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HDFC Bank Complaints & Reviews

2.9
Updated: Feb 20, 2026
Complaints 32944
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HDFC Bank reviews & complaints page 807

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Y
Yogendra Choukikar
from Mundi, Madhya Pradesh
Dec 30, 2018
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I have applied for the closure of my savings account till now after 10 Days it is not closed and bank employees are lying and faking worst service... Very Disappointed

Why the hell you just not true to the face what is the actual reason you are not closing it down.

Or just for the sake of some money you are not closing it down. Greedy People
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    S
    Sidharth1988
    from Jaipur, Rajasthan
    Dec 29, 2018
    Resolved
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    Resolved

    From last 3-4 days, my account balance is showing in negative 4lacs which was really shocking for me. I have registered a complaint for this and mail to [protected]@hdfcbank.com keeping board of directors in cc but not getting any revert from your end.
    Customer executive are saying that this is a hold for a credit card which i have used, which is again a shocking statement for me as i haven't used any credit card from any bank till now.
    I don't know whom should i contact in this regards in hdfc bank.
    Please contact me @[protected] to close this issue asap else i will not pay any emi going forward.
    Jan 31, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Dec 29, 2018
    Updated by Sidharth1988
    I haven't used any credit card from any bank which you can check by my customer ID. Unable to do any transaction from my account and my 85000 are on hold from last 4days. If you want to do an investigation, please do but till the time kindly remove the hold from my account.
    Verified Support
    Dec 31, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    We note that you have sought clarification with regard to your credit card account. We request you to contact our Debt management officers at[protected]/33016802 for further assistance in this regard.

    -Nadia
    HDFC Bank Customer Assistance.
    Dec 31, 2018
    Updated by Sidharth1988
    [protected] number given by you is not reachable. What kind of support you are giving to your customers. Your banking has become a headache for me now.
    Contact number of your debt manager is hidden in the revert. Kindly share the same on my registered email I'd.
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      M
      monu mithu
      from Sirsa, Haryana
      Dec 29, 2018
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      Address: Kurukshetra, Haryana, 136129

      Dear sir i purchased mobile from flip cart on Oct.12.2018. its cancelled by merchant but i could not receive money. he said that he refund it and provide refund transaction no. since 80 days i could not receive money. please help me.
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        V
        Venkyhem
        from Coimbatore, Tamil Nadu
        Dec 29, 2018
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        Address: 641035

        Sir/madam
        I have to deactivate my hdfc credit card. I trying the same for past 1 month, but could not able to contact your customer care officers. I tried in various ways and i m frustrated and tired of reaching you. Kindly accept this as a top priority and take necessary actions.

        Reason for deactivation :unwanted and no prior information from your side before detecting amount in my card.
        HDFC Bank customer support has been notified about the posted complaint.
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          A
          Aditi Kaplush Verma
          from Gurgaon, Haryana
          Dec 29, 2018
          Resolved
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          Resolved

          Address: Panchkula, Haryana, 134109

          Pathetic behaviour by branch staff. Sitting idle but don't want to work. Just giving lame excuses for not doing work not even entertained properly even in personal visit.

          M receiving n number of msgs for submitting kyci went to submit kyc in ur sec 25 panchkula branch. But they refused to accept saying only securities branch will accept. Whereas it didn't have any such kind of burdened job.

          Really very sad of part of hdfc bank providing such useless service.
          Feb 5, 2019
          Complaint marked as Resolved 
          HDFC Securities customer support has been notified about the posted complaint.
          Verified Support
          Jan 01, 2019
          HDFC Securities Customer Care's response
          Dear Customer

          Greetings from HDFC Securities Ltd !!!

          In order to address your concerns, we request you to share your trading account no. or write to us at "[protected]@hdfcsec.com"
          We will be happy to assist you.

          Regards
          Customer Care
          HDFC Securities Ltd
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            A
            aquibpihu
            from Delhi, Delhi
            Dec 29, 2018
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            Address: New Delhi, Delhi, 110059
            Website: Hdfc bank

            Dear team,

            My name is priya ghosh
            My x fiance had taken 50000 rs personal loan from hdfc bank in my name
            My family didn't know about it
            My x fiance walked out
            I paid emi on that duration
            But after that my father met with an paralyzed attack and he is no longer walk anyway
            I don't have any backup
            I have elder sister she is married
            U can check my background as well
            I started working from 1 year and from past 4 months m paying emi as ur officer madhurika told me.
            Now she is saying that i have to pay 10000 rs this month only to settle the loan
            I am ready to pay but right now i don't have 10000 i need one month time to do so otherwise i m helpless
            You please send me pre noc and i will confirm uh text date for settled amount
            Please show me some mercy it's not huge amount so please help

            Loan no i don't remember
            Priya ghosh
            Pan no bcvpg0999n
            HDFC Bank customer support has been notified about the posted complaint.
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              J
              Jit3738
              from Lucknow, Uttar Pradesh
              Dec 29, 2018
              Resolved
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              Resolved

              I dont know how balance of my account is deducted if i am not getting solution then i will quit it.
              Two times automatic amount is deducted with out any inform. I have also account with other not any problem is coming. I don't no how he is work.
              I need my wrong transaction deduct from my account back. As possible.
              Other wise i will really quit from hdfc.
              Jan 30, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Dec 29, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

              -Manoj
              HDFC Bank Customer Assistance
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                T
                tejal1012
                from Mumbai, Maharashtra
                Dec 29, 2018
                Resolved
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                Resolved

                Address: Mumbai City, Maharashtra, 400092

                My name is tejal k, i have stopped using hdfc bank credit card from 5-6 years back... I am not getting any statement and the mail id on which i was getting statement was official mail id and i switch the company so mail id also not active.
                Now i don't have any statement and hdfc credit card people suddenly started calling me for settelement and asking me to pay rs. 18, 000/ for settlement.

                I am asking them for statement, but they are saying we cant provide statement to u. Pay 18000 or will mess ur cibil. I[censored] dont want us to mess up with cibil then pay 18000 or leave it.

                Talking really very rudely like typical tapori language, bharana hai to bharo otherwise we will screw ur cibil record.

                It is actual harassment and blackmailing.

                Please suggest what should i do. Even after paying 18000, it will show as settlement. And the main part is i have not used this credit card for which hdfc is asking for payment.
                Jan 29, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Dec 29, 2018
                HDFC Bank Customer Care's response
                Dear Customer,

                We regret the inconvenience caused. We have noted your concerns on credit card outstanding and we request you to contact our Debt Management Officer at[protected] / 33016802 to discuss further.

                -Nadia
                HDFC Bank Customer Assistance
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                  H
                  Harsha Nagaraj
                  from Chennai, Tamil Nadu
                  Dec 29, 2018
                  Resolved
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                  Resolved

                  Address: Bangalore, Karnataka

                  Hello,

                  Hdfc bank service is worst. I have not seen these type of service from any branch for long now. If you go to branch they say they don't have any inform related to hdfc crdit card. If you call the customercare, they are also have no idea.

                  Issue : i want to upgrade to a new upgrade card. As my present card is expiring. I went to the hdfc bank branch, thubarahalli, bangalore for query they had no information. I called the customer care service. They also have no information. Lucky, i got the information from icici bank on they new offers and other details through phone, so i am going to icici bank credit card. After using the hdfc card for so long, i have understood, the worst service and disrespect to which they speak. Without my knowlegde, they have demoted my card from allmiles card to moneyback card (Newly issued, without my conciseness).

                  When i call the hdfc comsumer call.. They were not willing to take the complaint. The hdfc bank service is worst. They deactived my credit card without my conscience
                  Jan 30, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Dec 29, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We regret the inconvenience caused. We assure you that the Bank is committed to providing superior products to our customers and as the All miles credit card variant is phased out, your card ending 4623 was converted to a Money back credit card ending 9721. On receipt of your post, we have reviewed our records and wish to share the following clarification with you. We wish to inform that request for an upgrade will be reviewed periodically based on the usage and payment pattern on the card account. We regret to inform that we are currently unable to review the card upgrade request at this point of time as which is due to subject to various internal parameters and guidelines. We request you to continue using on your credit card for all your shopping and entertainment needs and provide us with more opportunities to serve you. We are disappointed to understand that you are contemplating to discontinue your credit card relationship with us. Your relationship is important to us and we request you to reconsider your decision of closing the card account giving us an opportunity to be of continuous service to you.

                  -Nadia
                  HDFC Bank Customer Assistance
                  Dec 30, 2018
                  Updated by Harsha Nagaraj
                  Hello, How can i use the card when you have deactivated it without my knowledge... HDFC is worst bank...I called consumer care...and record the discussion..they are not taking the complaint...from branch and also using consumer care from phone...too arrogance and careless... without i receiving the new card, my old card is deactivated...and no complaint taken..
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                    P
                    Pournami Vijayan
                    from Palackattumala, Kerala
                    Dec 29, 2018
                    Resolved
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                    Resolved

                    I have resigned my job 2 months back and this hdfc salary account is now showing negative balance i dont know what is the reason behind this negative balance this is the first time its showing negative balance i had used this account in zero balance also but no negative balance was shown previously and also i have given to change my adress but still the adress is not changed so please let me know the reason for the problems mentioned above.
                    Jan 30, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Dec 29, 2018
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    I request you to share your complete concern, account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                    -Manoj
                    HDFC Bank Customer Assistance
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                      A
                      Ankit Tiwari1994
                      from Shimla, Himachal Pradesh
                      Dec 29, 2018
                      Resolved
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                      Resolved

                      Address: Gautam Buddh Nagar, Uttar Pradesh, 201305
                      Website: [email protected]

                      I have credit card in hdfc bank, last 6 months i don't have job right now, so that i have plan settlement my credit card, last 3months the hdfc peoples contact with, i am told to him, pl give the settlement, but the people is not interest to settlement my credit card, they peoples always to confuse me and they are spoke to me, settle this month afterwards they are not contact with me and i called some numbers they are not picking my call. So please to understand my issues and close my card with lowest settlement amount
                      My card details given below-
                      Card no [protected]
                      Name. Ankit tiwari
                      Mob.-[protected]/[protected]
                      Jan 29, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Dec 29, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We have noted your concerns on credit card outstanding and we request you to contact our Debt Management Officer at the below-mentioned number to discuss settlement offer.[protected] / 66668102

                      -Zubin
                      HDFC Bank Customer Assistance
                      Dec 29, 2018
                      Updated by Ankit Tiwari1994
                      We have try this number but we haven't received any response from your system.
                      Dear sir,
                      We have try any time but we haven't received any response from your system
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                        N
                        Nithyananda Prabhu
                        from Lakshettipet, Telangana
                        Dec 29, 2018
                        Resolved
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                        Resolved

                        Address: Chennai, Tamil Nadu, 600096

                        Hi,

                        Do not raise complaints just for the sake of raising it. My complaint was closed without proper solution.. Just for the formality i received call and then they told they will call again to close it.. But no call and no resolution, received below messages today... How worst the service... You have worth less people in the system to handle case... You guys are becoming public sector banks now a days...

                        Msg hdfc bank - ref comp # chnc[protected] your complaint has been resolved within timelines.
                        Jan 31, 2019
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dec 29, 2018
                        Updated by Nithyananda Prabhu
                        Why it is get auto resolved? Complaint forum is also fake?
                        Verified Support
                        Dec 31, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We have taken note of your comments expressed and you may look forward to receive a response to your e-mail id by today. The reference number for this interaction is[protected]. We request you to bear with us in the interim.

                        -Zubin
                        HDFC Bank Customer Assistance
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                          S
                          Sunil.Kumar13
                          from Delhi, Delhi
                          Dec 29, 2018
                          Resolved
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                          Resolved

                          Hi,

                          Insta jumbo loan account: [protected]

                          I am so desperate while writing this as i have got such a bad experience from the customer care as well as the other channels of hdfc bank. I apply an insta jumbo loan of rs.60000.00 on 05/07/2017. After one week i call hdfc customer care for insta jumbo loan she told me we are charge processing fee + preclosure charges around rs.3500, customer care executive discusses with senior person then she told me if you pay rs 60000.00 in your credit card within a three day (Also attached credit card statement july month), we don`t charge any processing fee & pre-closer charges.

                          As per over discussion with customer care executive i pay rs.60000.00 on 13/07/2017 within five minutes in my credit card account. After three-month 20/10/2017 i receive an sms for insta jumbo loan card payment. I am totally shocked, then i checked my bank & credit card statements. During this 3-month i am very busy. After that, i call to customer care they told there is no request generated on july month. November month we don't find any positive responses they tell as the bank not reverse any charges & you need to pay all instalment. After that, i escalate this issue to hire management & visit bank, loan department & credit card office no one assist & they do not provide a piece of the right information. I trust hdfc bank service, but this time bank provides a very worst service in my banking experience.

                          Currently, i have two hdfc bank account (Dwarka sector 17 branch a/c [protected] & meera bagh branch a/c[protected] both accounts are salary a/c. Jambo loan team blocks both accounts for rs 15000 + around. Please close both accounts we are not presently operating.

                          Finally, your customer care executive misguides & not process all query time to time, why customer trouble every time???. Please reverse all charges & provide a clearance letter.

                          I would like to have this problem resolved quickly. I will not pay the late fee, account maintenance charges & any stupid charges.

                          Thanks
                          Sunil kumar gupta
                          Jan 30, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Dec 29, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We have taken note of your comments expressed and you may look forward to receiving a response to your e-mail id in 03 working days. The reference number for this interaction is[protected]. We request you to bear with us in the interim.

                          -Nadia
                          HDFC Bank Customer Assistance
                          Apr 18, 2019
                          Updated by Sunil.Kumar13
                          Till date no update
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                            U
                            UNMESH88
                            from Mumbai, Maharashtra
                            Dec 29, 2018
                            Resolved
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                            Resolved

                            Address: Mumbai City, Maharashtra
                            Website: leads.hdfcbank.com

                            I did transaction of 1500 on date 27/12/2018 for which cash was not dispensed. But amount was deducted from balance and not reversed since last 2 days. I have tried customer care number several times but unable to talk with any executive due to their ivr system. Finaly i have raised complaint via mail.in response i got only complaint number but nothing else. Then i have escalated this case to bank authority. But again in response i got complaint number only. Local branch is also not taking any proactive action.
                            Jan 30, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Dec 29, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Your request for customer dispute has been logged. The complaint id no. is 1769769. As an HDFC Bank customer, when you transact at a non-HDFC Bank ATM the transaction is routed through ATM networks authorized and governed by the RBI. As per the extant RBI guidelines, disputes pertaining to non/short dispensation of cash need to be resolved by way of Charge Back, wherein the card issuing bank raises a chargeback on the acquiring bank whose ATM was used to conduct the transaction. The acquiring bank has to revert with a valid proof in the form an ATM Log indicating that the funds were successfully dispensed failing which the customer’s account will be credited within 7 working days from the date of the complaint. Furthermore, as per the network operating guidelines, the ATM log is sufficient and conclusive proof of successful cash dispensation.

                            -Nadia
                            HDFC Bank Customer Assistance
                            Jan 08, 2019
                            Updated by UNMESH88
                            Even after 7 days I do not get my money.
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                              K
                              Kummyraja
                              from Chennai, Tamil Nadu
                              Dec 29, 2018
                              Resolved
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                              Resolved

                              Sir / madam this is Kumar Raja from kalyandurg.
                              Sir in the last month I have collected HDFC PLATINUM DEBIT CARD from the bank.
                              Sir while issuing the card they didn’t gave proper instructions to me like debit card annual fee and debit card issuance fee. But now they are charging RS 885 for debit card issuing.
                              And also I’m a student which is becoming difficult to cope with all the charges
                              So please clear my doubt regarding this debit card issuance fee.
                              Kind regards
                              GN KUMAR RAJA
                              Jan 30, 2019
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Dec 29, 2018
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                              -Manoj
                              HDFC Bank Customer Assistance
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                                A
                                Adithya M91
                                from Bengaluru, Karnataka
                                Dec 28, 2018
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                                Address: Bangalore, Karnataka, 560058

                                My HDFC bank complaint num - MUMP[protected]
                                On[protected] Rs) was deducted from my account without my knowledge and i immediately called HDFC bank customer care and reported issue.
                                They have assured me that within 7 days your problem will get resolved but unfortunately it did not happen.
                                I have sent countless email to bank about unauthorized transaction which happened on[protected] but no one seems to be worried about my query and i want my (15000 Rs) back to my account without my knowledge amount has been deducted.
                                I am really disappointed by the poor service of the bank
                                I am requesting someone intervene and solve my issue asap.

                                Name - Adithya M
                                Branch code - 361
                                Branch name - Basavehwaranagar

                                Regards,
                                Adithya M
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  S
                                  singhdheeraj20
                                  from Kolkata, West Bengal
                                  Dec 28, 2018
                                  Resolved
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                                  Resolved

                                  Address: Kolkata, West Bengal, 700038

                                  Kindly take the card back as it's of no use for me as you have given me a limit of 24k only and i have existing cards of limit 85k, 55k, 50k respectively. I was told of getting a limit more than existing cards. I recieved the card today in 28th dec at 9 pm approx. I will be required a good healthy card limit so that i can use it but a new card with low limit than older one is of no use.
                                  Jan 30, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Dec 29, 2018
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We wish to inform you that, the credit limit on a card account is assigned basis the income documents submitted along with your credit card application. The same shall be reviewed basis the credit limit assessment which is periodically done by the bank based upon internal parameters/guidelines on card usage. We request you to send your request along with your latest three months salary slips or income tax returns along with computation of income to the below address to enable us to review your request and assist you accordingly. HDFC Bank Cards Division No.8, Lattice Bridge Road Thiruvanmiyur Chennai – 600 041.

                                  -Zubin
                                  HDFC Bank Customer Assistance
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                                    Trinadh1
                                    from Bengaluru, Karnataka
                                    Dec 28, 2018
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                                    Address: Bangalore, Karnataka, 530068

                                    Customer care guys are not having the proper information and customers is asking basic information means they are disconnecting phone line,
                                    example :- Today i was called to customer care [protected], kiran and anil are picked calls and they didn't responded properly and I was visited Richmond road branch and they are also hdfc bank is having worst services i never seen .
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      R
                                      Raju methari
                                      from Hyderabad, Telangana
                                      Dec 28, 2018
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                                      Address: Hyderabad, Telangana, 500028

                                      Dear team,

                                      I have try to take the money from hdfc bank atm machine in Gudimalkapur but due to old machines this atm has been stuck and there no security guard is also not available at that time is this ur service provide to the customer to disturb us

                                      My card was from Andhra bank
                                      Just take the action on the security guard and change the atm machine as soon as possible

                                      Yours sincerely,
                                      Raju
                                      [protected]
                                      HDFC Bank customer support has been notified about the posted complaint.
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                                        U
                                        unreal
                                        from Jhajjar, Haryana
                                        Dec 28, 2018
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                                        Address: Jhajjar, Haryana, 124201

                                        Hi,

                                        I applied for HDFC Regalia on 21 Dec, 2018 and checking the eligibility.
                                        Application Reference # - 18L[protected]CN

                                        I have a saving account and a credit card with HDFC already. My salary gets credited every month in saving account, my credit card is set for auto pay.
                                        In fact I pay in advance sometime, this month's I paid more than a lakh in advance.

                                        Now my application got declined citing this reason -

                                        "We observe from our records that we have issued a credit card earlier to you and the said credit card account is currently suspended due to service/repayment/dormancy related reasons.

                                        Hence, we regret to inform you that we would be unable to process your current application for issuance of a credit card at this stage.

                                        Assuring you of our best services at all times."

                                        Which best service and which suspended card are you talking about? There is no service but nonsense. In Dec, 2016 you linked someone else's credit card to my saving account and put a hold on my account and started deducting amount from my saving account. I had to get that resolved in 1 month - these are the correspondence number - [protected].
                                        Screenshot from 2 years back are attached.

                                        You guys removed the hold and refund the amount but did you ever care about removing that card from credit history. This is the best service you talk about?

                                        I called the customer care about the same issue few day back - reference # - [protected]. And replied on the 2 year old mail about why you are seeing a suspended card on my credit history, got a call from your customer care, but has there been any action after that. I wonder they ever cared about that after putting down the phone.

                                        I have been an old HDFC customer and this his how you treat your loyal customers. The fact that you can't resolve a simple issue and I cant get a credit card as per my need despite having a salary account and a credit card with you already make me think about switch to some other bank for my banking need.

                                        Go check my credit card transactions, pay history, my salary credits and then tell me about the suspend account you talk about and after that I'm going to close all my accounts with you. I'm not going to waste anymore of my time, calling your customer care where you seldom find human, writing thousand of mails, wait for month to get a resolution and then years later see that issue was never resolved properly - I better start looking elsewhere.

                                        Thanks you!
                                        HDFC Bank customer support has been notified about the posted complaint.
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