HDFC Bank Complaints & Reviews

My name is Sreenath and I am from Hyderabad. I am not a HDFC customer nor applied any load/card with HDFC Bank. I am getting at least 3-6 calls everyday from HDFC bank and their consultancies for personal loans, credit cards and other promotional activities. My day starts and ends with hdfc calls and I lose my temper and spoil my day. Hope you can understand how they are irritating. Everyday I block their numbers but still they call me daily from new numbers is a big issue. I am also registered on HDFC Do not call list but I am still troubled by numerous calls everyday. I also registered on Airtel for DNC services and not sure how they received my number though I am not a HDFC Bank Customer.

Kindly remove my number +91 [protected] from your database.

Thanks,
Sreenath

I have paid the hdfc personal loan emi amount but still it is showing minus balance. I have checked the loan status also. It is showing Paid. Then why it is showing negetive in my bank a/c?

A/C number : [protected]
Personal loan emi amount: 10450

Please do the needful....

Earlier I was issued life time free credit card. Later on bank upgraded my life time free card to millennia credit card and at that time they have informed that this millennia credit card is also life time free. Now bank has deducted 2950 rupees as renew fees for credit card. When its life time free then why bank are charging renewal fee??

I was charged rs 118 from my Bank account stating the reason "ADHOC STMT CHGS INCL GST". I haven't visited any branch nor requested for any kind of service from the bank.
I would like to have my money reverted or credited back to my account.

My order was cancelled on Amazon. I had debit card emi pre approved limit of 1, 10, 000.
Even when the order has been cancelled, my pre approved limit didn't get back to what it was. The order was cancelled immediately due to address issues. And now I'm stuck and unable to order online as the limit has dropped to 30k. In so disappointed with the bank regarding this.

Hi Team,

Rupees 590 debited from my account on 08.08.2023 with narration "INTER-BRN CASH CHG INCL GST 150623-MIR[[protected]]".

ref no : MIR[[protected]]
Acc no : [[protected]]
MOb No : [[protected]]

Can you please check and update the reason for debiting the amount from my account.

Thanks
Shanker Lal Burdak

Hi Team,

Rupees 590.00 debited from my account on 08.08.2023 with narration "INTER-BRN CASH CHG INCL GST 150623-MIR[[protected]]".

ref no : MIR[[protected]]
Acc no : [[protected]]
MOb No : [[protected]]

Can you please check and update the reason for debiting the amount from my account.

Thanks
Shanker Lal Burdak

Dear customer care,

Without any information bank has deducted 531 rs from my account. I want my money back and the reason also why it is deducted.

Hdfc account details :
Account number : [protected]
Customer id : 74785503

Transaction details :
Ref Num: MIR[protected]
Deducted date : 08 Aug 2023
Amount: 531

Kindly reply as soon as possible

On 8th august, rs 642.93 and 118 is deducted from my hdfc account number 6325. When i checked the deduction why its happening than this detail is showing there — "hdfc bank — dc intl pos txn markup+st[protected]mir[protected] and 3RD PARTY CASH TXN INC GST 070623-MIR[protected]. I don't know about this deduction? Why this deduction happen without my knowledge how would they can do?

I have a salary account with hdfc bank. I have started with sip in mutual funds using auto-pay option.so i have been charged ach debit return charges of rs 531 is deducted from my account.

I have called customer care and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalise so harshly for not having balance.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to hdfc bank for sure, but i will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient you will be charged. Nothing was there.

177 rupees have been deducted from my bank account which is written inst cash chg incl gst. So, someone will tell for what this money has been deducted.

Hey,

My name Rahul Jaswani and i have a salary account in hdfc bank. Actually i have took a micro loan from bank of 40000 rs 7th aug is the emi deduction date and from the morning i was checking that the emi is deducted or not but then it’s around 9 pm i also checked but no emi was deducted then I manually paid the emi it was showing in overdue section on net banking but now around 11:15 the emi got deducted automatically...

While doing the transaction from my net banking error is showing that there is a low severity memo present on the debit account, there is a memopresent on the debit account.

I placed an order on the 3rd of June, 2023 for Rs.3723.27 with my HDFC Debit Card. The amount was deducted from my account but the order was cancelled for whatever reason. Myntra is stating that they have not received any amount and are refusing to refund it and are stating that it's the bank's fault. I have contacted HDFC bank for the same and even they are of no help. I have been talking to both Myntra and HDFC bank for the past two but so far no progress has been made and they are refusing to refund the amount.

I got a call from Aditi Sharma, claiming that my policy 10023899
HDFC classic assured plus plan is being terminated due to non-payment of premium.

Issue date 31 mar 2015, Maturity 7 apr 2025
Current value: 2.28 lacs
Asked me to talk to Surjit kumar Pandey [protected]

I am writing to bring to your attention a concerning discrepancy regarding my savings account at the Dunlop branch of HDFC Bank. I have recently faced an issue wherein non-maintenance charges were deducted from my account balance, causing it to become negative. I believe that this action contradicts the RBI guidelines, and I kindly request your immediate assistance in rectifying this matter.
As per my records and the RBI guidelines (referenced in your circular RBI/2014-15/308 DBR.Dir.BC.No.47/13.03.00/2014-15 dated November 20, 2014), banks are advised ( It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance.) Unfortunately, the application of the non-maintenance charges has caused the balance to become negative.

I kindly request that you review this situation and take the necessary steps to:
Restore Positive Balance: As my account originally had a positive balance, I kindly request that the account balance be rectified to reflect this positive amount.
I assure you that I am committed to maintaining the average monthly balance and managing my account responsibly in the future.
I appreciate your prompt attention to this matter and your understanding of the importance of adhering to the regulatory guidelines.
Thank you for your assistance. I look forward to a swift resolution and a positive banking experience moving forward.

Sincerely,

Debjyoti Das
A/c no - [protected]
das.[protected]@gmail.com

HDFC bank cheats the gullible customers by charging Rs 3000 annual charges for the Life time free credit cards issued to their customers. I am using HDFC bank for the last 25 years so they gave me a life time free Regalia credit card ( [protected]) last year. This year in July 2023 statement they charged me Rs 3000 towards annual renewal . I fail to understand who gave the rights and authority to HDFC bank to charge me such annual fees for which I have never agreed in the first place. This is simply Cheating & HDFC should be charged under Section 420 of IPC for Cheating its gullible customers out of their hard-earned money. Shame on you HDFC bank that you have to resort to such UNETHICAL PRACTICES. This puts down the practices adopted by the private banks in India under scrutiny as they can go to any extend to boost their bottom line.

The account was blocked without any prior information due to issue in KYC updation. I visited the nearest HDFC bank, but it's been about 5 days there is no update regarding this.

I was using basic hdfc debit card and then one day i got message that it has been blocked and a new hdfc platinum card was sent to me without any prior info and no permission taken. It costed me 885 inclusive of taxes. After that the card has charged me renewal fee atleast 2 times 885 each and i had 0 transactions using debit card. Uptill now i have paid 3-4000 on a card which i never asked for and was sent to me on totally bank discretion.
If HDFC says it is their policy then kindly tell me why since last 2 years I'm using hdfc millenia credit card and you have not upgraded it as per your policy?
If you say that your policy says that you can send upgraded cards to customers without their permission and without informing them about the hefty charges then please prove it by sending me your HDFC diners privilege card. I'm willing to pay your 10k annual fee for that. Why not preach your policy in credit card segment too. Whole point is we are being charged for something we never asked for or never used. There is literally 0 transactions of mind on this debit card you can check.

I was using one of the basic hdfc debit card then company one day without my permission sent a hdfc platinum debit card for 885 inclusive of taxes. And now without any prior information they have charged 885 renewal fee too and i don't even used debit cards. Not once i used it. If they had asked or informed me about this platinum card i would never opt for it.