Life Insurance Corporation of India [LIC] Complaints & Reviews

LIC Housing Finance - NOT SHOWING INTERVIEW CALL LETTER OFFICE ASSISTANT LIC HFL I Murali krishna submmited your online application form LIC HFL (office assistant post) from AP state. I have scored in RRB III (Office Assistant) 149/ 200 but when i am entering my registration no and password it is showing that you are not a valid user. Registration No - [protected] Roll No - [protected] Password - UW6A63HF Email Id ma.ponting.[protected]@gmail.com mobile number [protected]

This is with regards to the housing loan applied in your esteemed organisation at palakkad branch Kerala. It is an application for take over loan at HDFC. I had applied for in the month of February and the process of documentation started at the march. I submitted all the documents required as requested by them. With lot of pain I would say the process was so slow that the loan sanctioned at 17th April after repeated calls to the branch and to the agent. I was charged Rs.1147 as the processing fee and the agent Mr. Hemanandan Prabhu asked Rs.2200 cash for advocate fee for the report. After producing all the documents and taking all the painrequest yogot a call from the branch after a month on my 18th asking again that I have to produce encumbrance certificate, which was a clear miss from the agent and the staffs at the palakkad branch. It almost will take two weeks time for to get the certificate after applying which will make delay to get the loan amount. I was forced to cancel the loan application for further processing. This clearly shows the ineffeciency of branch and the agent which has made delay in whole processing and have restricted me from applying loan from anywhere else. I would request you to take action on this and help me to get the amount spent by me on this else I will be forced to mail human rights commission and RBI on this.

I Karanveer Singh, submmited your online application form LIC HFL (office assistant post). I have scored in RRB III (Office Assistant) 164 / 200 but when i am entering my registration no and password it is showing that you are not a valid user. you have taken the fees and also submitted my online application form. Then what is reason behind this. Name - Karanveer Singh Post Applied - Office Assistant (Delhi) Registration No - [protected] Roll No - [protected] Password - T6W9DYN5 Email Id - [protected]@gmail.com

I am unable to log in into my registered ID from last 2 months which I have been using since long time. My policy no. is Policy no.[protected], DoB: 13/03/1981, Premium Rs 2490 Qtrly, mail: [protected]@gmail.com / [protected]@rediffmail.com, Mob: [protected] / [protected] . Kindly help.

This is Penumasta Ranga Raju has made a Insurance Policy in LIC od India bearing the policy number[protected]. As I have lost my Policy Bond while changing my rental house to own house. Regarding this I have made so many requests to LIC of India to issue me the Duplicate Bond for the same mentioned above. Recently I have made the payment for issue of Duplicate bond at Guntur CB-I branch on[protected], bearing the Transaction number 5693 and bill number 1715068.. for INR 75/-. But there is no proper response from the so called company, i.e. LIC of India. Hence I request you to take this as my complaint and do me the justice and favour.

Policy No.[protected] Kindly update my e-mail address as [protected]@gmail.com, insted of [protected]@firstam.com Please note, I have forgot my user id and password, hence unable to login. Request yourself to send my user id and password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also. Note: currently [protected]@firstam.com is blocked, due to that i can't able to get any mails and Requests from this mail. Thanking You, Chiranjeevi. M

Prasanna Simha to k.[protected]@lichousing.com, n.[protected]@lichousing.com Respected Sir/Madam, I PRASANNA N, Sr Manager, BEML Ltd, LICHFL A/c no:[protected], had availed the housing loan of Rs.10 lakhs, from your esteemed organization LICHFL, 15/1HAYES CENTRE, 1ST FLOOR, HAYES ROAD.BANGALORE 560025. I was given the cheque No 072730, dated 31.3.2015 for application no [protected] on 4.4.2015, and after presenting it to bank it was credited to my S/B A/C on 10.10.2015. I received a sms on 7.4.2015 stating that through ECS Rs.2767/- will be presented, but again i received a sms on 15.4.2015 that this has bounced, even though my S/B A/C HAD MORE THAN 10 LAKHS IN CREDIT. Later on i again received a sms on 25.4.2015, to pay Rs.2986/- i.e with interest, for no fault of mine i paid Rs.3000/- through cheque NO: 120073.personally in your office staff and told not do so in future. But still today the EMI AMOUNT OF Rs.13500/- is not deducted from my account, even though sms alert by your organization was received on 6.5.2015 stating it will be deducted on 10.5.2015. I HAVE GIVEN MY ECS FORM DULY SIGNED FROM THE BANK ON 19/03/15 I am afraid like last time i have to cough up more money for no fault of mine. kindly address my problem and sort it out at the eariliest and oblize. thanking you. yours faithfully Prasanna.N LICHFL A/c no:[protected]

Dear Customer Care, I did the below mentioned transaction for LIC payment as dt on 19th May, which has been not completed. But the amount has been deducted. Kindly refund the amount as given transaction. Detail as below. As requested by you, please note that the following SALE has been processed by IDBI Bank - Eazy2Pay Payment Gateway : Merchant Name: Life Insurance Corporatio Merchant Ref Number: 01859132 Payment Amount: Rs. 1003.47 Payment Date: Tue May 19 18:54:36 GMT+05:30 2015 Card Used: XXXX XXXX XXXX 2002 Transaction Identification Number:[protected] Thanks & Regards, Bal Krishan

Dear Sir, A home loan of Rs. 34, 40, 000/- was sanctioned by LICHFL in March 2013 vide account no.[protected]. As per the interest rate of 10.25% an EMI of Rs. 35007/- was fixed and is being deducted since then. All of a sudden LICHFL increased the interest rate to 11.75% and EMI Rs. 37887/- from April 2015 without any intimation to me. On enquiry over telephone here at C.R. Avenue Kolkata Branch ( ph no. 22136107/[protected], most of the time nobody is found available in the office and after a repeated try, not explaining the reasons properly. I am practically helpless and feeling as cheated. LICHFL has also not sent me the revised loan sanction order till date. At the time of processing of loan, representative of LICHFL was very cordial and visited so many times to my place. But now nobody is responding. How a govt body can function like this? It is disgraceful for organisation. Please help me out from this pathetic situation. Thanks Satyabrata Banerjee Dy. Chief Engineer (Civil) Damodar Valley Corporation DVC Towers, VIP Road Kolkata-700054 Phone-[protected] [protected]@yahoo.co.in satyabrata.[protected]@dvc.gov.in

LIC Police no.[protected] Please update my email address and communication address- email-:ajay.[protected]@gmail.com communication address-Ajay jaiswal C/O Zensar Technologies, Zensar Knowledge Park, Kharadi, Plot #4, MIDC, PUNE 411014 and If possible please provide me status of my police.

I submitted ECS mandate form on 07 jun 2012 to the LIC Branch 118, Delhi as per my mandate detail LIC ECS department record showing differ information there for from 2013 Yearly premium of my policy Dishonored by my bank on ground no search of account It was trace by me on 11/05/2015 1-Is this dishonored due to insufficient balance in account? 2-Is this my mistake? 3-is LIC e-mailed me or informed by any method? That my policy premiums are unpaid 4-Who is responsible for all this? 5-Then why I have to pay interest and late fee? (Note LIC REVL Quotation is valid till 09/06/15) It is my request look into the matter and arrange to reply as without any valid reason why my policies are laps I am ready to pay only policy premium please inform me in written and I request don’t compel to move for consumer court please forward this to the LIC concern department . Thanks HEMA MEHTA W/O V.K.MEHTA C-416 YOJANA VIHAR DELHI-110092 Contacte NO.[protected], e-mail [protected]@hotmail.com

Dear Sir, I, Yuvraj Patil applied for home loan from Kolhapur Branch. Loan details are attached below. File no - [protected] I have processed my loan requirement trough one of your agent, Mr Rajvardhan Jagtap from Kolhapur Branch. Inline with published schemes, Zero processing fees are applicable in loan processed in month of Mar-2015.As per agent directions and commitments loan approval documents are submitted by 21.Mar.2015 to get benefit of Zero processing fees. After couple of weeks, he demanded the advocate fees and other legal fees; which he had not communicated earlier. Still I paid that amount. Now, he delayed the overall process and demanding processing fees. Why customer should pay the processing fees due to mistake of LIC agent?? Requesting you to take an actions against these type incidents to improve the value of customer relationship. I am not going to pay this extra amount; which is not our mistake. Thanks.

I stay in Thane and I have applied for Home Loan from LIC HFL. After submitting all the necessary documents, I got a message on 15/05/2015 at 12midnight (Friday) from LICHFL stating that the cheque towards my loan has been issued from the Mumbai Office. Since the message seemed to be a system-generated one, I called up at the Thane Office on Saturday to ask if I could come and collect the cheque. They said that the courier would reach by Monday. This itself was a delay of 2 days. On Monday, I get to know that the cheque has been dispatched along with my file to the Surat office BY MISTAKE! Now here I am waiting for the Surat office to return the cheque to the Mumbai Office who will then courier it to the Thane Office. The officers in Mumbai have very casually responded that it will take more 2-3 days' time. Their casual approach has costed me a lot. I have entered into an agreement where I will need to pay 18% of my flat cost as interest if my seller doesn't get the loan amount after the said date. Dear LICHFL, Why do you put up false advertisements? How do you run a huge financial set-up when you play with the emotions of middleclass men? Isn't this a big shame on your entire system?

Policy No.[protected],[protected]. Kindly update my e-mail address as ashwin.[protected]@gmail.com Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.

Dear Sir / Madam my loan sanctioned last dated on 24/11/2012 & my loan account no is[protected] but as per LIC HFL not given my Original list of Documents in same time .but after no response form LIC HFL haldwani yet i have paid amount 562 Rs. on last 14/05/2015. So please provided my Original list of Documents from LIC HFL Haldawani Uttarakhand.

i have taken a home loan on April 2014 i put EMI as a auto pay.first 4 months they withdrawn properlybut from January i noticed emi didnt taken. i called to saidapet office where i taken my loan, straight away they said me to to pay rs1 laks with penalty.i got shocked to pay a big amount.but somehow i managed and paid the money on march end. again 2 months they didnt taken the emi. i need call and ask every time "what is the problem" no on is giving the proper answer..what the hell is going on ...hw can i pay a big amount in one with penalty... from morning i am calling nobody is there to pick and give proper answer about the problem. my next step is writing the complaint hope someone will be there to solve the issue.

Dear Sir, I have Endowment Policy in LIC, Policy Number:[protected]. Kindly arrange to provide me annual statement of premium paid by me during the current year 2014-15. This is required for me for verification and future use. Urgent action require. Plz provide annual statement through mail. Thanking You. Yours faithfully, Nagarjuna Reddy Kanala

In my account I am having an minimum amount of Rs.15000/- and above for an week. But today I got an message that ECS cheque of Rs.13108.00/- as been bounced. So please give me explanation that how the check the check as been bounced. My Loan Account No :[protected]

Dear Sir, I had sanctioned above mention loanon 29 July 2011 at 10.15% floating rate (ROI) for 15 yrs. now I had takeoverthis loan to other bank on April 2015 and after 4 yrs, LICHFL had taken Rs 25058 as pre-payment charges. Kindly provide justification forthe same and give my extra money back ASAP. Please do the needful. Regards Dr. Abhay Sharma 44-Satyacolony 200Ft Bye Pass, Ajmer Road Jaipur. 302024 Mob: [protected]

Dear LIC Team, Recently my home loan rate checked on online portal & showing 12% & till last month it was 11.75%. How come it is increased, rather it supposed to be reduced below 11.75% My cell no. [protected] or mail ID [protected]@rediffmail.com regards Yogesh Thorat