Life Insurance Corporation of India [LIC] Complaints & Reviews

बारे ही दुःख के साथ मुझे शिकायत करना पर रहा है की, मैंने lic से एक
पालिसी लिया l जिसके बारे में आपके एजेंट ने बताया की -आपको प्रत्येक साल
१२००० रूपये मात्र देने होंगे. 15 साल तक आपको मानी बैक मिलेगा l
रूपये देने के कुछ दिन बाद ओ मुझे चार पालिसी रसीद दिया और कहा की मुझे
32000 लगभग और देने होंगे l
इससे मैं स्तब्ध हो गया l मैंने कहा की तो फिर मुझे पालिसी नहीं लेनी
आपके एजेंट ने कहा की अब आपकी पालिसी रद्द नहीं हो सकती l आपको 32000
देने ही होंगे l पालिसी का विवरण निम्न है--

1.[protected] date 23-3-13 premium amt-2390
2.[protected] date 23-3-13 premium amt-3236
3.[protected] date 23-3-13 premium amt-2725
4.[protected] date 23-3-13 premium amt-3745
मुझे धोखे में रख कर मुझसे पालिसी लिया गया l मै इस पालिसी से पुर्णतः
असंतुष्ट हूँ l अतः आपसे नम्र निवेदन है की कृपया मेरे पालिसी को रद्द
करवाने की कृपा की जाय तथा मेरा पैसा वापस दिलवाने की कृपा की जाय l
विश्वास भाजिका
वर्षा रानी
पति -अखिलेश कुमार चौधरी
ग्राम+पो -निर्मली
वार्ड नं-10
जिला -सुपौल
847452

agent login & password
dear sir,
i am a lic agent
i have requested many times for agent log in id &password.
But i haven't received it till today.
so please send me my log in id & password at my mail id given below.
Agent code 2894165
D.O. code 14017
Branch panipat 1
mail id : [protected]@yahoo.com
mobile no. [protected]

Hi Sir

Me having a health insurance Policy named LIC's Helath Protection Plus Plan, which i have signed in the year Dec 2010,
recently I have claimed with LIC for 34000/- since i was hospitalized in the Month Feb 2013 for a Minor Surgery,

As per LIC terms and condition i submitted all required documents also, but now they have release only 6600/- as final settlement for my claim, the reason they have given the surgery which i had gone through was not comes under the coverage, but not at the time of signing and as well as in the policy documents they have not mentioned which and all surgery will get the insurance coverage,

My Policy #[protected]

and claim # H039/[protected]

I tried to contact their Kayamkulam office as well as Trivandrum office ( through customer care center) I am not getting any proper response
so requesting to advice on same

Dear Sir,

I have one money back policy of Lic of india from sultanpur district.Policy number is[protected] table 124-15.Sir my first money back installment 75000.00 rupees is not received till date(this installment due on 07.06.2006).after marriage this policy was transferd to LIC first branch(branch no.-229).I have submitted all documents at sultanpur branch.sir we have send and register many complain to sultanpur and raebareli branch.
But i have no answer.
so, sir please submit my case on priority bases.i am very thankfull to you.

Dr.Omika chauhan
[protected]

Dear Sir,

This is Anandaraj.I have forgotten my user name and password for online payament.please find below my details:

Insurance Policy no[protected]
Date of Commencement -27/04/2009
Mode of payment - Quarterly
Plan & Term - 91 -21
Premium Amount - 622.00

Postal Address :

Anandaraj
s/o P.Pandian
13,Mothilal 3 rd street
Andhra street
madurai
Pin code -625016

Sir,
I have two policies with LIC Of India, Vijapur Branch -859, Dist- Mehsana,Gujarat.
Name of Policy : LIC's Jeevan Saral
Policy No :[protected] and[protected]

I have given my new address to the branch office still they do not sne me intimation letters for due premium so I have to pay fine.
My new address is as below :
Narmadaben Baldevbhai Prajapati,
C/o Baldevbhai Ambalall Prajapati,
12, Sankalp Bunglows, Behind ONGC Workshop,
Near Sukhapura, Mehsana-2
PIN : 340 002

Pls do needful.

Your faithful,
Narmada Prajapati, Mehsana

Respected Sir,
Myself Govardhanlal Satyanarayan Hurkat, I have a policy with Makrana Branch (Nagour) that is now transferred in Ichalkaranji Branch . The Policy no. is[protected]. As per the policy we have to receive cheques of Rs.1500/- for the year 1992,97,2002,2007. But I have not received cheques in the 1997 & 2002 year. I told this matter to Ichalkaranji Branch Officer they said that you got this information with only Makrana Branch. I contacted with Makrana Branch and wrote them a letter also. Afterwards they confirmed that 2002 year’s cheque not received to you but they said that for the year 1997 cheque information is not available with us.
As per your record if I have received the cheque for the year 1997 then please give me the details about Cheque no, Date of cheque, Bank Name in which I have deposited the cheque or Encashment date of cheque. So that as per this information by giving this details to Bank Manager I can get the statement for the period and confirm it.
But they are not giving me the details of 1997 cheque. They are saying that we have no records for that. Solve my problem as early as possible.

I had applied for the Home Loan from LIC housing finance Ltd. during the month of Nov.-2012 and got the sanction letter after approximately 3 months i.e. during last week of Jan.-2013.while filling up the application form I wrote about my project detail (for which Loan was applied) and also told it to the person involved from LIC housing via. Mobile.During the period when I was waiting for the approval nobody told me that my project has not been approved by the LIC housing to sponsor.But after I demanded for the disbursement of money (as my builder demanded) they told me that my project needs some more paper to become bankable by LIC housing but nobody told what papers were required.Sir/mam but my builder was demanding money continuously and I assured them to give money as I was confident about LIC housing loan.But after this disappointment I was forced to borrow money from other sources (Friends and relatives) which adversely affected my financial condition.I tried to resolve the problem,I mailed my problem to different mail id's given on the site of LIC housing but no one was there to resolve it.Now I am in trouble with no money in my account and no sanctioned home loan.Sir/Mam I would like to mention here that there were 2-3 more persons with me who are facing the same problem.
I/we applied at the Nehru place branch.

i had ordered a book online and have already paid the amount online but still the order has not been delivered. my order no. is 4084 and there is no reply from the career prakashan team regarding the order delivery.
Please confirm the date by which i can get my book "complete success package for LIC AAO exam".

Dear sir,
my father policy with lic with policy number 81152451..with cover or 3,00,000…my father expired on[protected]. the policy is comenced from 25-11-94.and it has completed 18 years….we have left to pay lastpremium on 25/11/2012….and the policy status is active on 1/3/2013 when i took the statement….they told me that claimwould be passed as the status is active ..but when i place the claim forprocessing …they refuse topass the full claim and told that it will get only premiumpayment amount….so please helpme for the claim…..iam having document paper and statementofthe policy……….so please helpme for the same…

Dear Sir/Madam,

This has reference to subject mentioned Annuity No., i.e. 018Y[protected] under Master policy No. GSCA/48539.
Please note that the annuity cheque for the year 2012 for Rs. 5180 is not received so far.

You are hereby requested to look into the matter and arrange to send the annuity cheque for the year 2012 as soon as possible.

I am also attaching the scan copy of the letter from your department dated Nov.19, 2009.



Mukesh Kumar Gupta
C/O Roopmilan Collection
Sadar Bazar, SUNEL
Dist: Jhalawar (Rajasthan)
PIN:326513
Mobile No. [protected]

Dear Sir, it is to inform you that I have booked a flat at Noida, sector 137, from Panchsheel Exotica Housing Ltd, Fresco. Subsequently I have applied for housing loan from M/s. /- vide cheque no: LIC Housing Finance Ltd. on 06.01.13.against the property. The Agent / officer of LIC Housing Finance Ltd. Mr . HariOem of Delhi has contacted me before processing the loan.He has told me the he will carry out the loaning process , for that he will charge ome fees. Subsequently I have paid him an amount of Rs.1550/- , vide cheque no: 494064, dated 08.01.11 , Punjab National Bank, Vasant Kunj. After few days he had handed over a receipt from LIC Housing Finance Ltd. having a File no: [protected], and also informed me that loan amount of Rs. 15,00000/- has been sanctioned from their Mumbai office and My file and request for loan have been approved by their Competent Authority. Shortly a part loan amount of Rs. 4,12,270/- against the housing company Panchsheel Exotica will be released. After almost two weeks I have received a call from the Agent Mr > Hari Oem that a copy of ITR is required. as earlier was missing by him. I have then handed over another copy of ITR to Mr Hari Oem. After few days I found that the loan amount has not released from LIC Housing Finance. When I inquired about the reason, Mr. Hari Oem informed me that there is a dispute being going on between Panch Sheel Exotica and LIC Housing Finance Ltd. and shortly the dispute will be sorted out and my loan amount will will be released. Again after few days I have received a call from Exotica Fresco that as LIC Housing has not yet released loan amount there fore they will impose fine.When ever I tried to talk with LIC official and my Agent Mr. Hari Oem, it seems that they are avoiding me. Now I have received an SMS from LIC Housing on 17.03.13, informing me that My loan application will be cancelled by 31.03.13. Whereas LIC housing has already en cashed the loan processing fees of Rs.11978/-, vide cheque no: 494055, dated: 12.01.13, PNB, Vasant Kunj. I suspect that there is certain type of scam being going on to harass customer , may be between LIC housing & their agent is involved in it to delay the release of loans to Exotica , so that customer's membership gets cancelled and the housing company may sell the cancelled unit to some other customer with big profit.You are requested to kindly see the case and inform me the next course of action. The LIC Housing Finance Ltd agent name is Mr Hari Oem, Ph no: [protected].

With best regards

(S.K.Mandal)
Flat no: 1214, Pocket C-1, Vasant Kunj, New Delhi - 70, M: [protected]

Hi

LIC housing finance is not following RBI guideliess for slashing intrest rates, it is almost 2 months that RBI decrease 25points on Intrest rates, still now it is not implimented by LIC housing finance. When ever there is an increase in Intrest rates, they will follow from the announcement date.
Similar situavation happend 6 months back also, that time also they didnt decreased.

Now if we call LIC branch office in ameerpet or Kukatpally they are saying they havent recieved any info from head office.

Kindly help on this issue.

Regards,
Satya

Sir,
I have remitted Rs. 1lakh on 08.02.2013 at HFL Saidapet / Chennai branch to credit in Principle amount through cheque No. 766558 dt08.02.13
My account No. [protected] and application No.18811068.
I have not received the revised ECS schedule till date. Hence, Kindly send me the revised statement taking in to consideration of my above principle payment.

My address is .
A.Iqbal Ahmed.
NO. 24/1, Ist Cross street, Teachers Colony, Khaderpet, Vaniyambadi, 635751.
Contact NO. [protected] and [protected]
Email ID. [protected]@yahoo.co.in
With regards,

A.Iqbal Ahmed.

My LIC pension plan Jeevan sureksha policy No.[protected] has matured on 12th Jan 2013, this belongs to LIC lonavala branch under pune division. I have not received the annuity so far even though I have submitted the required documents well in time, please verify the delay.

Hi,
My Loan Account:[protected].I got approval for 3680000(Thirty six lakh eighty thousand ) Floating .Interest rate 10.4%.I was already paying actual amount of EMI i.e 36,540 and now suddenly they deducted 3244 extra i.e 39784.without any prior notice.They say it increased and now rate is 11.90%? Whereas I dont find anywhere on site and all.No other bank has increased the home loan.

I PURCHASED 4 LIC POLICIES FOR MY MINOR SON FROM ONE OF THE LIC AGENT. ALL THE 4 CHEQUES ISSUED WERE DEBITED FROM MY BANK ACCOUNT IN JANUARY 2013. FROM NEXT MONTH ONWARD i.e. FEBRUARY 2013, ECS REQUESTED HAVE NOT BEEN PROPERLY TAKEN CARE OF AND OUT OF 4 POLICIES ONLY 3 ECS HAVE BEEN MATERIALISED. THAT TOO HAVE BEEN EARMARKED WRONGLY. HOW THESE AGENTS ARE WORKING?

SIR COMPANY IS NOT RESPONDING TO MY MAIL REGARDING PF WITHDRAWAL AND ALSO THEY ARE INSTATING TO SUBMIT ONE MONTH SALARY. I WANT TO BRING TO YOUR NOTICE MY CONTRACT WITH LIC IS FOR 3 YRS AS SME . BUT LIC VIOLATED THE CONTRACT AND CHANGED MY PROFILE AFTER 2YRS , AND ALWAYS FORCED ME UNDER SALES PRESSURE WHICH WAS NOT JISTIFIED . TGTS ARE UNJUSTIFIED. AFTER THE CONTRACT IS CHJANGED AFTER 2 YRS CONTRACT WAS REVISED BY BRINGING THE CIRCULAR IN WHICH QTRYLY BASE TGT WAS GIVEN , AND IF TGT WAS NOT COMPLATED (75%) YU R TERMINATED FROM THE SERVICES. IN DEC QTR I WAS UNABLE TO DO THE TGT WHICH WAS 12 SCH.FPI PREMIUM.(YRLY TGT) .UNABLE TO DO THE QTRLY TGT (75%), I RESIGNED FROM THE COMPANY ON 2 JAN 2013. WHEN THIS CIRCULAR IS IMPLEMENTED THEN THE CLAUSE OF TERMINATED WILLL BE IMPLEMENTED.AS IN OTHER ZONE PRAMOD KUMAR SAHOO WAS TERMINMATED DUWEW TO NON COMPLETED OF 75% TGT , THEN HOW THE QUES. OF RESIGNATION COMES. THEN WHY LIC IS ASKING FOR ONE ,MONTH SALARY. AND ALSO THERE OFFICIALS ARE TELLING ON MY PHONE THAT WE WILL SEE HOW YOU WITHDRAW THE PF?
KINDLY HELP ME ?

RGDS

AJAY KHANNA
[protected]

I had made payment for LIC Premium through LIC Portal using my debit card of Bank of India along with processing charges of Rs.12/- + Service Tax. The same amount has been deducted through my savings account but the following message has been received from [protected]@pg.easy2pay.com amd also not credited to LIC Premium.

Merchant Name: Life Insurance Corporatio
Merchant Ref Number: 08753591

Payment Amount: Rs. 4428.48
Payment Date: Fri Mar 01 11:51:54 GMT+05:30 2013
Card Used: XXXX XXXX XXXX 5401

Transaction Identification Number:[protected]

Kindly look into the matter and credit my amount

Rupesh Firodiya

Dear sir,
My LIC policy No.[protected], had been enrolled on 28 Jan 2010, but till date I have not received Bond paper against my policy. I have paid policy premiums time to time through On-line.
1) I have several times contacted with LIC Agent (Sandeep Kr. Goel, Mob. [protected]) but there is no reply from the other end.
2) I also meet to DEV.OFFICER (Mr. Harish Chandra) and Branch Manager (Mr. T. P. Singh ) on dated 12 May 2012 at LIC brach-255, but I have not got any positive response from their side.
3) i also mail to branch office and zone office at [protected]@licindia.com and [protected]@licindia.com on date Sat, Jun 9, 2012. But till date i have not got any reply from their side.
4) I registered complaint on IRDA Feb 8, 2013, now they are forcing me to submitting APPLICATION WITH A BOND FOR LOST. so that they can issue DUPLICATE POLICY BOND.
5) when i never got the policy bond then why i have to submit A BOND FOR LOST. I am having a right to get a original policy bond.

So that, please be trace out the actual condition of my LIC policy bond paper and take action on the person who is associated with this policy,

if LIC is not able to dispatch my policy bond then return my all money that is submitted by me till date.

May kindly look into the matter and take needful action for the same.

If any query in this regard, please contact to me, my cell no. is [protected].

Thanks,
Ravindra Singh
cell no. [protected]