Life Insurance Corporation of India [LIC] Complaints & Reviews

Sub: Life insurance Corporation of India Direct Sales Executives Decision causes Worries to DSE
We are the Direct Sales Executives from the Life Insurance Corporation of India. We may be pardoned for our claim as “we are part of the Life Insurance Corporation of India.” Some o[censored]s left Lucrative Jobs in order to join in DSE Scheme job. This organization has never caused an ioata of doubt that we are not part of the LIC, especially whenever LIC senior officials addressed us. We were even told that, the issue of regularization/absorption was already pending with Finance Department of the Government of India. LIC has done its best and confident in pursuing the Finance Ministry to get its approval, since the DSE’s were doing the business beyond the expectations of LIC. It is pertinent to mention that the LIC has followed the procedures meticulously in selection of DSE’s. It has advertised, all the procedures like Reservations of Quota and Medical tests were conducted before a candidate was selected into the DSE’s scheme.
The LIC imported skill training course which helped us to get IRDAI License and then only inducted into the scheme. Ever since joining in the scheme no one from the position of Branch Manager to the highest level gave us an impression that we are not part of the LIC. It is pertinent to mention that most o[censored]s when married represented us an employee of LIC, before the family members and the relatives of the bride {wife} side.
It is true we were in blind faith. But it is the senior officials who were the route cause for our faith. The promises and the assurances have given by the senior officials made us to have this blind faith on LIC. We never expected that DSE’s be thrown into uncertainty. Who proved beyond doubt by surpassing all the targets set by LIC? We never, even dreamt or imagined that the LIC will put us in an abysmally low position by demanding resignations from us and join in Chief Organizers Scheme. Intentionally or unintentionally we are pushed to a position that we cannot any more feel that we are belonging to an organization which built its credentials among the people of the country more than any other organization of public sector undertaking. We beg humbly to say that for our organization to absorb all the DSE’s will not be a big task. Leave alone a difficult task.

Almost all o[censored]s have crossed the reasonable time limit to get an employment in a sector like LIC or any other. We would like confess honestly that we got used to the work given as a DSE. Also, we enjoying in discharging our duties as DSE’s. In our view the Experiment of DSE’s scheme by LIC is a great success. It is needless to mention that the devotion and the dedication of the DSE’s are unfathomable. The newly introduced Chief Organizer Scheme has put the DSE’s into a situation of a chaos. The effect is not only on the DSE’s alone, the whole family members are being affected. The future of their children has been thrown into an uncertainty. In fact the life to have in a dignity way has been effected.
But we have not loosed faith in the top officials. We never imagined their talk before us is only a braggadocio at any point of time in our life. Our Endeavour is to bring to your kind notice that, a proven group like DSE’s should not be demoralized by way of converting us into Chief Organizers. We can assure the organization that we will create wonders if our absorption in the organization is safeguarded. A sincere effort from your side will save all the DSE’s from humiliation and save the future of our families too.
We hence therefore sincerely request you to take up the issue of absorption of the DSE’s into LIC and save our right to life in dignified manner.

Sir
When i was posted at Jammu I took a lic policy bearing no[protected] &[protected] two policy after posted from there I could not pay the premiums on time and when I asked for the refund of my money i was told to go to Jammu and complete the formalities there. The policy has already lapsed and i am is not in position to pay the balance and revive the policy thus the money may please be refunded in gurgaon itself i am willing to all the formalities in gurgaon itself

Dear Sir/Mam,

My Home Loan was approved by LIC Housing 24th April'12 in 10.70 pa and EMI around 14166 for 20 years. However first EMI was debited on 5th May'12 for 14218 rs. But it should be 14166 rs as per in between agreement. After that I never checked my current home loan rate, as I was trusted them. I thought there was everything fine. I asked them in September or October’15 for my home loan interest rate. in starting...

Dear Sir

This is with reference to my annuity No 089Y[protected] with lic I have not received the payment for last more than 4 or 5 years I done know reasons

Hi,
One Agent from LIC called me and Gave me information about the Jeevan Anand Policy of LIC. ANd he said if you will pay 1500 per month for next 16 Years you will get 6.5 lacs as sum assured and approx 2 lac of benefits and 2.5 lac of insurance till the death. And he took a cheque of Rs15000 from me in favor of LIC of India. But later on when i consulted one more agent i came to know that he committed wrong with me and for that i wanted to stop my cheque payment and i went to bank to stop the cheque payment. Which due to some technical issues couldn't stop. And that cheque has been bounced. What shall i do now? Please help. how can i get my cheque back and can buy a genuine policy

I have submit application for mode change. From last 3 months at 4 times. But yet they can't able to change my mode. Policy no[protected] branch code 957

I Prasanta Tarafdar, Policy no.[protected], SBI Kalyani Branch, Pin Code-741235, am unable to receive the designated policy claim.
My policy was signed with the above mentioned LIC Branch, the policy gradually got maturity on 28thDecember, 2015.
On year 2012 a loan was withdrawn by me by legally submitting my policy bond, which was later repaid within year 2014 by me. But unfortunately after my loan repay my policy bond was found missing. When the LIC Branch is contacted relating this issue, they declared me that the policy bond is taken or withdrawn by somebody else, the also couldn’t give me the proper identification of the person.
After my policy maturity a DV was sent to me by that respective branch on my address, and systematically it was submitted along with a blank check to LIC Office through me. Later, I was informed that it was not allowed or possible to retrieve a maturity claim without the designated policy bond.
I further contacted and conversed with Mr. Prabir Chakrobarty and the branch manager on which I was notified that I must either submit my policy bond or the notary certificate along with fir letter and other necessary documents in order to claim my policy maturity, and solve this issue. The papers were submitted by me on 8thFebruary, 2016 along with above mentioned articles possible in a hope to solve this issue and claim my maturity, but all in vain.
Rather I was suggested to create a NEFT, but I verified from that particular office that my NEFT was already created, I submitted it to Mr. Prabir Chakrobarty, and thus he assured me to gain my maturity claim with 2-3 days.
Currently after this incident, when I try to contact the branch manager or Mr. Prabir Chakrobarty, I am rejected rather ignored, further tries of conversing turn really very defying, but surprisingly they suggest they suggest me to make a new policy in order to get my old maturity claim.
I was again sent me again a letter on 11thFebruary, 2016 which again repeats to make a NEFT.
This has become really harassing and I have a government job and due to job compatibility I have to live out of the station which makes it impossible to converse with the branch regularly.
I would be highly obliged if you look into this matter and try to solve it judiciously or else I would be forced to forward this matter to the media. Please help me to retrieve my policy maturity claim as soon as possible.
You may also check my call records to maintain you surety through my number-[protected].
PH no.-[protected]
PH no.-[protected]

Sr.No policy no name amount no of certificate
1 [protected] suhas ananda mali 727 4 x 727 rs
2 [protected] suhas ananda mali 3002 1 x 3002 rs


Pls mail me premium paid certificate of 2014-15 on my mail i.D. ([protected]@yahoo.Co.In)
Suhas ananda mali
[protected]/[protected]

Sir,
I paid premium through 'sbi online'
policy no.[protected] amount 3236 dt 18th Jan 2016 through SB I Net banking

pl.send me online receipt to my email.

[protected]@gmail.com,
mob no. [protected]

I have emailed required documents for NEFT to email id of customer zone Patna as well as lic branch no 502 of Buxar bihar to be issued my money back return of policy no[protected] which has been already due in Jan 16. Please do a needfull action

Sir my lic agent portal empowerment was not opening from last 2 weeks above...I am facing great risk ...I am unable to answer my policy holders about their policy due date and amount...When i open my my lic agent portal id it was showing error ...An error has occurred:


Failed to compile jsp /login/disabledmerchant.Jsp
Disabledmerchant.Jsp:17:13: this tag is not recognized.

^--------^
Disabledmerchant.Jsp:17:13: this tag is not recognized.

^--------^
So sir plz help me and rectify my problem...My agent code is 2610681 and my portal id is a02610681...Thanking you sir

Survival benifits on Bima Bachhatb policy no 33719253 due on 28/12/2015 not received in bank inspite of deposit of bank details in person along with copy of pan and bank crossed cheque.

Dear sir,
I want my agent portal number. Please send it to my email id : [protected]@gmail.com
Agent Name: Venu Sharma
License number:12597
Do code:697 (K.K.Sharma)
Branch office: Tripolia Bazar Jaipur
Mobile number:[protected]

Sir,
My userid and password ok but show error password and userid, please help me.

Suhel khan

Policy no[protected]
Dob[protected]
Sum half-year 3218
Pin-273303

Hi,
My loan number is[protected] and since last one month i am unable to login to my customer portal. i am logging to this site.

https://customer.lichousing.com/login.php

everytime its giving me an error "Please enter alphabets, numbers, "_" only, min 2 & max 50 characters.". My email id id my logging id which contains special character @.

I was able to login till last month however unable...

I have paid premium of Rs 5133/- against policy no.[protected] through my HDFC credit card, but I have not received the receipt. Kindly send the same.

DEAR
SIR/MADAM
I am SUMAN DEVI nominee of LT RAM NARAYAN and policy no is[protected].My husband had accident by motor vehicle For it I had submitted all claim document 1 YRS ago but till date not any response from LICI so request you please solve the my problem as soon as possible. And details please go through the attachment file ...

from
SUMAN DEVI
PH- [protected]/[protected]
POLICY NO...

My Name is T. Vadiraj Please provide me lic premium paid certificate from the period starting April 2015 to March 2016 for IT purpose. policy nos[protected],[protected],[protected] . My email ID is [protected]@gmail.com.

Subject : Regarding policy data / original case file transfer case in r/o APS policy No. APS-531911-L&APS[protected]L held by Shri Ambaliya Deva Bhai. A. At post Kushki Ta-Bhiloda via -Tintoi DIstrict-Aravalli (383250) from 56APO to Gujarat circle Ahmedabad.

We have given both policy on same date but we have Policy no. APS[protected]L Army no. JC269243A SUB has been successfuly reached on 25 aug 2014 but policy APS-531911-L Army no. 14381514K HAV has not been reached .

Dear Sir,

I have paid Rs 13944/- as premium of LIC Policy no.[protected] on 08/02/2016 trough ATM Card of OBC A/c no. [protected]. But I have not get any receipt by mail or otherwise till date. This amount has been debited from above a/c no. on 08/02/2016.

Please take necessary action in this matter and provide me receipt of above amount.

thanking you,

Vishal Mehta
[protected]
[protected]@gmail.com