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HDFC Bank Complaints & Reviews

2.9
Updated: Apr 15, 2026
Complaints 32946
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A
Akhil Bojedla
from Bengaluru, Karnataka
Jan 2, 2019
Resolved
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Address: 560078
Website: www.hdfcbank.com

1. I made a upi a/c - a/c transfer of rupees 28000/- on 17-dec-2018. The transaction is reversed by the receiver bank. However, i still haven't received the funds back in my account.

2. I made a payment to amazon.in on 19-dec-2018 for rupees 12, 299/-. For some reason i returned the item and amazon refunded the payment made via my debit card. The refund was done on 22-dec-2018. Again the amount is not credited to my account. Amazon shared me with a refund reference number as a proof that they did refund from their side and the money is currently stuck with the bank.

So a total of 40, 299/- rupees of mine is stuck with the bank and the bank's customer care representatives and employees are least interested in helping me.

I raised a complaint with hdfc customer care - no resolution till date
Escalated to grievance officer - didn't care to at-least reply
Met bank manager - he's got no clue how upi works. Wrote some internal email. Only god knows what happened to it.
Wrote to nodal office - didn't care to reply again

I tried all the possible channels but with no success. I hope this forum might force them to take some kind action.
Feb 2, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jan 02, 2019
HDFC Bank Customer Care's response
Dear Customer,

We are working on your concern vide Ref ID:[protected] and will revert to you within 4 working days.

-Nadia
HDFC Bank Customer Assistance
Jan 08, 2019
Updated by Akhil Bojedla
I did not get any update in the above mentioned time.
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    A
    Aishwary_Rastogi
    from New Delhi, Delhi
    Jan 2, 2019
    Resolved
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    Resolved

    Address: 560037
    Website: Payzapp

    Its been more than 20 days that i am waiting for my refund from jabong. Jabong support informed me that they have successfully transferred the money to payzapp wallet. But its been not credited till now in payzapp. Payzapp support is not picking up the call. I have the bank reference number given by jabong. The refund amount is rs 1210. The bank reference number is[protected]
    Jan 10, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
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      N
      Nitisha Saboo
      from Mumbai, Maharashtra
      Jan 2, 2019
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      I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 1949 without my concern on 1/7/2019. I am not interested about this service and don't want this membership any more. So cancel the membership before deducting the amount because last year i was facing the same issue and my money was not credited back.

      Oneassist relationship number : 3269352
      Name :- nitisha saboo
      Credit card number ending :- 1949
      HDFC Bank customer support has been notified about the posted complaint.
      I want to cancel all the other services and want my deducted amount back or stop this before 7th so amount will not deduct.
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        L
        livethedream Ambika
        from Mumbai, Maharashtra
        Jan 2, 2019
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        Address: 560076

        Finance charges-retail for rs. 512

        After paying more then minimum amount every month more than 500 is deducting from my account. I am not getting any support from customer care last time approx. 1500 deducted unnecessarily from my account and i am not liable for this amount.

        Please waive the unnecessarily charges of the amount of late fee and finance charges and credit to my account.

        Incase you are not making waiver of the above charges, then i will surrender the credit card which please note

        Please do the needful.

        Thanking you,

        Yours faithfully,

        Ambika soni
        16th main btm 2nd stage
        Sai laxmi pg
        Pin-560076
        Email. [protected]@gmail.com

        Â Â Â Â
        HDFC Bank customer support has been notified about the posted complaint.
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          H
          hemant23
          from Bhopal, Madhya Pradesh
          Jan 2, 2019
          Resolved
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          Resolved

          Address: Bhopal, Madhya Pradesh

          Sir
          My name is hemant chauhan my bank details..
          Hdfc bank mp nagar bhopal branch
          Account no [protected]
          Mo. No [protected]
          I am transfer rs.537 to phone pe from mobile no [protected] for number [protected] but amount not credited in receiver account. And as per phone pe status amount is credited to wrong account no. From canara bank last five digits account details is 01533 but ove mentioned account number is not receiver bank account. And it is also not registered with his mobile number. Please check and return the amount in my hdfc bank account.
          I am attached receiver account ministatment and also phone pe ticket details
          Feb 8, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Jan 06, 2019
          Updated by hemant23
          I am waiting for your response
          Verified Support
          Jan 07, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          We regret any inconvenience you may have faced. Request you to write to [protected]@hdfcbank.com with your correct account number in which funds needs to be Transferred, beneficiary bank name & address, Beneficiary name, and the reference id TTU[protected]. A bank representative shall contact you as soon as we receive this information We would also like to caution you against posting sensitive information such as your Account number / Mobile number on a public forum.

          -Nadia
          HDFC Bank Customer Assistance
          Jan 09, 2019
          Updated by hemant23
          I am send a bank details by a mail please check
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            M
            Manish02323
            from Bengaluru, Karnataka
            Jan 14, 2019
            Resolved
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            Resolved

            incorrectly deduction inter brn cash chg

            Address: 560066

            I have account in HDFC branch located at whitefield Bengaluru and deposited some cash in the same branch but still you deducted 442.50 rupees on the name of INTER BRN CASH CHG INCL GST. Which is completely illegal deduction.
            I deposited in the home branch only so there is no point of deduction on the name of inter branch cash change.
            I used to be a fan of HDFC bank but it is clearing my opinion about it so quickly.
            br...
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            E
            Ezio Hunt
            from Mumbai, Maharashtra
            Jan 1, 2019
            Resolved
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            Resolved

            Hi
            We wanted to open a nro account in hdfc mira road station branch. The employee showed no sign of proactiveness. It took us good 2 days to fill up the paper work. He gave us a number to contact. We asked queries and not a single time he replied. We were sitting down for good half an hour on the last day not knowing what is the time taking for. We deposited money draft and in spite of telling the person that we want the money as soon as possible, he did not inform us the cut of time to deposit a draft. We deposited the draft on saturday and today is tuesday and draft has not been cashed yet.
            I would suggest not to open any account with the hdfc definitely not in mira road branch.
            Feb 9, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jan 02, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            We're sorry to hear that. Please share your Loan Application with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

            -Anay
            HDFC Bank Customer Assistance
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              N
              Niteshpatidar
              from Bilaspur, Chhattisgarh
              Jan 1, 2019
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              Address: Shajapur, Madhya Pradesh, 465333
              Website: Hdfcbank.com

              I am a costomer of hdfc bank shujalpur m.p. In 2017 my soyabean fasal was totally damaged due to lack of water. And government annonce for insurence. And many members got insurence from this bank except me. Although i am eligible for the insurence. I also complaints in cm helpline but could not get any solution. The branch manager is not listning us
              HDFC Bank customer support has been notified about the posted complaint.
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                S
                siddeshsorab
                from Sirsi, Karnataka
                Jan 1, 2019
                Resolved
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                Resolved

                Address: 560021
                Website: www.consumercomplaints

                Dear sir
                I am having account in hdfc bank, (A/c no-[protected]) kh road branch bangalore. On saturday 29-dec-2018 at 7.35am i tried withdrawing money from vijayabank atm in west of chord road branch of rs. 2, 500/- but i have not received the money from the machine but the amount got debited from my account. I did not know how to get back the money. Can any one help the procedure to get my money.

                Thanking you

                Siddesh k
                Customer id[protected]
                Feb 4, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jan 02, 2019
                HDFC Bank Customer Care's response
                Dear Customer,

                As an HDFC Bank customer, when you transact at a non-HDFC Bank ATM the transaction is routed through ATM networks authorized and governed by the RBI. As per the extant RBI guidelines, disputes pertaining to non/short dispensation of cash need to be resolved by way of Charge Back, wherein the card issuing bank raises a chargeback on the acquiring bank whose ATM was used to conduct the transaction. The acquiring bank has to revert with a valid proof in the form an ATM Log indicating that the funds were successfully dispensed failing which the customer’s account will be credited within 7 working days from the date of the complaint. Furthermore, as per the network operating guidelines, the ATM log is sufficient and conclusive proof of successful cash dispensation. We would like to inform you that immediately on receipt of your complaint, we have raised chargeback on the acquiring bank vide reference number 1775479. If the acquiring bank whose ATM was used to conduct the transaction does not revert with a valid proof in the form an ATM Log indicating that the funds were successfully dispensed, the amount will be credited to your account on the 7th working day from the date of the complaint. In case the acquiring bank provides a proof of the validity of the transaction the same will be forwarded to your home branch. A letter to that effect will also be sent to you and the account will not be credited. The status of the complaint will also be communicated to you through SMS on your mobile number. We appreciate your patience in this regard.

                -Nadia
                HDFC Bank Customer Assistance
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                  S
                  SrinivasuluP
                  from Hyderabad, Telangana
                  Jan 1, 2019
                  Resolved
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                  Resolved

                  Cancellation of one assist membership
                  I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 4829 without my concern in november. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount.

                  Oneassist relationship number : [protected]
                  Name :- palavarapu srinivasulu
                  Credit card number ending :- 4829
                  Aug 8, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Srinivasulu,

                  Greetings from OneAssist!

                  Apologies for the inconvenience caused. Request you to share your registered mobile number and membership ID details on [protected]@oneassist.in or inbox us on Facebook or Twitter. So that, we may assist you in your case.

                  Regards,

                  Devendra,

                  OneAssist, Social Media Team.
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                    R
                    Raja Krishna Vakkala
                    from Warangal, Telangana
                    Jan 1, 2019
                    Resolved
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                    Resolved

                    Address: Warangal, Andhra Pradesh, 506310

                    Cancellation of one assist membership
                    I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 4461 on date: 20/12/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1899/-

                    Oneassist relationship number : [protected]
                    Name :- vakkala rajakrishna
                    Mobile no. :- [protected]
                    Credit card number ending :- 4461
                    Aug 8, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Rajakrishna,

                    Greetings from OneAssist!

                    We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3847073. Your amount 1899/- will be credited in bank account within 5 to 7 working days.

                    Regards,

                    Devendra,

                    OneAssist, Social Media Team.
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                      N
                      Nitisha Saboo
                      from Mumbai, Maharashtra
                      Jan 1, 2019
                      Resolved
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                      Resolved

                      Hello all,
                      I received sms from hdfc bank today that rs-1399/- deducted from my credit card to one assist membership fee. I dont even know the company and this kind o[censored]nsolicited charging of my credit card and and last year they did the same and i cancelled the membership, and again they charging for the same.
                      And who the hell are you to care about me.. I want my money back. I don't want any kind of services, don't dare again to do this.

                      Please deactivate and refund my money asap.

                      Name: nitisha saboo
                      Aug 8, 2021
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Nitisha,

                      Greetings from OneAssist!

                      We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3847013. Your amount 1399/- will be credited in bank account within 5 to 7 working days.

                      Regards,

                      Devendra,

                      OneAssist, Social Media Team.
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                        S
                        Sudhir Boddu
                        from Bengaluru, Karnataka
                        Jan 1, 2019
                        Resolved
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                        Resolved

                        Address: Hyderabad, Telangana, 500070

                        Cancellation of one assist membership

                        I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 5506 without my consent on date:1/1/2019.

                        I am not interested about this service and don't want this membership any more.

                        So cancel the membership and refund this debited amount of rs.1899/-

                        Message i received: dear cardmember, oneassist membership fee has been debited on your card ending 5506. Membership will be processed and welcome kit dispatched shortly.

                        Oneassist membership number : [protected]
                        Name :- sudhir boddu
                        Mobile no. :- not disclosed
                        Credit card number ending :- 5506
                        Aug 8, 2021
                        Complaint marked as Resolved 
                        Dear Sudhir,

                        Greetings from OneAssist!

                        Apologies for the inconvenience caused. Request you to share your registered mobile number and membership ID details on [protected]@oneassist.in or inbox us on Facebook or Twitter. So that, we may assist you in your case.

                        Regards,

                        Devendra,

                        OneAssist, Social Media Team.
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                          S
                          swapnal acharya
                          Jan 1, 2019
                          Resolved
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                          Resolved

                          hdfc not receiving otp on international number

                          I am staying for a longer period abroad and my indian number was not going to be active.
                          So i visited my nearest branch in india and updated my number to my international number after confirming from the bank that i can receive otps on my international number.
                          However after coming over here i am not receiving any otps on my international number after multiple retries....
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                          D
                          dasu.rkm
                          from Midnapore, West Bengal
                          Jan 1, 2019
                          Resolved
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                          Resolved

                          Address: 560102
                          Website: www.fnp.com

                          Today at morning 2.36 am i was trying to order something online from ferns n petals. I have tried from net banking but display shows that it is unsuccessful but money got deducted.
                          Next time i have tried with upi which was successful and order got placed.
                          Please refund the any one of the deduction.
                          Customer id:[protected]
                          Phone number:- [protected]
                          Jan 2, 2019
                          Complaint marked as Resolved 
                          Thank you so much for your quick support.
                          HDFC Bank customer support has been notified about the posted complaint.
                          Jan 01, 2019
                          Updated by dasu.rkm
                          Transaction Reference Number :- 1. Net Banking:[protected], 2. UPI:- [protected]

                          Verified Support
                          Jan 02, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We would like to inform you that, the referred transaction has been successfully processed at the Bank's end. Incase if the final status of the transaction is not known, we would request you to check with the merchant. It may take 2-3 working days for the payment settlement to the merchant end. Incase if the merchant denies of having received the funds for the said transaction, do write back to us at [protected]@hdfcbank.com with the merchant confirmation of non-receipt of funds.

                          -Zubin
                          HDFC Bank Customer Assistance
                          Jan 02, 2019
                          Updated by dasu.rkm
                          Thanks. I just want to inform you that merchant has confirmed that they have received both the payment. So this complaint is not valid anymore. You can close it.
                          Thanks for your quick support.
                          Thanks. I just want to inform you that merchant has confirmed that they have received both the payment. So this complaint is not valid anymore. You can close it.
                          Thanks for your quick support.
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                            J
                            jaggu845
                            from Delhi, Delhi
                            Jan 1, 2019
                            Resolved
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                            Resolved

                            Address: 560056

                            Dear sir, i request you to close my credit card sir, my name is jagadish. V. I belongs to gurgoan. I am using hdfc credit card i have already blocked my card but still i am getting bills for this card. As per instruction hdfc customer care i have submitted written letter to permanently close the credit card but nothing happened. Please help me to permanently close the credit card and reimburse my all the bills that i have paid to this card without any purchase. Thanks manish kumar [protected]
                            Feb 11, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Jan 01, 2019
                            Updated by jaggu845
                            Dear sir, I request you to close my credit card Sir, my name is Jagadish.V.. i am using hdfc credit card i have already blocked my card but still i am getting bills for this card. as per instruction hdfc customer care i have submitted written letter to permanently close the credit card but nothing happened.please help me to permanently close the credit card and reimburse my all the bills that i have paid to this card without any purchase. thanks
                            Verified Support
                            Jan 02, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We clarify that, as you are aware payment of at least the minimum amount due towards the card outstanding needs to be received by the bank to ensure that the card account is active and available for usage. Further, to avoid levy of finance charges and late payment charges, payment of the total outstanding needs to reach the bank by the payment due date. Specific to your card account, we are not in receipt of complete payments towards the outstanding as per the statement due date and in view of the same, bank charges as applicable was levied to your credit card account. Hence, your credit card was invalidated from further usage on November 03, 2018 and upon invalidation, the entire outstanding became payable immediately. For further clarifications, we request you to contact our debt management executives at[protected]/67268002 for any queries in this regard.

                            -Manoj
                            HDFC Bank Customer Assistance
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                              S
                              sivaram_5005
                              from Jaipur, Rajasthan
                              Jan 1, 2019
                              Resolved
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                              Resolved

                              It seems hdfc bank credit card team is purposely delaying my credit card closure. I have sent documents twice to thiruvanmiyur office for closure in december 2018. The first time i have sent documents on 12/12/2018 to close my card and they said signature mismatch and asked me to submit the documents again. Again i sent a set of required documents (Including signature mismatch form, closure form self-attested copy of pan) on 26/12/2018 with signature exactly matching as that of pan. But when i made a call to customer care on 01/01/2019 for enquiring about the status of the same, again they are saying signature mismatch. This seems to be totally intentional and they are stressing me to the extreme. I didn't expect this from a reputed bank like hdfc bank. They are torturing me like anything to retain me as their customer. Because of their behavior, i have canceled my recently purchased life insurance policy from hdfc too. Finally sent mail to grievance redressal officials. Let me wait and see what will happen.
                              Dec 4, 2019
                              Complaint marked as Resolved 
                              Finally they have closed the credit card after so many mails and calls.
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jan 02, 2019
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              I request you to share your contact number and email id as maintained in the credit card account to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                              -Manoj
                              HDFC Bank Customer Assistance
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                                N
                                Nihal09
                                from Kolkata, West Bengal
                                Jan 1, 2019
                                Resolved
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                                Resolved

                                Address: Kolkata, West Bengal, 700096

                                This is akash singh. I have got a freedom platinum credit card from hdfc bank. At das honda showroom after purchasing honda 5g they also asked me to get a credit card. At the time of credit card application it was said that no charges are applied. While receiving the card it is coming with first year fee and taxes of rs. 590. So it is not fair to get sales based on falsehood. Now, i also want to deactivate my credit card. Please look into this matter & take necessary steps. Thank you.
                                Feb 5, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jan 02, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                I request you to share your complete concern, card no. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                -Anay
                                HDFC Bank Customer Assistance
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                                  mohsinshaikh21
                                  from Pune, Maharashtra
                                  Jan 1, 2019
                                  Resolved
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                                  Resolved

                                  Address: 411042

                                  I disputed the charge in the month of october and it is still in the process also i charged the late fees and finance charges on the disputed amount. I made the payment for the amount i owe also customer representative not be able give me a waiver and this all affecting my credit score. I request you to kindly waive the finance charges and late fees from my credit card. My customer id is 67346342. Card ending 1636.
                                  Feb 5, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jan 02, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

                                  -Nadia
                                  HDFC Bank Customer Assistance
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                                    V
                                    VIJAYA GANESH C
                                    from Chennai, Tamil Nadu
                                    Dec 31, 2018
                                    Resolved
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                                    Resolved

                                    Address: 600041

                                    I've purchased a topup of my existing personal loan for which HDFC account is required and hence, I've opened a Salary Account to my nearby HDFC Bank. It is India's No.1 Bank, but still it took almost 2 weeks for activating my account.

                                    After so many calls, it was activated and then only my loan amount was disbursed to my account. But within 50 minutes after getting the money to my account, my aadhar was de-registered from my account and without any intimation my account was blocked.

                                    After asking about the situation to the bank, they got an update saying that due to Aadhar verification failure my account got blocked.

                                    I've provided all the required details with aadhar hard copy, driving licence. Also, i've given my bio-metric with duly signed signature but still it was the issue which was not fixed quickly. The un-blocking process of my account needs to happen by Mumbai branch only and they don't have a proper communication within the branches.

                                    Till now i can't able to take the loan amount and already my emi date is nearing.

                                    Several times i went to my account opening branch, but simply they will say i didn't receive any update from mumbai branch. [it is like another third party bank or so].

                                    Now, i'm feeling why did i opened the account!!!
                                    Feb 7, 2019
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jan 02, 2019
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    You are requested to visit your account branch and meet the Branch Manager with regard to your query. Please feel free to speak to our Branch Manager Mr. Jacob Norman on[protected] / [protected] for any further clarification.

                                    -Zubin
                                    HDFC Bank Customer Assistance
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