Life Insurance Corporation of India [LIC] Complaints & Reviews

Policy No.[protected],[protected]. Kindly update my e-mail address as ashwin.[protected]@gmail.com Please note, I have forgot my, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.

Dear Sir / Madam my loan sanctioned last dated on 24/11/2012 & my loan account no is[protected] but as per LIC HFL not given my Original list of Documents in same time .but after no response form LIC HFL haldwani yet i have paid amount 562 Rs. on last 14/05/2015. So please provided my Original list of Documents from LIC HFL Haldawani Uttarakhand.

i have taken a home loan on April 2014 i put EMI as a auto pay.first 4 months they withdrawn properlybut from January i noticed emi didnt taken. i called to saidapet office where i taken my loan, straight away they said me to to pay rs1 laks with penalty.i got shocked to pay a big amount.but somehow i managed and paid the money on march end. again 2 months they didnt taken the emi. i need call and ask every time "what is the problem" no on is giving the proper answer..what the hell is going on ...hw can i pay a big amount in one with penalty... from morning i am calling nobody is there to pick and give proper answer about the problem. my next step is writing the complaint hope someone will be there to solve the issue.

Dear Sir, I have Endowment Policy in LIC, Policy Number:[protected]. Kindly arrange to provide me annual statement of premium paid by me during the current year 2014-15. This is required for me for verification and future use. Urgent action require. Plz provide annual statement through mail. Thanking You. Yours faithfully, Nagarjuna Reddy Kanala

In my account I am having an minimum amount of Rs.15000/- and above for an week. But today I got an message that ECS cheque of Rs.13108.00/- as been bounced. So please give me explanation that how the check the check as been bounced. My Loan Account No :[protected]

Dear Sir, I had sanctioned above mention loanon 29 July 2011 at 10.15% floating rate (ROI) for 15 yrs. now I had takeoverthis loan to other bank on April 2015 and after 4 yrs, LICHFL had taken Rs 25058 as pre-payment charges. Kindly provide justification forthe same and give my extra money back ASAP. Please do the needful. Regards Dr. Abhay Sharma 44-Satyacolony 200Ft Bye Pass, Ajmer Road Jaipur. 302024 Mob: [protected]

Dear LIC Team, Recently my home loan rate checked on online portal & showing 12% & till last month it was 11.75%. How come it is increased, rather it supposed to be reduced below 11.75% My cell no. [protected] or mail ID [protected]@rediffmail.com regards Yogesh Thorat

Hello Sir, I am existing LIC HOME user. But I did not open online account to view details. But Now I want to open it. I tried but I am getting Error Invalid Details. My Account Number is[protected]. Please help me into it. Even I sent details to '[protected]@nhb.org.in'. But I did not get any response.

I had taken LIC Home loan. But I never such bad service and worst response from LIC HFL. If government company itself doing this way whom we can go and report. 1 no. of chaque had been issued on last March'15 in the name of Flat promoter/ builder.That time i was requested to nearby LICHFL branch manager(Malda) Mr.Chandan Misra to cancel the said chaque and re-issue the same in the name of main. He was assured me to do the same. But sorry to say the cheque yet not been provider in the name of builder/me. Miracle!The called amt. @1Lis showing in disbursement fig. There is no Email confirmation system of any transaction & no browsing facility on their website log in system for complain.

Unable to raise complaint via their site - http://www.lichousing.com/feedback.php?feed=sug#middle_content Past couple of months I tried same Dear Customer, Sorry! As some error has occurred while processing your request. Please try again! Go Back to Feedback Page or Home page

Policy No[protected] .Payment was held up since Feb 2015 for want of existance certificate .This was submitted by Branch Manager New Friends Colony after due verification. Banker has informed that only one instalment due since feb 2015 received. Please expedite s econd instalment due on01May 2015.

Hi Team I submitted my ECS bank transfer details for my home loan AC number[protected] to LIC in Nov 2013 from Citibank to Kotak Mahindra bank Acknowledgement attached. The same was not updated by LICHFL and the ECS was directed towards my old account which had subsequently closed after 3 months from the submission of application.Fine got accumulated as defaulter due to this ECS attempt failure with no fault from my end. I visited LIC approx. 20 times in the past 1.5 yrs to get this issue rectified with no success till date. Everytime LIC came up with an excuse of IT technical error at LIC end which has taken 1.5 yrs. This has impacted my CIBIL credit rating and my applications for Credit card etc are getting rejected now. Every visit made me stay for entire day at LIC office with no positive result and just same comment from LIC that it will be resolved in 1 week. On 8th May LIC waived off 25K fine while I was forced to pay an amount of 635 INR as Bank Charges for LIC system fault.

I had taken LIC Home loan. I never such bad service and worst response from LIC HFL. If government company itself doing this way whom we can go and report. 1. Whenever they increase the interest rate, they will never intimate us. In the same all private/government banks are intimating. 2. When we got branch where we had taken the loan, they will ask for all suggestion to go Head office. Just think off my house near to branch and far way to Head office, every time how we can travel. 3. We can pay part payments in the online and also can't pay as cash. Only cheques. It's big headache, think off if we go to weekends it's big queue. The person will take only the cheques till 12'0 out of that time he will go for , urine and tea, . some stupid will do chit chat with neighbours. He don't have courtesy customers are in line. 4. Last is, the report rate has been reduced, but LIC was charging with old repo rate. If we go and ask for change the interest rate, they are asking to pay for .5 of loan amount. Other banks only taking just 5000 to 6000rs. But LIC taking more amount. What type of service it is, Is it government trusted company for customers. Or they want to all the amount from people, say like we are big ppl are in the market. Don't what it, I have every day dream to come out of loan. I want to clear, god nows how I can clear before 20yrs. I am afraiding for loans now. Because of my home loan I decided not to by car for another 5yrs till I want clear my whole home loan.

Respected sir, This is inform you that my father MR. Charan singh having policy no.[protected] has expired on 17.02.2015 and i have met with all the documents required and deposited with mr. rajkumar on 02.05.2015 and he assured me that within 2 days my amount will be deposited but till today it has not been deposited. I am a from a mediocure famly and i need money to survive my family. sir i request you to see this matter and solve my problem. thanks policy no.[protected] name-charan singh

I have forgot my password. I went through " forgot password " and receive a message -" your credentials has been emailed to you" but still I have not received any credentials in my mail box.Kindly provide me the password as I can be able to access my account easily, otherwise, I have been facing lot of problem. My Loan no:[protected] D.O.B- 15/11/1950 User id- jeet190 Several times I have tried to get my password as I forgot my password, but, still now I have not received my credentials in my registered Email id. Very bad gateway, very bad response, as a result I have not been accessing my login.Kindly provide me the password in my mail. Please resolve the matter urgently

I have taken a housing loan in Dec 2009 @8.9% and it continued for next three years as offred.After 3 years the interest rate shoots up to 12% and it is much higher than what other new gwn banks like AXIS, HDFC etc have been charging at a floating rate.My EMI increased more than 10%.Also LIC HFL did not pass over the REPO rate reduction from RBI also.Now banks like AXIS and HDFC floating rates are arround 10.5% for their existing customers and LIC HFL is looting their alreday existing [protected]@12%.LIC HFL should do justice to their present customers.Think 10 times before approaching LICHFL for home loans.

My current interest rate is too high @ 11.75 percent which was not there anywhere when i took the loan and even now its not there. I dont have money to pay such a high interest rate. Either LIC HFL should reduce the rate to 10.50 or i have to default on their loan. By Charging 11.75 percent they make people fool and loot us to make good profit. Regards, Chirag Bhuta [protected]

Hi, I have a housing loan with LICHFL, loan number[protected]. It is of floating interest rate (initial 2 years ROI was 10.25 %). Now from April 2015 my ROI is suddenly increased into 11.75 %, however according to RBI home loan rate should be reduced. In spite of repeated request, they have not reduced it. Please suggest what should I do? Thanks, Anath Das phone no. - [protected].

Sir, i have surrendered my policy number[protected] to the kankarbagh lic office on[protected], where it was issued, but not yet credited the surrenderd amount as on[protected]. Sir i am suffering from the financial problems, do the needful arrangement.

I have moved out of country and its been couple of months, so i have opted to renew my lic policy through lic website. Since its been many years have created the profile in the portal, was not able to recollect my password. When i tried the regular process of reset password through 'Forgot my password' link, it asked as for full length of details. As soon as i complete the form and click submit button it says new password link is sent to registered email address, but no email turns up. I did it couple of times to double check, but every time I see the same message on the poratl and no email is triggered. Please fix the issue, it a blunder. I know LIC is big organization, if you do not fix such small things people will no more go with you. Mine is totally frustrating experience!!!