Home Credit India Finance Complaints & Reviews

From very long i have been complaining a issue regarding emi date problem to their executives,
But they are not listening and scolding me and very Harsh behaviour im so tired to talk with home credit executives so i stop the payment.
Till now they are not listening to my speech and they only speak about the payment and not listening to my issue.
Because of their emi date problem im getting bounced. The problem is with them but they are not ready to hear that and only they do is to make payment asap or u will be punished like threatening me

Please see my problem i face issue is.. M take cash loan from home credit india, m pay 02 emi also on 3nd emi they guys misbehave with my all family member & call again & again.. This is not tolerable too way talk with senior person & know about all family member who is working who is not, where we are... This is your service, this is way to talk with person & never come to point..

If you guys not able to handle it never give us loan & nor talk regarding all this..

Am pay lots of loan amount.. Home credit executive waste to waste talking.. They want all family member detail why they guys not come to they point & understand all this things..

Please handle it & reply

Ramneet kaur

Hi, I have bought mobile in 2018 and we paid emi for three monthly then we didn't receive any intimation regarding the emi and receive not even a single calls to repay the remaining emi, please confirm on how to repay it and whom to contact, tried reaching customer care and they saying that we will receive call from customer care but not yet received.

Hi

I am Ciddam Rajesh Kumar
My number : [protected]
My another number : [protected]

I am your old customer,
I am trying to take another loan but that is not coming
Coming error,

So many times I raised complaint from last 1month onwards I am raising complaint but still now not resolved,

Kindly plz support me on this,

Hi

I am Ciddam Rajesh Kumar
My number : [protected]
My another number : [protected]

I am your old customer,
I am trying to take another loan but that is not coming
Coming error,

So many times I raised complaint from last 1month onwards I am raising complaint but still now not resolved,

Kindly plz support me on this,

I need a loan
Can I get correct person details

I have been receiving 5-6 calls daily from home credit call center for some mr. Vinod kumar. However, i do not know any vinod kumar and it seems the company has the wrong number. I have mentioned it to customer care several times but they are not willing to listen and are threatening to call me again and again. Infact the call center agent is asking my personal information. Pls help.

They are just making your fool. Charging too much extra % of interest. They have only told me about 6 EMI now only for the delay in the payment asking me to pay 2800/- extra on 15, 000/- Rs. Of phone EMI they are charging me 20, 000/- bad services lot of bad customer care department don't even know how to talk with customers... they missed guide me.

I have made a payment of 1828 on 30th of nov as my 2nd emi but it was not updated after 76 hours as it only takes 48 hours to update them i called home credit they told me that the payment was dropped by the bank. Then i again made a payment of 1828 as 2nd emi on 6th of dec which got updated. But now the 30th nov payment was updated and the 6th dec payment got removed. So again i called home credit they told me that the amount has been refunded back but i have my bank statement no amount is being given back to me yet. And after calling them every day each customer service executive says different thing upon that. I want my money back.

Hi, i went to a shop to purchase tv and there was a home credit representative which approached me to buy the tv on emi. Since it was a small 24inch tv for my restaurant of amount 15, 800, i refused and said i will buy normally, but then he insisted to plz go for emi since he has to meet monthly target. He told me that the amount will be divided by 12 and 4parts will be paid as down payment and 8parts as emi. This was d exact statement. I accepted his request. Also paid 5, 280 by my card. For the rest 8 months, i kept on timely paying 1320rs.

A real shock came to me after 8months when i got a call from home credit saying i have not paid my emi. On asking, i was told that my loan was on flat 17% interest and i need to pay 4 more emi. I was shocked. Flat 17% is way to much. When i asked more, they mailed me a document sayin you only accept out terms and conditions. When i saw the document, it was not my signature. It was a forged sign tried to copy from my pan card photo. It wasnt me. The document was printed and signed one day after i actually went to purchase the tv. The same can be verified too. I raised a complaint on home credit to resolve the issue but no solution provided till date. This case is pending since 2015.

I posses two credit cards which combined limit of 3.5lakhs. I hav an impeccable record of cbil but no due ever ever. But home credit has destroyed by cbil. If i had purchased on my credit card, then also i would hav taken on 14% reducing emi. I file an itr of 6lacks then why will i buy a 15, 000 tv on an interest rate so high.
I am attaching photos of loan summary, its sign and my original sign for ready reference. I cud b reached on [protected], [protected].

If anyone can listen to this complaint then i will b highly obliged.

I Had a loan with Home credit India and I had paid all the the remaining amount with over due 2 years ago but my cibil report is showing write off I had paid all the amount the Home credit company is not showing any interest to remove the write off content from my cibil report plz resolve my write off account from my cibil account My loan account no
is [protected]_NDC_UNSECURED_LOAN

Hi
I would like to inform you about my loan for a mobile phone i bought in 2018 and i have cleared all the due for that but still its reflecting under my name as a default that i have not paid full dues and due which my ecs charges deducting, please update it and issue me a noc for my loan. My number is [protected] please give a call and all my loan is clear then also deducting 295 from my bank account please send a ecs cancellation form to partner bank and refund my 295*9
Mujtaba zia khan
[protected]
[protected]@gmail.com

I am working with positive moves whose landline number is[protected] where I am getting 20-30 calls per day for home credit whose landline number is[protected].

Need your cooperation for the same to resolve the query asap.

It is really frustrating everyday to deal with people like that who are calling in home credit, i cannot take it anymore. I need your support to resolve the same as people are directly calling and saying i have taken loan "meri emi bata do" etc

I can't open my home credit account.. Nwla cp ko ngaun hndi ko mabuksan ung home credit ko kya d ko alam kung mgkano babayaran ko sa loan... Kasi ang lumlabas ngaun s bagong account ang cellphone number ko panu ko aman makukuha ang code ei kasama sa nawala kung cellphone... Hindi ko po kasi malalaman kung magkano na ang balance ko sana aman po maunwaan ako mraming salamat po

Respected
I saraswati sharma, residing at 23 a. G. M. Lane howrah 711101, had purchased samsung j7max from jeet telecom owned by mr. Prosenjit ghosal in the month of september 2017.
My pan no is howps3529p.
My aadhar no is[protected].
My dob is 17/09/1962.
My banker indian bank branch how maidan1
I want an noc for the same
M-[protected], [protected]
Email [protected]@gmail.com
Thanks

Home credit customer care is continuously calling to my friend's mobile number..
Please stop calling my friend when i am not reachable.. Each and every day calling him for 15-25 times a day is very harassing..
He is a very busy person and he ia getting angry and when we met face to face he is shouting on me saying about this..
If we delayed a payment we will pay it with fine.. But please stop this telephone call harrasment.. It's very annoying.. Since we don't have full amount of money we decided to take loan from home credit.. So if there is a delay please try to use common sense that the amount is not ready yet.. And stop calling continuously asking it.. Stop this harrasment against customers.. I will never recommend home credit to any of my friends or colleagues in future due to this kind of harrasment..

I'm one the people who have been targeted by a huge amount of spam calls from this company. While it is not much of an issue for me as i just have all spam reported calls on auto-block, i believe it would be best to inform you of this so that it leads to less call spamming on your end. Please remove my number from your system - i am not a customer. Kindly provide me with a way to send you my number in order for this to be done.

Dear sir,

I, shyam kumar having customer id: [protected], request you to let me know the interest rate charged on my loan having emi rs. 3, 432 & principal amount rs. 72, 000 & tenure 42 months. As i have seen the acknowledgment, interest rate charged on my loan was 28.63 % p. A. Compounding monthly.

As i saw the repayment schedule sent by you, interest charged on loan 45% p. A compounding monthly which is inconsistent with the rate mentioned in the acknowledgement i. E 28.63% p. A compounding monthly.

And please find the attached file in which i have shown both the scenarios or you can yourself calculate through emi calculator attached.

So please don't try to do such manipulations with me and try to re-issue me the updated repayment schedule as per the rate of interest 28.63% p. A asap.
I am really looking forward to your reply in this regard asap.

For any communication in this regard, please contact me on mob no. [protected]

Regards
Shyam kumar

2 attachments

I manjeet singh one of your valued customer i have purchased mobile by home credit. I have completed 6 emi with late payments. Last payment date is[protected] i have give 2 to 3 thousand extra money for that but next few day your staff is regularly call me that i have not submitted my last payment, i don't know why you guys are tourcher me soo long this issue will goes 3 year before but your customer care office staff regularly tourcher me for soo long and gave me harassment and now i am sick of tired about this do some action neither i will do anything from my side you guys are lost my reputation and finished my civil record. I want back my everything that you destroyed.

Dear sir,

The amount of rs 295 has been debited from my bank account. While i have paid the monthly installment of home credit india on the scheduled time of[protected] from the home credit application, and when i call them for the issue there is no satisfactory answer given by them, they said the amount is deducted by the bank but bank refuse to accept that according to bank the ammount is deducted due to bounce of payment of home credit and now when i called home credit for the solution they totally refuse to solve the issue.

Thank's & regard
Om dutt sharma

Hello this vaibhav shah this is to inform you that i made payment through paytm but it was not update by home credit now home credit is saying that it's third party we are not concern what they are saying. And as per paytm there payment has been successful proceed. One of the worst behavior of the ladies costumer contact speak rashlessley and very bad language.
Mb no:-[protected]