HDFC Bank Complaints & Reviews

Hdfc bank has been debiting money from my account with asking and keeping my account in minus they are not giving response on this also I tried to connecting them
They are cheating me first they said account is 0 balance account and now they are keeping it in minus and taking all my money

Hi Team,

Its my hard earned money Rs. 12000 which HDFC, Varthur Branch, Bangalore has deducted and used on the name of AMB. I raised complain to waive off previous charges and refund my entire money back in the account. But they never helped. I feel cheated and fraud done by HDFC bank itself.

They changed the rule from AQB to AMB (average monthly balance) without notifying me. No calls, no emails.

HDFC people responsible for this who eat my money are, Smriti Kumari Chandru [protected], Mrs. Partha [protected], Zonal Head [protected].

Bank is for customers and runs with customers and their requirements. Rules can be changed if customer is regular and loyal. Bank do not have any right to eat customers money without informing or their permission. I seek help and justice from India Consumer Complain Forum so that I can get my hard earned money back by Bank buglers.

Dear Team IRDAI
Greetings
I do have 2 HDFC Life Insurance Policy. The Policy Number 20389381and 20389379 respectively.
I have requested for both the policy to convert as Paid up reason, since there is INR 520 deducting every month out of INR 4167 premium paying for each policy.
I send email for the same and told me it will take 75 days for conversion.
I requested why it is taking this much time and where it is mentioned in the policy for stating the same.
There is no reply for my complaint.
As a customer and policy holder I got frustrated and disappointed for this kind of behavior from HDFC life insurance Team
I need a proper reply for the same.
Regards
Rani M

Dear
Greetings
I do have 2 HDFC Life Insurance Policy. The Policy Number 20389381 and 20389379 respectively.
I have requested for both the policy to convert as Paid up reason, since there is INR 520 deducting every month out of INR 4167 premium paying for each policy.
I send email for the same and told me it will take 75 days for conversion.
I requested why it is taking this much time and where it is mentioned in the policy for stating the same.
There is no reply for my complaint.
As a customer and policy holder I got frustrated and disappointed for this kind of behavior from HDFC life insurance Team
I need a proper reply for the same.
Regards
Rani M

I'm writing this in regards to my HDFC salary account. All of a sudden I'm unable to make any transaction neither recieve any money. Keep getting error "low severity memo issued on debit account" . Bank did not intimated any information on this in prior and I'm in urgent need of funds as that is only account I've with my money and my family is dependent on it.
Please help to get this resolved or atleast tell me what for this memo is issued.

Respected sir/mam I am Sameer Kumar karna and I have Paytm hdfc credit card and on month of September unauthorised transaction occurred but the bank is saying I have done that but on that same day i blocked my card but after that I talked to bank customer executive to issue a new card so that I can pay the bills but bank is not issuing new card and I talked to Paytm customer care they told me we can not do anything bank will provide you the new card but they are not listening my word I have waited for 4month regarding that but they are including interest and it's affecting my cibil score also and also if I don't have a new card I can not pay the bill bcz previous card is blocked. And I talked with the nearest branch they told me that talk with Paytm and Paytm is saying talk with bank I am very much stressed from this kindly help me out from this

I had opened the bank account through online ( Smart digital account) before two weeks and i had also completed the Video KYC and got all the confirmation with the Account number, Customer Id and IFSC code but till now it is not activated and i haven't got any welcome kit from bank and my amount is stuck in the bank and my account is under no debit condition. So, then i called to Customer care no and they said that to visit the nearest branch and then i had went to the near by branch in DRM road, sector 1 shakti Nagar, Bhopal, Madhya Pradesh but still not get the resolution from the branch deputy manager and i went two times the same branch and both the times he answered me the same thing that " he has sent the mail and your account will be activated by tomorrows ". Now I don't know what to do because i am very irritated with the services. So, please resolve my issue asap

I received an email saying that my a/c is blocked due to address change letter undelivered. Below are the sequence of events which I tried to get my account back.
1. Called customer care and they suggested to visit nearest bank
2. Called my RM, she said she will send an email to concern people and will keep me posted. Till today she is not responding to my calls
3.Sent an email to [protected]@hdfcbank.com with detailed information on the issue. No resolution yet.
4. Sent an email to nodal officer. No resolution yet.
5. Raised complaint on website. No resolution yet.
6. Visited nearest bank and explained my issue. They had no idea on why there is block on my account.
7. Submitted a written letter. No resolution yet.

this is the worst experience I got from HDFC. Pathetic service. Even managers have No knowledge on their own bank services. Don't call yourself as national bank. I am lost while trying to get my account back.

Dear Team,

This complaint is regarding a Refund amount of INR 1499/- from Amazon India which is still not processed by HDFC bank and is not getting reflected in the unbilled section of my credit card.

The refund was processed on 18 November, 2023. The refund reference number as provided by Amazon is[protected].

Amazon is stating that since the transaction is successful from their end, they will...

We have requested for a revision of the interest rate for the homeloan interest rate from 9.25% to 8.25% but this has been ingnored by the bank for a very long time.

We received a mail from HDFC with arbitary text that does not highlight the problem we are facing.

This is amounting to harrassment.

Homeloan number:[protected]

Ad hoc statement charge rs 118 have been deducted on 07 Nov 2023 from my hdfc savings account without any information.

How can bank deduct money without any acknowledgement.

So i need clear clarification from hdfc bank and reverse my rs 118 to my account.

On 29th Nov 23, I was charged Rs 531 as ACH debit return charges, why did HDFC deduct that amount from me?
HDFC Bank when a debit transaction is returned or reversed by the receiving bank.

When you initiate an ACH debit transaction, such as paying bills or making a purchase, the amount is electronically debited from your HDFC Bank account and transferred to the recipient’s account
I HAVE DONE NOE as such, then why was I charged that amount? Please reverse my money back

I got an SMS saying address change letter is undelivered please visit the nearest branch to avoid account block. No one even came to my home to provide letter or call me.
Please unblock my account, neither one can credit in my account nor I can withdraw money from my account.

Regards,
Kaushik Sojitra
Register mobile no in HDFC bank - [protected]

I have an account in HDFC bank form 2017 when I had a job in Pune and then I informed the officials while going for higher studies to convert the account into student account, but it has not been done and a lot of amount has been deducted in the name of AMB charges (around 10k or more). I cant even check my transactions, even when I mailed the customer support that refund the amount and close the account, as I cannot maintain AMB, No response...

I clearly advise you stay away from Them they had my funds stock with them. I made a transaction o[censored]SD 8, 200 to them and I was never able to send my funds out of my wallet. This error continues and I made a request to the support team and I never got their responds. But I finally was able to get my funds with the assistance of a crypto expert named Jeff and I was able to get his attention after sending requests to his mail Jeffsilbert39 gmail com and I got a quick response and he was able to help me get my funds that was stock with Them.

Hello
I have a saving account in your bank account no. [ [protected] ] in the name of PRASAD BABASAHEB MUNDE. I have checked my account statement, you have been charged lots of charges from my account. Why you charged?I have financial problem thats why, i did not maintain sufficient balance in last 3 months. I have been charged AMB Charges of Rs 2279/- in NOV 2023.
I have never been informed that this would be charged due...

Hello
I have a saving account in your bank account no. [ [protected] ] in the name of PRASAD BABASAHEB MUNDE. I have checked my account statement, you have been charged lots of charges from my account. Why you charged?I have financial problem thats why, i did not maintain sufficient balance in last 3 months. I have been charged AMB Charges of Rs 2279/- in NOV 2023.
I have never been informed that this would be charged due to lack of funds, What are these charges for? Why are they so high. It is not a debt i have to pay. . How can you inculcate habit of regular savings if you penalise so harshly for not having balance., my situation is very low till time, please refund my amount i promise you next time i am maintain monthly balance so please refund my amount 2279 Rs.
Please refund these all charges.My situation is very low.
Below is my account details:

Account Branch : VISHRANTWADI

Address : GROUND FLOOR AND 2ND FLOOR, LANDMARK

BUILDING PLOT NO A-1 S NO 42, 43

CTS NO 203 OPPOSITE BIG BAZAAR.

City : PUNE 411015

State : MAHARASHTRA

OD Limit : 0.00

Currency : INR

Email : [protected]@GMAIL.COM

Cust ID :[protected]

Account No : [protected]

AMB charge:

22 NOv 2023

700.92 Rs

700.92 Rs

275.63 Rs

601.93 Rs

Total amount : 2279.04
Ref no .
MIR[protected]
MIR[protected]
MIR[protected]
MIR[protected]
I am belonging to poor family that was my savings. Please refund the deducted amount need the money for emergency in hospital.
In future i will maintain my bank balance please sir refund the amount.

My account was opened a couple of years ago by the company I used to work for. I barely use this account, and whenever I do, it is used for very small transactions. I checked my balance on November 22, 2023, and it showed an amount of -2089.72. I don't know why it's showing a negative balance. I request that you please resolve this problem. I am not going to pay this amount as it is not something that happened due to my carelessness.

My account has been blocked as the address change letter is undelivered. I am currently not in India to collect the letter as I came to Luxembourg for business visit. Till now, I contacted all the customer care representatives and contacted bank and there is no resolution yet

Teller said that upto 2 Lakh no charges for deposit. But on 13th nov 23 442.50 was charged. No msg or email about charges
. Hdfc biggest scammer.