Life Insurance Corporation of India [LIC] Complaints & Reviews

Hi,

I'm Gopinath has a LIC Policy with number[protected] with DOB: 28/05/1978 forgot my user id and password due to laptop crash issue.

Need to pay my LIC premium through online. Request you to initiate for getting my new user id so that i can generate password.

Please do needful

My details: Policy number:[protected]
Name: GOPINATH A
DOB: 28/05/1978
email id: [protected]@yahoo.co.uk
Phone number: [protected]

Thank You

Mail ID [protected]@yahoo.com

Name -Parghee Nimitkumar Pitambarbhai
Code No 966-83Z
Branch No 1483Z
My Licence No[protected]

Kindly issue my agent portal ID.

I have had enough of LIC Housing Finance and their services. There have been mistakes right from the sanction letter upto to the EMI calculations. I have literally get into the war zone to make LIC staffs understand the problem despite the mistakes are pretty evidently seen on the documents they provided, fight to get it corrected; and the fight is at the chief of the Regional Office in Bangalore. To make them see, understand, accept and get the problem corrected is a 3rd world war.

The lady heading the branch office is such a useless woman, I wonder how she managed to get that position. She neither understands anything nor does anything.

I have been spending a lot of time and effort, phone calls, mails etc, just sick and tired of making the mistake of availing home loan from LIC. No responses from the Mumbai Head office.

I have another 13.5 years to toil with LIC, hope LIC does something to hear customer's complaints and responds. Otherwise, I would have to settle with them, pull out and go with some other financial organization. But before that, I would definitely discourage all future loanees I come across and also spread this horrific experience through all the Social Media sources.

I had taken a policy form LIC (Joint with my wife) for Rs.1,00,000/-1,76,900y is a JEEVAN SATHI (Double cover joint life plan) with profits (Withj accidents). The policy numher is[protected] and maturtiy date being 28/02/2013.

I find that upto 28/02/2012 I have paid to LIC Rs.10631X 15 = Rs.1,59,465 and the maturity amount indicated to me is Rs.1,76,900 incllusive of all bonuses for 15 years. I feel that this is very less. Even the savings bank interest of 4% works out more and every year LIC had been announcing bonus to the extent of Rs77/- to Rs.95/- per annum per thousand , where my money has gone is not clear

Please take up my case with LIC

Lic of India
Division manager
MEERUT,

Dear sir,

my self Naipal Singh[protected] i am agent in branch Muzaffarnagar,(mobile no-[protected])
my merchant id is A[protected].i can take premium point collection about in the month of June.
i have collected premium receipt about 200 in one month.but my receipt camisan was not give to me.
please check and take solution.
please sir you can help me.

thank you
your obediently,
muzaffarnagar

I am filing this piece of text just to let the people, who are thinking of applying for housing loan from LIC Housing Finance, know the shocking reality about the racket working under the mask of LICHFL(Ist Floor, K-59, Lajpat Nagar II, New Delhi-24).

My friend Mr Sebastiane who had applied for a housing loan from LICHFL Lajpat Nagar 2 on 16th of September 2012. The LICHFL executives, Mr Vikas ([protected]) and Mr Praveen ([protected]), collected the application form with supporting documents on 16th itself. After that the process of enquiry (both at his house and office) and all done as usual. There were no calls or anything from their end after that. When Sebastiane called them and asked the status of loan, they asked for more documents. Every time he called them, they repeated the same (more document). 40 days passed like that. Whenever we contact them, we got the reply "It's done, you will get the approval today evening/tomorrow evening, the officer is hospitalised, my dadaji hospitalised so i could not collect the paper" etc. At last one day we visited their office at Lajpat nagar-2. There we got the shocking response from their end. Again they started the old drama, asking for documents, We need this paper that paper etc. Even after submitting all the documents they asked for, they started on reducing the loan amount From 20 Lacs to 12.5 Lacs.

At last the day came, the executives Vikas and Praveen came Sebastiane's home with lots of documents along with approval letter. Sebastiane signed All the documents, Gave them Rs 5000 as their personal charge along with signed cheques along with a Rs 12,000/- cheque on favour of LICHFL. They assured us that the Loan cheque would be ready in 2 days. That 2 days extended to 2 weeks. This time they came with another drama. They said Sebastiane should close on of his personal loan which deducts an EMI of 4300/month from his account.

In short, they have taken our quality 75 days and put us in a real hell. At last we took back all the documents and cheques given and said Good bye to LICHFL. We lost plenty of time, around 17-20 thousand Rupees, and peace for sometime.

So friends, if you thinking of applying for Housing loan, please Keep away from LICHFL.

By doing such things with 10 customers in a month, LICHFL (Officers) can earn more than 1.2 Lacs without paying a penny.

Here is the phone numbers of the Staff behind the drama once again.

1) Mr Praveen, executive ([protected])
2) Mr Vikas, executive ([protected])
3) Rajeni Kand, officer ([protected])

GOOD DAY

Subject: ANNUITY POLICY NO. 089H[protected] - SUSHIL V RAJE

WITH REFERENCE TO THE LETTER DATED 22/10/2012
FROM LIC OF INDIA P&GS DEPTT.,NEW INDIA BLDG.,2ND FLOOR,
S.V.ROAD, SANTA CRUZ-WEST,MUMBAI
I HAVE SO FAR NOT RECEIVED ANNUITY INSTALMENT AMOUNT OF
RS 29,300/- MENTIONED VIDE THEIR LETTER DATED 22/10/2012
AGAINST THE ABOVE MENTIONED POLICY NO.
BY NEFT CREDIT...

DEAR SIR,

I INFORM YOU THAT I AM HAVING 2 INSURANCE POLICY
;
1. BIMA KIRAN POLICY NO.[protected]

2.MONEY BACK POLICY NO.[protected]

I had registered for online premium deposit. but I forgot my id and password. please help me in this regard my mobile no. is [protected]. please recover my id and password I shall be very thankful to you.

thanks and regards

sunil kumar
[protected]

Sir my loan a/c is[protected] ,sanctioned loan amount is rs13,48,000 they disbursed me a loan in 3 installment i.e. rs952000, rs238000, and rs83793 it sums to rs1273793 the remaining amt. of rs74207 has not been disbursed to me for last 6 month i have contacted the amaravati branch but they doesnt respond and doesnt give any reason for delay ,i am paying the emi regularly through ecs
does it came under breach of contract? what to do

Dear Sir..!

I have purchase a life insurance policy(MAX MANGAL) by the name of SAHIDUNNISHA by ABIRA INSURANCE SERVICES LTD, PF. NO[protected], but the policy bond has yet not been received.
Yearly installments has twice submitted, one was on 29/01/2011 on Receipt No-187442, and second on 10/03/2012 on P.R No-004494.

Please do the need full and do arrange the policy bond.

My Policy No. 25240773 of LIC, Policy Bond not issue from LIC from[protected] to till date.

Name : V.P.S. KOMAR
address : G-41, SECTOR-27, NOIDA, GAUTAMBUDH NAGAR, UTTAR PRADESH.
Phone :[protected].[protected].
E-Mail : [protected]@gmail.com

Hello Sir/Mam,

My Policy Details are as follows:

LIC Policy No:[protected],[protected],[protected]

So far I have not received LIC Premium Paid receipts for above Policy numbers
I want to submit the Premium Bill for my Tax Investment Proof.

It would be great if you could you send me the Duplicate bill to my mail ID: [protected]@bfw.co.in

Its very urgent, Sir please do the needful ASAP.

Thanks & Regards,

Jayaram Hegde

Pension Annuity cheques for retired Personnel not recieved for The period[protected] to[protected] ; Details are as follows :

Company worked for : Siemens Ltd.,Worli,Mumbai 400018
Name of Employee : Sabir Mehboobali Khan
Policy Number : 12730
Annuity Number : 091M[protected]

Please send the cheques ,now over due for 2 months

Dear Sir/Madam,
I am Sanjay Bishan Mohan have take housing loan from LICHFL. Details-

Ref. LA[protected]
A/c No.- [protected]
Date of loan sactioned- 26th May'2009
Amount- 1230,000/-

Currently the interest rates which they are charging is more than the market rate. They are charging 11.90% (floating). Whenever there is rise in interst rate as declared by RBI, they increase the interest rate bu when RBI announce the decline in interest rates, LIC doesnt rduce the interest rate.

You are requested to look in to the matter so that I pay interest rate as per market existing rates.


Regards,
Sanjay Bishan Mohan
[protected]

Sir,

I am receiving annuty/pension since March 2009 quarterly. But since three quarter it is not deposited in my account and LIC has not informed me any reason to stop. Following are the details of the policy

Master policy no. GSCA/48110
Annuity No : 018Q[protected]

Regards,
Arvind Kumar Singh...

When my parents went to LIC office in visakhapatnam they were told that the premium deducted was lesser than the value expected.

As a result I was charged with higher interest and they had to pay the fine for no fault of mine.
Checks for the emi were given based on the instruction from agent and now I had to pay fine for difference in amount and also the interest for no fault of mine.
Problem is not being fixed even though I follow up

I Had applied for the Bima Nivesh 2005 Policy after verifyieng it through LIC’s Website, that term rider facility is avaliable in this polcy, and hence I filled the propasal form accordingly.I deposited the required amount also, but surprisingly when I Saw my first premium receipt the term rider was disappeared. I contact to the agent/ D.O. they failed to answer it. When I contact to Branch manager they said me that In a single Premium policy, I can not avail any accidental policy and hence I can not avail term rider on it.
They refused to take my written application and to give me in written that, in fact, truley ‘Bima Nivesh’ is lack of term rider facility. they said that the website is not being updated.
My statement can be verified through the website of LIC http://www.licindia.in/investment_plan_001_benefits.htm. Who is telling wrong I Don’t know but the fact is I am being cheated by LIC. Please guide me what can I do next ?

Rajesh Kumar
[protected]

Hi all,

I am having an Policy from LIC India. After completion of 5 yr, I got cash back from LIC amount of 60K INR. I submitted by cheque to HDFC bank Banda. From my bank, I came to know that cheque is bounced due to mismatch of signature. I have complaint through LIC website and got a call from respective branch for further process. As of now nothing is done even I don't have any information of my cheque and nobody is taking the responsibility for this.
MISMATCH OF SIGNATURE is itself a crime with India's largest insurance company.
Please help me.
My complaint Ref number to LIC: [protected] dated 01/12/2012 ,Place: Atarra, Banda (UP).

Regards,
Ashutosh
[protected]

sir my name is ankit, i dont know how can i check the status of lic money plus status ?

sir
i want to get the information about my account status. the Policy No.[protected]. dated 03.03.2012

With Regards

adil anwar