[Resolved] Home Credit India Finance — personal loan related issue | |||
I already in relationship with home creadit since 5years recently in january 2019 i had a personal loan from your side with contract id ([protected]) contact number ([protected]/[protected]) now i want to renew the same with new one loan worth rs2lakh to need to close my current loan and use pending amount but your consumer care said i not had any offer in my profile so they not give me an loan i want to ask only one question when i had 5years relation with home credit my record also ask you that i had no bounce no late fee in my past loans so why you not give one more loan to me with same profile this behavior not expected from a big company like home credit Kindly contact me on [protected] this number Was this information helpful? | |||
Nov 5, 2019 Complaint marked as Resolved Home Credit India Finance customer support has been notified about the posted complaint. Verified Support Oct 05, 2019 Home Credit India Finance Customer Care's response Dear Dinesh, Thank you for contacting Home Credit. We regret the inconvenience caused. Kindly share your Loan number (Ten digit number, starts with 3) OR registered mobile number so that we can assist you with your concern. You can refer to your loan documents i.e. Loan Summary / Repayment Guidelines. Further, we would like to inform you that you can apply for online cash loan ranging from Rs. 25, 000/- to Rs. 2, 00, 000/- from home credit mobile application. We appreciate your patience and understanding with this. For any further help, please contact us on our email id:[protected]@homecredit.co.in Regards, Customer Care Team Home Credit India Finance Private Limited | Call –[protected]; Email – [protected]@homecredit.co.in | |||
 3 Comments | |||
Comments
Dear Sir,
I, Shyam Kumar having customer id: [protected], request you to let me know the Interest rate charged on my loan having EMI Rs. 3, 432 & Principal Amount Rs. 72, 000 & Tenure 42 Months. As i have seen the acknowledgment, Interest Rate charged on my loan was 28.63 % p.a. compounding monthly.
As i saw the repayment schedule sent by you, interest charged on loan 45% p.a compounding monthly which is inconsistent with the rate mentioned in the acknowledgement i.e 28.63% p.a compounding monthly.
And Please find the attached file in which i have shown both the scenarios or you can yourself calculate through EMI calculator attached.
So Please don't try to do such manipulations with me and try to re-issue me the updated repayment schedule as per the rate of interest 28.63% p.a asap .
I am really looking forward to your reply in this regard asap.
For any communication in this regard, please contact me on Mob No. [protected]
Regards
Shyam Kumar
2 Attachments
I, Shyam Kumar having customer id: [protected], request you to let me know the Interest rate charged on my loan having EMI Rs. 3, 432 & Principal Amount Rs. 72, 000 & Tenure 42 Months. As i have seen the acknowledgment, Interest Rate charged on my loan was 28.63 % p.a. compounding monthly.
As i saw the repayment schedule sent by you, interest charged on loan 45% p.a compounding monthly which is inconsistent with the rate mentioned in the acknowledgement i.e 28.63% p.a compounding monthly.
And Please find the attached file in which i have shown both the scenarios or you can yourself calculate through EMI calculator attached.
So Please don't try to do such manipulations with me and try to re-issue me the updated repayment schedule as per the rate of interest 28.63% p.a asap .
I am really looking forward to your reply in this regard asap.
For any communication in this regard, please contact me on Mob No. [protected]
Regards
Shyam Kumar
2 Attachments
Cash back not credit in my account
Vipul Ruparel [protected]
Vipul Ruparel [protected]
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3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002
At the time of Mobile Loan dealer name nevil network ask to me Cash Back Offer Apply but till date not credit my ac in cash back amount Plz Do the need ful on urgent basis.
Vipul Ruparel mo:[protected].