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HDFC Bank Complaints & Reviews

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Updated: Aug 21, 2026
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HDFC Bank reviews & complaints page 25

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A
AnthonyEP
Feb 16, 2021
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Offus emi prin nb

I have purchased phone they said interest free for 6 months EMI
I made my payment now when i got the bill hdfc is charging
offus emi prin nb Rs.6805 and intrest Rs.684 when I ma calling to customer care its not getting connect very bad, now i want this problem to be solved....
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S
Samimkhan007
from Powai, Maharashtra
Feb 8, 2021
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HDFC Bank charges 590 for issuance of debit card

Address: Chandipur

I just opened the new account in HDFC,
through Video KYC because I believed that they are professional and reliable and they shattered my wrong assumptions by greeting me with the debit card issuance charges, that too 590 rs.

To amount was deducted today i.e 8th February and I did not even receive a text message regarding that, I had to figure it out myself.

I have/had accounts in 6 other banks and none...
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B
Balveermali1120
from Pimpri, Maharashtra
Feb 6, 2021
Sep 30, 2025
This thread was updated on Sep 30, 2025
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Email. Id. Not. Received. Otp

Address: Mumbai

Hi I’m. Balveer. Mali. I’m. Customer of. HDFC. Last. 10. Working. Days. To. Couldn’t recived. Otp. In mail. Address. I. Follow. All. Steps. And. All. Number. But. No reply. And. No. Call. Attend. Customer service.
Plz. My. All. Work. Us pending. Beacuse. Only. Otp. Not. Recived. My transection on. Fully. Hold. By net. Banking and. Mobile. Banking. Plz. Hardly. Request....
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K
kanika121
Feb 3, 2021
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Settlement complaint letter

Dear sir and madam,
I am Kanhu Charan das and living in Ahmedabad Gujarat. I was using
HDFC credit card ([protected]) and have done settlement with HDFC credit card department on date (November 30, 2020) time(5:55 pm) and they were agreed on settlement amount to give my credit card outstanding in 6 month EMI. After 2 days on December 2, 2020, they sent me the message which I have as proof to show that we had done settlement....
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J
John Jebadurai
from Chennai, Tamil Nadu
Jan 31, 2021
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Refund my EMI RTN Charges 236

"9022388-EMI RTN Charges-January[protected]MIR[protected]"

I have HDFC salary account and get personal loan from hdfc bank. And loan numer is 9022388. I am paid every month and Corona Lockdown period also paid at the time. EMI amount Rs.5842 but once I cant maintains balance in account that time bounce my emi and bank charge me bounce charges me 236. Without message hdfc deducted my amount. I have complaint this issue but...
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P
palksha chavan
from Mumbai, Maharashtra
Jan 24, 2021
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Not received demand draft for loan disbursement amount

I have applied a Jumbo loan through my HDFC Credit Card net banking on 16th January 2021 Wherein being a NON HDFC customers I was supposed to get a Demand Draft to my address with in 7 Days i haven’t received the demand drafts yet however the loan emi has started I have received a statement through Hdfc stating I have to pay my bills prior to getting the DD i have tried to contact hdfc customer care for the same but it is not getting connected...
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K
KIRANKUMAR MADPATHI
Jan 22, 2021
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INT NBR charged on no cost emi explain what is it??

I have purchased a tab from samsung site and it was agreed that purchase will be a no cost emi based.
But now in my monthly credit card statement INT NBR is coming it means interest is charged right??
And also for no cost emi there will not be emi processing fee.

Please reply to my query....
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D
dineshpadmakumarjain
Jan 9, 2021
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NPS - Frozen as KYC verification pending

My New NPS account is currently frozen and I am not able to contribute

Account date: 04/01/2021

Status: Frozen as KYC verification pending/rejected/Employer Confirmation pending

Please do the needful at the earliest.

Has attached the PRAN Number and other details for reference

Also I am not able to locate any customer care number to raise this directly with HDFC....
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R
Russel Antony Aldridge
from Delhi, Delhi
Jan 5, 2021
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unauthorised emi loan created by hdfc bank against my credit card aggregator emi - offus

Address: SN 34 & 5, Sreeji Cplx, Bedford Circle, Nilgiris, Tamil Nadu 643101

I had made a purchase on Flipkart on 25th December using my Easy EMI HDFC Credit card. I however cancelled my purchase and had the same amount credited back to my Credit Card. On 31st Dec, an AGGREGATOR EMI - OFFUS transaction been made. The credited amount not been adjusted with my Unbilled amount? HDFC has processed an EMI without my authorization and there is absolutely no way I can reach them over a customer service number.
On...
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S
sri sai chandolu
Dec 27, 2020
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Aggregator emi offus

In my credit card loan was given in the name of aggregator emi offus. I didnt asked for any loan but it is credited without my intimation...
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H
HiralRiya
from Kolkata, West Bengal
Dec 24, 2020
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Complain about inter brn cash txn chgs incl gst charge

Hi,
I have a HDFC bank account since a very long time.
While I was filing my return I came across two transactions regarding inter brn cash txn chgs incl gst charge of rs. 442.5 and rs 2212.5.
This is my hard earned money, how can you just deduct it?
I have my account in Marathalli branch bengaluru, and I withdrew mu own money for another HDFC branch in Kolkata, it was no other bank, so why is this money unnecessarily...
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A
Ajeetsingh1
Dec 20, 2020
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Fastag dispute

Address: A-44,Vikas Nagar , Dharuhera, Rewari

I have purchased HDFC fastag 1 year ago but my vehicle no. not updated in my fastag. Now I am not able to recharge my fastag also No records found showing on website. I have called customer care so many times but no solution given till now by their side....
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S
swatiagrahari4
from Powai, Maharashtra
Dec 17, 2020
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HDFC EGiftPlus Card

Hi sir,

I bought prepaid gift cards from hdfc bank on 12 Dec 2020(Transaction ID: [protected]).

Till today i haven't received the above cards.
Moreover i didn't receive acknowledgment email on my purchasing and there is no way to reach out to them.

Could you please do the needful as soon as possible....
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P
PavithraHareeshL
from Ernakulam, Kerala
Dec 17, 2020
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My NetBanking is active but your Secure Access rights have got locked.

My NetBanking is active but your Secure Access rights have got locked.
I have been told that 'The Secure Access service gets locked post incorrect answers to the questions or not being able to answer/give the correct verification." However, I am unable to modify the secure access change questions itself. I have been reaching out to the Bank and there is no positive response at all.

I was following steps to unlock and...
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G
GANGUSAHANA
from Mumbai, Maharashtra
Dec 14, 2020
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Two wheeler noc

Address: NELAMANGALA

Dear Sir,

I am Hanumantharayappa C from Bangalore and I was taken two wheeler loan in Centurion Bank Limited, the loan was closed on 2007, that time I was not closed HP on RC, so now NOC was expired so please let us know how to to get NOC to close the HP.

Centurion Bank limited agreement no is MB9407

Looking your reply with details....
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L
Lavania Ravindra Kumar
from Powai, Maharashtra
Nov 26, 2020
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NWD DECCHG charges deduction

I have a salary account with HDFC. Even then without intimation they keep deducting amount from my account using the above said code. How come being a salary account i am being charged for withdrawing using other atm? Isnt this illegal? This is not the first time this has happened. Customer care center is of no use because nobody answers. Thinking about approaching consumer court regarding this....
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D
Dnyaneshwar Pagare
Nov 25, 2020
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Mer emi int and finance charges charged separately

Dear HFDC credit card team,

I had purchced an item from amazon on emi which was supposed to be no cost emi, i understant that the interest on emi was reduced by amazon from the device price. But As I see carefully in my e statement i could see that i have been charged with two components namely mer emi int nbr and finance charges for month Oct And Nov . According to me it should have been only a single charge rather than...
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T
tausifcooldud
Nov 17, 2020
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Deduct account balance

Address: N/A, Zakir Nagar, Mango, HOUSE NO-22 ROAD NO-14

Hi, I HAVE NRE ACCOUNT I don't know why the hdfc bank is doing with my account he every time when bank deducted money like(POS MYPROTEIN.AE[protected] INR, POS DECCHG-29X33=957 INR, "amb chrg incl gst for SEP2020-354 +177 INR, amb chrg incl gst for OCT2020- 354 INR mir[protected]"rupees times (Total=4555) i dont know why they are having problem with my account. I am totally fed up with this.
I want my money back. This is NOT FIRST...
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D
Dwip Jyoti
from Mumbai, Maharashtra
Nov 14, 2020
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Deducted money without any reason.

Address: TOWN-SARTHEBARI, DIST-BARPETA,STATE-ASSAM

Sir,
With due respect and humbly submission i beg to state i am a customer of hdfc bank .on 4/11/2020 i created an account in hdfc bank.my account number is -[protected].on 13/11/2020 Rs- 236 is deducted from my account.when i saw my account statement it shows that Rs -236 is deducted for debit card issuance fees.i hereby declared that i was got this debit card when i created my account.than why Rs-236 deducted? I have neither...
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M
Mohdshabbir
from Hyderabad, Telangana
Nov 11, 2020
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Manual hold charge and overdue charges

I have a personal loan in Hdfc bank and emi is 23917 per month and my date of debit is 7th of every month. On November 07 morning I have 16000 rs in my account the amount is debited -7000 rs. I have 30000rs liquid cash in my hand but i credited 30000 on the same day in my account . The loan emi is debited and put on hold. Now the bank has charged 1350 as manual hold charges and 649 as over due charge. My issue is the amount is available in...
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