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Indian Overseas Bank Complaints & Reviews

www.iob.in
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Updated: Nov 8, 2025
Complaints 2361
Resolved
341
Unresolved
2020
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Indian Overseas Bank reviews & complaints page 4

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S
Sanafathima
from Madanapalle, Andhra Pradesh
Aug 2, 2018
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maintenance charges

I have been charged an amount of almost 700 rs for not maintaining minimum balance, perambur branch people don't inform customers about minimum balance as well as charges applied, when i asked them about so much charges they said it's computerized, i was not informed about so many charges as well as minimum balance, around 118 rs was deducted from my account for every month and over all at a shot 669 rs was deducted....
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V
Vignesh16101996
from Mannargudi, Tamil Nadu
Jul 30, 2018
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cash debited for charges-mi

Address: 600049

I have using IOB bank SB account AC No: [protected]. Yesterday (29/7/18) morning was debited for ₹1000 amount in my account. Hence I visited to branch office to check for that. But not providing correct reasons for same. Kindly help and resolve the same.

Rs.53.11 Debited to SB-xxx5398 AcBal:844.33 CLRBal: 987.79 [CHARGES-MI ] CHENNAI-VILLIVAKKAM on[protected]:55:55.IOB.
Rs.53.11 Debited to SB-xxx5398 AcBal:897.44...
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A
Ajay Abi
from Raipur, Chhattisgarh
May 15, 2018
Resolved
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poor faculty

Address: Chennai, Tamil Nadu, 600015

Iob saidapet branch is the worst bank branch i have ever seen. The faculty working in the cash deposit counter, is not at all responding well and they are working dead slow, speaking and wasting our time. All the customers get irritated by their slow work. They did not even try to do this jobs fastly. Kindly make all the measures to make the customers feel more convenient....
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A
Ankush Dhingiya
from Aligarh, Uttar Pradesh
Apr 27, 2018
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ledger not show same balance

Address: 110093
Website: [email protected]

Dear sir...
Main ankush s% ajay kumar mera account dilshad garden delhi me hai..
Sir mere account ka ledger same nahi aa raha hai...
Cerent balance alag hain and ledger balance alaga hai... So please help me

My a/c [protected]
Ifsc code... Ioba0002793
Sir me bank me jata hu to bolte hai mail karo...

Regarda
Ankush
E322 e block mcd flats nand nagri delhi...
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D
Dpti12
from Noida, Uttar Pradesh
Apr 8, 2018
Mar 24, 2024
This thread was updated on Mar 24, 2024
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unnecessary amount deduction in 1 month (mi charges)

Address: New Delhi, Delhi, 110044
Website: Bank

Dear team,

I have opened a account with your bank when your bank,
The account condition are.
Balance to kept in saving a/c is rs. 100/- only
And the facility is with the this account is atm facility & cheque book facility.

But now i want to ask why the bank is and your system is deduct rs. 53/- minimum balance charges for 10 times in one month and horrible thing is today is 8th april 2018,...
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D
dksshahul
from Chidambaram, Tamil Nadu
Apr 4, 2018
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fund transfer complaint

Address: Ramanathapuram, Tamil Nadu, 623 601

Dear Sir,
I was tranfer the amount of ₹30, 000 from my account([protected]) of INDIAN OVERSEAS BANK to other bank CITY UNION BANK Ac no.([protected]) on[protected] by IMPS transaction and the amount was debited in my account but not credited to my tranfer account so please kindly refund my amount of ₹30, 000 to return my account soon ...and I also attached my transaction screenshot & reference ID
Thank you...
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N
Nagsai
from Mirialguda, Telangana
Mar 29, 2018
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not unfreezing my account

Address: Krishna, Andhra Pradesh, 521323
Website: iob.co.in

Iob branch moturu,
Gudivada (Md), krishna (Dt), ap.

My name is nagasai kollipara, my branch members are not un freezing my account,
I have gone for so many times and they are not responding on my complaint,
I called to customer care too but they also like them...

In past, they are block my account - by this complaint they unblock and then they freeze my account.

Please unfreeze...
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S
Sankaran Pon
from Chennai, Tamil Nadu
Mar 25, 2018
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unwanted sms charges

Address: Chennai, Tamil Nadu

Sms charges rs17.70 debited to my account no[protected] chennai tower branch name sankaran, cell no [protected], another account no [protected] open on 06/11/2017 name shanthi cell no[protected], single sms received from bank for balance amount maintining
Rs 17.70 debited in this account dated 25/12/2017, sms charges may be delited the above said account no please, otherwise i will compliant to the head office...
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M
Muthukumar K
from Chennai, Tamil Nadu
Mar 20, 2018
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email id change request

Address: Coimbatore, Tamil Nadu, 641037

Dear sir/madam

I need to change my email id which has associate with my iob net account.

Please help me to change my email id, i have login and password and pin.

I have register old email id. Now i have changed my email that reason it has been lost.
Now registered mail id : [protected]@gmail.com
My new mail id : [protected]@gmail.com

Yours truely

Muthukumar...
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D
DENESHKUMAR S
from Chennai, Tamil Nadu
Mar 8, 2018
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forgot atm pin number

Address: 600123

Dear sir/madam,

I had iob atm card. But i forget my pin number. So i am unable to use my atm card. So i request you to send my pin number to my residential address as i submitted in my bank. For your reference i submit my residential address below or please send message to my mobile number. Please help to me.

No.24, sri karpaga vunayagar koil street, kannadapalayam,
Chemabarambakkam, chennai-600123.br...
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B
BA_Raj
from Giddalur, Andhra Pradesh
Mar 6, 2018
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imps transaction status is suspect

Address: Karimnagar, Andhra Pradesh, 505001

Dear sir,

Yesterday i had done the imps transation through using my iob netbanking. My amount was debited from my account but this amount wasn't credited to beneficiary account. Instantly i got sms stating that ur amount debited and imps transaction is timedout. Pls check ur bank. After few hours in my netbanking status is showing as suspect. Request you to resolve my issue.

Imps reference number:[protected]br...
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P
Prasa_10
from Bengaluru, Karnataka
Feb 27, 2018
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amc fee for debit card

Address: 600020

My account has been charged 118rs two times and mentioned as debit card amc 2016 & amc 2017 in remarks.

I am not using any debit card for my iob account, then why this amount for amc has been charged. Please explain.

During the year 2013, i have given written statement to the branch to close my debit card.
For the past 6 years, amc charges for debit card is not debit in this account.

Now...
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Y
yuvaraj26
from Avinashi, Tamil Nadu
Jan 26, 2018
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I am complaint about my sms alert

Address: 631501

After withdrawal or saving in my account i am not getting any sms alert.. Already i written a letter to the for update my number. Too many times i complain in the bank still i am not getting any response. How can i check my balance after withdrawl.. Kindly help me.

Branch-chinna kancheepuram branch

Name : e. Yuvaraj

Acc no : *3601

Mob : [protected]...
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B
Bhashkar Ghosh
from Kolkata, West Bengal
Nov 24, 2017
Resolved
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transaction failed but amount deducted from account iob

Address: Hooghly, West Bengal, 712136

I paid a fee of rs 709.44 to on 29th october 2017 through internet banking which was debited from my account but the transaction had failed. I again made the same transaction later which was finally successful.
Normally it takes 3 working days for any automatic reversal credit of a failed transaction but inspite of waiting for 4 days i didnt get a reversal thereafter i submitted an application to my home branch chandannagar (0649).br...
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S
Siva pudu
from Uttiramerur, Tamil Nadu
Nov 21, 2017
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retracted money

Address: Nagapattinam, Tamil Nadu
Website: Mobile net

Dear sir
I am sivaraj k. From sirkazhi nagapatrinam district tamilnadu india. I transfer 30000 rs through iob sirkazhi branch (Nagapattinam district. Tamilnadu pin 609110 india) transfer machine on 4th november 2017. But that money was went into the machine and stucked into the machine. At the moment i informed to bank manager. He said it's in the system and i will give you in two days. But still we did not get our 30000 rs. Daily...
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S
Shivamagencies
from Coimbatore, Tamil Nadu
Nov 14, 2017
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iob during imps fund transfer timed out issue

Address: Salem, Tamil Nadu, 636004
Website: [email protected]

Indian overseas bank — imps timed out

Dear sir

I have account number [protected] with salem-leigh bazaar (0655) branch of, i have done imps on 11-nov-2017 of rs.20000 /- and 14-nov-2017 of rs 19000 /- the amount is deducted from my account but amount is not credited in party account.

In online it is showing time out status, so please tell how will i get my money back

13-nov-17 trtr/[protected]/imps/[protected]...
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M
mohitsinghashu122
from Chennai, Tamil Nadu
Nov 2, 2017
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dormant account activation

Address: Lucknow, Uttar Pradesh, 226016

I have an account in iob (Lucknow branch), due to my transfer i couldn't do any transactions from this bank for 2 yrs, now i want the account to be activated. The issue is they want me to be present physically in lucknow branch. Do i need to take off's for such things, i am mailing them from my registered email id, they can simply ask me the documents they need for activation or help me with some other branch in noida, but they don't want...
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S
Souvikindia
from Kolkata, West Bengal
Oct 18, 2017
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refund amount not credited yet

Address: Kolkata, West Bengal, 700031
Website: www.iob.in

I have bought a laptop via my indian overseas bank debit card form flipkart on 14th oct but after one hours i canceled the oder and flipkart send me the confirmation of cancelation and they aslo inform me that they have send the refund amount in my visa debit card And they also send that mail it will be credited as per bank rule on 17th . But today is 18th and still it not been credited i have mail and ph the merchant and they send me that...
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S
Sweety s
from Hyderabad, Telangana
Oct 14, 2017
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otp not receiving

Address: 500038

I'm not receiving any otp to my mobile number while trying to transfer funds or while trying to generate new password. My iob
Account number :[protected]
Even the department customer care people [protected] are not responding to my calls. I tried calling them more than 50 times, everytime i hear a busy tone.
Please activate my mobile number linked to this account
Please do needful....
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B
balaji2018
from Durg, Chhattisgarh
Oct 11, 2017
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not providing overdraft facility

Address: Bhopal, Madhya Pradesh, 462038

Sir iam maintaning a current account with your esteemed branch at lambha kheda, bhopal whose branch code is 3627 in the name of balaji motors whose transaction in the last six months goes over 3crore.
For running my business in this featival season i wanted a overdraft facility from your branch. I contacted the branch manager where he assured that he will provide the same. But till date he is not fulfill his words. Inspite of that...
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