Life Insurance Corporation of India [LIC] Complaints & Reviews

I am a policy holder of LIC & had gone to pay my premium, where the LIC staff first said that premium will not accepted & again he said that come to cabin from backward, it will be accepted.When I went there, he again refused for accepting the payments & abusing me.Ican't expect such a poor behave from the LIC company staff.Its really very disgusting.

The Manager ( P & GS) LIC of India P & GS Unit Cannaught Place Dehradun-247001 Sir Ref my Annuity No 027M[protected] The annuity amount for the month of February 2015 has not been credited my bank a/c at SBI, ONGC complex Palavasna branch (Mehsana, Gujarat) Usually the amount is credited to my bank a/c on 1st or 2nd of every month since Feb.2014. I have submitted required ' Life Certificate' well in time in Nov. 2014 Kindly look into the matter immediately and pay the amount at earliest Regards, RADHA KRISHNA CHOUDHARY Annuity No 027M[protected] Mob : [protected] 57, Sakar Residency, Vijapur road, Mehsana-384003 (Gujarat)

Hi, <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /> I have paid my revival amount to my LIC agent as I was notable to pay it online, it was giving me some error. My agent gave me assurance that he has paid the revivalamount and it was updated on your website too, but now when I went there to getthe IT certificate, I am surprised to see that all the amount he paid on mybehalf has been reversed. Means I have been cheated. Please take a serious actionagainst this activity as I am going to take it very seriously. Please mal methe action item you are supposed to take as soon as possible or I have to evenregister a complaint against this in Police Station. Policy Details: Policy N[protected] Enrollment Date 13/12/2014 Prm Amnt 10, 419.00 Agent Details: Lalan Kumar, 04709537 Please take an appropriate action so that it should not be repeated in near future.

Hello, Sir/Madam Good morning. I am RAGHUVANSH PRASAD DWIVEDI from SATNA (MP) as a reliable consumer of LIC since 12 years and i have been filling my two different premium one for JEEVAN SURBHI for 2948 and second for BIMA GOLD for 2050 rupee I have a complaint regarding failure of transaction which i did on[protected] on morning via online through the official website of LIC and one transaction was successful of 2050 rupees. but my second premium of 2948 rupees was transacted successfully and mentioned amount debited from my SBI account (payment to be done by internet) but no any digital receipt was attached on my email. When i checked it from my LIC apps (mobile) then it is showing that transaction is failure Kindly, Resolve my problem might be this happened due to any technical prob or hardware error encountering or any other problem. The following details with regard to my PREMIUM is below mentioned. Please, do something resolution as soon as it could be possible. POLICY NUMBER :[protected] PREMIUM AMOUNT :- 2948.00 PREMIUM PLAN :- Jeevan Surabhi Transaction ID :[protected] Transaction status:- failure Regards Raghuvansh Prasad Dwivedi Thank you

respected sir . i have received a call from no.[protected]. they said lic providing bonus to insurance policy holders out of the funds invested by insurance companies. sir they ask my policy no. nominee, docand do birth. i provide them. then they told me send a cheque of Rs 12000/ to davis and also some proofs of ID. now i understand its a fraud call. and i told them i will not provide any kind of proofs and cheque. also for police complaint. sir plz help me .they will not do any kind of fraud with my policy. i provide only my policy details . thanks...

I’ve applied 10 lacs loan again ADA approved property in Oct 2014 and provided all required documents also with file charges cheque. I’ve received one SMS also where loan approval is done against application no [protected] on my mobile also in Dec 2014. Today almost 6 months going to complete and still I’ve not received any information what is running and when I’ll get loan cheque. LIC person also made one policy also against security of this loan approx. 38K yearly premium which I’ve already paid. Pls. look into this matter urgently because I’m facing a lot of issue due to this delay. Moreover I’m old customer of LIC who recently cleared one loan which got against one properly of 4 lacs by LIC. Loan a/c[protected]. Regd Pankaj Goyal ([protected])

Today( 03/03/2015), in the afternoon at approx. 12.37 pm, i received a call purportedly from lic legal dept. Delhi. That lic has declared some profit fund in respect of my policy no.[protected]. For which that call is verification call. I responded very promptly.This call has been made from mobile no. [protected] by saying name as isha sharma.They informed that the amt. Is rs.125980/- and my file no. Is ir10s91. Thereafter call was diverted to some mr.Keshav bharatwaj, who advised that they need another customer id from any one -future generali, relaince life insurance, exide life insurance and i have to pay a premium of approx. Rs 40000/-. I immediately sensed some nuisance. And refused to buy any other policy by saying that pl. Inform me all this to my e mail. Which they refused and threatened to forfeit the profit fund.
Now i request that a proper investigation be made for taking stern action and pl. Protect my interest in my aforesaid policy which i suspect that they may play any foul .

Respacted Sir, Iam a Lic agent. I need user id & password login Lic portal. I purchage Lic agent software but not update online lic Data policy holder. So please give me my user id & password in my email. My name Gajula Ramesh Agency Code 03153714 Branch Madanapalli Branch Phone no [protected] With thanks LIC Agent G Ramesh Agency Code 03153714

Our neighbours 65/13, Mr. and Mrs. Lal Chand and their 3 children and 2 dogs have created nuisance with wrong intentions to violate our peace. They have been wasting water all day long which is precious and exhaustible resource. They intentionally throw their Garbage in front of our Main door. They create too much noise pollution. The whole locality and near by homes are unable to sleep. They make hell lot of noise from 10 pm till early morning. They shout, play songs, fight and quarrel, dogs keep barking aloud till 1am. Kindly request police to find some remedy for this which we are struggling from past 4 years, its my humble request.

Sir/Madam, my name is vinaykumar my loan account no[protected], I want to know my account details through online up to last year I done, presently I cont on16th February I came to maitrivanam office for Repayment certificate for IT purpose last year I got it through online, present year I cont then I inquired in office about this problum I found that my email address is not correct then I asked madam to correct it she done it in front of me but it was in vain, the problum is still going on kindly change my email address as "badam.[protected]@gmail.com" instead of [protected]@gmail.com Thanking you sir

Respt. Sir, I have lost my policies due to some region .I don't have remember that where i have lost policies .So please what can i do that to get me a original policies.Give me a suggestion . Thanking You Regard with Prashant N.Shende

To The Chairman, LIC of India, Mumbai . Sir, I have submitted all the documents for surrender payment of my pol. no.[protected] at your Dhanbad (Jharkhand) Br.1 on 28/08/2014 but sorry to intimate you that till today neither I received my payment, nor any one of LIC office is giving me information about the payment status of the same . Meanwhile I have contacted personally huge number of times and also placed my problem before Dhanbad Customer Zone/ CRM Hazaribagh/ CRM Patna a number of times, but sorry to say that none of them properly replied me so as to when I shall get my payment . Currently being retired from service, I am in acute shortage of fund to perform a life saving surgery for my wife . At this stage I do believe that the topmost level official of LIC shall be sensitive enough to take immediate action for the satisfaction of customers of the Corporation . Hope to receive your response and reply earliest . Thanking you ! Sincerely yours, Prabir Kumar Chatterjee Mob.- [protected] mail id - [protected]@gmail.com Dhanbad 27th.Feb.2015

Policy no[protected]. UID--chaudhuririna Kindly update my e-mail address as rina.[protected]@rp-sg.in Please note, I have forgot my password, hence unable to login. Request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also. with regards rina chaudhuri

I am taken policy through LIC agent Mr. Pallab kumar dam, Agent code:[protected] at madhygaram on April 2010 for my child. After one year I want change policy name according to birth certificated name for that my all original policy bond with application and other supporting document. Within three years he was just routed me it will come, it will take time. Till now my original bond is not traceable and this agent till changing date to date. Time to time his was change word. He was full fraud please take proper action to him. So that, in future he can’t able to fraud other poor people. His contact no:- [protected]

Dear sir,

Ref; Policy No.50721273

I have paid premium of Rs 19703/- on 17/02/2015 vide transaction Id.5867286. My date of birth is 07/01/1959.

Please send the payment receipt at mail id: drapsingh4u @gmail.com
Thanking you
with regards
Akhilesh Prasad Singh

Payment deducted from my account but status fail Merchant Name: Life Insurance Corporatio Merchant Ref Number: 13797495 Payment Amount: Rs. 2751.48 Payment Date: Tue Feb 24 16:15:01 GMT+05:30 2015 Card Used: XXXX XXXX XXXX 5241 Transaction Identification Number:[protected]

Branch Code:- 686 Policy No.:[protected] Date:28/3/2006 Policy holder Name:- Mr. KAMINENI RAMAKRISHNA I have a LIC [ Mr.KAMINENI RAMAKRISHNA ] Policy [[protected] ] that I’d like to now surrender and close due to personal circumstances. contact no : [protected]

Dear Sir/Madam Sub:[protected]Original Policy Document not issued till date with respect to the above mentioned subject i would like to bring some grave lapses on your organisation and associated agents involved in this process. I have this policy in the year 2011, and have not recieved the original document till date. i have paid the premium as per the requirement. Any claim if to be made would neccesssiate the policy document at the first instance. 1) As a company of long lasted repute you have failed to keep the track of such issues. 2) When the local branch at Khammam was contacted for the same they informed to contact the processing agent. 3) When the processing agent Ms Vittal Bhai-0245664K/2009 was contacted, she had promised to get the document delivered which is still not executed. Off late we have come to know that the processing agent is not even academically qualified to become an agent. However I would even explore the possibility of taking up this issue in a greater forum if this mail of mine is not considered for appropriate action. 4) Getting the policy processed by an unqualified person would bring the organisation a good business but not a correct applicable policy for the person concerned since they will be more interested in thier benifit rather than social concern towards the policy taker. All the policies processed by such type agents would be by someone else and not by self, hence the processing agents would not even know the subject but they are getting benifitted by just fooling society. There are lot of people who have availed the policies by her and have got into same loop of suffering. 5) Her husband Mr Ramana Rao (1989/64k 2004) is also an agent with you and is been also considered by your company in a category of high achieving agents. Without having moral and social responsibilty no individual nor can a company grow . These type of people will make good money for themselves and bring good business to your organisation but as a team you fail. 6) If I escalate and appeal this matter legally, I am so confident that they can never prove themselves as a qualified processing agent. Most of the policies processed by these agents are only contact based, thier effort is nil and are unfit to be processing agents. A correct disciplinary action is a must in this case. Warm regards padma [protected]

My name is Venkatesan D who is the holder of the policy bearing #[protected]. Due to financial crises I have made my decision to surrender the policy. So i have approached the LIC Chennai - Anna Salai branch on 9th Feb 2015 and have submitted all the required documents for the said proceedings. So far I have paid 1.45 lakhs but so my surprise I have got the SMS states that my ICICI bank has been credited with 1.09 lakhs. My complain here is why would I not paid what I have paid all these years. I am unemployed for almost 3 years now - even a single rupee which makes lot to me these days. I am not expecting bonus or interest from the policy but then my least expectation is I should be credited the money what I have paid excluding all process fee (if there is any). After seeing this I am so stressful which adds up my mental agony. This policy being surrender to pay my boy's school fees next year is the primary reason and now i am so disappointed / helpless. I have surrender couple of other policies (from companies like ICICI Prudential, SBI etc., ) and have received the exact amount what i have paid so long (with or without bonus). I hope someone can help me for remedy. Regards, Venkatesan D [protected]@gmail.com

Dear Sir I have a policy with LIC india at Siddipet Branch no.73A, Janani Complex, near Hyderabad road, Madak – Dist.. ( Telangana - sate ) Policy no is [protected]. Sir every 4- years I taking the 5000/- rupees due to asper policy, But second time I not received the amount and I submitted my details at LIC office (siddipet) on 16-Jan-2015, later I received SMS for NEFT registered from LIC on 17-Jan-2015, at – 15:07 hrs. But still data I not received amount. So please do needful as earliest. Regards, C. Muni Kumar, Cell No.[protected]