Hi,
Insta jumbo loan account: [protected]
I am so desperate while writing this as i have got such a bad experience from the customer care as well as the other channels of hdfc bank. I apply an insta jumbo loan of rs.60000.00 on 05/07/2017. After one week i call hdfc customer care for insta jumbo loan she told me we are charge processing fee + preclosure charges around rs.3500, customer care executive discusses with senior person then she told me if you pay rs 60000.00 in your credit card within a three day (Also attached credit card statement july month), we don`t charge any processing fee & pre-closer charges.
As per over discussion with customer care executive i pay rs.60000.00 on 13/07/2017 within five minutes in my credit card account. After three-month 20/10/2017 i receive an sms for insta jumbo loan card payment. I am totally shocked, then i checked my bank & credit card statements. During this 3-month i am very busy. After that, i call to customer care they told there is no request generated on july month. November month we don't find any positive responses they tell as the bank not reverse any charges & you need to pay all instalment. After that, i escalate this issue to hire management & visit bank, loan department & credit card office no one assist & they do not provide a piece of the right information. I trust hdfc bank service, but this time bank provides a very worst service in my banking experience.
Currently, i have two hdfc bank account (Dwarka sector 17 branch a/c [protected] & meera bagh branch a/c[protected] both accounts are salary a/c. Jambo loan team blocks both accounts for rs 15000 + around. Please close both accounts we are not presently operating.
Finally, your customer care executive misguides & not process all query time to time, why customer trouble every time???. Please reverse all charges & provide a clearance letter.
I would like to have this problem resolved quickly. I will not pay the late fee, account maintenance charges & any stupid charges.
Thanks
Sunil kumar gupta
Jan 30, 2019
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 29, 2018
HDFC Bank Customer Care's response Dear Customer,
We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id in 03 working days. The reference number for this interaction is[protected]. We request you to bear with us in the interim.
-Nadia
HDFC Bank Customer Assistance
Apr 18, 2019
Updated by Sunil.Kumar13 Till date no update
Please email at hdfc.[protected]@sahaj.co.in or reach Fastag Team directly at [protected] & [protected] for better assistance.
-Anay
HDFC Bank Customer Assistance
As a customer I am aware of the toll free number. I have called them atleast 10 times regarding similar issue. But none of them so far have shared this email id. Instead all I have heard from them is that the request has been sent to back end team and that issue will get resolved in 3 days time. I think this is lack of proper training. Also there is no senior person in call center to whom I could talk. I dont know how to term this, whether irresponsible or ignorance.
Regards
Vishak S