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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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HDFC Bank reviews & complaints page 728

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S
Sudarson U
Apr 26, 2019
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Address: 37/38, 2nd Flr, ASVN, Ramana Towers, Venkatnarayana Rd T Nagar Chennai, Tamil Nadu - 600017 India, Chennai, Tamil Nadu, 600017

I have raised a cancellation request for my "hdfc life classicassure plus" policy withing free look in period on 7th feb 2019, till not it's not processed. Branch managers from chennai t-nagar branch said it'll be refunded in 40 days (I. E 19th march). Cancellation request (1-[protected]) raised and closed without resolution on 20th feb. When contacted on 20th march they again said they could not process as year end closing activities are on and said april 10th. Again when contacted on 11th april they asked for 10 days and a few 10 days have passed but nothing happened, they are also not giving escalation contacts
HDFC Life customer support has been notified about the posted complaint.
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    C
    chaitanyak1
    from Mumbai, Maharashtra
    Apr 26, 2019
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    I have booked flight tickets on 29th march 2019 through hdfc smartbuy platform costing 12334 rs. I received email from smartbuy stating booking has failed & you shall get refund in 5 working days.

    Smartbuy order number: [protected]

    I am still waiting for the refund for this failed booking.

    I have been continuously contacting smartbuy customer care & each time i was told that they need 3-4 working days to solve this issue. It's been almost one month now & still dont have refund of the amount.
    +1 photos
    HDFC Bank customer support has been notified about the posted complaint.
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      On thu, apr 25, 2019 at 1:59 am hdfc ltd wrote:

      Dear customer,

      Greetings from hdfc ltd.

      We have attached your 'e-certificate for interest' in this email.

      This e-statement is password protected. Please follow the simple instructions given below to open your e-statement.

      Click on the attachment provided with this email
      You will be prompted for your passwordbr...
      +1 photos
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      H
      Haiderali2492
      from Noida, Uttar Pradesh
      Apr 26, 2019
      Resolved
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      Resolved

      Address: New Delhi, Delhi, 110044

      I made the transaction 5k + 5k two made the payment for buy coupon of big bazaar voucher i bought & i clearly checked and same amount i used to another credit card too but in that hdfc credit card made my transaction into emi after 2 days without any my confirmation & authorization & when i asked them they r telling sir this the merchant emi not made by our side then i discussed with my merchant & paytm also they r saying clearly sir hdfc are telling you wrong commitment if you also got single single full payment msgs of amount spent & after 2 days you got another one more msgs from hdfc credit card department what does it mean that is made by hdfc & without any confirmation. I also checked nd i also got to know it's happened by hdfc credit card department but without my confirmation how can you made into emi if i would pay single shot so who the hell are you to convert my transaction into emi is that your father's property???
      If you will not resolve asap i'll promise to you i'll be give you best response from our side and you will be call me continueslly.
      Hdfc credit card services has been totally third class & nonsense customer care executive to resolve customers problem it is totally dirty corporation i didn't understand why people are using this type of services,
      Haider ali
      [protected]
      [protected]
      +1 photos
      Jun 4, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      May 02, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We observe that two merchant EMI of Rs.10, 000.00(Rs.5, 000.00*2) was processed on the card account basis your request. For any clarifications in this regard, we request you to directly contact the merchant.

      -Nadia
      HDFC Bank Customer Assistance
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        M
        Mahadevaswamy Manu
        from Eluru, Andhra Pradesh
        Apr 25, 2019
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        Address: 21st Block,Bsnl layout,near VTU university Ring road, Mysore, Karnataka, 570029

        Hi,

        Very pathetic service got from your phone banking representatives and also from the banking people no one will not responding with solution to the customers keep on try to get my noc to sumbit to the sbi bank to release my topup house loan no one responding to help me. I reuesting to get 1 letter from manager the loans are closed which actully closed by me they are not at all ready to provide and also i am not getting auto mail from the bank. Even i explain my phone banking is blocked to fraud happend in my atm on 15th april and 12000/-rs lossed because some one has withdraw for that also i have not got any update from the risk intelligence & control department and i have mailed the details for below mails
        Madhvi. [protected]@hdfcbank.com.
        Requesting provide the noc in urgent basis for below accounts and please refund my money
        Instajambo loan account:-[protected]
        Insta loan account:-[protected]
        Complaint number:-mump[protected]
        HDFC Bank customer support has been notified about the posted complaint.
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          M
          Muthukumar2244
          from Tiruchirappalli, Tamil Nadu
          Apr 25, 2019
          Resolved
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          Resolved

          Address: 600032

          I am salaried, while applying itself I cleared mentioned CIBIL score is no history, so am I eligible or not.
          Sales person told if annual income more than 7 lac eligible for regalia first.
          I got 3 verification call also, last call cuts immediately when I asked why are asking same details many times such a rude customer care. Why u guys not telling any reasons after getting all our proofs, why u are not checking eligibility before giving proof... Application no: App 19D[protected]S1
          Jun 5, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          May 02, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 2 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

          -Nadia
          HDFC Bank Customer Assistance
          May 08, 2019
          Updated by Muthukumar2244
          Worst service...no reply from HDfC bank even after sent complaint to priorityredressal.[protected]@hdfcbank.com. I am wondering how fast HDfc replies
          May 15, 2019
          Updated by Muthukumar2244
          Worst ever bank, no replies yet
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            P
            Psid
            from Pune, Maharashtra
            Apr 25, 2019
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            Address: Gat no-333, Behind R.R packaging company pune nashik road khirid wasti Moshi pune 412105., Pune, Maharashtra, 412105

            I have booked the flat in my area, so I was looking for a bank who provide me maximum loan amount, so i have choses HDFC Housing loan so I have contacted agent he came to my home he told each and everything about processing i was agreed with him because he told i will process fast and give the maximum amount after that i give him all the required documents and cheque of 8850. so he went and started the processing after every 2 days i used to take follow up regarding loan process he use to tell in the process but when it is more than 25 days i told him give me final stmt because it is to long u taking the time so next days he call to his manager and i spoke with him he told that the amt which u looking for our credit team are not approving.My question is they told me first different amt and now different and 8850 processing amt not ready to give full amount they will return half of the amt.
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              V
              VBuch
              Apr 25, 2019
              Resolved
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              Resolved

              Address: 400067

              Hello team

              We are trying to set up pin using debit card and otp. After selection of otp and email id, we do not receive otp in our rm nor in our registered email id.
              We are unable to reset our pin hence unable to operate our account
              We are not in india hence we cannot even reach to bank

              We are also trying to reach our manager (Roshan shaikh) but he has not reachable on phone and nor he replies on phone.
              May 30, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Apr 27, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              We are working on your concern vide HBL=[protected] and will revert to you within 4 working days.

              -Nadia
              HDFC Bank Customer Assistance
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                P
                Pawan Monika
                from Mumbai, Maharashtra
                Apr 25, 2019
                Resolved
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                Resolved

                Address: Baran, Rajasthan, 325223

                Meri car ka accident 17/04/2019 ko night mai hua tha or mai car ko company mai 18/04/2019 ko lekr gya tha or car 23/04/2019 tk Woi rhi but Uska kuch b kam nai hua Fir Mene call kr ke pucha to bola ki aaj server aayga or wo check krega Jb server se baat hui to usne bola aapki car ka claim ho jayga pura or Fir mere 25/04/2019 ko call kiya to server bol rha h aapki car claim nai hoga to mai ye janana chata hu ki Esa Kyo jabki Mera insurance 0 depth ka h or server bol rha h ki accident Purana h so plz help me otherwise Mai consumer court jaunga
                +7 photos
                May 31, 2019
                Complaint marked as Resolved 
                HDFC ERGO General Insurance customer support has been notified about the posted complaint.
                Verified Support
                Apr 27, 2019
                HDFC ERGO General Insurance Customer Care's response
                We request you to please share your policy number or claim number to enable us assist you.
                Apr 27, 2019
                Updated by Pawan Monika
                Policy no.[protected]
                Claim number :c[protected]
                Apr 30, 2019
                Updated by Pawan Monika
                My complain Not resolved till now??
                Plz give me solution
                Apr 30, 2019
                Updated by Pawan Monika
                This is not good..
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                  V
                  vijayanand 52
                  from Bengaluru, Karnataka
                  Apr 25, 2019
                  Resolved
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                  Resolved

                  Inst alert chg inc gst jan - march2019- mir[protected]... Why the hell you people taking money from my account... Without any information and its third time you #ing people doing same.. I should get my money back or else case will be filed - are you guys mad if complaint is short it wont get resolve?? Then what the # using of your #ing bank. I need the money to get credited back. Every time your bloody bank does it.. I need the money thats it or else i will spoil the hdfc bank by posting reviews and screw you #
                  May 29, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Apr 25, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  Let us look into it for you. Please share your Account No./Customer ID., details of the charges, along with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No.TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                  -Manoj
                  HDFC Bank Customer Assistance
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                    S
                    Satyasundar Khuntia
                    from New Delhi, Delhi
                    Apr 25, 2019
                    Resolved
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                    Resolved

                    Address: Gautam Buddh Nagar, Uttar Pradesh, 201310

                    The details of hdfc credit card (Xxxxxxxx4744) used by me is as follows:
                    1. I have purchased one item of rs.33000/- on 12 months zero interest emi in april 2017
                    2. I have paid monthly emi of rs.2749.64/- from may to august 2017 which equals to rs. 10998.56/-
                    3.in august 2017, i have not received any statement after many requests
                    4.in september 13 2017, i paid rs.5000/- blindly without knowing the dues.
                    5.in september 2017 statement a late fine was imposed which i requested to withdraw as i had not received the statement in august 2017.
                    6.in october statement again late fee was continued which i requested to withdraw but no result.
                    7.in november i paid rs. 17000/- the remaining amount of rs.33000/-.
                    8. I have paid all dues i. E. Rs.33000/-, against my purchases till date.

                    Hdfc is continuing late fees on late fees since august 2017 which is their fault of not sending any statement in august 2017. It seems it their practice to collect money from customers illegally and unethically by harassing the customer.

                    I have been harassed threatened over telephone that my to cibil score will be degraded.

                    My repeated requests to withdraw the imposed late fee was not considered as there was no delayed payment on my part rather i have paid dues in advance. The only one time delay was because i had not received the statement on time.
                    They have such a bad complaint system that you can not put any such complaint against them.
                    May 26, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Apr 25, 2019
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We'll certainly look into this for you. Kindly share at [protected]@hdfcbank.com with your Credit Card No., along with the registered mobile number, email ID and issue details for further assistance. Mention this Ref No.TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                    -Anay
                    Customer Assistance.
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                      M
                      mittal vinay
                      from Delhi, Delhi
                      Apr 25, 2019
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                      Address: F-11 Udyog Nagar Industrial Area Rohtak Road Peera garhi-110041, New Delhi, Delhi

                      Sir i am Vinay Agarwal holding HDFC Bank CREDIT CARD we have some financially problem so that is why we have closed / settlement my card kindly take this application on propriety basis we have a request you to settlement my card no[protected] please contact mobile No.[protected] [protected] we have call on customer care no [protected] but nobody take call or we have call to hdfc bank or talk on what's up but nobody respond please help me out to settle my credit card
                      HDFC Bank customer support has been notified about the posted complaint.
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                        S
                        Shilpa keerthi
                        from Mumbai, Maharashtra
                        Apr 25, 2019
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                        Address: 560100

                        Hi,

                        I have applied for a plot loan in the month of December 2018 and it got approved as well, legal clearance is also done, but bank went on for getting total survey approval and requested for other sites documents belonging to that survey which is not available as of now and loan disbursement is on hold. They are not even informing if this can be processed or not without those documents. Hence I requested to cancel the loan and refund my processing fee for which I am not getting any response. Kindly help me out.

                        Thanks
                        HDFC Bank customer support has been notified about the posted complaint.
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                          R
                          revatichoudhary
                          from Pune, Maharashtra
                          Apr 25, 2019
                          Resolved
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                          Resolved

                          Address: E 5, ananda heoghts, vadgaonsheri, Pune, Maharashtra, 411014

                          I was holding hdfc credit card. I made full and final payment as on 22.03.19 i had requested to your phone banking representative to close the credit card and they confirmed that the card has been closed.

                          Also i wrote a letter to the manager, hdfc cards division, chennai office for noc. But till date i haven't get noc from you. So please solve my problem and sent noc asap.
                          Jun 1, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Apr 26, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We request you to write to [protected]@hdfcbank.com elaborating your concerns from your registered e-mail address to enable us to check and assist further. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                          -Zubin
                          HDFC Bank Customer Assistance
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                            G
                            Gauri jadhav
                            from Noida, Uttar Pradesh
                            Apr 25, 2019
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                            Address: 411053

                            Dear HDFC bank Team,

                            I have taken car loan from HDFC bank on oct 2018 and was paying all EMI on time of amount 8282/- per month. However in Dec 2018, I had major spine surgery and dr. suggested me to take rest for 6 months due to which I am on leave having no salary from Dec 2018 due to which my CAR loan EMI got bouned for the month of March 2018. I have already preintimated bank and recovery team saying I will not be in a position to pay your EMI till june 2019 however Recovery team torturing me like anything and without considering being they are talking with Lady, they are using very bad languages and threatned me that they will take out my tv fridge if not paid EMI.

                            kindly request you to take action against this on priority please.
                            HDFC Bank customer support has been notified about the posted complaint.
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                              R
                              Reshmiraj
                              Apr 25, 2019
                              Resolved
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                              Resolved

                              Address: Bangalore South, Karnataka, 560100

                              Cancellation of one assist membership
                              I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number without my concern on date: 24/04/2019. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount.

                              Name :- resmi r
                              Credit card ending - 3408
                              Aug 7, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              Greetings from OneAssist!!!

                              We regret any inconvenience caused to you.

                              We are unable to locate your account using the last four digit of your credit card. Request you to share your OneAssist customer ID along with the issue details by emailing us at [protected]@oneassist.in.

                              Once we receive the details, our team will contact you within 24 hours to get your issue resolved. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

                              Future communications will be done on your registered email id, as any account details shared here can be publicly viewed and can be misused. We request you to write to us on the above mentioned email id if you have any query.

                              Looking forward to hear from you.

                              Regards

                              Team OneAssist
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                                C
                                chakravarti makena
                                from Delhi, Delhi
                                Apr 25, 2019
                                Resolved
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                                Resolved

                                Address: Dharwad, Karnataka, 580021

                                Dear sir/madam,
                                I am a valued customer of hdfc bank for the past one year. I am a corporate salary account holder.
                                I would like to bring to your kind notice the following-
                                False commitments of processing fees and loan interest rate on hdfc online personal loan: ref no. 67484328
                                1. Promised processing fees - ₹3560
                                Deducted processing fees +hidden charges - ₹39277
                                2. Promised rate of interest - 11.25%
                                Given rate of interest-15.5%
                                3. Promised total loan amount - ₹1296440
                                Disbursed loan amount - ₹1260723
                                I kindly request you to either refund the extra money charged as processing fee and change the interest rate to 11.25% as promised or kindly cancel the loan. I do not want to bear extra charges for bank's mistake. Please take the necessary action and do the needful as soon as possible.
                                Thank you
                                Regards
                                ‌m. Chakravati
                                May 29, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Apr 26, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We are working on your concern vide Ref ID:[protected] and will revert to you within 3 working days.

                                -Zubin
                                HDFC Bank Customer Assistance
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                                  G
                                  govindvaja
                                  from Mumbai, Maharashtra
                                  Apr 25, 2019
                                  Resolved
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                                  Resolved

                                  Address: Bhavnagar, Gujarat, 364290

                                  I made payment of my credit card of april month on 02.05.2019. To over come this type of charges i made payment on 02.05.2019, but system is not check any thing that no any outstanding amount of my account and debited rs.450 + 18% gst (81). To me.
                                  Customer id:64294006.
                                  I want to get refund of this amount due to i have already made payment but due to system have not check any outstanding or not, and debited this charges.

                                  Please resolve issue asap.
                                  Your positive response will be highly appreciate.
                                  May 28, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Apr 26, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  Hi, we observe that we had attempted to claim the total amount due from your savings account and the same was returned due to insufficient funds. As you may be aware, any payment returned would attract a payment return charge. In view of the same, the autopay return fee has been levied. We request you to maintain sufficient balance in your bank account henceforth to enable us to carry out your instruction effectively and to avoid levy of autopay return charges on your card account. You may refer to the below link for details of the same. https://bit.ly/2k7MGwQ

                                  -Nadia
                                  HDFC Bank Customer Assistance
                                  Apr 26, 2019
                                  Updated by govindvaja
                                  Dear

                                  Please note payment is already made before due date, there is no any check from system that no any outstanding is there.

                                  So please request you to refund that amont to me.

                                  Your valuable customer.
                                  Govind vaja
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                                    S
                                    sun_mugam6
                                    from Chennai, Tamil Nadu
                                    Apr 25, 2019
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                                    Address: Chitlapakkam, Ramdoss nagar, Chennai, Tamil Nadu, 600064
                                    Website: www.fastag.hdfcbank.com

                                    My fastag sometimes doesn't get recognized by the scanner used in tolls. It shows zero balance. (Though i have around 500 inr in my account.).

                                    Thought of replacing my fastag with new one and contacted customer care. As usual i have to wait atleast 10 min to get the call connected.

                                    On 19th apr, they gave a mail id fastag. [protected]@insolutionsglobal.com and i was said i will be receiving a mail from them and a link for next step of process of tag replacement. Its almost a week and no reply.

                                    I was also said it takes maximum 2 days to receive the reply. But haven't received any mail.

                                    I even tried in the online portal, unfortunately, the otp is not generating. Dont know the reason why???

                                    So i have decided to deactivate my account. And, ofcourse, with same 10 min waiting time, i was given the same mail id fastag. [protected]@insolutionsglobal.com today (25th apr) for sending a deactivation request. I have sent the mail. Let me wait and see... How many days they take to deactivate and refund my balance.
                                    Dear Customer,

                                    We can help with that. Please write to [protected]@hdfcbank.com with your Fastag reference no. & registered contact details. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                    -Zubin
                                    HDFC Bank Customer Assistance
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                                      J
                                      Jack Lumber
                                      from Delhi, Delhi
                                      Apr 25, 2019
                                      Resolved
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                                      Resolved

                                      Address: New Delhi, New Delhi, Delhi

                                      Its been quite sometime i hold this hdfc credit card and i have used quite fairly.
                                      I have been delinquent in payment by march 19 and april 19. That is 2 months and the minimum outstanding is 5963, which i can pay on 2nd may 2019 and may be more. I have also informed the collector that i would try to pay as much as possible of the total outstanding of 63000 since i would like to close the card once and for all as soon as the entire payment is cleared because of their intimidating behavior. This has been a constant incident ever since this gentleman (Jitender) must be his alias name started calling, he opens the call everyday by accusing me that i promised him to pay by 1 pm and so on. On every call i have clearly stated that the payment cannot be made before 2 may 2019.
                                      The collection center has also started sending messages pretending to be national payments corporation of india (Npci) and hdfc legal department. What concerns me is the big names likes npci and hdfc legal department are used by this collection centers to intimidate customer who are willing to pay back the dues. Thank you hdfc. I promise to close all dealings with hdfc the moment i'm able to clear of the credit card dues and i would also stop dealings with people using hdfc as a bank.
                                      Regards
                                      Call center numbers mentioned below:

                                      +[protected]
                                      [protected]
                                      [protected]
                                      [protected]
                                      +4 photos
                                      Jun 4, 2019
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Apr 25, 2019
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      Let us look into it for you. Please share your Card No. with registered contact info, the caller details & the issue on [protected]@hdfcbank.com. Mention this Ref No.TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                      -Anay
                                      HDFC Bank Customer Assistance
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