFC-Account freezed for 12 hours for the first time UPI payment Approval

I added my hdfc account in phonepe.After first transaction i am unable to perform any other transactions.It is showing your account is freezed for 12 hours for the first time UPI payment approval.Please try again after 12 hours.I tried after 2o hours still it is displaying same message.I am unable to made transactions from yesterday.I tried with all paytm, gpay, netbanking, phonepe everything.It is saying your hdfc bank declines all your...
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M
Meenawati Namchoom
from Guwahati, Assam
Dec 2, 2021
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UPI blocked for security reasons

My HDFC Bank upi is blocked for security reasons so then I cannot make any transactions. I have contacted my HDFC branch and also customer care but they cannot help me to get through this. kindly resolve this as soon as possible. My registered number is [protected] and my account no. is [protected]

Thanks
Nang Meenawati Namchoom...
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C
Chittirai_Kumar
Nov 29, 2021
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Adhoc stmt chgs incl gst

Ad hoc statement charges of ₹104 have been deducted on 29 Nov 2021 from my hdfc salary account without any information. How can a bank deduct money without any acknowledgment.

So I need clarification from a bank or reverse my ₹104 to my account.
Ref no. MIR[protected]
Narration - ADHOC STMT CHGS INCL GST 181121-MIR[protected]
Value date 29 Nov 2021

Regards,
Chittirai Kumar...
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K
Krish_2988
from Chennai, Tamil Nadu
Nov 29, 2021
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Payzapp amount deducted from HDFC Debit card but not added to payzapp wallet

Address: Chennai

Please look into below issue.

I have loaded 4213 rs into my PayZapp wallet from my HDFC Debit card and have seen the failure message after this. I see that the amount is debited from my card but is not reflecting on the payzapp wallet balance and also could not see the update in the recent transactions.

I need my money to be loaded on payzapp wallet or should be refunded to my HDFC Debit card.

I...
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P
[email protected]
Nov 26, 2021
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Hdfc AQB service charges

Hello

I have a current account at Hdfc bank and I was informed that AQB non matainence fee is Rs.1500 per quarter however I was charged nearly Rs 7080 as multiple transactions for the 3rd quarter alone (Jul-Sep). Please resolve as soon as possible.

PFB the details

Cust ID :[protected]
Account No : [protected]

Attached screenshot of charges...
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