HDFC Bank Complaints & Reviews

Please note that i applied for HDFC Credit Card . I got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in HDFC Link showing track your card application. Found the reason as follows. Status DISAPPROVED who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively. I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman. We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court. Regards B Subramanya ganesh Billakurthy Please suggest me what is next process. And where exactly my application got disapproved. Hoping positive response.

Dear sir

Credit card no [protected]

We are submitting our dispute form again as the amount got credited by you on 7.11.2017 by rs 16978.00

You have debited the same again after confirmation from tata sky that they got only one payment of rs 16978.00 dtd 14.10.2017

Irrespective of our various reminders, reqeusts you have not credited the same

Now it is our humble request to reverse the same as 8 months have taken by you to investigae the case which is very strange

Thanks for???

Ramesh kumar suneja

[protected]

Dear sir i am jayendra devani and i have your bank credit card and i use it regularly and in last bill i have charged 1080 rupees as finance charges and this cgarges is late payment fees but sir i am soory for late payment but it's reason is that i am out of city that day sir i request to you that plz give me refund of 1080 Please sir get me refund of my finance charges

I am hdfc credit card holder. The bank has auto debited rs 2800 from my credit card number ending with 8202 with out any my concern on date19/05/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount rs 2800.

One assist relationship number: 965228
Name: m deepak raj
Mobile no. [protected]
Credit card number ending : 8202

I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 1188 without my concern on date:14/05/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/- please take the necessary action asap otherwise i will have to take action against this illegal fee charged without intimation.

Oneassist relationship number :4422506
Name :- mukesh kumar saini
Mobile no. :- [protected]
Credit card number ending :- 1188

Within a day (19.05.2018) 3 times (Rs 29.50, rs 29.50, rs 29.50) amount deducted. Why?
Here are the narrations:
. Nwd decchg 13-05-18 cardend[protected]mir[protected]
. Nwd decchg 13-05-18 cardend[protected]mir[protected]
. Nwd decchg 13-05-18 cardend[protected]mir[protected]
Kindly give the reason for deduction?

Regards
Charanjeet grewal

I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 1648. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/-

Oneassist relationship number : 2106903
Name :- manjit malakar
Mobile no. :- [protected]
Credit card number ending :- 1648

I was having one salary account in hdfc.. Which further converted to savings account and hdfc bank is leaving charges on in operative account which is against rbi mandates.
My customer id is 70352300
I thought of closing this account but
I have tax saving fd linked to this account so the bank people saying we cannot close this account for 5 years.

That means whether they will be charging for continuously 5 years for not maintaining the min balance..??

I was not aware of this auto conversion of product without customer intimation..??

Please help me with this..??

I was having salary bank accounts.. No bank has done this changes apart from hdfc..

Hdfc bank cheating its cutomers by charging money on inoperative bank accounts..

I am raising this concerns.. Because everyone should aware of hdfc bank.

Thanks,
Sreenivas
[protected]

I am a hdfc bank credit card holder and serving in border security force and deployed at india pakistan border. The bank has auto debited rs. 2950/- from my credit card number ending with 9275 without my concern on date:17/04/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.2950/- please take the necessary action asap otherwise i will have to take action against this illegal fee charged without intimation.

Kindly cancel my membership in one assistant as this service is of no use for me. So kindly refund my membership fee as soon as possible. You people have already activated my membership without even informing me. A year before u people did the same thing with me without informing me activated this useless membership on my credit card by debiting member ship fee of 1399. So i request u to cancel my membership and refund me the debited amount of 1399. If not done u will have to face the legal action.

Credit card no. [protected]
Waseem parvaiz

Relationship no 2040262
Name akash mishra
Last card digit 5064
You are requested to cancel my one assist membership, as i am not interested to take this. Kindly refund my amount on urgent basis.
Please improve your cancellation department toll free no service also as i have called 03 time today every time they are hold the line for more than 15 minutes and then disconnect the call.

I have taken a personal loan from your bank and i also have 2 other account in your bank (Credit card and saving account). Around one month ago i apply for a fresh loan and mr. Anup ([protected]) tell me that they will process my new loan without disturbing my current loan and give me assurance that they will provide amount according to my need. But at the time of approval they closed my existing loan without my prior approval and remaining amount is credited to my account (Old load a/no 47791416/ new loan a/no[protected]. I talk to the mr. Nishi (Branch manager, new delhi). He process a fresh loan application again and after so many rejection and visit (Around 1 month) to branch they approve half of the limit i want and now they are not even give me any proper reason for this.

Hi i have received a message today staying that:
Mandate ref no: xxxxxxxx issued to hdfc bank ltd with value 80000.00 and frequency monthly is received today for processing.in case of any issue please get in touch with branch.

I took home loan from hdfc but till now my emi started with 10k only.
I don;t what and why 80000 has been requested?

As per hdfc customer executive guidelines i have settled the credit card and paid the full amount as thy given time for 6 months instalment but after i have paid the amount still it is reflecting in my cibil as a negative account.

After that i have spoken with customer care regarding this to close the negative updated in my cibil, saying that i have to pay 25000.00r rs,

I have bought something on amazon but i have to cancel that. The seller mailed me that the amount will be refund and should reflect in my acc. But 5 days have passed and i have not got the refund. I had hdfc bank credit card.
Here is what i got in the mail:
Hello,

Your refund of rs.15591 has been processed successfully on[protected]. The amount should reflect in your account by[protected].

The authorization code (Refund reference number) for the transaction is 081905.

In case you do not receive the refund within 5 business days, please contact your bank’s customer care and mention the above authorization code (Refund reference number). Please remember that you will have to call your bank’s customer care center and not visit the branch for this query.

Some nationalized banks may take more time than usual to credit the refund. If your bank is unable to locate the refund with the authorization code provided, please dispute the transaction as 'refund not processed'. On disputing the transaction, the bank will see a pending refund and will follow the path back to our payment processor to locate the refund.

Hope this helps. Thank you for choosing amazon.

Kindly cancel my membership in one assistant as this service is of no use for me .so kindly refund my membership fee as soon as possible.if my membership fee is not refunded I will go for legal action.
Credit card no. [protected]
Waseem parvaiz

Cancellation of one assist membership
The bank has auto debited rs. 1399/- from my credit card number ending with 0031 without my concern on date:08/05/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/-
Oneassist relationship number : 2033569
Name :- arumugam balaji
Mob:[protected]
Credit card number ending :- 0031

Regarding the failed transactions of rs.5, 000.00 on 27-sep-2017 and rs.5, 000.00 on 28-sep-2017 (2 transactions failed10000rs) at payzapp wallet load.

I got the mail and proof of translation details from hdfc payzapp application team.

Please read the trail mail.

Payzapp was refunded amount each 5000rs (2 transactions 10000rs),
But hdfc bank credit card did not reflected 10000rs. Please check the 28-sep-2017 on wards.
Please show me the proof of refund 10000rs in hdfc credit card for below failed transactions :

Card number : [protected]
Name : laxman rayilla.

Date : 27-sep-2017
Register mobile number :[protected]
Rrn number :[protected]

Date : 28-sep-2017
Register mobile number :[protected]
Rrn number :[protected].

Please provide me how many time pazapp claimed amount against 27-sep-2017 and 28-sep-2017 trasactions in
Hdfc credit card.
Hdfc bank credit card people are saying that you (Payzapp) are claiming amount multiple times for same (27-sep-2017 and on 28-sep-2017 dates) transaction.
Hi team,

1. Issue

I did not get the failed transation amount which i have done by payzapp.

Please find the attachment.

2. Issue

15000rs (Each 5000rs) 3 time with out my knowledge you debited from my account please provide me thetransaction details with detail information.

Again you hdfc bank creadit card people are

Debited 5000rs 1-feb-2018 (Debited with out my knowledge because card went to over limit)
Debited 5000rs 26-feb-2018 (Debited with out my knowledge because card went to over limit)
Debited 5000rs 28-mar-2018 (Debited with out my knowledge because card went to over limit)

Please provide the above transaction details 15000rs/ you debited. It is very urgent provide the all the information.

Thanks & regards,
Laxman rayilla
[protected]

On fri, apr 6, 2018 at 5:43 pm, laxman rayilla wrote:

Hi team,

1. Issue

I did not get the failed transation amount which i have done by payzapp.

Please find the attachment.

2. Issue

15000rs (Each 5000rs) 3 time with out my knowledge you debited from my account please provide me thetransaction details with detail information.

Again you hdfc bank creadit card people are

Debited 5000rs 1-feb-2018 (Debited with out my knowledge because card went to over limit)
Debited 5000rs 26-feb-2018 (Debited with out my knowledge because card went to over limit)
Debited 5000rs 28-mar-2018 (Debited with out my knowledge because card went to over limit)
.

If you need any information please contact me my number is [protected].

Please resolve my issue asap. Already completed 8 months it is too much.

Do the needful.

I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 1442 without my concern on date:20/05/2017. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1899/-

Oneassist relationship number :
Name :- moorthy m
Mobile no. :[protected]
Credit card number ending :- 1442

On[protected] @ 10:25 rs.153.11 was spent by default to playproz.com from hdfc credit card #1970. Playproz.com is a fraud company it is hacked my credit card information in each period some amount was spending to this company without my knowledge. Please stop this kind of fraud. The amount which spent to playproz. Come is without my permission i have not received any information that i need to pay it is automatically detected from account. How they are using my credit card without my permission. I need my money back and also need to deactivate/ cancel playproz. Ocm account # 14643394. I want my credit card transactions to be safe transaction otherwise i will deactivate my credit card ending # 1970.