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Indian Overseas Bank Complaints & Reviews

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Updated: Nov 8, 2025
Complaints 2359
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341
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2018
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Indian Overseas Bank reviews & complaints page 3

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M
mohan900
May 11, 2023
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My UPI transactions are not working. I contacted my home branch multiple times and can't find solution. They always tell that my account was clear and there is no block in payments. But I the error will come often and can't make payments through any UPI apps. I tried contacting UPI apps customer service but they also confirmed that everything is good from app side and bank UPI services should be investigated. Gpay, Phonepe and Paytm are the used apps. Can't make any transactions in any of the apps mentioned.

My mobile number : [protected]
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    A
    Avnish0123
    from Begusarai, Bihar
    May 8, 2023
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    Respected Sir/madam

    Amount send by realme store online shopping is not reflecting in my account

    My account no is - [protected]
    Branch - [2379] BEGUSARAI
    Account Holder name - Avnish gautam
    Refundable amount - 18999/-
    Refund reference number is -[protected]

    This amount is send by realme store on 4th may and still not reflecting to my bank account.

    So i request you to solve my problem as soon as possible.

    Thank you...
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      Y
      Yashwanth R
      Apr 13, 2023
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      Address: In Nambiyur, Gobichettipalayam, Erode, Tamil Nadu.

      On 13/04/23 Rs.257.79 has been deducted for DCAMC CHARGES in my account and I didn't even received notification about this.
      May I know the reason and I want my money refunded.
      Indian Overseas Bank customer support has been notified about the posted complaint.
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        S
        Simi Sivan
        Apr 1, 2023
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        Sir/Madam
        On 20th March i cancelled my order in big basket. They said that they have initiated the refund amount. The refund reference number is 9cb10ca7588d93f8b6e4 but till now i haven't got my refund amount. My account number is [protected] please help mento get the refund amount back.
        Thanking you.
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          S
          Simi Sivan
          Apr 1, 2023
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          Sir/Madam
          On March 20th i cancelled my order in big basket. They say that they have initiated the refund amount ( ₹3342 ) the refund reference number is 9cb10ca7588d93f8b6e4. But till now i haven't got the refund amount. My account number is [protected], please help me to get the refund amount.
          Thanking you.
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            N
            Naren2023
            Mar 28, 2023
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            N[protected] is my complaint ref number with RBI Ombudsman, After giving all details and having a discussion in person with senior bank officials it has been more than 1.5 years and the said bank IOB is said to issue me compensation of Rs 50000 as the case revolves around issue of a DD long time back and it seems Sanghi Plantations Ltd did not recieve them and so my investment was affected. Then the IOB bank did not report back to me nor verify with evidence whether it was encashed at IOB Hyderabad looking at their register despite my frequent visits to Matunga Telang road brach, Mumbai 400019 then . Sanghi group also has a case in SEBI and was asked to return the money to their investors. So i had written to them as well and got no response. God knows who has my money. I don't. By all probabilities and torts IOB has to refund me the money with interest. RBI had mentioned this is still extant in law. They closed the matter unilaterally and it seems have a bias towards banks. Their own archives show so much governance issues with IOB from 1999 till date. Wonder when will i get justice please?
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              P
              Piyush amarnani
              Mar 19, 2023
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              Wrong transaction done by me

              Address: 38/1,frist gate anand nagar

              To
              Indian overseas Bank
              Ulhasnagar

              Dear Sir/ Madam

              Sub : transaction in wrong account

              I have done a wrong transaction of Rs. 10, 000/- today at 4:59pm transaction Id:[protected] in account no. [protected]. Request you to kindly reverse the transaction into my account.

              My account details as mentioned below

              Look forward for your speedy response....
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              S
              Saurabh4548
              Mar 12, 2023
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              Dear sir/madam

              I need to add email id in my iob bank account.

              Please help me to add email id.
              My new mail id : [protected]@gmail.com

              Yours truely

              Saurabh Kumar
              Reg. Ph. No - [protected]
              account no- [protected]
              ifsc - IOBA0001721
              Branch - TILKAMANJHI BHAGALPUR
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                V
                vidya@08
                from Bengaluru, Karnataka
                Mar 6, 2023
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                Rs 1371.26 was deducted from the savings account on March 5 2023 in a series of smaller amounts of 118, 53.11, 177 for Charges-MI.

                When enquired at the IOB Branch, they informed us the charges were for not maintaining minimum balance. I have consistently maintained minimum balance through the year 2022. Only in January 2023, the balance came down below the minimum balance. I got to know that minimum balance charges for a month would be Rs 50. And I definitely did not expect to be charged more than that.

                After the series of deductions, my balance stands proudly at 0 :)

                Humbly request to you let me know when I should expect the money back in my account. Thanks in advance.

                IOB Branch: Kammagondanahalli, Jalahalli, Bangalore - 560015
                Scheme cd: SB-PUB
                Account Holder Name: Vinodh J
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                  A
                  Asha Madhuri
                  from Uppal Kalan, Telangana
                  Mar 6, 2023
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                  Amount deducted from my account I want the reason if is there any charges to deduct plz give the reason for deduction in message box it's my req
                  Indian Overseas Bank customer support has been notified about the posted complaint.
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                    N
                    Niru@15
                    from Powai, Maharashtra
                    Mar 5, 2023
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                    Resolved

                    Money debited continually

                    Address: Puducherry

                    This is Niranjana devi from pondicherry my branch 100 feet road. Debited my money from my account 2 time for DCAMC. And today 5.03.23 again they debited 3 times for MI charges. Im a college going girl what i do if they took all the money from my account. Please kindly help to to get the money back they are cheating us.

                    Rs.46.30 Debited to SB-xxx2926
                    AcBal:5954.22 CLRBal: 5954.22 [CHARGES-MI ] 100 FEET ROAD, PONDICHERRY...
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                    T
                    Tarunkp
                    from Bengaluru, Karnataka
                    Mar 5, 2023
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                    Address: Chikkabidarakallu, Bangalore

                    I am using IOB bank from past 4 years from last three months they are simply deducting the money in the name of bank charges. When I saw the passbook it was written as CHARGES-MIN BAL ONC/01-10 -
                    2019/[protected]
                    CHARGES-MIN BAL ONC/01-01 -
                    2020/[protected] why are they deducting money in 2023, If I had not maintained min balance in 2019 or 2020 they should have cut those charges then itself. My account was completely active and I had money even at that time I used to have atleast 5k to 10k in my bank account. This is completely unfair.
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                      A
                      from New Delhi, Delhi
                      Mar 5, 2023
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                      I don't know how they are changing MI because i have almost 3000 balance but today morning continously message is coming 8 times deduction details totally RS.807 deducted, what the hell IOB Doing i thought this is the worest bank i never seen earlier. Yesterday also RS.17 deducted.
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                        D
                        Dineshmpm
                        from Mannargudi, Tamil Nadu
                        Mar 5, 2023
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                        MI charges have been deducted

                        Today[protected]March 5 at 6:51 am the iob bank have deducted 891.73 rs have been deducted from my account they took 82.60rs 8 times and 123.70 rs 1 time and 107.33rs 1 time total of 891.73 rs have been deducted as a mi charges.i need a clear explanation for this....
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                        K
                        Kartikey Jani
                        from Bengaluru, Karnataka
                        Mar 3, 2023
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                        Online login ID: kartja27
                        Nature of problem: Not able to reset internet banking password

                        Attempt 1: Tried to reset it through web with required information.
                        Result : No password reset e mail received as expected

                        Attempt 2: Tried to reset it through web again
                        Result: Not allowing to initiate the process since e mail is claimed to be sent

                        Attempt 3: Sent e mail to [protected]@iobnet.co.in on March 2, 2023
                        Result : No response received so far

                        Attempt 4: Tried to call call center
                        Result: Asked to wait for unknown amount of time/send e mail again to above address without any solution.
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                          A
                          Adheeba
                          from Nagercoil, Tamil Nadu
                          Feb 27, 2023
                          Mar 14, 2023
                          This thread was updated on Mar 14, 2023
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                          Address: Elankadai Branch

                          I've applied for MOOVALUR RAMAMIRTHAM scholarship and government has been providing me with Rs.1000 every month. In my account there is a huge amount of Rs.7002. But today midnight around 3'O clock, I received many messages from iob. They stole more than Rs.2500 from my account. I need that amount immediately.
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                            B
                            Bavimal
                            Feb 27, 2023
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                            Address: Indira, No. 50/A,Mainroad,Thirumaylady

                            RS.723 Debited in my account, visible in mi charges, kindly refund the payment
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                              M
                              Manojk.s
                              Feb 26, 2023
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                              Address: Manali chennai -600068

                              I have sufficient minimum balance in my account but they deducted twice 293 rs I don't know the reason why kindly resolve my problem

                              Don't play with poor peoples money
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                                P
                                Praveenprakash
                                from Chennai, Tamil Nadu
                                Feb 26, 2023
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                                Address: Indian overseas bank, perambur branch, Chennai - 600011

                                Greetings team,

                                I have savings account in your bank
                                The account condition are.
                                Balance to kept in saving a/c are perfectly maintained
                                And the facility is with the this account is atm facility.

                                Now i want to ask why the bank is and your system is deduct Rs.118/- for minimum balance charges for 8 times and Rs.177/- for MI charges for 5 times finally one Rs.44/- and Rs.53/- charged in one day (26 Feb 2023).

                                For your reference i am attaching the images also please check. And in one word please refund my money otherwise ill take legal action against you and your bank for this miss guide and cheating.

                                Explain me... Urgen.

                                So please i request you to please refund the bank charges that you take on 26/02/2023

                                I am waiting for your positive response.

                                Your thanking

                                Email : [protected]@gmail.com
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                                  M pandi
                                  from Madurai, Tamil Nadu
                                  Feb 26, 2023
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                                  Address: Kaliamman kovil st,kottampatti madurai

                                  My account money continueous amount deducted respectly rs 177 ten times total amount rs 1500 plz kindly consider my money return my account
                                  Thanks
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