| Address: Krishnagiri, Tamil Nadu, 635001 |
| Website: www.iob.in |
Hi,
I have taken a education loan for 80000 in the year of 2010 at that time we have been informed by the manager that loan can be paid after six years. However we have paid 40000 on October 2013. In the 2nd half of 2017 we have received an notification from district court to settle the remaining amount if not property will be ceased. So we have paid the remaining 40000 in the month of November 2017 through LOK ADALAT settlement in the district court, My mom paid the amount since i was working in hyderabad. I have recently applied for personal loan but my loan got rejected, the bank rep stated that in CIBIL report you have an education loan pending so please pay the pending education loan amount and get a NOC from the bank and wait for 6 months and after that apply for a fresh loan. But i have a decree copy and the bank receipt for the complete payment of my loan. The banking representative failed to update from their end which is what im facing an issue in applying loans.
When i contacted the respective bank manager he also look into the CIBIL report and said the same what the bank rep said. He asked me to provide a decree copy which im not aware. But the decree was actually provided by banker side to the loaner which they actually not provided. The bank manager just said we have provided the decree copy to you and they also dont have their reference copy. So on my own initiative i went to the district court to get the decree copy. With the formal letter request the LOK ADALAT team provided me the xerox copy of the decree copy wherein the document says no additional document to be paid and they also said there will be 3 decree copy 1 is for court reference and other 2 copy will be submitted to banker, in such case banker have to hols one copy for their reference and to provide the other copy to the loaner. I have written a letter to bank manager stating that to provide a NOC and the original decree copy which they failed to provide us along with the bank receipt. But i didn't get any response from the manager. He is asking me to pay the pending amount of 33000 which is reflecting in their system. He also said even if you pay 33000 we will provide you a write-off, but im not actually understand what write-off means.
I hold a copy of letter written to IOB Manager.
IOB Address: 76/4, 1st Floor, 2nd Cross Street, Co-Operative Colony, Krishnagiri, Tamil Nadu 635001.
Kindly help in this..
Arun C
Indian Overseas Bank customer support has been notified about the posted complaint.
Jan 01, 2019
Updated by 4run88 Can i have update on my request as i dont see any response from the respective team
I need to change my Email ID which has associate with My IOB net account.
Please help me to change my Email ID, I have login and Password and PIN.
I have register my previous individual Email ID. Now i have changed my email ID.
Yours Truely
Jimmi Parekh