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Hello sir/mam
i am vikas pandurang patil and i m from gujarat navsari.
i want to close my loan and i have been already talk to your many customer care executives but your customer care executives does not support any time and gave any kinds of excuses and gave any information pls give me my for close letter for close loan, if you are not able to give me then i will take a action cos i dont want to conintue your loan

I have paid 6 emi's and the remaining balance on 3dec 2018 .I called the customer care told them i want to foreclose the loan nthey told me procedure and didn't activated my fore closure request and started debiting again from Aug 2020 ... As i have paid all the amount on 3/12/2018 then also they are deducting the amount

Im not there customer, but still i'm receiving call regarding some name
i've raised many complaints but nothing worked
please take action
thanks in advanced.

I am following this company since 1 month for my loan statement account ( history of my payments I made ) but they are not providing the document. Everytime they ask for 3 days time and ensure me I will get it after 3 days.
I have been mentally tortued and harrsed by this company. I have 3 call records where there executive ensuring me I will get it by three days.

I have to take loan but my bank has asked my previous loan history ( statement of account ) But Home credit India Finance is not providing.

I am requesting this digital complaint forum to please take action and help me.

I have call records of these people

Below mentioned are the people whome I have spoked with
Chandra Shaker - customer support executive
Prasad Nagraj - Supervisor
Home Credit - Customer service
[protected]
Gurgaon.

Without any noticed he sent recovery agent in home.
he already report to cibil.and announced me as a defaulter
i m not able to pay emi I am jobless.

or Dhamki or de raha ha

Dear Sir/Mam,

As I Paritosh Jaiswal as a customer of HOME CREDIT INDIA FINANCE taken a PL in my name in which I always paid my entire EMI's before due date but for the of Nov'2020 I am not able to get paid because of I have got an major accident in previous month, where i had got a multiple inguery and my right hand got factured.

where I got shifted to Patna Bihar along with my father as he is a JUSTICE in Patna Bihar

and also I am taking a complete bed rest and same as I already send Dr prescription to the company then after company is getting my threating for legal action against me and also they are giving me continuous call and getting me irritate for the smae

My loan contract no. [protected] is closed on[protected] but I haven't received 'No dues certificate' yet(today date[protected]. Your customer care executive told me that you will receive your 'no dues certificate' on your registered email after 10 days but today is 14th day and I didn't received 'No dues certificate'. Provide 'no dues certificate' ASAP.

Contract No. [protected]
Reg. Mob no. [protected]

My Loan Contract ID no. [protected] was completed 10 days ago. Customer care executive said no dues certificate will be send on reg email id within 10 days but I haven't received no dues certificate yet. Please issue no dues certificate as soon as possible.

Mujhe apne mojuda loan me se safe pay suvidha hatvani he jisse mujhe emi me kuch amount kam hojayega mera loan no [protected] he mere duvara home credit customer care mein call kiya gaya tha mera do bar phone disconnect ho gaya hai isliye mujhe yahan per complaint darj kara nahin pad rahi hai anurodh hai ki mera safe pakka payment hata Diya jaaye aur meri EMI mein vah payment kam kar diya jaaye

Hi, I purchased a loan of 125000 from this company in October 2019, I paid 5 months emi till March 2020. Emi is 4947. interest 22.5%/pa. term 48 months.

I opted 5 months moratorium. Now they are requesting me to pay EMI 4947 for 70 months. I told them I am ready to pay 5 months moratorium interest of 17000 as one time payment now and will continue paying 43 emis out of 48 as I have already paid 5 emis.

They do not agree with that they want to get 346000 from me instead of 237000 for just the loan of 125000. I don't understand why I am liable to pay 22 emis more just opting 5 months moratorium. Pls review attachments thoroughly and take action against this frauds

Dear Sir/Ma'am, This is very sad to inform you that I took the cash loan from HomeCredit India Pvt Ltd 1 year ago. I had been paying the EMI on time but due to corona virus pandemic I couldn't pay the loan amount since March month 2020 delayed in paying the amount. Paid the one emi on October's month of Rs.6965 with 350 penalty charge on 12th October which was my emi is 6615. Daily receiving unlimited calls from company and I already tells them about my situation and different different executive calls and harassing me. I'm in big trouble they never try to understand my problems. I recently paid the amount of Rs.6965 on 12th but since last two, three days again they are forcing me to pay the emi of Rs.6615. I'm so helpless I somehow managed the amount of 6965 but again after 3, 4 days of the payment they are forcing me to pay the amount and on 12th October they sent the executive for the collection Money from home without informing me. Which is so unexpected from HomeCredit and insulted me in my locality and they also harassed me lot and also harrsing.

Sir only 1 emi overdue because covid 19 effect september due but i pay october emi home credit apply 850 due charges why call center call per minute again and again why mentally harresing why very disturb i want avoid charges please

Sir sep overdue emi charges avoid please because I effect covid 19 and hospitalised after I pay October emi please charges hataye to emi pay karunga apke customer boys misbehaving i record call i taken action to misbehaving my brother and call again and again

Hello Sir/Madam,
My name is Zameer Khalid
Contract no. [protected]
Mobile no. [protected]
Email- [protected]@gmail.com

I have paid my final EMI amount of Home Credit on 07/10/2020
So they said you will get NDC in 10 days from the last payment date but now today on 17/10/2020 they are saying when I complaint about it in customer care they are saying we have taken your request for NDC and you will get it in next 10 days
But I required NDC in urgent for some bank work

HI sir I have cleared my phone loan and i want NOC of the same in hard and soft copy, so pls kindly provide me as soon as possible.

Contact number: [protected]

Mobile number: [protected]

Name : MIDHUN.T

Dear I am deposit my first Emi on dated 27 Feb 2020. And during thise lock down According to Delhi govt I am not deposit my March, April, may. But after this than lockdown will remove staps .I am again pay my Emi on regular time 27 on due time..this is regular time interval such as JUNE, July, August, September thise installment i am pay but the Home credit last two time fine on me August and September..1250rs And 350each months But why ...so I need your help plese call me [protected]

To,
Respected sir/madam

I have taken a loan for an amount of rs. 1, 23, 000/- having 48 emi’s of rs. 4, 595/- per month starting from 07.09.2018 till 07.08.2022 at a flat rate of interest @ 19.83 % with loan contract bearing no. [protected] dated 13.07.2018 and i have paid 24 emi’s, upon calculation rs. 48, 782/- was to be paid but rs. 67, 810/- was paid, so the balance amount of rs. 19, 028 should be adjusted in my loan account.

Another loan for an amount of rs. 60, 000/- having a 48 emi’s of rs. 2, 231/- per month starting from 07.07.2018 till 07.06.2023 at a flat rate of interest @ 19.62 % with loan contract bearing no. [protected] dated 01.06.2019 and i have paid 15 emi’s, upon calculation rs. 14715/- was to be paid but rs.22018.54 /- was paid so the balance amount of rs.7303.54 should be adjusted in my loan account.

I was paying all the emi’s on a regular basis and called upon your office and emailed you to enquire about my loan account status and asked to settle the accounts, but received a cold response and you have sent me loan schedules on mail which was shocking to see that you have charged a floating rate of interest on the principal amount borrowed from you instead of fixed rate of interest and increased the emi’s which is wrong and illegal as per the settled terms of contract between you and myself, if it was told to me earier i would not have taken loan from you.

So i request you to look into the matter and help me out in this aspect, else i will be constrained to ask my bank to stop the instalments and further take legal action against you at the earliest possible.

Thanks & regards

Girish kumar

Mobile - [protected]

Thanks a lot. Thanks for the mail. Looks good to me.

I have a two personal loan from home credit rs 123000 and 60000 for 48 emi
one loan 123000 i paid regular 24 emi i want close loan i call the company
but company demand approx rs 84000 . but my according 123000 loan ammmouunt intrest for 48 emi 97564
i paid 24 emi . of rs 4595 pm. then company adjust intrest first in our account and principal ammount less i said company when i paid 4595 pm i ttotal paid 110280 your 123000loan ammont and intrast 97564=220564 total
when i paid 110280 then iwiil pay one time then intrest ammount 48782
now total outstanding 123000 +48782=171782 i allraady paid 110280
then my out standing 61502
but company not ralize and not compromise plese help me
thanks
girish kumar
[protected]

I always paid my emi on time but this time due to covid 19 i developed health issues and still not received my salary but these people are going on continuously harassing me and calling my mother also for the same. As my mother is so not healthy i am not able to work properly because of this torture. Set 10 times mail still they don't bother.

What do i do after resolving my complaint??