HDFC Bank Complaints & Reviews

Received hdfc bank credit card by post without my consent. I have not applied any credit card nor obtained loan in hdfc bank, but they have sent a hdfc bank credit card to my name. I have even sent official mail to hdfc bank consumer mail id twice for cancellation of hdfc bank credit card, but so far no action was taken. Please take necessary action.

I haven't expected hdfc life would sell such plans saying profitable plans. It is very pathetic that they have encouraged their agents to give such false information to the customers to only get cheated at the policy maturity. The only answer i got looking at the low sum assured in the document initially was that i will get 10-14% returns as bonuses added to the maturity claim amount and not to worry on it.

I have paid in total of rs 2, 47, 865/- towards policy premiums (Policy no:[protected] for 5 years and the amount deposited towards maturity claim is rs 2, 44, 941/-.

I was unable to understand how i can be at a lose of rs 3, 000/- with out adding any benefit/interest to the amount i paid towards premium with this policy all these 5 years unlike the projected 10-14% returns.

I got an email reply showing rs 3000/- loss as the tds deducted. I am still not able to figure out how can tds be deducted for the amount paid as premium with out any returns/interest added.

How would hdfc life justify this policy as "sampoorna samruddhi". Is it by making people wait for 5 years only to see not even the amount they paid is returned? Very unhappy to know hdfc is doing such scams.

Hello All,

Person named Yogita ([protected]) from DSA called me for the personal loan, and collected my documents with the agreement signed.

Initially she informed me regarding the personal loan and committed below things :
- She will not do top-up with he existing loan ( only 3-4 EMI's are pending)
- Interest rate will be below 13%
- Loan Tenure will be 2 years
- I need to pay only processing fee (Nothing else)

But after checking with someone she said you can only opt for Top-up offer and don't have any option except that. So I asked her to stop the loan procedure and give me my all the documents back, she agreed..

Then due to some urgent need I contacted one of my friend for the personal loan and he informed me that your loan can not be processed because they've already logged in your file and the account is locked for 1 month (that I can't apply from anyone else)

Then I again called Yogita for the same and agreed for Personal loan top-up but with the 2 years of tenure, she agreed and asked someone to proceed with the documents and all the procedure.

She called me up and said that you'll get a call and email from bank before disbursement and listen the information and also reply on the email which you get.

But on Friday (22/06/2018) I directly got an email (screenshot attached) with the information and one line written in the same " Plz Note This loan is Approved with closure of HDFC Bank PL and whatever foreclosure charges will there customer have to pay with their own funds " (don't you thing customer should be informed in advance ??????)
I got text message that the amount has been disbursed in your account ... No call nothing (which is mandatory before any loan disbursement)

Since then she's not picking up my call and blocked my number... that was too Frustrating

Now I don't want to pay loan for 3 years because I already requested for 2 years only...

THIS IS THE FOURTH TIME I M TAKING LOAN FROM HDFC BANK AND THIS IS THE WORST SERVICE I EVER GOT FROM REPUTED BANK.

1. WHY NO ONE CALLED ME FROM HDFC BEFORE DISBURSEMENT????
2. DO WE HAVE TO REPLY ON THE EMAIL OR ITS JUST FOR AN INFORMATION?
3. WHY WRONG INFORMATION HAS BEEN GIVEN TO ME REGARDING LOAN TENURE ? AND PROCESSED THEMSELVES BY THEIR OWN??

EXPECTING ACTION COULD BE TAKEN ON THIS ISSUE ASAP...

If we went to pollachi branch for credit cards payment even they are not ready to collect our cheque in the counter. They asked to deposit in the boxes. But the cheque is coming for collection after minimum five days. So far we are not a defaulters, the bank branch has not ready to collect our cheque from us in their counter and not respond the cc customers.

Dear Team,
I have installed this app for transferring Money to my immediate requirement through Credit card.i have added the Money, but the app is not allowing me to transfer the Money because of not updating the KYC.I tried to update the KYC but app is not allowing me to do so it is stating that, as you are the HDFC account holder bank will update your KYC i was asked to wait for week but till now there is no response i tried many times to reach the customer suport but i am not receiving any proper response saying the same thing again and again but they are not resolving my Issue.Please do the needfull

Hello sir, this is my second request mail for you, am not not received single call from your executive, am very sad to tell this matter,
Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank credit card#[protected], and is already blocked as per my request.
I would also request you to please clear my name from cibil as the settlement was successfully closed in a single payment on 20.06.2018 time:12:54:31, total amount rs.4532, transaction reference no:nici[protected]. My details are mentioned below.
Name:ravi kumar sj
Mobile no:[protected]
Email id:[protected]@gmail.com

The following international transaction which i have not done

Date transaction description amount amount inr
20/04/2018... Olymptrade.com... Nicosia.. Usd 10.00 662.13
20/04/2018... Olymptrade.com... Nicosia.. Usd 10.00 662.13
24/04/2018... Olymptrade.com... Nicosia.. Usd 10.00 664.83
25/04/2018... Olymptrade.com... Nicosia.. Usd 10.00 669.73
04/05/2018... Olymptrade.com... Nicosia.. Usd 10.00 669.16
07/05/2018... Olymptrade.com... Nicosia.. Usd 20.00 1343.56
08/05/2018... Olymptrade.com... Nicosia.. Usd 20.00 1345.67
08/05/2018... Olymptrade.com... Nicosia.. Usd10.00 672.83
09/05/2018... Olymptrade.com... Nicosia... Usd 15.00 1012.00
12/05/2018... Olymptrade.com nicosia.. Usd 10.00 673.83
25/05/2018... Olymptrade.com limassol usd 10.00 683.00
10/06/2018... Ockatel.com guernsey eur 8.70 696.61
10/06/2018... Ockatel.com guernsey eur 8.70 696.61

Hardik from hdfc bank mobile number [protected] aradhaya singh mobile number [protected] and anjali pandey [protected] called regarding job in back office hdfc civil lines kanpur asking to deposit money from paytm on paytm number [protected] send the money but now they are not picking up the phone .they are fraud quicker has to verify whether the details are fair or fake but i had to call and inform also have to do fir regarding these people as they are fake .

Recently i got a credit card from hdfc bank and i never ask for one assist service but this service is activated on my credit card and debit an amount without my permission.
Today i used my cc first time but i shocked when i saw the outstanding balance
Stop this service and refund my money. I does not want this service
The balance is debited without any permission and any message
I deeply request to stop this service and refund my money earlier
I did not want any security from one assist so plz
Deactivate the service and refund the debited amount

Dear sir/madam

I raghunandan nayak would request u to stop calling again and again regarding credit card payment. I had credit card number:[protected]
I have opted for settlement towards my card for an amount of around 30000/-where i have been paying monthly installments of 2000/- and 3000/- respectively. Due to some personal reasons and not getting salary on time so did not pay the monthly installment on time. However how much i could i have paid till date. Despite of telling several times to the collection agent saying that will require some time to pay the remaining settlement amount of 12500/-. Still the agent has been calling me again and again. I want to clear the amount. Its not that am ignoring any payments. I am going through some finanacial concerns so could not pay the remaining balance. If the agent calls me again and again i will go and file a harrasment case against u all

Kindly look into the above matter and revert back

Regards
Raghunandan nayak
[protected]

Hi sir/mam, i have a hdfc account which was opened by my previous employer. I quit the company after working for couple of months. Since then i did not use the hdfc account. Due to non maintenance, bank fined with negative balance of 8500/- which i cannot afford. Kindly waive off my negative balance. Can i close the account? Can you tell me the process of closing the account please.

I have hdfc credit card which is suspended, request you to please activated as i have cleared all my dues. Long back i have cleared my dues but forgot to pay last emi of nearby of rs 1500, which increased upto 4170 now i have paid rs 4170 one week before. Please activate my card. Waiting for your positive revert, please resolve my query. My customer id 56436061...

Inspite of balance available salary a/c on 7th, amount has been debited as per subject rs. 1298/- the loan installment amount was already blocked then why have to charge separate? Salary got credit by 7th and it seems emi has been presented in the morning. As per information given to us, amount will get debited in case balance is not available on 7th. Please do the needful to reverse the same immediately

My salary account (In hdfc bank) was created in my second company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me) in the month of march i had called customer care and raised a request to close my account as i did not want to use the account and they did say that they will follow up with the request and close the account. Asked me to visit branch., but i was abroad and also informed the bank. After that i never logged in to my account through net banking and i do not have a debit card (Lost in 2 years back and i never requested for a new one). I logged into my account for some reason on 25th june 2018 and i see that i have rs -4325 in my account. I request you to please take action against this bank.. They have no right what so ever to do whatever they want without informing the customer. As per rbi guidelines, there should not be any negative balance.

I just noticed the hdfc has deducted rs 708 multiple times from my account without any notification. I have been using hdfc account for more than 8 years and this kind of behaviour is really not expected from them. I just saw the statment and notices that rs 708 has been deduced three times without any information.

All the deductions are narrated as "amb chrg incl gst for" and by further searching more about it i came to know...

Hai i am aneesh, using hdfc credit card and having hdfc account. Without my knowledge and even without a confirmation from me these one assist team debited 2499 rs from my credit card. I don’t authorise anybody to do that and they didn’t informed me that its auto renewal. While i joined this policy your colleague informed me that they will not do auto renewal without my notice. I want the cash to be refund. Hope you will contact me soon.
Email: [protected]@gmail.com

Dear snehal bhowmik,

I tried to contact mr. Prantick chakraborty but his number is switch off. So whom shall i contact for solving my issues.

You are saying that we have used forged registration number is totally false. If i have used forged registration number then how could my vehicle had been your custody. We have used proper registration number for our vehicle. I think you have been misguided by someone.

We want our vehicle back by paying emi's properly, as on last month also i had paid emi for my vehicle. If you think that you will get your amount by selling my vehicle then this is wrong way of your thinking. I am ready to pay my pending whole emi. So requesting you return my vehicle i will repay all my emi.

Also loan account 34823682 we did not received any pre - sale notice at our billing address. If you have receiving show me any proof. So how come my vehicle had been sold out.

For both loan related issues i personally meet at kanjurmarg hdfc bank to mr. Nivrutti dighe i went with cash to release my vehicle mh04gr7653 & mh04hd9831. He said to make full settlement for both vehicles. Now you only say how to make full settlement.

Request you to guide proper and release my vehicles. I am ready to pay emi for my vehicles.

Hi -

I have a salary account with hdfc bank and the customer id is 37576279

I have linked my home loan to my sbi to deduct amount via ecs, every 10th midnight but bank/loan institute has not debited my account on the said date/time and i haven't noticed that used the amount for some other thinking that the ecs was executed.

So i have paid the loan amount. But hdfc bank has deducted rs. 590 in the above deductions, i not even received any intimation via call/email/sms from the bank before deductions.

Request you to consider my complaint and help me to get my money back and also to avoid further deductions in my account. Thank you.

Dear snehal bhowmik,

Still we are waiting for your kind reply. We did not hear anything from you. We are getting harassment calls from your kanjurmarg branch mr. Nivrutti dighe. To make full payment of my vehicles. This is too much harassment to us. If this continues in this way then how our matter will be solved.

Is this is the way to solve matter. This kind of service you give to customer. If you want to me get this matter solved by going to court i am also ready for that. Again requesting you to solve this matter as soon as possible.

To,
The manager hdfc bank,

This is to inform you that on 23 jun2 at 11:00 pm, i pran nath sharma has made the transaction at hdfc atm vivek vihar branch of rs 10000. But after complete transaction 10000 is deducted from my account but i do not receive money from atm machine. Kindly consider my request. Please help me out of this situation.

Pran nath sharma
[protected]