HDFC Bank Complaints & Reviews

Mysel[censored]mar hamzah, having account no [protected]..my accout is debited by 844.5 as debit card charge on 24th of jan 2017..when i opted for the debit card i was told that your annual fee is 500...i dont understand the trick they played on me..more ovr the continious charges deducted from my account is worth to take in care here.the charges deducted fron my account on account of non mentainence atre too cheating, these chargers were charged when there was complete shut down in the valley and nobody could dare to go outside, every bank in valley has waived off these charges and i could not be entertained here.

From past December I had visited HDFC Credit Card Richmond Road Branch office three times for the final settlement & Closure of Credit Card. Ihad spoken to the Representative and she told me not to pay monthly minimum bill also for the Settlement and their will be confirmation letter/email from the branch as they have registered the complaint and once if received the mail/ letter then you can go for the settlement they said. later till the date their is no any confirm but the statement bill is increasing periodically and there is no action against this from the Branch & meanwhile the customer Support gives the call and say to pay atleast minimum bill & later you can go for settlement, but the branch says not to pay the minimum amount or else it will difficult to go for the Final settlement. Till Now there is no response from the Branch office after a frequent mail On Dt- 12 Jan, 24 Jan & today.

Got a message as follows.

"thank you for using hdfc bank credit card ending xxxx for rs. 200.00 in mumbai at FREECHARGE77252 on[protected]:06:38:44."

How come this transaction happened if i have not share any information of my card. I am also not using auto pay kind of stuffs.
If i called to hdfc customer care, they informed me it was from freecharge, but it's not. I have checked my freecharge accounts.
what is happened?
plz give me a solution..

Why i have been charged in below DC INTL POS TXN MARKUP without my notice. Could you please let me know at the earliest. I used to ignore at very starting now hdfc deducting ever month.

18/01/17 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 10.27

18/01/17 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 20.53

18/01/17 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 10.27

02/01/17 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 163.97

02/01/17 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 134.96

07/12/16 DC INTL POS TXN MARKUP+ST[protected] [protected] charged 110.73

Your branch of sharanpur road nashik, maharashtra, is not allowing us to close the account, and always ask us to bring the different documents, and giving lot of reasons .
hence kindly look in to the matter, otherwise we will have to launch the complain to RBI.

details of the account

Account name :- ASSET LOGISTICS AND EXPRESS PVT.LTD
Account number :[protected]
Account type :- current
Branch :- HDFC BANK, Sharanpur road, Nashik, Maharashtra.

I opened a salary account in hdfc bank, chennai some 5 years back then after that i have used it for 2 years .After that i moved to hyderabad and opened an other bank account, but i never used that hdfc account from 3 years.
Now i am getting email and message from hdfc bank that my account balance -8000 rs . I am totally shocked and worrying about the same .So now how do i need to close the HDFC account .
According to new RBI guidelines banks are not supposed to penalise for dormant accounts but when i contacted the customer care they are refraining from closing it saying i have to fill the fine.
Where should i approach now. Please help.

Account No :-[protected]
Contact no:-[protected]

Hi,

Never opt for HDFC netbanking payment for IRCTC tatkal ticket as OTP on mobile for HDFC never arrives in your cell & by the time it will arrive all the tickets will be booked & you wont be able to book ticket.
This is frustrating for such a big bank having issues with load on its database & customer suffers when it dearly needs bank services.
Also, hdfc bank gives error as "Heavy Load on Server"& you wont be able to book ticket.

Kindly avoid HDFC bank as it is worst for Netbanking services.

Thanks

Dear Sir/ Madam,

This is pertaining to the credit card no. 4854 99XX XXXX 3115. I have been using this card since last 10 years almost and making all my payments through nationalized bank cheque 5 days prior due date. Cheques are been dropped at HDFC Bank Atm drop boxes at Vile Parle East Prathana Samaj road ATM.

Even though dropping the cheques 5 days prior due date the HDFC Credit card division is charging me late payment fee which is not correct. This simply means that they are collecting the cheque payment late from their drop boxes and are trying to earn some additional amount from me. I have many a times taken up the matter with their Customer service team on[protected] however no response.

I request you to take up the matter with HDFC Bank Card Division, Tamil nadu Chennai and help to have the amount of INR 411 waived off for statement Dt: 14.01.2017. I confirm to have made payment of INR 2, 537 through cheque on 14.01.2017.

No use this insurance, not interested amount refund my credit card, no useful, this insurance already I am used my company insurance not use, waste insurance immediately closed this insurance, already I am sending mail your not respond my insurance not close you, I am credit card closed I am not interested insurance, insurance cancelled not happy, no use this insurance

I have taken personal loan in hdfc bank . from onwards i am paying emi on regular basis through ecs.

But, till date i have not received any loan statement, sanction Now, i require the mentioned details as well as personal loan schedule statement at the earliest for some specific purpose .

My personal loan accoun no. Is 32680633 .

Please help and kindly forward the loan statement as well as personal loan schedule statement through e-mail.

my mail id: [protected]@gmail.com

Myself Jils and I have salary account at Panampillynagar branch kochi.

I belive that customer relationship officer has to keep good relationship with customers but I felt very bad feeling from your relationship manager.

Details of misbehaved person mentioned below
Name of officer: Naveen Damodaran
Contact number: [protected]
Email id: naveen.[protected]@hdfcbank.com

Looking forward to hear from you a good reply.

Regards
Jils

Dear sir
I have applied for the credit card card to Card my application reference no. Is [protected]O2, I have applied this card on 14/01/2017 and yesterday I was checked my status my card disapproved.
So I want know that Why are getting reject My card I want reason. Because particular Bank icici same application approved My card on 08/07/2016 . So behalf on icici Credit card I have applied hdfc credit Card but this Card disapproved.
This Time not tele verification physically verification directly Show status disapproved.
So I requested you Sir please approve my application I am 2 years Old hdfc customer
Thanks and regards
Bobby kharaliya
[protected]

I am a Credit card holder of HDFC bank. I used the card for one year but it was totally loss for me. I paid more than 40000 in year as financial charges. HDFC never waive off even one rupees. I will never suggest anyone to use HDFC credit card . HDFC charging the cards with the name of financial charges, over limit charges, overdue charges etc.
we can't keep the record of these charges.
finally six months back I planned to close this card and pay full outstanding of Rs. 1 Lac. one hdfc executive told me pay 900000 and balance will be waive off. I was happy, but in next month statement I see the charges are there. and other charges also included.
in this period I used the card and again the amount was 70000.
my card expired on 08/16 and after that I have not received any new card.
I paid outstanding 60000 till now. but still my outstanding 30000.
HDFC Bank charging more than 10% per month including all financial charges.
120% per year interest rate.

Never Never go with HDFC.
Card No. [protected]

Hello
my name is Aalap Vaghela and i am policy holder of HDFC life. My product name is classic assured plus and policy no: 18601144.
I was cheated by one of the agency who is working as a agent and they offered me loan against policy. They cheated me and still i wouldn't get any kind of loan and they also taken 25000 rs deposit for loan and they still not provide me any kind of loan. I paid the 30000 premium and i got the policy papers.
Name of people who cheated me:
Manish : [protected]
Pradeep : [protected]
Amit :[protected]

Regards
Aalap Vaghela
[protected]

Hi,
This is my policy number [protected]

One day a person from hdfc ergo called me and said that for your credit card you are having offer free health insurance for two years and i said yes for that.
After a week i got credit card bill some 10000(change) that was detected for hdfcergo life insurance.

I have raised request for policy cancellation on 23rd January 2017.I got a call for confirmation, i said I don't want this policy please cancel it. But the request which i raised was closed saying that the customer was willing to continue for the policy. This way hdfcergo people cheated me.
Again I raised a request for cancellation and call recording today but I didn't get any update on this.I need some proof that these hdfcergo people are really raising the request or not.
Please provide update regarding this and cancel the policy immediately.

your's Sincerely,
Mallareddy Deepika.

I transferred amount of Rs. 1000/- on 23/01/2017 via IMPS but till now it has not been credited to beneficiary account but debited from my account. I am unable to reach your customer care number which is provided to me [protected] tried at-least 60 times from that day.

Your branch at DLF Cross Point, Gurgaon is also not supporting at all they are infact not listening to this complaint bcoz amount has been transferred through netbanking. I visited there for almost 2-3 times but no response from PB saying they don't have any solution for this complaint, contact customer care or beneficiary bank.

Kindly look into the issue and hoping for revert ASAP.

Bank details are mentioned below:

HDFC Customer ID: 63635548
Amount: 1000
Beneficiary Bank : Punjab National Bank
Transaction Reference No:[protected]

Hello,
I want to report OPEN FRAUD BY HDFC BANK, I have call recordings to prove this
I called their CUSTOMER CARE NO at BACK OF MY DEBIT CARD, to ask what are my options for a home loan, they said they will arrange call back to me from their loans team.
What they DO NOT SAY IS THE CALLBACK IS NOT FROM A HDFC REPRESENTATIVE BUT 3rd PARTY CHEATING SCUM WHO ARE THEIR DSA'S, THESE PEOPLE ARE NOT EMPLOYEES OF HDFC THEY ARE 3rd PARTY VENDORS SO THERE IS NO ACCOUNTABILITY IN CASE THEY CHEAT YOU & RUN AWAY, WHICH IS WHAT HAPPENED WITH ME
I recieved call in 24 hrs from a mobile no saying HE is a supervisor of loans team & can help me get a loan when I said that the loan amount I need is 42 L he said he can get it done & did very professional acting as a loan officer for HDFC, It looks like he has done this many times before as well, over the course of 1 month he kept duping me with the carrot of loan disbursal will be approved next day & taking money in small parts with the help of a small "loan team" of 3 people, these 3 people had all the documents & id to show they are from hdfc, except all of it was fake, .
They said that the loan amount to be disbursed is not enough as I am not meeting eligibility & I will need to deposit 36thousand cash in an FD, & they gave me a [censored] logic that the FD insurance will be security for the bank, & I will be reimbursed the FD in 5 years, they even gave me fake reciepts every time they took money in cash .
THE ONLY REASON I DID NOT FIND THIS SUSPICIOUS IS THAT I HAD CALLED HDFC CUST CARE IN THE FIRST PLACE & HAD TRUST IN HDFC BANK.
They duped me 3 times like this & exploited my need for a homeloan, IS THIS WHAT HDFC BANK IS REPRESENTING NOW? MAKING FOOLS OF PEOPLE WHEN THEY NEED MONEY & HIRING FRAUDSTERS,
THESE PEOPLE DUPED ME OF 1.25L in TOTAL & ARE ABSCONDING .I HAVE ALREADY LODGED FIR WITH POLICE & THEY ARE INVESTIGATING THEIR RAJOURI GARDEN CALL CENTER WHERE I CALLED FIRST. ALL their nos are not exist now.
I HAVE ALL RECORDINGS TO PROVE THIS & AM CONSIDERING NEXT ACTION.
I CANNOT BELIEVE HDFC IS ACTUALLY WORKING WITH THESE KIND OF [censored] PEOPLE. THIS IS THE BANK I FIRST OPENED AN ACCOUNT WITH WHEN I WAS IN COLLEGE.
WHOEVER THESE DSA AGENTS WHERE THEY ARE VERY LIKELY STILL WORKING AS DSA'S with HDFC UNDER DIFF NAMES & DIFF NOS NOW & ARE SEEKING DIFFERENT TARGETS.
AFTER I COMPLAINED TO THE HDFC MANAGEMENT THEY WERE USELESS & IMPOTENT, THE ONLY THING THEY COULD SAY IS OUR SECURITY IS FLAWLESS & THIS WILL NOT HAPPEN.
I HAVE ALL CALL RECORDINGS INCLUDING THE CALL RECORDING TO THEIR CUST CARE NO [protected]

I had done online payment by IMPS of 130000 to manav builder on 05th of October 2016 from HDFC bank to Bank of India as per below address :

Name of company : Manav Builders
Bank name : Bank of India
Bank branch : Mamnagar
Current A/C no. : [protected]
Branch reconciliation code : 2029
IFSC code : BKID0002029
However above said money is not deposited in beneficiary account.
my bank account no.[protected]
HDFC bank Ltd, brach code 2863

I have taken this policy on 22nd of January, 2017 and i was told that RS- 410 will be billed to my credit card monthly but when i check it i have been billed Rs 9858. This is befooling your customers. Now i do not want this policy any more. As i was told that if i cancel this Policy within 15 days of activation i will not be charged a single rupee.

Please go forward and cancel my policy and refund the money deducted from my account.

Name - Iftekhar Ahmed Khan
Policy Number- [protected]

My loan application no[protected]

Already informed mr mahalingam hdfc bank sale person. I have already purchase a land for panchayat approved. Re had received a cheque of rs 4500, cheque is clear. There is no reply

When. I called hdfc to return. They are telling some charges will be cut. If loan is not approved why are you collect cheque form customer are you fooling customer. Very very bad hdfc

Y. Abdul azeez
[protected]
[protected]@gmail.com