Life Insurance Corporation of India [LIC] Complaints & Reviews

AGENT NAME- VINOD SIGH
AT- BANGRA, P.O- DUMARSHAN BANGRA, P.S- MASHARAKH, PIN 841410
MOB- [protected]


MY NAME- MUNNA ANSARI
S/0- SABIR ALI
AT- BANGRA, P.O- DUMARSHAN BANGRA, P.S- MASHARAKH, PIN 841410
MOB- [protected]


DEAR SIR,


NAHI WAH PAISA LETE HAI AUR NAHI WAH KAGAJ DETE HAI. 2 YEARS HO GYA AAJ TAK HAMSER LENE NAHI AAE.
AUR KAGAJ BHI NAHI DETE HAI.
HAMARE FATHER LIC ME INSURANCE KARWAE THE AUR WAH SAUDI ARABIA CHALE GYE TO GHAR MA HAI TO UNSE JAKER PAISSA MANGNA CHAHIE. LEKIN UNHONE NAHI MANGA.

Dear sir,
I am resister my three loan accounts on lic housing finance ltd customer service web portal and using given all option but from 10 days only two accounts are display on web portal. I want to take my provisional IT certificate of my 3rd lone no.[protected]Raipur ,Chhattisgarh). How can it possible please help.
Regards
Maheshwari Prasad Shukla
Sangita shukla
maheshwari.[protected]@ambujacement.com

Dear Sir,
With due respect that I had taken a policy since 2001 under the policy name Jeeven Dhara,which has nature since 2011 but My agent Mr Amar nath tiwari has converted such mature amount in another policy(policy no[protected] by giving wrong information or on the behalf of mid saling
. so in this circumstances please do the needful.

I'm paying Rs.70000 as premium per year. But when I enter the policy no, "already registered" is coming and I could not proceed further to get the Premium Paid certificate.

Sir, I have purchased a policy in the name of My wife Mrs Sangita Shinde policy No.[protected]. The first pay out was due in Aug 2004. and the cheque of Rs 10,000/- has not been deleivered nor is creditted at our end , Infact we didnot know the policy is endowmwnt and has regular payouts. when we shifted to Panvel , we got next payout. I would like to ask authoritities to take up the MATTER. I have already lodged the complaints at various forums but nothing has come to my aid.

sir, i am holding a lic policy in Ernakulam branch (code 696) bearing policy no.[protected]. I have paid my Last due premium for the month of aug 12 at Ramanathapuram branch at cash counter on 08 sep 12. In the month of december when i was trying to pay my pemium of the month of nov at the same counter the cash counter clerk told me that you have to pay for the premium of sep 12 which was already paid by me. I informed to branch manager and he told me to resolve the problem. Now its more than 15 days no action is taken.

i want to know about my child policy status whose no.[protected]

I want to transfer home loan taken from LICHF in dual rate scheme to SBI. Loan started from Nov 2011.
I have opted the following scheme.
1) First 3 years fixed 10.7% interest.
2) from 4th year till end floating rate.
In the loan outstanding statement it has been mentioned that I need to pay 2% of existing loan amount as "pre closure amount". I have submitted all the attached circular to LICHF agent but still LICHF stated that I have to pay 2% of existing loan because it is not from my own source.
Loan is going to transfer from LICHF to SBI. Since it need to consider as own source. Loan which is transferred to SBI, I only need to pay it.

if I transfer the loan from fixed to floating rate even then 2% pre closure is applicable stated by LICHF.

RBI and the National Housing Bank banned pre-payment penalties on the dual rate loans. But still I have been charged by LICHF.

I have requested the statement on 5-Nov-2012.Requesting you to help in this context. Please let me know what steps I need to take to avoid "pre closure amount" penalty.

I have submitted below scanned document .
• Sanction Letter
• Outstanding statement
• National Housing Bank Circular no: NHB (ND)/DRS/POL-No. 36 / 2010
• National Housing Bank Circular no: NHB (ND)/DRS/POL-No. 43 /[protected]
• National Housing Bank Circular no: NHB (ND)/DRS/POL-No. 48 /[protected]
• National Housing Bank Circular no: NHB (ND)/DRS/POL-No. 51 /[protected]

Sir,ihave money plus policy no..[protected].iall ready pay 5 years primum per year 10000.00 rs.sir please inform of policy banifit.can i continue?

I AM ANUJ KUMAR DWIVEDI AGENT OF LIC OF INDIA BRANCH AT MUMBAI-927. MY LOGING ID. 01010927 & PASSWORD[protected]
IS NOT OPEN SINCE LAST TWO MONTHS. SO PLEASE GIVE ME MY NEW PASSWORD & MAIL TO US
[protected]@yahoo.com.
MO.No.- [protected]

Hi,

I'm Gopinath has a LIC Policy with number[protected] with DOB: 28/05/1978 forgot my user id and password due to laptop crash issue.

Need to pay my LIC premium through online. Request you to initiate for getting my new user id so that i can generate password.

Please do needful

My details: Policy number:[protected]
Name: GOPINATH A
DOB: 28/05/1978
email id: [protected]@yahoo.co.uk
Phone number: [protected]

Thank You

Mail ID [protected]@yahoo.com

Name -Parghee Nimitkumar Pitambarbhai
Code No 966-83Z
Branch No 1483Z
My Licence No[protected]

Kindly issue my agent portal ID.

I have had enough of LIC Housing Finance and their services. There have been mistakes right from the sanction letter upto to the EMI calculations. I have literally get into the war zone to make LIC staffs understand the problem despite the mistakes are pretty evidently seen on the documents they provided, fight to get it corrected; and the fight is at the chief of the Regional Office in Bangalore. To make them see, understand, accept and get the problem corrected is a 3rd world war.

The lady heading the branch office is such a useless woman, I wonder how she managed to get that position. She neither understands anything nor does anything.

I have been spending a lot of time and effort, phone calls, mails etc, just sick and tired of making the mistake of availing home loan from LIC. No responses from the Mumbai Head office.

I have another 13.5 years to toil with LIC, hope LIC does something to hear customer's complaints and responds. Otherwise, I would have to settle with them, pull out and go with some other financial organization. But before that, I would definitely discourage all future loanees I come across and also spread this horrific experience through all the Social Media sources.

I had taken a policy form LIC (Joint with my wife) for Rs.1,00,000/-1,76,900y is a JEEVAN SATHI (Double cover joint life plan) with profits (Withj accidents). The policy numher is[protected] and maturtiy date being 28/02/2013.

I find that upto 28/02/2012 I have paid to LIC Rs.10631X 15 = Rs.1,59,465 and the maturity amount indicated to me is Rs.1,76,900 incllusive of all bonuses for 15 years. I feel that this is very less. Even the savings bank interest of 4% works out more and every year LIC had been announcing bonus to the extent of Rs77/- to Rs.95/- per annum per thousand , where my money has gone is not clear

Please take up my case with LIC

Lic of India
Division manager
MEERUT,

Dear sir,

my self Naipal Singh[protected] i am agent in branch Muzaffarnagar,(mobile no-[protected])
my merchant id is A[protected].i can take premium point collection about in the month of June.
i have collected premium receipt about 200 in one month.but my receipt camisan was not give to me.
please check and take solution.
please sir you can help me.

thank you
your obediently,
muzaffarnagar

I am filing this piece of text just to let the people, who are thinking of applying for housing loan from LIC Housing Finance, know the shocking reality about the racket working under the mask of LICHFL(Ist Floor, K-59, Lajpat Nagar II, New Delhi-24).

My friend Mr Sebastiane who had applied for a housing loan from LICHFL Lajpat Nagar 2 on 16th of September 2012. The LICHFL executives, Mr Vikas ([protected]) and Mr Praveen ([protected]), collected the application form with supporting documents on 16th itself. After that the process of enquiry (both at his house and office) and all done as usual. There were no calls or anything from their end after that. When Sebastiane called them and asked the status of loan, they asked for more documents. Every time he called them, they repeated the same (more document). 40 days passed like that. Whenever we contact them, we got the reply "It's done, you will get the approval today evening/tomorrow evening, the officer is hospitalised, my dadaji hospitalised so i could not collect the paper" etc. At last one day we visited their office at Lajpat nagar-2. There we got the shocking response from their end. Again they started the old drama, asking for documents, We need this paper that paper etc. Even after submitting all the documents they asked for, they started on reducing the loan amount From 20 Lacs to 12.5 Lacs.

At last the day came, the executives Vikas and Praveen came Sebastiane's home with lots of documents along with approval letter. Sebastiane signed All the documents, Gave them Rs 5000 as their personal charge along with signed cheques along with a Rs 12,000/- cheque on favour of LICHFL. They assured us that the Loan cheque would be ready in 2 days. That 2 days extended to 2 weeks. This time they came with another drama. They said Sebastiane should close on of his personal loan which deducts an EMI of 4300/month from his account.

In short, they have taken our quality 75 days and put us in a real hell. At last we took back all the documents and cheques given and said Good bye to LICHFL. We lost plenty of time, around 17-20 thousand Rupees, and peace for sometime.

So friends, if you thinking of applying for Housing loan, please Keep away from LICHFL.

By doing such things with 10 customers in a month, LICHFL (Officers) can earn more than 1.2 Lacs without paying a penny.

Here is the phone numbers of the Staff behind the drama once again.

1) Mr Praveen, executive ([protected])
2) Mr Vikas, executive ([protected])
3) Rajeni Kand, officer ([protected])

GOOD DAY

Subject: ANNUITY POLICY NO. 089H[protected] - SUSHIL V RAJE

WITH REFERENCE TO THE LETTER DATED 22/10/2012
FROM LIC OF INDIA P&GS DEPTT.,NEW INDIA BLDG.,2ND FLOOR,
S.V.ROAD, SANTA CRUZ-WEST,MUMBAI
I HAVE SO FAR NOT RECEIVED ANNUITY INSTALMENT AMOUNT OF
RS 29,300/- MENTIONED VIDE THEIR LETTER DATED 22/10/2012
AGAINST THE ABOVE MENTIONED POLICY NO.
BY NEFT CREDIT...

DEAR SIR,

I INFORM YOU THAT I AM HAVING 2 INSURANCE POLICY
;
1. BIMA KIRAN POLICY NO.[protected]

2.MONEY BACK POLICY NO.[protected]

I had registered for online premium deposit. but I forgot my id and password. please help me in this regard my mobile no. is [protected]. please recover my id and password I shall be very thankful to you.

thanks and regards

sunil kumar
[protected]

Sir my loan a/c is[protected] ,sanctioned loan amount is rs13,48,000 they disbursed me a loan in 3 installment i.e. rs952000, rs238000, and rs83793 it sums to rs1273793 the remaining amt. of rs74207 has not been disbursed to me for last 6 month i have contacted the amaravati branch but they doesnt respond and doesnt give any reason for delay ,i am paying the emi regularly through ecs
does it came under breach of contract? what to do

Dear Sir..!

I have purchase a life insurance policy(MAX MANGAL) by the name of SAHIDUNNISHA by ABIRA INSURANCE SERVICES LTD, PF. NO[protected], but the policy bond has yet not been received.
Yearly installments has twice submitted, one was on 29/01/2011 on Receipt No-187442, and second on 10/03/2012 on P.R No-004494.

Please do the need full and do arrange the policy bond.