HDFC Bank Complaints & Reviews

I am an account holder in your bank with my saving account no.[protected]. I had applied the for loan in your esteemed bank for buying my activa: the loan no. Is 57417770 i had fulfilled all required documents as demanded by your bank staff mr sonu mishra designation b. R. O, i had given all the documents except rent deed agreement. Mr sonu mishra told me to buy that activa from urban phase 1 as it would be added in his target. So i went to urban phase to buy that activa inspite of going to that which was just 1 km far from my particular area. I told sonu mishra to prepare all the documents and i had given 10, 000 r. S cash to him anyhow i had to go outside of showroom for a while. When i came back my newly bought activa was outside of showroom. Not even a person was there excluding my wife. Sonu mishra had gone without giving any document (Bill, insurance etc). It was 6:30 pm only. I had given 10000 rs to sonu mishra hdfc bank employee in advance as per down payment.
When i called him, he told me that no documents could be given without submission of rent agreement. He did not told me the such thing before.
On the very next morning i went again to showroom to collect my bill an etc. Thecopy of insurance so company had given my bill and insurance. But sonu mishra is not giving any detail of our 10000rs. Insurance charges were only 1950/-... Rc charges were 4000/- and 1700/- were file charges (As per customer care information). However the bill of my activa is r. S 580, 25 and the loan amount is 58840, so kindly explain me about the difference between the loan amount and the billed amount of my activa.
What about due money???
I called many a times to sonu mishra to give me the detail of my 10000 rs. Either he used harsh words (Rough language) or not attend call. I go to showroom for getting the detail of my money. Even they do not give me any information and tell me to ask from sonu mishra...

I request you to consider my application either you take action otherwise i will take legal action against your bank along with your employee as it is clear matter of fraud.

In the first instance, i had called customer care and sent the email to hdfc as advised. Today, i have emailed and am putting this up here, so that people are aware of this fraud.

No action seems to have been taken by hdfc

— forwarded message —
From: [protected]@xxxxxxx.com
Date: thu, jun 7, 2018 at 11:39 am
Subject: re: fraud calls for premium renewal
To: [protected]@hdfclife.com

Hi,

I have again received a call today, 10.59am 7 june from mobile number [protected], claiming to be ajai sharma from hdfc life insurance. He has given my policy number as classic assure number 11403946. He verified my name, address and date of birth. He says i have only paid the first premium of 50, 000/- and that if i pay at least three premiums now, the lock in period will be paid for, and within 90 days i will be able to withdraw over 2.5 lacs from this policy.

He has asked me to contact mr. Viswajeet singh, area manager, hdfc who handles punjab, delhi and mumbai areas and sits in mumbai hdfc office.

I have no policy with hdfc, which i had already verified by calling hdfc directly and this is a fraud operation going on.

They have somehow got hold of a database of insurance customers that they are using to perpetuate this scam.

I am reporting this so that action can be taken.

Thanks,
— forwarded message —
Date: wed, may 9, 2018 at 7:22 pm
Subject: fraud calls for premium renewal
To: [protected]@hdfclife.com
Hello,

I have received a call, from someone claiming to be from hdfc insurance for renewal of a policy.

The number from which i received the call is +91 [protected] and call was received at 2.42 pm today may 9, 2018. The truecaller id displayed on my phone is "hdfc life ajai sharma"

I told him i will have to check because i do not remember which policy it is and kept talking to him to get more information. He verified my name, address, and date of birth, though it was only 95% correct. On my asking, gave me the policy number 11403946, and said it is classic assure. He said i had last paid the of about rs.50, 000/- in 2010 and that the policy had lapsed. On being asked why i had not been notified earlier, he said letters had been sent to me several times, but there was no answer.

I asked if i can renew online but he said it would not be possible since it has lapsed. I told him i have no such policy and how do i check, he said i can come to the gurgaon branch and check if i wanted to.

Truth is, i have never taken any policy from hdfc, and do not have any relationship with hdfc till date. I had received 2 such calls earlier, but i had told the caller that i do not have any policy with hdfc.

It really looks like some fraud is in progress i and am reporting it for investigation.

In the first instance, i had called customer care and sent the email to hdfc as advised. Today, i have emailed and am putting this up here, so that people are aware of this fraud. No action seems to have been taken by hdfc

— forwarded message —
From: [protected]@xxxxxxx.com
Date: thu, jun 7, 2018 at 11:39 am
Subject: re: fraud calls for premium renewal
To: [protected]@hdfclife.com

Hi,

I have again received a call today, 10.59am 7 june from mobile number [protected], claiming to be ajai sharma from hdfc life insurance. He has given my policy number as classic assure number 11403946. He verified my name, address and date of birth. He says i have only paid the first premium of 50, 000/- and that if i pay at least three premiums now, the lock in period will be paid for, and within 90 days i will be able to withdraw over 2.5 lacs from this policy.

He has asked me to contact mr. Viswajeet singh, area manager, hdfc who handles punjab, delhi and mumbai areas and sits in mumbai hdfc office.

I have no policy with hdfc, which i had already verified by calling hdfc directly and this is a fraud operation going on.

They have somehow got hold of a database of insurance customers that they are using to perpetuate this scam.

I am reporting this so that action can be taken.

Thanks,

Date: wed, may 9, 2018 at 7:22 pm
Subject: fraud calls for premium renewal
To: [protected]@hdfclife.com
Hello,

I have received a call, from someone claiming to be from hdfc insurance for renewal of a policy.

The number from which i received the call is +91 [protected] and call was received at 2.42 pm today may 9, 2018. The truecaller id displayed on my phone is "hdfc life ajai sharma"

I told him i will have to check because i do not remember which policy it is and kept talking to him to get more information. He verified my name, address, and date of birth, though it was only 95% correct. On my asking, gave me the policy number 11403946, and said it is classic assure. He said i had last paid the of about rs.50, 000/- in 2010 and that the policy had lapsed. On being asked why i had not been notified earlier, he said letters had been sent to me several times, but there was no answer.

I asked if i can renew online but he said it would not be possible since it has lapsed. I told him i have no such policy and how do i check, he said i can come to the gurgaon branch and check if i wanted to.

Truth is, i have never taken any policy from hdfc, and do not have any relationship with hdfc till date. I had received 2 such calls earlier, but i had told the caller that i do not have any policy with hdfc.

It really looks like some fraud is in progress i and am reporting it for investigation.

Thanks and regards,

Cust id;53569289
Name :venkata siva reddy p
Account number:[protected]
Thanks alot for your concern towards my personal loan and i think now it's time to quit hdfc bank
Where there is no support
Iam using hdfc since 6yrs this is the way u people had done no support for my mail there is a mail is we can't provide where you don't trust me you just block my account i have no problem there are so many banks
Iam siva reddy i had applied for personal loan and iam a head renal care working in sandor medicaids pvt ltd. For my company purposes ill be travelling here and there for seeing patients and business also
I already mailed about this and iam using hdfc this account since 6yrs you can kindly go through my transactions etc
After everything now iam decided to close the account in hdfc and i wont recommend anyone

It is very offended that after maintaining minimum limit of balance hdfc bank deduct money. I have my account which is saving account some of employee from bank has told me to maintain minimum of 10000 balance i did. But suddenly on 6th of june i got a message of debit 708 rs. I don't know why hdfc bank is cheating the customers. My humble request to manager and branch manager please resolve my issue because i don't have the time to complain again.
Thanks and regards
Ramesh chetry [protected]

I got a call from hyderabad landline number on 05/05/2018 telling that i was selected for hdfc lifetime credit card. A lady spoke to me and she told all the account details of my HDFC savings bank account .
I have asked her to tell my customer id and she told my customer id too.
I trusted her and she sent me a mail to confirm the application by entering the OTP.
I didnt get the otp on that day. but on 7/6/18 i got call from the same person and she told me to login to my internet banking and apply for hdfc credit card.
it was shown that the process cannot be done due to technical issue. then she told me to open the link sent to my mail and i opened the link and entered the OTP . and asked for confirmation.
i have confirmed and i got the reference number of HDFC349356.
But if i check the credit card application status by entering my mobile number it is showing as no application exist.
I cannot confirm it is genuine or fraud but please check it as the telecaller told all the details of my account .

Please note that i applied for hdfc credit card & got reference no. [protected]WE. I got all verification done at my residence. I got multiple calls at office too for verification. Today got checked in hdfc link showing track your card application.
Found the reason as follows application reference number ([protected]WE) status "DISAPPROVED".
We given all papers to executive & all verification also done positively. I called customer care & they are not giving any reason for rejection. HDFC bank should give us reason or else we also file complaint in RBI & bank ombadsman. We want reson for rejection as it will hit my cibil. But my cibil scroe 760 at this time then i was submitted all documents. I never had any credit card from any bank in the past. Please provide reson & what is next process. And where exactly my application got Disapproved. Hoping positive response.
Regards, Hrushikesh

Hi My Name Is Shuaizab Ayaz having loan number
56996753.
I bought Yamaha Fz250 cc on finance and I payed 80000 as down payment on 1 May 2018. I went there in show room and Financer from Hdfc told me to pay Amount 2653 for 36 months. And haven't told me about File charges, Pda and he also haven't told me about health insurance he already done for me without telling me. When I came to know about it he LIED to me . He hides everything from me and took money from me unessarily.
How can Hdfc financer hides things from the customer?
And even he wants me to pay 3 months of my emi in advance to showroom, when I already got a message from bank for 33 months and he wants me to pay for 36 months. Please help me in this case.

My number is :- [protected].

I have purchased iPhone X in January month that time Cash back offer was there on iPhone X so I have buy I phone X on debit card ' EMI ' and they told 12000 cash back will be credited in your account in 90 days but still I have not received any cash back ...what the problem going on ...

Plz contact me as soon as possible.
My contact no is [protected] / [protected]

I have purchased iPhone X in January month that time Cash back offer was there on iPhone X so I have buy I phone X on durable loans and they told 10000 cash back will be credited in your account in 90 days but still I have not received any cash back ...what the problem going on ...

Plz contact me as soon as possible.
My contact no is [protected] / [protected]

We the anand agricultural university, anand (Gujarat) collected our admission fees through hdfc bank. Your email officers i. E. Utkarsh. [protected]@hdfcbank.com is not sending data of students in time i. E. Previous days data. It should be reach us 12.00 hrs but they sent at 5.00 pm so that student cannot filled up their form without data from hdfc. Kindly send previous days data in time i. E. Next days till 12.00 hrs.
There is also problem arise to students in generating chalan through online payment. Many student complain that payment made but chalan not generated.

Respected Sir/Madam,

I made a payment in shriram insuarnce to renew my insurance policy. Money is deducted from my account but payment is failed.So within how many days money will be debited into my account???

Account no:[protected]
Customer id: 68983563
Contact number: [protected]/[protected]

Kindly give me a clear response

I am a customer of hdfc bank since last 8 years. Actually my salary is credited in to account
But i have never taken any insurance policy
Today i got a call from some lady stating that my policy has lapsed and i need to pay rs 40000 to renew it and once i pay i will get 1 lakh 20000 rupees. She says policy is taken in 2012 by ramgopal by paying 40000 through atm with code 07635. Again same amount paid in 2013. I t is a 7 year policy. I know everything is fraud and i told the same and disconnected the call. The call was made from[protected]. The lady is speaking fluent hindi seems to be her mother tongue. Just i am informing you to look into this matter so that no body should fall in to their trap.

Hi hdfc,
You have deducted rs708 from my account twice. How can u deduct the money with out any info and am never expect from you guys hdfc i always take hdfc as a good bank but now think i was wrong. I’m not understanding what is this amb chrg incl gst for april 2018 & may 2018 mir[protected]. If you people want to do such things let me inform once. I don’t know from how long you guys are detecting my money.

How can you deduct variable money for two months? Remove my account from hdfc

Please don't say any stupid reasons, send me my money immediately

Hi i am manohar rajani customer of hdfc bank. I made purchase of rs.27, 490 on flipcart through my hdfc bank credit card. And then i cancelled the order. Flipcart refunded the amount to hdfc but then also hdfc deducted 27, 490 from my account and are not refunding. They are agreeing that they received double amount but are not refunding to me
This is a big fraud and i want my amount back from hdfc plus want rbi to penalty hdfc for this

Dear sir,

My query reference no is [protected]. Regarding the transaction of rs. 1627.20 dated 16-feb-2018 at m/s w. W. A. Cossipore english 374 in. You sent one cardholder dispute form through email and i sent that form after fill up to you through by post and after that you told me for waiting for 50 days. So 50 days is over but our money did not credit my credit card. I do not understand where is the problem to refund my money. I am the very old customer and i appreciate your credit card dept service but i do not understand about this service. Please tell me where i will complain will submit for my declined money. I have that massage that my transaction had declined.in spite of my declined transaction you debited the amount from my credit card account. My card ending no. 1562. Pl help me.

Dear sir

I have availed two-wheeler loan no g-45923 under registration no. Pb-10bj-0210 from centurion bank feroze gandhi market ludhiana branch on my name (Damod karwal) i have completed the two-wheeler loan and after completion of my loan till now i have not receive the noc. My installment was rs. 2679/-. I need to get my rc from dto office and to get that i need noc for the above mentioned vehicle.

I need the noc how to proceed further
Regards
Damod karwal

I had done txn on 19th may amount 5699 in amazon. That time txn got decline and on 21st again i made another txn on amazon. I check with amazon they said that amount is already reverse in your card on 25th may but till date i haven't receive any amount. Even i dont know how that amount is converted into emi. This is very rediculous. Kindly check and do the needful.

I applied the pl and i got confirmation with rate of interest 15.5% p. A.in message on my registered mobile no. [protected]. But hdfc sm mr. Gunjan joshi and his colleague mr. Jay gohil at nizampura branch, vadodara gujarat is applied rate of interest 17.65% in agreement. My loan application no.: 57931073. Also they applied 3773 insurance charge in this loan amount and told me that it is mandatory, as per my knowledge it is not mandatory. Kindly confirm and take necessary action.

I was trying to reach to them from past two months from my email address,

Whenever i mail them the system generated mail comes to me saying they will reply me in 2 working days.

But i am waiting from 2 months no calls no mail came from customer care, how inresponsible they are towords there customer can't believe as a bank they should take some responsibility or transfer my account to any other account.

Here is the mail references

Hbl=[protected]
Hbl=[protected]
Hbl=[protected]
Hbl=[protected]

Please ban this bank man.