HDFC Bank Complaints & Reviews

I had opened the bank account through online ( Smart digital account) before two weeks and i had also completed the Video KYC and got all the confirmation with the Account number, Customer Id and IFSC code but till now it is not activated and i haven't got any welcome kit from bank and my amount is stuck in the bank and my account is under no debit condition. So, then i called to Customer care no and they said that to visit the nearest branch and then i had went to the near by branch in DRM road, sector 1 shakti Nagar, Bhopal, Madhya Pradesh but still not get the resolution from the branch deputy manager and i went two times the same branch and both the times he answered me the same thing that " he has sent the mail and your account will be activated by tomorrows ". Now I don't know what to do because i am very irritated with the services. So, please resolve my issue asap

I received an email saying that my a/c is blocked due to address change letter undelivered. Below are the sequence of events which I tried to get my account back.
1. Called customer care and they suggested to visit nearest bank
2. Called my RM, she said she will send an email to concern people and will keep me posted. Till today she is not responding to my calls
3.Sent an email to [protected]@hdfcbank.com with detailed information on the issue. No resolution yet.
4. Sent an email to nodal officer. No resolution yet.
5. Raised complaint on website. No resolution yet.
6. Visited nearest bank and explained my issue. They had no idea on why there is block on my account.
7. Submitted a written letter. No resolution yet.

this is the worst experience I got from HDFC. Pathetic service. Even managers have No knowledge on their own bank services. Don't call yourself as national bank. I am lost while trying to get my account back.

Dear Team,

This complaint is regarding a Refund amount of INR 1499/- from Amazon India which is still not processed by HDFC bank and is not getting reflected in the unbilled section of my credit card.

The refund was processed on 18 November, 2023. The refund reference number as provided by Amazon is[protected].

Amazon is stating that since the transaction is successful from their end, they will...

We have requested for a revision of the interest rate for the homeloan interest rate from 9.25% to 8.25% but this has been ingnored by the bank for a very long time.

We received a mail from HDFC with arbitary text that does not highlight the problem we are facing.

This is amounting to harrassment.

Homeloan number:[protected]

Ad hoc statement charge rs 118 have been deducted on 07 Nov 2023 from my hdfc savings account without any information.

How can bank deduct money without any acknowledgement.

So i need clear clarification from hdfc bank and reverse my rs 118 to my account.

On 29th Nov 23, I was charged Rs 531 as ACH debit return charges, why did HDFC deduct that amount from me?
HDFC Bank when a debit transaction is returned or reversed by the receiving bank.

When you initiate an ACH debit transaction, such as paying bills or making a purchase, the amount is electronically debited from your HDFC Bank account and transferred to the recipient’s account
I HAVE DONE NOE as such, then why was I charged that amount? Please reverse my money back

I got an SMS saying address change letter is undelivered please visit the nearest branch to avoid account block. No one even came to my home to provide letter or call me.
Please unblock my account, neither one can credit in my account nor I can withdraw money from my account.

Regards,
Kaushik Sojitra
Register mobile no in HDFC bank - [protected]

I have an account in HDFC bank form 2017 when I had a job in Pune and then I informed the officials while going for higher studies to convert the account into student account, but it has not been done and a lot of amount has been deducted in the name of AMB charges (around 10k or more). I cant even check my transactions, even when I mailed the customer support that refund the amount and close the account, as I cannot maintain AMB, No response...

I clearly advise you stay away from Them they had my funds stock with them. I made a transaction o[censored]SD 8, 200 to them and I was never able to send my funds out of my wallet. This error continues and I made a request to the support team and I never got their responds. But I finally was able to get my funds with the assistance of a crypto expert named Jeff and I was able to get his attention after sending requests to his mail Jeffsilbert39...

Hello
I have a saving account in your bank account no. [ [protected] ] in the name of PRASAD BABASAHEB MUNDE. I have checked my account statement, you have been charged lots of charges from my account. Why you charged?I have financial problem thats why, i did not maintain sufficient balance in last 3 months. I have been charged AMB Charges of Rs 2279/- in NOV 2023.
I have never been informed that this would be charged due...

Hello
I have a saving account in your bank account no. [ [protected] ] in the name of PRASAD BABASAHEB MUNDE. I have checked my account statement, you have been charged lots of charges from my account. Why you charged?I have financial problem thats why, i did not maintain sufficient balance in last 3 months. I have been charged AMB Charges of Rs 2279/- in NOV 2023.
I have never been informed that this would be charged due to lack of funds, What are these charges for? Why are they so high. It is not a debt i have to pay. . How can you inculcate habit of regular savings if you penalise so harshly for not having balance., my situation is very low till time, please refund my amount i promise you next time i am maintain monthly balance so please refund my amount 2279 Rs.
Please refund these all charges.My situation is very low.
Below is my account details:

Account Branch : VISHRANTWADI

Address : GROUND FLOOR AND 2ND FLOOR, LANDMARK

BUILDING PLOT NO A-1 S NO 42, 43

CTS NO 203 OPPOSITE BIG BAZAAR.

City : PUNE 411015

State : MAHARASHTRA

OD Limit : 0.00

Currency : INR

Email : [protected]@GMAIL.COM

Cust ID :[protected]

Account No : [protected]

AMB charge:

22 NOv 2023

700.92 Rs

700.92 Rs

275.63 Rs

601.93 Rs

Total amount : 2279.04
Ref no .
MIR[protected]
MIR[protected]
MIR[protected]
MIR[protected]
I am belonging to poor family that was my savings. Please refund the deducted amount need the money for emergency in hospital.
In future i will maintain my bank balance please sir refund the amount.

My account was opened a couple of years ago by the company I used to work for. I barely use this account, and whenever I do, it is used for very small transactions. I checked my balance on November 22, 2023, and it showed an amount of -2089.72. I don't know why it's showing a negative balance. I request that you please resolve this problem. I am not going to pay this amount as it is not something that happened due to my carelessness.

My account has been blocked as the address change letter is undelivered. I am currently not in India to collect the letter as I came to Luxembourg for business visit. Till now, I contacted all the customer care representatives and contacted bank and there is no resolution yet

Teller said that upto 2 Lakh no charges for deposit. But on 13th nov 23 442.50 was charged. No msg or email about charges
. Hdfc biggest scammer.

When depositing money teller said upto 2 Lakh no charges. But on 13th Nov 23 442.50 was charged. No msg or email about the charge. This is the scam by HDFC Bank. Didn't expect they to charge hidden charge and then not even inform customer. Biggest scam bank ever.

My account is closed account no [protected]

I have opened a salary account in HDFC Bank in the year 2019, I have used that as salary account since 2022 Nov, Right now I am not using, I can see a negative bank balance in my account, I wanted to know the reason for that,

My account is in DLF IT park Ramapuram Chennai
Account Holder Name : Triveni Desa

You guys are calling again and again when i said i will pay emi on 22nd ..You are harrasing a lot, I am not financially stable from last 5-6 months

I am paying emi even i am not financially stable i am paying all emi before 30-31st

Please stop unnecessary calls and visits

I have paid the bill of wrong HDFC credit card on paytm through yes bank upi. Contacted Paytm, but they are asking to contact bank. I also dont have the complete credit card number. I have only last 4 digits of credit card. But I have all other details like payment reference number, upi ref. id etc. Please help me to resolve the issue...

One representative from hdfc bank cam for swiping machine installation, he promised me free of charge installation and no monthly charges, but the next day after i applied they deducted installation charges and after that they blocked my id for 15 days so i cant scan and after 30 days monthly charges also deducted for not maintaining accounts